This document outlines a proposed model for real-time flood risk forecasting using freely available data. It discusses developing a simplistic model to provide early flood warnings and reduce impacts. The model would acquire rainfall, water flow, and catchment data then use a program like Mike Urban to simulate runoff and routing to output discharge, water levels and risks. The risks would be assessed on likelihood and severity of flooding to issue warnings through various channels. The goal is to create a concept model that could be adapted worldwide to help flood-prone areas.