Pension Funds In India
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This document provides an overview of pension plans in India, including: 1. It defines what a pension is and discusses the advantages of pension plans such as less risk, immediate returns, and tax benefits. 2. It outlines the different types of pension policies including traditional and unit-linked policies and how they differ in terms of investment strategies and returns. 3. It discusses important factors to consider when choosing a pension plan like bonus calculation, life cover, sum assured, and expenses.
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The document discusses intrapersonal communication, which is communication with oneself through thinking, self-talk, and internal dialogue. It covers key aspects of intrapersonal communication like self-concept, perceptions, needs, and communication with others. The objectives are to reflect on self-introspection, understand how self-concept relates to intrapersonal communication, and gain a deeper understanding of one's own self-communication skills.
Emotions & moods organisation behavior
1. Emotions are intense feelings directed at someone or something that are brief, while moods are less intense feelings that lack a stimulus and can last hours or days.
2. Emotions are action-oriented and caused by specific events, while moods are more cognitive and their causes are often unclear.
3. Examples of emotions include happiness, hope, surprise, anger, love, frustration, fear, sadness, feeling left out, hatred, and shock.
Presentation on corporate goverence
This document summarizes a presentation on corporate governance given to a class. It defines corporate governance and discusses the meaning, objectives, and importance of corporate governance. It also outlines the roles and responsibilities of boards of directors, factors influencing corporate governance, and various committees and codes that have been developed in different countries to improve corporate governance standards and practices.
Introduction of commodity market in india
The commodity futures market in India has evolved over 120 years, with the first organized exchange established in 1875. Key developments include the banning of futures trading in 1966 and reintroduction in 2003. Today, the major commodity exchanges are MCX and NCDEX, which trade over 60 commodities. Trading volumes have grown significantly in recent years compared to equity markets. The commodity markets benefit farmers, traders, and others through price discovery, risk management, and competitiveness. However, foreign and institutional participation remains limited. Overall, India's commodity markets have expanded rapidly and are expected to continue growing.
Organization development
This document provides an overview of organizational development and interventions. It defines organizational development as a deliberately planned effort to increase an organization's relevance and viability. The key aspects covered include:
- The meaning, definitions, objectives, assumptions, values and process of organizational development.
- Common organizational development interventions like team building, coaching, large group interventions and leadership development.
- The assumptions underlying organizational interventions, which include viewing groups as the basic building blocks and aiming to reduce inappropriate competition between parts of an organization.
- The effectiveness of organizational development in providing opportunities for employees and organizations to reach their full potential and treating people with dignity and respect.
Advertising Social,Legal,Ethical & Economical Aspects
Advertising has social, legal, ethical, and economic aspects. Socially, advertising must balance informing consumers and avoiding deception or manipulation. Legally, advertising must comply with government regulations. Ethically, advertising needs to be truthful and consider its effects on children and sensitive products. Economically, advertising makes consumers aware of options, encourages consumption, and fosters competition, but also increases product costs.
Insurance
This document discusses insurance, including its definition, history in Nepal, types of insurance, and effects on daily life. It begins by defining insurance as a legal contract between three parties that distributes risks by having the insurer assume the risk of loss in exchange for premiums from the insured. The document then covers the historical development of insurance in Nepal starting in 2004, describes the main types of insurance like life, marine, fire, and miscellaneous, and explains how insurance works by sharing losses among many. It concludes by discussing the positive effects insurance has on families, business, employment, the economy, and society by providing compensation against losses and encouraging risk-taking.
WHISTLE-BLOWING
Firstly, the document discusses whistleblowing and defines it as the release of information by an organization member or former member about illegal or unethical conduct within the organization.
Secondly, it outlines conditions for justified whistleblowing, including that the situation involves sufficient moral importance, the whistleblower has properly understood all facts and significance, and all internal channels have been utilized.
Thirdly, it discusses the Edward Snowden case, in which the computer analyst exposed top-secret NSA documents about US surveillance programs, and views him as a patriot rather than a traitor for prioritizing public interest over corporate and government laws.
insurance sector ppt
1. The document discusses the history and development of the insurance sector in India. It traces insurance in India back to 1818 and discusses key developments like nationalization of insurance in 1956 and privatization in 1999.
2. The roles, types (life, general, health etc.), and major players (both public and private) of insurance are described. It also compares the market share and business of public sector giant LIC versus private insurers.
3. Benefits of insurance planning and investment opportunities in insurance are highlighted. Laws and regulations governing the insurance sector in India are also briefly outlined.
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Advertising Social,Legal,Ethical & Economical Aspects
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Group members for the insurance discussion include Rinku Patel, Shubhangi Rathod, and Garima Mishra. Life insurance in India is a $250 billion market growing at 32-34% annually. Common types of life insurance policies discussed include children's plans, term insurance, and endowment plans. Children's plans help secure a child's future needs such as education. Term plans offer only death benefits while endowment plans provide savings and maturity benefits in addition to death coverage. Popular companies offering these plans in India include LIC, HDFC Life, and ICICI Prudential.
Lic policies for handicaped children
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The document provides an overview of life insurance policies and concepts. It discusses the different types of life insurance policies including whole life, term life, endowment, money back, children's policies, and ULIPs. It also outlines factors that determine insurance premiums such as age, gender, health, profession, and policy details. The roles and functions of actuaries in assessing risk for insurance companies are described. Finally, it provides a brief history of life insurance in India and details about the Life Insurance Corporation of India (LIC).
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This document summarizes an ICICI Pru life insurance plan called ICICI Pru Smart Kid Regular Premium that provides guaranteed educational benefits for a child. The plan offers a lump sum payment of the sum assured plus future premium payments if the parent dies. It also provides development allowances annually for the child and covers accident and disability risks. The plan guarantees educational payouts for the child at key milestones like college or provides benefits in the last 5 years of the policy. It requires regular premium payments but provides tax benefits under Indian law.
SmartKid_RP_Brochure investment planning
This document summarizes an ICICI Pru life insurance plan called ICICI Pru Smart Kid Regular Premium that provides guaranteed educational benefits for a child. The plan offers a lump sum payment of the sum assured plus future premium payments if the parent dies. It also provides development allowances annually for the child and covers accident and disability risks. The plan guarantees educational payouts for the child at key milestones like college or provides benefits in the last 5 years of the policy. It requires regular premium payments but provides tax benefits under Indian law.
KotakAssuredIncomeAcceleratorPlan
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ICICI Pru Elite Life Final.ppt
1) ICICI Pru Elite Life is an exclusive unit linked insurance plan for high net-worth individuals (HNIs) that allows investment across nine funds with different risk-return profiles.
2) The plan offers benefits like higher of sum assured or fund value on death, unlimited free switches, accumulation transfer strategy (ATS), and premium redirection. It provides loyalty additions from the sixth year onward to reduce the effective fund management charge over time.
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Aegon Life iGuarantee Max Savings Brochure.pdf
At various junctures of life, you would need to achieve several goals, small or big, like buying your first vehicle to funding a child’s education or a peaceful retirement. The list could be endless but chalking out these goals at different points in your life, and the finances needed to achieve them is necessary. Therefore, choosing a flexible savings life insurance plan is imperative which not only helps you achieve those goals, but also keeps your family financially secured in case you are not around. To help you with this, we at Aegon Life bring to you ‘Aegon Life iGuarantee Max Savings’, an insurance plan that offers you more than just the steady growth of your corpus while simultaneously helps you in achieving the milestones and safeguarding your family against unfortunate events
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This 3 sentence summary provides the high level information about the document:
The document is a product brochure that describes the Max Life Whole Life Super plan, a traditional participating whole life insurance plan that provides lifetime guaranteed life insurance coverage up to age 100. The plan offers flexible premium payment terms and bonus options, and allows policyholders to access funds through partial withdrawals or surrender. The brochure provides details on plan benefits, premiums, bonuses, surrenders and riders available under the Max Life Whole Life Super plan.
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Kotak e-Invest - a comprehensive Unit Linked Life Insurance Plan that can be customized as per your goals and requirements. Click here to know more about it.
Lic 2016 life insurance corporation
- Life insurance first came to India in 1818 from England. The Oriental Life Insurance Company was the first insurer in India.
- Key legislation around insurance was passed in 1912 and 1956, leading to the creation of LIC as a state-owned monopoly insurer.
- Today, LIC remains the largest insurer in India with over 180 million policies, 2048 branches, and revenues of over $173 billion USD, though its market share has declined with privatization and competition from other insurers.
Icici li
ICICI Prudential Life Insurance provides various insurance plans, including money back policies and ICICI Pru Cash Advantage. The money back policy provides life coverage and maturity benefits paid out over 20-25 years. ICICI Pru Cash Advantage offers guaranteed monthly cash benefits during the payout period, guaranteed maturity benefits, life coverage, and limited premium payment periods of 5-10 years. It works by calculating guaranteed cash and maturity benefits based on factors like premiums, sum assured, age, and gender. Benefits include death and maturity payouts, with loans and revival options also available under certain conditions.
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Pension Funds In India
- 9. How do I receive annuity payments? Purchase Price = Sum assured+bonuses +additions (if any) Individual receives pension for 5,10,15,20 years, irrespective of whether alive or not. In case of death in those years- Nominees Contract closes. Major plus point: Continues receiving if alive - ANNUITY GUARANTEED FOR CERTAIN PERIODS Individual receives pension as long as he is alive ---- increases every year @3%p.a simple interest rate. - INCREASING ANNUITY Individual Spouse Individual Spouse Nominees JOINT LIFE/ LAST SURVIVOR Individual Individual Nominees LIFETIME ANNUITY WITHOUT Purchase Price WITH Purchase Price Type of annuity
- 11. How to go about Pension Plans : Don’t let a miscalculation ruin your retirement STEP 1 : Estimate total annual expenses on retirement Food, Entertainment, Healthcare, Housing, Transportation, Insurance etc. STEP 2 : Estimate realistic inflation, spending pattern and life expectancy. STEP 3 : Estimate Retirement Needs considering Rate of Return & Amt. of Saving.