Nordnet's interim report for the period january-june 2014.
Highlights from the second quarter:
- Launch of three no-fee Nordic Super funds
- Strengthening of pension operations in the Swedish market
- Stockbroker of the year in Denmark
Nordnet's interim report presentation for the period January -December 2013.
Some events during Q4:
- Strong underlying growth in Denmark and Finland
- Strong market activity and Nordic indices ATH
- The Boards of Directors suggests an increased dividend of SEK 0.85 per share (0.70)
Nordnet's interim report for the period January-September 2014.
Highlights from the third quarter:
- Launch of the social investing network Shareville
- The Super funds available on all Nordic markets
- Continued strong underlying growth of customers and net savings
Nordnet's interim report for the period january-june 2014.
Highlights from the second quarter:
- Launch of three no-fee Nordic Super funds
- Strengthening of pension operations in the Swedish market
- Stockbroker of the year in Denmark
Nordnet's interim report presentation for the period January -December 2013.
Some events during Q4:
- Strong underlying growth in Denmark and Finland
- Strong market activity and Nordic indices ATH
- The Boards of Directors suggests an increased dividend of SEK 0.85 per share (0.70)
Nordnet's interim report for the period January-September 2014.
Highlights from the third quarter:
- Launch of the social investing network Shareville
- The Super funds available on all Nordic markets
- Continued strong underlying growth of customers and net savings
Swedbank was founded in 1820, as Sweden’s first savings bank was established. Today, our heritage is visible in that we truly are a bank for each and every one and in that we still strive to contribute to a sustainable development of society and our environment. We are strongly committed to society as a whole and keen to help bring about a sustainable form of societal development. Our Swedish operations hold an ISO 14001 environmental certification, and environmental work is an integral part of our business activities.
Nordnet's interim report presentation for the period January -September 2013.
Some events during Q3:
- Highest savings capital ever, SEK 127 billion
- Profit more than doubled for the three-month period
- Digital sign up – become a customer simple and quick with mobile bank-ID
Financial Ratio Analysis PowerPoint Presentation SlidesSlideTeam
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Swedbank was founded in 1820, as Sweden’s first savings bank was established. Today, our heritage is visible in that we truly are a bank for each and every one and in that we still strive to contribute to a sustainable development of society and our environment. We are strongly committed to society as a whole and keen to help bring about a sustainable form of societal development. Our Swedish operations hold an ISO 14001 environmental certification, and environmental work is an integral part of our business activities.
Nordnet's interim report presentation for the period January -September 2013.
Some events during Q3:
- Highest savings capital ever, SEK 127 billion
- Profit more than doubled for the three-month period
- Digital sign up – become a customer simple and quick with mobile bank-ID
Financial Ratio Analysis PowerPoint Presentation SlidesSlideTeam
Whenever you want to inform about your financial updates and projections to management and stakeholders, you have the perfect answer to choose from our financial ratio analysis PowerPoint presentation slides. This Financial Ratio Analysis presentation slide has been crafted by our team of artists to accommodate your need to represent financial details like balance sheet of your company, financial achievements of company, liabilities of company, income and profit and loss statements. This multi icons-based template can be used to update wide variety of information to clients and investors such as your financial projections, companies’ achievements and income statement analysis on yearly basis or monthly basis. Financial ratio analysis PPT template is useful to showcase your business strategy, comparison of business income reports, balance sheet updates, profitability, liquidity updates and activity ratios. This financial ratio presentation covers many areas related to financial, general business overview, funding updates or financial dashboards of your enterprise. Acquire an effective counter with our Financial Ratio Analysis PowerPoint Presentation Slides. They are good for convincing critics.
Bank 2.0: Så demokratiseras sparandet genom en social plattform, Jan Dinkelsp...Nordnet
Bank 2.0 konferens: Så demokratiseras sparandet genom en social plattform. Presentation av Jan Dinkelspiel, innovationschef på Nordnet om trender inom bank och finans.
Nordnet's interim report for January-March 2010, released April 22. Presentation held by CEO Carl-Viggo Östlund and CFO Fredrik Svederman. Main theme: Nordnet challenges the Jurassic Banks
Nordnet's interim report for the period January-March 2014.
Some events during Q1:
- High level of activity in the Nordic markets - number of trades was up by 17 %
- More than 400,000 savers on Nordnet's platform, with more than 500,000 accounts
- Build-out of sales foce in occupational pension on the Swedish market
Nordnet's interim report presentation for the period January-June 2013.
Events during Q2: Nordnet acquired the majority of the social investing network Shareville, Bank/Stockbroker of the Year in Denmark for the fifth consecutive year, removal of purchase and redemption fees on all funds on our Finnish platform.
A quick walkthrough of the key components in Nordnet's business. Basically, this is essential information for anyone thinking of investing in the Nordnet share.
3. financial overview (2011)
net savings
9.2(13.9)
billion Swedish kronor
total savings capital
89.8(102.2)
billion Swedish kronor
net commission
26 (30)
Swedish kronor per trade
number of active accounts
405,500 (360,000)
number of trades
15,311,500(16,163,900)
cost coverage
94(73)
percent
• Operating income increased by 0.3 percent to SEK 1,084.2 million (1,080.5)
• Profit after tax rose by 32 percent to SEK 270.1 million (204.6)
• Earnings per share before dilution rose by 28 percent to SEK 1.54 (1.21)
• The Board of Directors is proposing a dividend of SEK 0.65 per share (0.50)
3
4. events (october-december)
• Continued market turbulence
• Good levels in customer inflow
• Occupational pension deal with AstraZeneca
• CEO Carl-Viggo Östlund resigned
• Nordnet.se named best banking site in Sweden (InternetWorld)
• Toppenlånet named loan of the year in Sweden (Privata affärer)
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5. events (full year)
• Costs adjusted to market conditions
• Turnaround in Nordnet Finland; clear profit increase
• Trading record in August
• Investeringskonto Zero launched in Norway
• Bank/broker of the year in Denmark for third consecutive year
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12. 12
3 months 3 months 12 months 12 months
Consolidated Income Statement (SEK million) oct-dec 2011 oct-dec 2010 jan-dec 2011 jan-dec 2010
Net interest income 142.0 112.1 547.3 327.8
Net commission income 106.6 123.1 460.3 557.1
Other income 17.6 114.6 76.7 195.6
Total operating income 266.2 349.8 1,084.2 1,080.5
General administrativ e expenses -139.5 -198.9 -568.5 -653.8
Depreciation and amortization -15.7 -20.6 -69.3 -87.7
Other operating expenses -18.6 -18.8 -54.1 -68.8
Total operating expenses -173.7 -238.4 -691.8 -810.3
Profit before credit losses 92.5 111.5 392.4 270.2
Net credit losses -8.1 -9.7 -40.9 -10.1
Operating profit 84.4 101.7 351.5 260.1
Tax on profit for the period -26.4 -23.7 -81.3 -55.4
Profit for the period 58.1 78.1 270.1 204.6
Earnings per share before dilution 0.33 0.45 1.54 1.21
13. 13
Consolidated Statement of Financial Position (SEK million) 31/12/2011 31/12/2010
Loans to credit institutions 1,838 2,778
Loans to the public 4,630 6,016
Financial assets 5,172 1,959
Financial assets - policy holders bearing the risk 16,463 17,105
Tangible and intangible assets 546 589
Other assets 413 345
Total assets 29,062 28,792
Deposits and borrowing by the public 10,708 9,790
Liabilities to policyholders 16,465 17,108
Other liabilities 460 653
Shareholders' equity 1,429 1,241
Total liabilities and shareholders' equity 29,062 28,792
14. 14
Capital requirements for the financial conglomerate (SEK million) 31/12/2011 31/12/2010
Shareholder's equity, Group 1,429.3 1,241.1
Plus debenture loan 175.7 175.7
Less assumed div idend for the current financial year -113.8 -87.5
Less intangible fixed assets and deferred tax receiv ables -513.3 -554.6
Capital base 977.9 774.7
Capital requirement for regulated units within the banking and securities sector 465.8 455.7
Theoretical solv ency requirement for non-regulated units in the largest financial sector 1.6 2.0
Capital requirement for regulated units within the insurance sector 26.0 26.4
Capital requirement 493.4 484.1
Capital surplus 484.5 290.6
Capital coverage ratio 1.98 1.60
15. going into 2012
• Ongoing debt crisis
• Financial flexibility is key
• Increased activity in January 2012
15
16. leading bank for
savings in the
nordic region
strategic priorities
• Most satisfied customers
• Strong brand
• Improved profit levels
16