The document lists the various documents required for obtaining a home loan in India. It includes documents like application form, photographs, identity and address proofs, bank statements, income tax returns, property documents, salary certificates, and other miscellaneous documents. Regular income tax filing and a good CIBIL score are also important. The market value of the property will be assessed independently by the bank.

2. list of documents required for home loan in India.
Application form to avail loan
Three passport size photographs
ID proofs like residence proofs, Bank account statement for past 6 months
Signature confirmation by applicant’s bank.
Personal assets and liabilities proof
Guarantor Documents
Personal assets 2 photographs
ID proof and residence proof Business address proof
Signature confirmation by bank of applicant

3. Home Loan Documents List For Salaried Individuals
Salary certificate signed by the employer
Form 16/IT Returns for last two years
Housing Loan Documents Checklist for Self-
employed Professional Individuals
IT returns for the past three years
Challans as confirmation of Advance Income Tax payment
Business address confirmation proof

4. Housing Loan Documents Checklist for Self-
Employed BusinessIndividuals
IT returns for the past three years
Challans as confirmation of Advance Income Tax payment
List of Property Documents Required for
Home Loan
Sale agreement or deed of sale for cooperative society.
Advance payments receipts to buy apartments/house
Letter of allotment from private builder
Land tax payment receipt
Building plan approved

5. Home Loan Document List
for NRIs
Salary Certificate from boss expressing in English the name
Last 6 months salary slips
Copy of Passport
Last six months NRO/NRE bank statement
Power of Attorney in absence of applicant while signing the agreement.

6. Other DocumentsRequired
Proof of ResidencePersonal Id Proof
Age Proof
PAN Card
Passport
Voters ID Card
Driving License
s
s
Ration Card
Electricity Bill
Employment Letter
Telephone Bill
Passbook or Bank Statement with addre
P
t
assport
PAN card
Driving license Tenth class mark shee
Birth certificate Bank passbook

7. Applying for a home loan isn’t t h a t simple
Home loan application incorporates a great deal of elements both for
the moneylender and also a bank for endorsement of the home loan
Keeping Up a good CIBIL Score Credit Information Bureau of India Ltd
Check of Individual Profile
Limit ofAge

8. Is Your Loan Application Dismissed Earlier?
If an applicant was rejected for a loan from bank beforehand
That point he/she won’t not have the capacity to satisfy the eligibilities the loan
applicant requires
CIBIL keeps record of each credit applications
When the candidate applies for the loan, past records from the database will be checked
Dismissal will appear in credit profile

9. Are you Filing Income Tax Regularly?
If the loan is, the candidate needs to take
after these correct moves:
Reaching with the loan specialist
Can choose to bring down the home loan sum

10. Market Value of property
This is an essential factor
Before benefiting a loan, you have to get the market estimation of the advantage
with the assistance of a qualified appraiser.
Banks complete an autonomous assessment of the property for which you require the loan.

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