Ramanathan A has over 21 years of experience in sales, marketing, collections, and operations for non-banking finance companies. He is currently working as an Area Manager for HDB Financial Services in Trichy, where he manages a portfolio generating an average of 2.5 crores monthly in commercial vehicle business. Previously he held regional management positions at Hinduja Leyland Finance and Shriram Automall India, where he improved processes for stock liquidation and online auction sales respectively. Ramanathan holds an MBA in Finance and Marketing and is looking for a new challenging position to apply his expertise.

1. Curriculum Vitae
RAMANATHAN. A
E mail : athilingam.ramanathan@gmail.com
Mobile : 9600833055
Career Objective:
To be associated with a challenging and competitive environment, where my knowledge &
work experience plays a vital role towards mutual growth.
Brief Job Profile:
Having 21 years of experience in Sales, Marketing, Collections & Operatoions in Non Banking
Finance Companies.
Achievements:
 SAMIL - Received the “Best Performer Award” for the year 2011-12 & 2013 & 14
“Runner Up Award” for 2012-13.
 SAMIL - We have generated a net income of 1crore as Income by way of Online Business
 RELIANCE Petro - Inaugural day record sale of Rupees one crore / One lac cards were
marketed in Madurai Region / 80 percent of sales in Petrol bunks were through Petro-cards
Industry Experience:
1. HDB Financial Services Ltd – Working at Present from Aug 2015
Area Manager – Trichy
 Taking care of Business operations pertaining to
Trichy/Karur/Tanjore/Pudukottai/Kumbakonam/ Mayiladuthurai / Perambalur
 Our portfolio consists of Third party business/ Refinance /New vehicle funding
 We do an average of 2.5 crs of CV business monthly
 Collections – We take care of current bucket and 1- 12 MOB
 Reporting to ZSM
2. Hinduja Leyland Finance Ltd – From Dec 2014 – Aug 2015
Area Manager – Chennai
 Stock liquidations throughout Tamilnadu & Yard Management
 Streamlined the process of approvals with regard to liquidations
 Follow up with AMs (Area Managers)/ LICs (Location InCharge) for stock liquidation
 Sharing buyer data with AMs /LICs
 Co ordination with Service providers to liquidate the repossesses stock
 Follow up for payments upon approvals on repossessed stock
 60% decrease in stock after taking over in Dec 2014
 Reporting to State Business Head

2. 3. Shriram Automall India Ltd (Closely held by Shriram Transport Finance Company
Limited) - from Oct 13 to Nov 14
Regional Hub Manager – Chennai
 Working for Physical / Online / Onestop and Negotiated sales as Regional Hub Manager for
Chennai Region which includes Chennai / Pondy /Vellore locations.
 Reporting to ZSM
4. Shriram Automall India Ltd (Closely held by Shriram Transport Finance Company
Limited) - Oct 11 to Sep 13
Regional Head – South (Online Business – Based out of Chennai)
 Working for Online Auctions as Regional Head for South, Which includes AP, TN, Kerala
and Karnataka.
 Job Profile includes marketing and sales co ordination with Finance companies, Banks,
Financial Institutions and sourcing business. Vehicle Category includes 2W, 3W, 4W, CV and
Industrial Equipments.
 Regional Managers of Karnataka / Kerala and Andhra Pradesh Regions report to me apart
from the Auction Manager in Tamilnadu.
 Reporting to National Head
5. Shriram Transport Finance Company Limited – Oct 09 to Sep 11
Product Manager II – Madurai
 Promoted as RPH – Regional Product Head – (Cadre - Product Manager – Level II) –
ONESTOP VERTICAL - TN Region.
 Was reporting to National Product Head
Product Manager – Channel Sales – Oct 07 to Sep 09
 Job profile includes appointment and regular audit of business done by the Franchisee – Truck
Business.
 Reporting to National Sales Head.
Product Manager- Three Wheeler & Tractors – Feb 06 to Sep 07
 Product Head – Coimbatore, Salem, Chennai and Pondy Business Units.
 Business included Three wheelers / Tractors and Harvesters.
 Reporting to State Head
6. Reliance Petro Marketing Private Limited - Oct 04 to Feb 06
TransConnect Manager - Madurai
 Developed the market for the retail business of Petroleum products in Madurai Division for
truck industry.
 Retail business was, marketed to all truck operators, small & medium textile units.

3. 7. Shriram Investments Limited - June' 02 to Sep' 04
Branch Manager – Salem
 Branch Head for Salem Division in Commercial vehicle business.
8. Cholamandalam Investments and Finance Co Ltd - June ‘ 00 to May ' 02
Senior Officer – Marketing CV - Coimbatore.
9. Elgi Finance Limited - June ‘ 94 to May ‘00
Officer – Marketing
Educational Qualification:
• Completed B.Sc in St. Xaviers College, Palayamkottai.
• Completed MBA (Finance with Marketing) in Bharathiyar University, Coimbatore.
Personal Details:
Father’s name : Mr. Athilingam
D.O.B : 01.05.1971
Marital Status : Married
Nationality : Indian
Languages known : Tamil and English
Address for Communication : Arun Excello, Temple Greens, H-5, 1708
Sriperumpudur Road
Mathur, Oragadam, Chennai - 602 105.
Hereby I declare that above said details are true to the best of my knowledge
Date : Yours Sincerely
Place : Chennai ( Ramanathan . A )