Khasim Vali Shaik is seeking a position in banking, finance, or accounting where he can apply his skills and experience. He has over 10 years of experience in credit underwriting and processing for loans at various financial institutions. His responsibilities included sanctioning and disbursing loans, ensuring adherence to credit policies, and maintaining data quality. He holds an MBA and has technical qualifications in computer accounting, hardware engineering, and computer applications.

1. KHASIM VALI SHAIK
H No: 9-14-3/3, Amba Nivas, 2nd
Floor, Langer house, Hyderabad - 08
E-Mail: khasim.25980@gmail.com, Contact: +91 9492927472
Asst. Manager / Credit Underwriting for Credit & Risk
Preferred Sector: Banking, Finance & Accounting
Preferred Location: Hyderabad
CAREER OBJECTIVE:
To join and work for an organization where I can apply my skill up to the best to achieve
organizational goals and to continuously strive to learn new skill in pursuance of an objective of becoming a
competent professional & build a promising career.
PROFESSIONAL PROFILE
• Organization: KARVY FINANCIAL SERVICES LTD, HYDERABAD
(Secured Business Loans Against Property & Employee Personal Loans)
Period: 5TH
JANUARY 2011 TO TILL DATE.
Designation: ASSISTANT MANAGER
Responsibilities:
• Taking care of total Sanctioning and Disbursal transaction processing for the Credit underwriting for
Mortgage Loans & Personal Loans (for employees only)
• Ensure that new account applications are processed in a timely manner with adherence to credit policy
requirements thereby minimizing credit losses and frauds
• Ensure implementation of the Risk management policies like Credit & Account fulfillment
• Monitor credit processing & ensure Data quality is maintained at all stages of processing.
• Ensure data quality is maintained at all stages of processing within benchmarks.
• Study existing processes, identify gaps and implement changes that would enhance the process flow of
various activities, thereby improving productivity. Highlight all exceptions/frauds/process deviations to the
line manager
• Encourage effective usage of systems for transaction processing and reduce manual processes as much
possible. Suggest system improvements and new automation initiatives.
• To manage vendors effectively, monitor their performance and ensure that they are as per Bank
guidelines
• Preparing Customer profile it’s including Ratios, Financial analysis, Banking analysis &etc, for all self
employed files.
• Communicating with sales force and operations for the purpose of Sanction and Disbursement of files.
• Verification of relevant documents pertaining to processing aspects as per credit policy
• Maintenance of all MIS on daily basis, TAT for all files and responsible for giving feedback to higher
authorities
• Analyzing Bank Statements for all applications
• Working with LLM Server (Loan Lifecycle Manager) enter the customer data and sending to higher
authority for sanction & disbursement.
• Co-ordinate with operations team about disbursement cheques and customer queries
• Reviewed new loan guidelines, programs, updates and changes
• To appraise and analyze the property documents given by customer and verifying the documents with
panel advocate & Engineer reports. Collect & Verify the Original Documents in BT (Balance Transfer) cases with
the bankers / financial institutions
• Co-Ordination with collection department and giving feedback to the Higher Officials on the Quality of
files logged in and improvements required up on
• Informed borrowers and related parties of loan options, market conditions, documents and other
requirements needed to close the loan
• Signing authority for releasing of pledge after loan closure & legal issues.
Achievements:
• Best permanence award for Credit & Risk support in the month of July 2015.

2. Organization: Fedbank Financial Services Ltd, (Home Loans & Auto Loans)
Period: 1st June 2010 to 4th
January 2011.
Designation: CREDIT PROCESSING ASSOCIATE
Responsibilities:
 Credit appraisal for all proposals for Loan sanction & disbursement.
 Coordinating with Executives for the process, Documentation back end.
 Contacting the customers for required data & solving the queries.
 Maintain relationship and achieve customer satisfaction.
 Reporting to the Branch Credit Manager and Sales Manager.
 Coordinating with RCU & FI departments for process the files.
 Implementing Training for new Associates.
 Maintain TAT for all files and giving feedback to higher authority.
Organization: ICICI HOME FINANCE LTD, HOME LOANS
Period: 25th
August 2009 to 10th
January 2010.
Designation: CREDIT PROCESSING ASSOCIATE
Responsibilities:
 Handling of Sanctions for Home Loans.
 Coordinating with a team of 10 Executives for smooth process of housing loans.
 Implementing Training for new Associates.
 Reporting to the Branch Credit Manager and Sales Manager.
 Contacting the customers for the required data and solve the queries.
 Making APS-Application Processing System.
 Updating PQIS on daily basis.
 Coordinating with RCU & FI departments for process the files.
Organization: BLUECOM TECHNOLOGIES PVT LTD
Period: July 15, 2008 to June 20, 2009
Designation: ACCOUNTANT
Responsibilities:
 Preparation of Vouchers.
 Preparation of Sales & Purchase Transactions.
 Preparation of Petty Cash Statement.
 Preparation of Bank & Cash Accounts.
 Preparation of Bank Reconciliation Statement.
 Preparation of Final Accounts.
Organization: ICICI HOME FINANCE LTD, HOME LOANS
Period: Nov 2006 to May 2008.
Designation: CREDIT PROCESSING ASSOCIATE
Responsibilities:
 Handling of Sanctions for Home Loans.
 Coordinating with a team of 48 Executives for smooth process of housing loans.
 Implementing Training for new Associates.
 Reporting to the Branch Credit Manager and Sales Manager.
 Contacting the customers for the required data and solve the queries.
 Making APS-Application Processing System.
 Updating PQIS on daily basis.

3.  Coordinating with RCU & FI departments for process the files.
ACADEMIC QUALIFICATION:
 Master of Business Administration (MBA) from Madurai Kamaraj University.
 Bachelors of commerce (Computers) from Lal Bahadur Degree College.
 Intermediate C.E.G (Commerce Economics Geography) from S.V.K.P Arts & Science College.
TECHNICAL QUALIFICATION:
 Diploma in Computer Accounting from KARAN COMPUTER INSTITUTE in 2008.
 Diploma in Hardware Engineering from PACE COMPUTER EDUCATION, Recognized by Govt. Of India in
2000.
 Industrial Training Institute (I.T.I) Trade in Electrician from National Council for Vocational Training in
1999.
 Diploma in Computer Application from SOFTLINE Institute of Information Technology, Recognized by
Govt., ONGOLE in 1998.
SOFTWARE SKILLS
Web Technology : HTML & DHTML
Operating System : DOS, Windows 98, 2000, XP
Office Automation : MS-Office
Accounting Packages : Tally & Focus
PERSONAL PROFILE
Father’s Name : DADA MIYA SHAIK
Date of Birth : 25th
September, 1980
Sex : Male
Marital Status : Married
Language Known : English, Telugu, Hindi and Urdu
Nationality : Indian
Present Address : H No: 9-14-3/3,
Amba Nivas, 2nd
Floor,
Langer house, Hyderabad - 08.
I hereby declare that the above-mentioned information is true and correct to the best of my ability and belief.
Date:
Place: Hyderabad. (KHASIM VALI SHAIK)