Mike Keenan, Grace / Mayer Insurance Agency, 2012 Pork Management Conference, June 19-22 in Savannah, Ga.

1. PROTECTING YOUR
PROPERTY INVESTMENT
BEFORE DISASTERS OCCUR
ARE YOU PREPARED?
Mike Keenan CHST
Loss Control and Safety Consultant
Grace / Mayer Insurance Agency

2. PROPERTY RISK EXPOSURES
Fire and explosion
Wind and snow load
Tornado and flood
Loss of power

3. PROPERTY RISK ASSESSMENT
• Property survey
• Company Policies and Standard Operating
Procedures Review
• Employee Training
• Emergency Action Plan Review
• Disaster Recovery Plan Review

4. PROPERTY SURVEY
• Assess the property to identify weak or problem
areas
• Involve your employees and maintenance crew
• Look at the “Overlooked”
• As risks are identified ask the “What if questions”

6. POLICIES AND STANDARD OPERATING
PROCEDURES
• Smoking Policy
• Bio Security vs. Fire prevention
• Designated smoking areas or No Smoking Policy
• Hot Work
• Permit System
• Fire watch
• Preparations before work begins
• Follow up when completed

7. POLICIES AND STANDARD OPERATING
PROCEDURES
• Manure pit pumping SOP
• Ventilation
• Limit personnel exposure
• Eliminate all sources of ignition
• Shut down and lock out power and gas to heaters
• Shut off all unneeded electrical equipment
• Limit mobile equipment in the area
• No Smoking

8. POLICIES AND STANDARD OPERATING
PROCEDURES
• Outside contractors
• Certificates of insurance
– Do they have coverage?
– Do they have enough to cover the damage to your barn?
– Do They have enough to cover your business interruption?
• Who has oversight of the contractor ?
• Do they follow your procedures?
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9. POLICIES AND STANDARD OPERATING
PROCEDURES
• Scheduled Maintenance
• Farrowing transition
• Spring and Fall / Heating to cooling
• House Keeping
• Keep combustible materials out of electrical, power washer and generator
rooms
• Keep exits clear
• Daily Weekly Monthly Checklist
• Daily shutdown
• Doors closed and latched
• Trash removed to dumpster
• Dryers turned off
• Weekly
• Alarm Tested
• Monthly
• Fire extinguishers
• Generator maintained and tested

10. EMPLOYEE TRAINING
• Understand their role in loss prevention
• They are your eyes and ears on the site
• They should have the duty and authority to take
action to correct problem areas
• If they are prepared for an emergency they will be
able to:
• Respond more effectively
• Reduce the loss of livestock and property
• Prevent personal injury or loss of live

11. EMERGENCY ACTION PLAN
• A well planned and executed emergency action plan
can minimize the immediate impact of an event and
speed recovery to normal operations
• May prevent further damage, loss of livestock and
personal injury or death
• Plan should address
• Management Responsibilities
• Employee Training
• Internal First Responder Duties
• External First Responder Duties
• SOP’s
• Post Event inspections

12. DISASTER RECOVERY PLAN
• Key personnel roles
• Assign roles ahead of time
• Identify specific tasks and resources needed to complete them
• Key contacts and contact information
• Inside and Outside of your organization
• Steps to minimize or contain loss
• Shutting down utilities
• Separating or isolating damaged areas
• Alternative operating locations
• Backup systems
• Steps to recovery
• Resources needed
• Time lines
• Interim activities

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15. 15

16. FIRE AND EXPLOSION
• Prevention
• Control and Containment
• High Hazard Areas
• Construction Features and Components
• Electrical Systems
• Fuel Systems
• Mechanical and Mobile Equipment
• Fire Protection Equipment

17. FIRE PREVENTION
• Methods to prevent the conditions that allow fires
to originate
• Eliminate the conditions that promote the spread
of the fire should one occur
• Four areas of Fire Prevention
• Preventative Maintenance
• Standard Operating Procedures (SOP’s)
• House Keeping
• Training

18. FIRE AND EXPLOSION
CONTROL AND CONTAINMENT
• Building design, construction and location effect
Containment or Progression
• Structure characteristics
• Wood framing,
• Large open attics
• Ventilation Characteristics
• Lack of fire breaks
• Combustible Construction Materials
• Lack of fire detection and suppression equipment
• No fire alarms or sprinkler systems
• First Responders
• Response time and distance,
• Limited resources and
• Availability of water

19. HIGH HAZARD AREAS
• Utility Rooms and other spaces that support the
main functions of the farm including
• Standby generator rooms
• Electrical Panels and Electrical Equipment rooms
• Power washer rooms
• Office, Laundry room, Kitchen
• Workshops
• Increased exposures due to
• High Voltage Electricity
• Fuel sources, Natural and LP Gas and Diesel
• Welding and cutting Equipment

20. REDUCING THE RISKS WITH
CONSTRUCTION MATERIALS
Standard Construction
• Standard Drywall
• Standard FRP
• Standard doors
• Cellulose Insulation
• CDX Plywood / Oriented
Strand Board
Increased fire resistance
• Fire rated Drywall or
Cement Fiber Board
• Fire Rated FRP
• Standard Fire Doors
Confinement Fire doors
• Fiberglass or mineral wool
insulation
• Fire rated CDX or OSB

21. REDUCING THE RISK WITH
DESIGN AND SEPARATION
• Internal power washer
rooms
• Hot water Power washers
• Internal or connected
generator rooms
• Combined Generator /
Electrical room
• Open attics
• Unprotected connecting
halls
• Detached power washer
shed or one hour fire rated
room
• Cold water power washer
• Free standing generator
• One hour fire rated or
detached generator shed
• Electrical rooms separated
from the generator
• Fire wall partitions in the
attic
• Fire rated divisions at
connecting halls

22. SEPARATE GENERATOR SHED

23. STAND ALONE GENERATOR

24. FIRE WALLS

25. HIGH CHALLENGE FIRE WALL
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26. Fire Doors
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27. One Hour Fire Rated Construction
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Fire Rated Fiberglass Reinforced Panel Walls

28. Electrical Room in Connecting Hall
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29. Electrical Room in Connecting Hall
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30. ELECTRICAL SYSTEMS FIRE HAZARDS
• Hazards include
• Overloaded and Short Circuits
• Circuit arching and Arc Flash
• Heat Lamps and Mats
• Overheated outlets
• Extension cords
• Improper lamp suspension and poor maintenance
• Prevention
• Weather tight panels and junction boxes
• Keep panels closed, clean and dry

31. INFRARED THERMOGRAPHY
• Infrared Thermography is the process of acquisition
and analysis of thermal information from non
contact thermal imaging devices.

32. INFRARED THERMOGRAPHY
• Non Contact
• Analysis can be completed with out touching live circuits, in
their operational condition
• Two dimensional
• Can measure temperature at any point or multiple points within
the cameras field of vision.
• Real Time
• Works at the speed of light
• We can see conditions as they are right now
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33. Heat Lamp On and Extension Cord
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34. Photo and identification
Label Value
Sp1 104.6 °F
Ar1: Max 415.8 °F
Atmospheric Temp 68.0 °F
Difference Ar1 - Sp1 311.1 oF
Load Corrected Temp 1744.7 °F
Fault Rating 3
Type 20 amp breaker
Nom load 20
Actual load 6.7
Fault 3
This connection is loose
The temperature is 4160
Sp1
A r1
90.0
414.3 °F
100
150
200
250
300
350
400

35. Label Value
Sp1 78.5 °F
Ar1: Max 97.7 °F
Atmospheric Temp 73.0 °F
Difference Ar1 - Sp1 19.2 oF
Load Corrected Temp 24.8 °F
Fault Rating 0
Location (Where)
Equipment Junction Box
Type Loose Connections
Nom load 100
Actual load 85
Fault 3
Recommendation Repair
Filename IR_0293.jpg
Sp1
A r1
78.1
101.3 °F
80
85
90
95
100

36. Equipment Fan Breakers
Type 20 amp breaker
Nom load 20
Actual load 6.45
Fault 3
Sp1 94.5 °F
Ar1: Max 288.1 °F
Atmospheric
Temp
68.0 °F
Difference Ar1 -
Sp1
193.7 oF
Load Corrected
Temp
1153.4 °F
Fault Rating 3
Sp1
A r1
89.4
287.7 °F
100
150
200
250

38. FUEL SYSTEMS
• Check for leaks
• Delivery piping every two years
• Every time gas appliance are hooked up or piping is modified
• Protect the tank
• Guard tank delivery piping and valves from vehicle damage
• Clean up spills
• Use caution when filling tractors, skidloaders, and power
equipment

39. MECHANICAL AND MOBILE EQUIPMENT
• Inspect and clean heaters before each heating season
• Remember to check for gas leaks
• Maintain power washers
• Insure that chimneys are properly vented with no contact with combustible
materials
• Remember to check for gas leaks
• Check office furnaces and water heaters for proper
venting and proper operation
• Remember to check for gas leaks
• Park equipment such as tractors and skidloaders at least
10 feet from buildings
• Use a dedicated circuit for block heaters

40. FIRE PROTECTION EQUIPMENT
• Fire Extinguishers
• Most common unit 2-A, 10-B, C
• Placed in high hazard areas, near exits
• Train employees in proper use
• Monthly Visual Inspection
• Safety Pin
• Gauge
• Physical condition
• Proper placement
• Turn it over and shake it
• Professional Annual Service

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43. WIND AND SNOW LOAD
• Attic Bracing
• Continuous Lateral Bracing
• T Back Bracing
• Diagonal Bracing
• Do Not cut Lateral or diagonal bracing
• Soffit vents
• Closed to prevent blowing snow from accumulating in the attic
• Snow removal
• Use great care when removing
• Use fall protection equipment

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47. NATURAL DISASTERS
• Tornado
• May damage all or just part of the farm
• Having an emergency action plan and a disaster
recovery plan can minimize further loss.
• Floods
• Can be rapid events or long term slow moving events
• Preplan evacuation if your farms are in a flood zone
• Shutdown the farm as much as possible including
utilities

48. LOSS OF POWER
• Alarm systems
• Weekly testing is required and must be documented
• Multiple false alarms are indicators of trouble with the system
not the alarm
• Make sure that the system functions properly and can call out
properly
• Curtain Drops
• Test 4 time per year and document
• Document actual drops
• Generators
• Test generators monthly 30 minutes under load document
• Keep monthly inspection and run log

49. POST EVENT MAINTENANCE
• Damage Assessment should follow potentially
damaging event such as
• Fire
• Tornado
• Wind Storm
• Blizzard / Heavy Wet Snow
• Severe Thunderstorm
• Post Event SOP’s
• Develop checklist in advance

50. One Final Thought
• We cannot always control the
events in our lives but we can
control how we respond.
• Know your Plan
• Train your plan
• Execute your plan
• Your plan may save property and
livestock, it may also save lives
and yours may be one of them!

51. QUESTIONS ????????

52. Contact information
Mike Keenan
Grace / Mayer Insurance
10050 Regency CR
Suite 300
Omaha NE 68114
mkeenan@gracemayer.com
(402) 829-1078
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