SlideShare a Scribd company logo
Pierre has been taking the same
drug on a daily basis for a few years.
Meet Pierre.
Although a generic version of
the brand drug Pierre takes daily
came out several years ago,
Pierre said why not, and decided
to continue with the brand,
as it offered the same
co-pay as the generic
Why not?
In 2013, like other organisations,
Pierre’s employer put in place
Generic Substitution
Generic Substitution
But Quebec regulations meant that he
was still reimbursed for 66% of the drug’s
cost, instead of his regular co-pay.
Additional costs
His employer
had to pay the
difference.
But Pierre figured why not, even
though choosing the generic drug
would provide his plan with
substantial savings and he had
heard that the generic was just
as effective as the brand.
Still… why not?
Lost savings
Over the years, choosing the
brand over the generic has cost
Pierre and his plan hundreds of
dollars for essentially the exact
same medication.
A big change
Now, members
like Pierre face
a choice
True costs are now apparent
The elimination of the 66% rule
means that Pierre will only be
reimbursed for the cost of
the generic, even if he sticks
with the brand.
Pierre used to ask
why not continue using the brand?
But the generic option:
• Will cost him less out-of-pocket
• Offers the same health impacts
So the question does not arise anymore
Pierre
chose the
generic!

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Pierre's Story

  • 1. Pierre has been taking the same drug on a daily basis for a few years. Meet Pierre.
  • 2. Although a generic version of the brand drug Pierre takes daily came out several years ago, Pierre said why not, and decided to continue with the brand, as it offered the same co-pay as the generic Why not?
  • 3. In 2013, like other organisations, Pierre’s employer put in place Generic Substitution Generic Substitution
  • 4. But Quebec regulations meant that he was still reimbursed for 66% of the drug’s cost, instead of his regular co-pay. Additional costs His employer had to pay the difference.
  • 5. But Pierre figured why not, even though choosing the generic drug would provide his plan with substantial savings and he had heard that the generic was just as effective as the brand. Still… why not?
  • 6. Lost savings Over the years, choosing the brand over the generic has cost Pierre and his plan hundreds of dollars for essentially the exact same medication.
  • 7. A big change Now, members like Pierre face a choice
  • 8. True costs are now apparent The elimination of the 66% rule means that Pierre will only be reimbursed for the cost of the generic, even if he sticks with the brand.
  • 9. Pierre used to ask why not continue using the brand? But the generic option: • Will cost him less out-of-pocket • Offers the same health impacts
  • 10. So the question does not arise anymore Pierre chose the generic!

Editor's Notes

  1. Voici Pierre. Pierre prend le même médicament sur une base quotidienne depuis quelques années. Meet Pierre. Pierre has been taking the same drug on a daily basis for a few years.
  2. « Pourquoi changer? » Même s’il existe une version générique du médicameent de Pierre depuis plusieurs années, Pierre s’est toujours dit « Pourquoi changer? » Il a choisi de continuer d’acheter le médicament de marque originale puisque son régime d’assurance le remboursait au même niveau que le générique.
  3. Substitution générique En 2013, l’employeur de Pierre a mis en place la clause du remboursement des médicaments basé sur le prix d’un générique de façon à ce que les employés aient à débourser la différence de coûts entre le médicament de marque et le générique. Generic Substitution
  4. Coûts supplémentaires Cependant, Pierre a toujours obtenu un remboursement de 66 % du coût de son médicament plutôt que ce qui était prévu à son contrat. En raison de certaines dispositions de la loi au Québec, son régime devait payer davantage pour combler la différence.
  5. Encore une fois… « Pourquoi changer? » Même si on lui a dit que le médicament générique était tout aussi efficace que le médicament de marque et que son régime pourrait économiser s’il choisissait le générique, Pierre s’est encore dit: « Pourquoi changer? »
  6. Économies perdues Au fil du temps, choisir le médicament de marque plutôt que le générique aura coûté à Pierre des centaines de dollars et à son régime des miliers de dollars pour, en bout de ligne, la même médication.
  7. Un vent de changement À compter du 1er octobre 2015, Pierre et de nombreux autres adhérents auront un nouveau choix à faire.
  8. Des coûts supplémentaires… maintenant apparents Avec l’élimination de la règle du 66 %, Pierre recevra maintenant le remboursement équivalent au générique, même s’il continue d’acheter le médicament de marque.
  9. Pierre s’est toujours dit : « Pourquoi changer? » Mais choisir le générique : Lui coûtera moins cher Lui offrira les mêmes résultats positifs sur sa santé
  10. Donc la vraie question pour Pierre maintenant est : « Pourquoi ne pas changer pour le générique? »