Gaurav Bhawsar is seeking new opportunities. He has over 10 years of experience in commercial vehicle financing and portfolio management with HDFC Bank and Sundaram Finance. Currently, he is a Deputy Manager at HDFC Bank responsible for commercial vehicle sales, financing, and portfolio management in Indore and surrounding areas. Previously he held various roles with increasing responsibility at Sundaram Finance, managing business development, collections, and teams across multiple locations in Madhya Pradesh and Rajasthan. He aims to grow accounts profitability through high customer service and compliance.

1. GAURAV BHAWSARGAURAV BHAWSAR
LAXMI NIWAS
House No. - 9, Rajaswagram Colony Mobile No. +91-93001-44001
Chhatribag, Mobile No. +91-78691-20745
Indore – 452007 E-mail: gaurav.bhawsar15@gmail.com
My every task/work is a self-portrait and I want my autograph with excellence.
Give 100% efforts on each outing, hard work in the order of day.
Present job Description:Present job Description:
Working with HDFC bank Ltd (Commercial Transportation Group)Working with HDFC bank Ltd (Commercial Transportation Group)
since Feb’2012 as Deputy Manager.since Feb’2012 as Deputy Manager.
Work profile as follows:
Working as Relationship Manager in Commercial Vehicles sales and handlingWorking as Relationship Manager in Commercial Vehicles sales and handling
Indore and surrounding locations like Khargone, Khandwa, Sendhwa, Dhar.Indore and surrounding locations like Khargone, Khandwa, Sendhwa, Dhar.
Accountable for Heavy Commercial Vehicle Finance (New and Used) with aAccountable for Heavy Commercial Vehicle Finance (New and Used) with a
team of 5 Associates and 3 DSAs.team of 5 Associates and 3 DSAs.
Responsibility to achieve individual as well as team Target of location in CVResponsibility to achieve individual as well as team Target of location in CV
and UCV product.and UCV product.
Responsibility to increase bank portfolio in terms of volume as well as newResponsibility to increase bank portfolio in terms of volume as well as new
customer acquisition.customer acquisition.
Goal is to Grow accounts profitability by maintaining a high service standardGoal is to Grow accounts profitability by maintaining a high service standard
and compliance.and compliance.
Generate the cross selling business from existing customers by selling otherGenerate the cross selling business from existing customers by selling other
products like Car /TW finance / CASA / Life Insurance and other bank productproducts like Car /TW finance / CASA / Life Insurance and other bank product
under One Bank project.under One Bank project.
Maintain and develop customer relationships, new business, and periodic visitMaintain and develop customer relationships, new business, and periodic visit
to existing customers.to existing customers.
Also responsible as portfolio manager for Early Delinquent cases (aged underAlso responsible as portfolio manager for Early Delinquent cases (aged under
12 month) and help to collection team for regular accounts, Writoff and NPA12 month) and help to collection team for regular accounts, Writoff and NPA
cases.cases.
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2. GAURAV BHAWSAR PAGE TWO
Previous job Description:Previous job Description:
Working with SUNDARAM FINANCE LTD since Oct’2005 to Jan’2012Working with SUNDARAM FINANCE LTD since Oct’2005 to Jan’2012
Work profile as follows:
• Worked as Cluster Manager – Chambal Region based at Guna (MP)
location during July 2011 to Feb 2012.
Handled Guna, Biaora, Ashok Nagar, Shivpuri, Sheopur district areas along
with a team of 3 Eecutives / AMs & 7 Associates.
Responsible to Develope business from Mahindra – Swaraj, New Holland,
Escorts, John Deere and others tractor and harvester dealers. Accountable for
business development, TA management, Collection, Repossession of Farm
Equipments and Preparation of various financing schemes with dealers. Also
taking care of portfolio management and maintaining portfolio IRR of 18.01%
along with overall collection.
• Worked at Vidisha Location as an Assistant Manager (Customer
Relations) during Nov’09 to June ’11.
Looked after LCV, Car and Farm Equipment Finance for Vidisha and Raisen
districts with a team of One Executive and 4 Associates. Responsible for Area
development, Dealer Management and TA management along with
collections. Growth shown in terms of volume during 20 month tenure, of
more then 6 times from stock of 1.05 Cr to 6.85 Cr. Overall collection during
the tenure was 95% and current collection was 98%. Maintained overall
portfolio at 17.89% IRR.
Successfully handled India’s 4th
No. dealer of John Deere (I) Pvt Ltd at Vidisha
with TA rotation twice of Rs. 1.00 Cr. in 3 month season and captured 2nd
position with 20% share in dealer sales.
• Worked at Indore location during July’07 to Oct’09 as an Executive –
Marketing.
Profile includes generating business through transporters & bus operators,
maintaining relationship with existing clients & exploring new potential areas
for more business opportunity. Also accountable for Car/LCV Finance for local
Indore, Dewas and Dhar districts. Handled team of 8 associates of Indore/
Dhar and Dewas locations. Handled dealerships e.g. Patwa Automotives (M &
M dealer), Sanghi Bros. (TATA), Rukmani Motors and Jabalpur Motors.

3. • Worked at Chittorgarh (Rajasthan) location as Junior Executive -
(Marketing) during Oct’2005 to June’2007.
Handled Car/LCV and CV Finance business for Chittorgarh/Neemuch and
Mandsaur districts. Generate highest no in car business among all RAJASTHAN
SF branches (during FY2006-07). Developed Mandsaur and Neemuch districts
along with team of 3 associates and 5 DMAs.
SKILLS
• Experience in developing and maintaining healthy relationship with the clients for
generating business and leading workforce towards accomplishing business and
corporate goals.
• Adept at working in high pressure environments under strict deadlines with ability to
organize and handle multiple tasks simultaneously.
• Demonstrated ability to manage human, financial and material resources towards the
achievement of stated targets.
• Exceptional written and verbal communication skills.
Education:Education:
• Devi Ahilya University –Indore
Bachelor of Commerce (B. Com.), 2003
• M.P. Board, Bhopal
Higher Secondary Examination, 2000
Other Qualification: -Other Qualification: -
• Basics knowledge of computers.
• Runner up in Inter College Chess Championship.
Personal Information:Personal Information:
Father’s Name : Mr. Jagdish Chandra Bhawsar
Date of Birth : 15th
December 1981
Languages known : Hindi & English
Marital Status : Married
Nationality : Indian
I certify that afore mentioned information is correct to the best of my knowledge
and nothing has been concealed.

4. (Gaurav Bhawsar)