This curriculum vita summarizes Ahmed Saad Abdel Haleem's professional experience and qualifications. He has over 24 years of experience in banking operations, trade finance, consumer and corporate banking with Commercial International Bank and Delta International Bank. Currently he is the Consumer Loans Operations Head at Commercial International Bank, overseeing the consumer loans process. He holds an MBA from the Arab Academy for Banking and Financial Sciences and professional certificates in banking and finance from the Chartered Institute of Bankers UK.

1. Curriculum Vita
Ahmed Saad Abdel Haleem
145, Al MariottiaStreet , El Haram , Giza .
Work: (+20) 27903113, Home: (+20) 24584530 .
Mobile: (+20) 011-557-04204
Email : saadg_loans02@yahoo.com .
ahmed.saad@cibeg.com .
Objective: Seeking a challenging managerial position witha multi-national financial institution within Egypt or the Middle East area.
Career summary: Over 24 years of experience with both Commercial International Bank and Delta International Bank specializing in bank
operationsfor corporate and consumer banking.
Summaryof skills -
 24 years of experience in banking operations, trade finance,consumer banking operationsand corporate lending operationsarena with
in-depth knowledge of syndicated loansand forfeiting operations.
 Proficiency inwritingdifferent type of reports.
 Excellent communication skills.
 Adept in managingmultiple tasks with superb organizational abilities.
 Proven negotiationand presentation skills.
 Dexterousin handling relevant software applications.
 Ability to build rapport with customerswith different backgrounds.
 In-depth knowledgecoinciding withall the pertinent banking& governmental industry related lawsand bankunderwritingpoliciesthat
regulateslending.
 Familiar with all Msoffice applicationand programming withMsaccess & Visual Basic and Fox pro.
Education : -
 MBA from Arab Academy for Bankingand Financial Scienceswith GPA ( Excellent ) Major " Banking " 2014.
 Professional certificate inBankingand Finance " TheBankingCertificate" from the ChartedInstituteOf
Bankers United Kingdom in1998 .
 Certified Treasury Professional Course at CampusEducation Center (CTP ) .
 I have graduatedfrom Faculty of Commerce & BusinessAdministration withgrad "Good"in 1990Major " Accounting" .
 Project ManagementCourse .
 ALM Course .
 7 HabitsCourse.
 Stress Management Course.
 Team Building Course.
 Several managerial skillsand operational Coursesduring my service years.

2. Professional Synopsis :-
Commercial International Bank (2009 – Present]
Designation: Consumer LoansOperationsHead (Current Position)
Responsibilities -
 Oversee entire consumer loansoperationsprocessincluding documentation , setting limits, interest control and all other technical job
related functions( Cash loans, Auto loans, Mortgage Loans , Past Dues payments and Overdrafts ) .
 Review prospective loandocumentation to determineup front eligibility for operational implementation and ensure that loan cycle
providesthe required informationand supportingdocumentation to ensure accuracy andcompleteness.
 Manage expectationsrelatedto processing times, interest ratesand closing dates.
 Set up meetingswith all stack-holdersfor each processand supervise the creation of SLA`sand SOP`s.
 Hold small conferencesand meetingsto explainthe variety of financial productsand servicesavailable.
 Work with management to designplansto achieve consumer loansgoals, and projections.
 Meet applicantsand explain them the whole proceduresand resolve their queries if needed.
Commercial International Bank (2003– 2008]
Designation: Assistant Manager Syndicated andCommercial Loans.
Responsibilities -
 Manage portfolio of syndicatedloan facilities(Agency and Participating activities).
 Review of credit agreementsasCredit Administrative Agent.
 Handle all administrative agency activities, includingmonthly/quarterly interest billing,rollovers, repayments, new libor b orrowings, base
rate loan increases, fee payments, and stamp duty payment.
 Maintain an accurate lender position andagent registry in line withtrading activity.
 Reconciliationof cash disbursement in suspense accountson daily basis.
 Process of all loan transactionswhich includeall pricing changes, libor rate registration,base rate loan increases, new libor borrowings
and rollover rate settings.
 Assist the “Special Project Team” withfinancial institution grouptransactions, bi -lateral transactions, past due and non-accrual loans.
 Prepare “Facility TerminationChecklist” for account payoffsin itsentirety before surrender of files.
 Custody and review of loansdocumentationsand collateralssuch as Insurance policies, Commercial and Real estate Mortgages.
 Reporting to CBE and the other managerial levels.
Commercial International Bank (1995– 2002]
Designation: Trade Finance OperationsSpecialist.
Responsibilities -
 Back up for Team Leader of Lettersof Credit and Lettersof Guarantee in TradeFinance Department.
 Very good knowledge of: UCP500,URC 522, Bankto BankReimb 525.
 Issue draftsand advise bank’s customers about termsand conditionsof L/Cs and L/Gsin order to meet contractual obligationsbetween
applicant and beneficiary of respective instruments.
 Been involved inissuing lettersof guarantee(counter-guarantee) and lettersof credit secured by syndicated facilities.
 Perform letter of assignment, discounting,and post financingoperations.
 Analyze and issue letter of credits

3.  Perform export letter of creditsand to analyze the complianceof documentspresented
 Check all documentsreceivedfrom bank’scustomersand from third banksand.
 Handlingthe operationsof local & foreign billsof exchangeand commercial notes.
Commercial International Bank (1992– 1995]
Designation: Checks Collectionsand Money TransfersJunior Staff.
Responsibilities -
 Inward checks collection.
 Outward checks collection.
 Incoming remittancesand internal transfers.
 F.X dealshandling.
 Swift remittances.
 Accountsproofing.
Delta International Bank (1991– 1992]
Designation: Junior Staff at ForeignRelation Department.
Responsibilities -
 American ExpressGolden and GreenCardsOperations .
 Correspondent Banks Unit .
 ThomasCookand American ExpressTravelersChecks Operations .
 Micro Cash and RemittanceOperationsat Treasury backoffice .
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