National Cooperative Bank (NCB) provides banking services to cooperatives and member-owned organizations, with a focus on supporting low-income communities through financial products, community revitalization, and technical assistance. NCB has grown its capitalization to over $4 billion to serve underserved communities across the country. It has provided over $5.5 billion in funding to cooperatives and initiatives supporting affordable healthcare, charter schools, housing, and small businesses. NCB innovates new models to address inequality and expand access to opportunities like education, housing, and healthy food.

1. NATIONAL
COOPERATIVE BANK
BY GANNA BRUKH

2. Company Overview
 National Cooperative Bank (NCB) provides
comprehensive banking services to cooperatives and
other member-owned organizations throughout the
country.
 Support financial needs of low-income communities.
 Community revitalization
 Cooperatives are based on the values of self-help, self-
responsibility, democracy and member-equity.
 Improve the quality of life in the communities they serve

3. What would you adapt to make more
economic opportunity for your
community?
 Share the knowledge;
 Spread the word about
organizations that supports
community;

4. Impact
 NCB have succeeded in growing the original $184 million capitalization to
more than $4 billion in specialized lending, investments, and technical
assistance to underserved communities across the country.
 Being an advocate for America’s cooperatives and their members, placing
special emphasis on serving the needs of communities that are economically
challenged.
 Provided more than $5.5 billion in capital to support underserved
communities and cooperative expansion initiatives.
 NCB provides solutions that successfully preserve and expand affordable
health care and behavioral care for low- income families across the country.
 Create programs that allow us to successfully finance our nation’s charter
schools.
 Provide community Association Loans , Cooperative Housing Loans, Personal
Mortgage Loans and Cooperative Business Loans.

5. What is the most innovative feature
that addresses inequality and justice?
 NCB- leader on a number of fronts, focusing on innovative new
models in support of revolutionizing traditional nursing
care, making assisted living affordable and creating alternative
housing options for residents who want to maintain their independent
lifestyles.
 Designed a flexible financial solution to meet customers’ needs
 Community Development Loans
 Community Association Loans
 Small Business Loans
 NCB committed $10.1 million to expand access to healthy food in low
and moderate income communities.

6. Home Page https://www.ncb.coop

8. What would you adapt to make more
economic opportunity for your
community?
 Spread the word about
organization that support
community;
 Share the knowledge;
 Volunteer;
 Encourage to take action;