Mutual Fund SIP and Lump sum returns along with risk-return anlysis scores for durations ranging 1Y to 8Y. Created with a free excel template available at freefincal.com

1. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 48.56% 28.56% 23.44% 18.08% 17.10% 19.63% 17.58%
BSE SENSEX SIP returns 36.07% 23.93% 19.10% 14.01% 12.12% 13.30% 11.16%
Fund Lumpsum returns 32.14% 25.77% 14.97% 14.44% 19.39% 15.57% 14.19%
BSE SENSEX Lump sum returns 24.49% 23.15% 10.43% 9.84% 10.61% 7.34% 7.83%
Excellent performance!

2. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 86.70% 42.46% 33.70% 25.39% 23.00% 26.07% 23.00% 21.19%
CNX MIDCAP SIP returns 64.31% 28.92% 21.29% 14.34% 12.35% 14.48% 12.10% 11.77%
Fund Lumpsum returns 52.75% 32.31% 19.33% 17.33% 25.16% 20.58% 16.61% 17.10%
CNX MIDCAP Lump sum returns 30.80% 21.75% 8.70% 7.33% 13.25% 8.02% 8.75% 11.56%
Excellent performance!

3. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 63.84% 32.87% 24.99% 18.30% 16.27% 18.23% 16.32% 16.07%
CNX 500 SIP returns 44.25% 25.16% 19.73% 14.03% 11.85% 13.25% 10.98% 10.51%
Fund Lumpsum returns 35.96% 26.70% 13.14% 12.84% 16.29% 14.08% 14.11% 16.61%
CNX 500 Lump sum returns 25.44% 22.49% 9.84% 8.77% 9.93% 7.25% 7.40% 10.62%
Drop in performance is disturbing but not (yet!) alarming
Spectacular returns entails higher risk

4. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 75.24% 36.84% 27.37% 19.71% 17.76% 20.14% 17.75% 17.07%
CNX 500 SIP returns 44.25% 25.16% 19.73% 14.03% 11.85% 13.25% 10.98% 10.51%
Fund Lumpsum returns 41.84% 28.36% 13.19% 13.53% 18.55% 15.58% 13.84% 16.84%
CNX 500 Lump sum returns 25.44% 22.49% 9.84% 8.77% 9.93% 7.25% 7.40% 10.62%
A fund merger will increase its AUM even more! If performance does
not pick up, we are justified in asking, does size matter!
Again, Spectacular returns entails higher risk

5. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 37.78% 22.95% 18.42% 13.94% 12.60% 13.88% 11.96% 11.82%
BSE-100 SIP returns 41.31% 24.19% 18.30% 13.16% 11.52% 12.91% 10.84% 10.53%
Fund Lumpsum returns 23.63% 21.50% 10.55% 10.48% 12.87% 9.27% 9.73% 12.73%
BSE-100 Lump sum returns 23.54% 23.10% 9.29% 9.12% 10.31% 6.91% 7.88% 11.60%
Unspectacular returns but good risk-adjusted performance

6. Investment period 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years
Fund SIP returns (CAGR) 65.87% 30.41% 23.07% 16.11% 13.78% 15.47% 13.41% 13.38%
BSE-100 SIP returns 41.31% 24.19% 18.30% 13.16% 11.52% 12.91% 10.84% 10.53%
Fund Lumpsum returns 37.16% 23.43% 11.49% 8.86% 13.20% 10.01% 10.98% 14.05%
BSE-100 Lump sum returns 23.54% 23.10% 9.29% 9.12% 10.31% 6.91% 7.88% 11.60%
Something went wrong but was set right soon!

7. Fund SIP returns (CAGR) 42.52% 21.52% 20.49% 18.21% 18.47% 21.96% 18.15% 16.62%
BSE-500 SIP returns 45.33% 24.60% 18.08% 12.65% 11.07% 12.67% 10.50% 10.14%
Fund Lumpsum returns 17.91% 21.95% 17.77% 17.73% 20.98% 12.61% 10.98% 13.01%
BSE-500 Lump sum returns 24.40% 22.13% 8.41% 8.19% 10.30% 6.46% 7.24% 10.86%
Whatever happen to this fund?!

8. Fund SIP returns (CAGR) 75.23% 38.60% 30.49% 23.84% 22.43% 24.38%
CNX MIDCAP SIP returns 67.78% 29.89% 20.17% 13.43% 11.92% 14.07% 11.81% 11.54%
Fund Lumpsum returns 46.90% 30.34% 18.76% 18.24% 24.51% 18.48%
CNX MIDCAP Lump sum returns 29.67% 22.18% 8.05% 6.98% 12.94% 7.85% 8.61% 11.60%
Excellent performance!