Naveen Konduru has over 10 years of experience in credit analysis, risk management, and customer service roles. He currently works as a Senior Analyst at Barclays Shared Services, where he analyzes loan applications, reviews loans, handles customer complaints, and updates files. Previously, he was a Credit and Risk Analyst at HSBC and held customer service and business development roles. He has a Master's degree in Business Administration and additional qualifications in international management, finance, and Lean/Agile practices.

1. NAVEEN KONDURU
8939162916
n.konduru@yahoo.com; navwin.k@gmail.com
WORK EXPERIENCE
BARCLAYS SHARED SERVICES CHENNAI, TAMIL NADU
SENIOR ANALYST June 2012 – Present
 Analyze applicants financial status, credit, and property evaluations to determine feasibility of granting
loans
 Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other
financial information
 Review loans with in specified limits, and refer loan applications outside those limits to management for
approval
 Handle customer complaints and take appropriate action to resolve them
 Review and update credit and loan files
 Submit applications to credit analysts for verification and recommendation
 Compute payment schedules
 Confer with underwriters to aid in resolving mortgage application problems
 Preparation of documents like Facility letter, security documents, LOC and import and export related
documents for trade facilities
 Verifying sanctioner recommendations and checking valuation reports and customer documents
 Calculation of interest, LTV, PDs paying of invoices and fees
 Closely working with business partners (Front office), Solicitors, credit risk, legal team and valuers
HSBC HYDERABAD, INDIA
CREDIT AND RISK ANALYST Dec2009 – May 2012
 Handling complete credit life cycle process including pre approval documentation and post approval
documentation, Verifying documents until Marking limits
 Analyze credit data and financial statements to determine the degree of risk involved in extending credit
or lending money
 Generate financial ratios, using computer programs, to evaluate customers financial status
 Prepare reports that include the degree of risk involved in extending credit or lending money
 Compare liquidity,profitability,and credithistories of establishments beingevaluated with hoseof similar
establishments in the same industries and geographic locations
 Complete loan application,including credit analyses and summaries of loan requests, and submit to loan
committees/ underwriters/ sanctioner for approval
 Analyze financial data such as income growth, quality of management, and market share to determine
expected profitability of loans Evaluate customer records and recommend payment plans based on
earnings, savings data, payment history and purchase activity
 Analyze applicant’s financial status,creditand security evaluation to determine feasibility of granting loan
request. Through CARM (Credit Analysis and Risk Management) software which follows Basel II
 Preparation of offer documents, marking limits and collateral monitoring of the facilities
 Providing assistance to the relationship managers in approving credit application, involving detailed
structuringof various bankingfacilities and products including international trade and treasury products.
CHORUS NTL UPC COMMUNICATIONS LIMITED LIMERICK, IRELAND
CUSTOMER SERVICE EXECUTIVE Nov2007 – July 2009
 Confer with customers by telephone or in person to provide information about products or services, take
or enter orders, cancel accounts, or obtain details of complaints
 Keep records of customer interactions or transactions, recording details of inquiries, complaints, to
comments, as well as action taken
 Check to ensure that appropriate changes were made to resolve customers problems

2.  Determine charges for services required, collect deposits or payments, or arrange for billing
 Refer unresolved customer grievances to designated departments for further investigation
 Resolve customers serviceor billingcomplaints by performing activities such as exchanging merchandise,
refunding money, or adjusting bills
 Complete contractforms, prepare change of address records,or issueservice discontinuanceorders,using
computers.
ATTIC TECHONOLOGIES INC HYDERABAD, INDIA
BUSINESS DEVELOPMENT MANAGER Sep 2005 – Feb 2007
 Dynamic and result-oriented individual with Business Development and technical recruiting
experience handlingteam, focused in the placement of Software Engineers/Architects (Distributed and
Mainframe), JAVA, Database Architects/Developers/Administrators, Network/System/Security
Engineers, Web Developers, Quality Assurance/Test Engineers
 Possesses strong understanding of technical requirements; deep sourcing skills and experience
sourcing passive candidates; excellent candidate assessment skills.
 Excellent knowledge of recruiting and hiring processes including sourcing, interviewing, reference
checking, tracking, salary negotiations, and closing.
 Recruited and hired candidates for contract, contract-to-hire and permanent placements for all IT
positions for multiple client companies
 Worked under different job portals like Dice, Carrier Builder, Monster and company career sites.
EDUCATION
GRIFFITH COLLEGE IRELAND LIMERICK, IRELAND
Professional Graduate Diploma in International Management Studies July 2009
 International Business Management
MOTHER TERESA P.G. COLLEGE HYDERABAD, INDIA
Masters in Business Administration (MBA) March 2005
 Masters in Finance and Marketing
SARDAR PATEL DEGREE COLLEGE HYDERABAD, INDIA
DEGREE March 2003
 Bachelor of Commerce and Computers
ACHIEVEMENTS
 Awarded with white belt certification by Barclays Shared Services for the process improvement
idea which reduces 120mins time saves per week.
 Awarded with white belt certification by Barclays Shared Services for Email and document
preparation automation
 Certified Lean and Agile online module form Barclays Shared services
 Certified China Stock Market from Barclays Shared Services
 Awarded best team of the Quarter by HSBC
 Awarded twice with best sales award with Attic Technologies for closing most number of H1B
applications
ADDITIONAL INFORMATION
Permanent Address: Muktha Triveni Apartments, Opposite The Pupil School, Thiruverkadu - 600077
Passport: F9079298
References: On Request