The document discusses several policy issues in emergency management planning. It notes the debate around more collaborative vs centralized approaches. It also discusses challenges around the National Flood Insurance Program (NFIP), including its inability to timely update flood maps, provide accurate risk assessments, and set premiums at a level to cover costs and losses without government subsidies. Overall, the document examines tensions between promoting development and actually increasing hazards through policies like the NFIP that encourage building in at-risk areas.