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Retail Loans
LOANS
PERSONAL
HOME
EDUCATION
VEHICLE
PERSONAL LOAN
Documentation:-
 Income Documents
a)salaried
b)Self-Employed
c)Your Current Obligations
 KYC Documents
 Proof of Employment/Business Continuity
Eligibility:-
 years of experience/business continuity
 Age Limit
 Min. home income
 Co-applicant Applicable
 Unsecured and Secured Loans
 Min. and Max. amount of Loan
 Quantum of Loan
 Margin
 Rate of Interest
HOME LOAN
Documentation:-
a)salaried
b)Self-Employed
Eligibility:-
 Income/Other Income
 Age
 Qualification
 Property Value
 No. of dependents
 Bank Balance
 Asset/Liabilities
 Interest on Home Loan
a)Fixed Rate
b)Floating Rate
 Eligible Quantum of Loan
 Margin
 Moratorium Period
EDUCATION LOAN
Documentation:-
 Letter of admission
 loan application form
 2 passport size photographs
 Proof of identity & residence
 IT returns & IT assessment
 Assets/Liabilities
 Proof of income
 Certificate or Marksheet
Eligibility:-
 Resident of India
 Confirmed admission
 Age of the candidate
 Secured Admission
 Eligible courses
 Quantum of Loan
 Security
 Margin
 Repayment
 Interest Rates
VEHICLE LOAN
 Eligibility
a)Salaried
b)Self-Employed
c)Farmers
 Min. Annual Income
 Age Limit
 Quantum of Loan
 Margin
 Interest & Max. repayment period
 Security
Thank You…!!!
Presented By-
Pratiksha Kolambkar

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Retail Loans