My resume 10 2018
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- Valbona Toci is an experienced financial/risk crimes professional seeking a new opportunity. She has expertise in anti-money laundering remediation, transaction monitoring, customer due diligence, and financial crime investigations. She is skilled in data mining for fraud detection and is proficient in AML systems and regulations. Toci has experience training others in AML compliance and enhanced due diligence.
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2015 final resume
Jair Omar Aguirre is an experienced financial professional with over 15 years of experience in banking and financial services. He has held roles such as senior wire transfer specialist, accounts payable, teller supervisor, personal banker, and senior sales consultant. He has strong skills in areas such as cash handling, fraud prevention, accounting, and financial analysis. He is also bilingual in English and Spanish.
Richard Y Tobani-Anti-Money Laundering
Richard Yao Tobani has over 15 years of experience in audit, compliance, anti-money laundering, and know your customer roles. He has worked at Promontory Financial Group, Standard Chartered Bank Ghana, and Global Foods and Financial Services. Tobani has a Master's in Business Administration and a Bachelor's degree in Psychology. He is a candidate for the Certified Anti-Money Laundering Specialist certification.
Sanctions List Screening with World-Check and CaseWare
Get the most comprehensive sanctions list screening capability available today with CaseWare AML Compliance and the Thomson Reuters World-Check database.
WHAT IS CASEWARE AML COMPLIANCE?
As part of their anti-money laundering (AML) compliance programs, financial institutions and other organizations must take measures to ensure they are not doing business with sanctioned individuals, groups or countries. CaseWare AML Compliance is a solution that has Know Your Customer (KYC), transaction monitoring, sanctions list screening, and regulatory reporting capabilities in a single platform, allowing businesses to fulfill all key areas required by AML regulations.
By adopting this solution, compliance teams have at their fingertips advanced and configurable analytics, visualizations, workflows, alerts and case management capabilities. Organizations can identify high-risk individuals and entities; detect suspicious transactions; manage investigations and compliance risks through automated workflows; and electronically file reports to regulators.
THOMSON REUTERS WORLD-CHECK DATABASE
CaseWare AML Compliance is integrated with Thomson Reuters World-Check database, which currently includes more than 100,000 sources. Hundreds of global researcher analysts review more than 530 sanction, watch and regulatory law and enforcement lists in addition to thousands of other sources of information related to politically exposed persons (PEPs) and individuals and entities not found on official lists daily. This makes World-Check the most comprehensive and up-to-date sanctions list available today.
About Alessa, a CaseWare RCM product:
Alessa is a financial crime detection, prevention and management solution offered by CaseWare RCM Inc. With deployments in more than 20 countries in banking, insurance, FinTech, gaming, manufacturing, retail and more, Alessa is the only platform organizations need to identify high-risk activities and stay ahead of compliance. To learn more about how Alessa can help your organization ensure compliance, detect complex fraud schemes, and prevent waste, abuse and misuse, visit us at caseware.com/alessa.
Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
Follow Alessa on LINKEDIN: https://www.linkedin.com/caseware-alessa
Follow Alessa on TWITTER: https://twitter.com/casewarealessa
SUBSCRIBE to Alessa on YouTube: http://tiny.cc/Alessa
BObiMortgage_Resume 3
Bernadette Obi has over 10 years of experience in bank processing and loan origination. She is currently a Loan Processor at Accenture where she ensures the timely and accurate packaging of all originated loans. Previously, she held positions at Wells Fargo as a Post Closing Processor and Loan Servicing Specialist where she reviewed mortgage documents for compliance and researched and resolved rejected loans. She has exceptional skills in fraud prevention, loan processing, and meeting deadlines.
JOY NICOLE BOYD Charlotte resume
Joy Nicole Boyd seeks to utilize her customer service experience to improve business satisfaction. She has over 8 years of experience in financial crimes investigation, corrections, and administrative roles. Her background includes reviewing customer transactions at Wells Fargo, supervising inmates as a Correctional Officer, and processing payments and client records for Vanguard and LexisNexis. Boyd aims to apply her skills in Microsoft Office, research, data entry, and customer service.
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Ikee Polack has over 10 years of experience in customer service, operations management, and anti-money laundering compliance. He has worked for several large financial institutions including JP Morgan Chase, HSBC, and Lowe's. Currently, he is employed part-time as a Service Associate at Lowe's, where he helps customers and processes purchases. Polack has a Bachelor's degree in American Studies from Wesley College.
Sanctions Risk - What's the Problem?
A recording of this event can be found here: https://www.casewareanalytics.com/webinars/sanctions-risk-whats-problem
Sanctions risk screening and compliance is complicated and can be open to interpretation, leading financial institutions to unwittingly--or even unknowingly--put their AML compliance programs at risk by completing transactions that regulators may deem illicit or illegitimate.
In this webinar, our experts will discuss why sanctions are imposed, breaking the topic down granularly to help financial institutions and other organizations understand their areas of risk while also having a firm grasp on relevant international legal requirements and established conventions.
B obi mortgage_resume 2
Bernadette Obi has over 15 years of experience in bank processing, loan servicing, and fraud prevention for large financial institutions. She is proficient in account resolution, risk management tools, and ensuring loan documentation compliance. Currently she is a Home Loans Servicing Specialist at Accenture, where her responsibilities include packaging loans, verifying documentation, running fraud checks, and preparing documents for underwriting. Previously she held roles as a Research/Remediation Specialist and Loan Servicing Specialist at Randstad working on Wells Fargo loans, and also has experience as a Lockbox Associate and Accounting Clerk.
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Jair Omar Aguirre is an experienced financial professional with over 15 years of experience in banking and financial services. He has held roles such as senior wire transfer specialist, accounts payable, teller supervisor, personal banker, and senior sales consultant. He has strong skills in areas such as cash handling, fraud prevention, accounting, and financial analysis. He is also bilingual in English and Spanish.
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Richard Yao Tobani has over 15 years of experience in audit, compliance, anti-money laundering, and know your customer roles. He has worked at Promontory Financial Group, Standard Chartered Bank Ghana, and Global Foods and Financial Services. Tobani has a Master's in Business Administration and a Bachelor's degree in Psychology. He is a candidate for the Certified Anti-Money Laundering Specialist certification.
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Get the most comprehensive sanctions list screening capability available today with CaseWare AML Compliance and the Thomson Reuters World-Check database.
WHAT IS CASEWARE AML COMPLIANCE?
As part of their anti-money laundering (AML) compliance programs, financial institutions and other organizations must take measures to ensure they are not doing business with sanctioned individuals, groups or countries. CaseWare AML Compliance is a solution that has Know Your Customer (KYC), transaction monitoring, sanctions list screening, and regulatory reporting capabilities in a single platform, allowing businesses to fulfill all key areas required by AML regulations.
By adopting this solution, compliance teams have at their fingertips advanced and configurable analytics, visualizations, workflows, alerts and case management capabilities. Organizations can identify high-risk individuals and entities; detect suspicious transactions; manage investigations and compliance risks through automated workflows; and electronically file reports to regulators.
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CaseWare AML Compliance is integrated with Thomson Reuters World-Check database, which currently includes more than 100,000 sources. Hundreds of global researcher analysts review more than 530 sanction, watch and regulatory law and enforcement lists in addition to thousands of other sources of information related to politically exposed persons (PEPs) and individuals and entities not found on official lists daily. This makes World-Check the most comprehensive and up-to-date sanctions list available today.
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Alessa is a financial crime detection, prevention and management solution offered by CaseWare RCM Inc. With deployments in more than 20 countries in banking, insurance, FinTech, gaming, manufacturing, retail and more, Alessa is the only platform organizations need to identify high-risk activities and stay ahead of compliance. To learn more about how Alessa can help your organization ensure compliance, detect complex fraud schemes, and prevent waste, abuse and misuse, visit us at caseware.com/alessa.
Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
Follow Alessa on LINKEDIN: https://www.linkedin.com/caseware-alessa
Follow Alessa on TWITTER: https://twitter.com/casewarealessa
SUBSCRIBE to Alessa on YouTube: http://tiny.cc/Alessa
BObiMortgage_Resume 3
Bernadette Obi has over 10 years of experience in bank processing and loan origination. She is currently a Loan Processor at Accenture where she ensures the timely and accurate packaging of all originated loans. Previously, she held positions at Wells Fargo as a Post Closing Processor and Loan Servicing Specialist where she reviewed mortgage documents for compliance and researched and resolved rejected loans. She has exceptional skills in fraud prevention, loan processing, and meeting deadlines.
JOY NICOLE BOYD Charlotte resume
Joy Nicole Boyd seeks to utilize her customer service experience to improve business satisfaction. She has over 8 years of experience in financial crimes investigation, corrections, and administrative roles. Her background includes reviewing customer transactions at Wells Fargo, supervising inmates as a Correctional Officer, and processing payments and client records for Vanguard and LexisNexis. Boyd aims to apply her skills in Microsoft Office, research, data entry, and customer service.
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Ikee Polack has over 10 years of experience in customer service, operations management, and anti-money laundering compliance. He has worked for several large financial institutions including JP Morgan Chase, HSBC, and Lowe's. Currently, he is employed part-time as a Service Associate at Lowe's, where he helps customers and processes purchases. Polack has a Bachelor's degree in American Studies from Wesley College.
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A recording of this event can be found here: https://www.casewareanalytics.com/webinars/sanctions-risk-whats-problem
Sanctions risk screening and compliance is complicated and can be open to interpretation, leading financial institutions to unwittingly--or even unknowingly--put their AML compliance programs at risk by completing transactions that regulators may deem illicit or illegitimate.
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B obi mortgage_resume 2
Bernadette Obi has over 15 years of experience in bank processing, loan servicing, and fraud prevention for large financial institutions. She is proficient in account resolution, risk management tools, and ensuring loan documentation compliance. Currently she is a Home Loans Servicing Specialist at Accenture, where her responsibilities include packaging loans, verifying documentation, running fraud checks, and preparing documents for underwriting. Previously she held roles as a Research/Remediation Specialist and Loan Servicing Specialist at Randstad working on Wells Fargo loans, and also has experience as a Lockbox Associate and Accounting Clerk.
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Bernadette Obi has over 15 years of experience in loan processing and servicing, including positions at Accenture, Wells Fargo, and CIT Group. She has expertise in loan packaging, documentation review, fraud prevention, and utilizing risk management tools. Obi holds an MBA in Security Management and a Bachelor's degree in Business Administration and Finance.
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An experienced compliance professional with over 20 years of experience in anti-money laundering and Bank Secrecy Act compliance. Currently serves as the BSA Officer for a $1.8 billion financial institution, where he manages a staff of five and ensures regulatory expectations are met. Previously held similar positions at other financial institutions, developing and enforcing policy, conducting investigations, and providing training.
Glba examples
The Gramm-Leach-Bliley Act (GLBA) requires the University of Minnesota to protect customers' private financial information when offering financial services or products. While most university departments do not directly provide these services, the GLBA covers activities like lending money, insuring against losses, providing investment advice using personal financial data, and extending credit to students or staff. The GLBA regulates the use and sharing of customers' financial information, such as account balances, credit card numbers, income history, and social security numbers. Departments must be aware of GLBA compliance if engaging in any of these covered financial activities.
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About Alessa, a CaseWare RCM product:
Alessa is a financial crime detection, prevention and management solution offered by CaseWare RCM Inc. With deployments in more than 20 countries in banking, insurance, FinTech, gaming, manufacturing, retail and more, Alessa is the only platform organizations need to identify high-risk activities and stay ahead of compliance. To learn more about how Alessa can help your organization ensure compliance, detect complex fraud schemes, and prevent waste, abuse and misuse, visit us at caseware.com/alessa.
Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
Follow Alessa on LINKEDIN: https://www.linkedin.com/caseware-alessa
Follow Alessa on TWITTER: https://twitter.com/casewarealessa
SUBSCRIBE to Alessa on YouTube: http://tiny.cc/Alessa
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Nancy Burns is seeking a position in financial services using her experience in anti-money laundering, risk analysis, and compliance. She has over 25 years of experience at firms including State Street Bank, JPMorgan Chase, and Fidelity Investments, where she conducted investigations, analyzed suspicious transactions, prepared documentation for regulatory compliance, and trained new hires. Her skills include knowledge of money laundering and terrorist financing laws, strong research abilities, and experience with financial applications and databases.
Nancy v burns_resume
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Understanding Its Suspicious Activity Reporting (SAR) Requirement
What is Suspicious Activity Report (SAR)?
BSA requires every US national bank to file a Suspicious Activity Report (SAR) when they detect certain known or suspected violations of federal law or suspicious transactions related to a money laundering activity or a violation of the BSA.
Purpose of SAR:
Identify new methodologies of money-laundering
Offer data for law enforcement investigation
Deter and Constraint money-laundering
BSA requires every US national bank to file a Suspicious Activity Report (SAR) when they detect certain known or suspected violations of federal law or suspicious transactions related to a money laundering activity or a violation of the BSA.
Purpose of SAR:
Identify new methodologies of money-laundering
Offer data for law enforcement investigation
Deter and Constraint money-laundering
Distinction between CTR and SAR
CTR is required whenever the transaction or series of transactions exceeds the minimum threshold requirement in a 24 hour period.
SAR is required to be filed when there are elements of uselessness, suspicion or indicators of potential illegal activity. Minimum threshold requirement is not applicable to SAR situation.
How to Identify Suspicious Activity?
Banks can use a number of methods to track and identify unusual activity – this may include:
Employee identification
Law enforcement enquiries and requests
Transaction and surveillance monitoring system output
Any combination of the above
When is SAR Filling Required?
A SAR filing is required for any potential crimes:
involving insider abuse regardless of the dollar amount;
where there is an identifiable suspect and the transaction involves $5,000 or more; and
where there is no identifiable suspect and the transaction involves $25,000 or more
When to File SARs:
A SAR should be filed no later than 30 calendar days from the date of the initial detection of facts that may constitute a basis for filing a SAR.
In cases where no suspect can be identified, the time period for filing a SAR is extended to 60 days.
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SAR Narratives Should:
Be concise and clear
Be chronological and complete
Provide a detailed description of the known or suspected criminal violation or suspicious activity
Identify the essential elements of the information
Outline of Effective SAR Narrative:
Introduction
Body
Conclusion
Want to learn more about anti-money laundering process, BSA requirements and best practices? ComplianceOnline webinars and seminars are a great training resource. Check out the following links:
How to Write an Effective SAR Narratives
Best Practices for Writing Effective SAR.
Managing an Effective AML Compliance Program
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David Medina-Duran has over 10 years of experience in banking and finance, including his current role as a risk fraud analyst at J.P. Morgan Chase. He has a background in compliance, account review, and customer service. Medina-Duran is fluent in both English and Spanish and has experience working with both domestic and international accounts. He also has experience in retail, delivery driving, and as a barista. Medina-Duran is currently pursuing a degree in Holistic and Homeopathic Medicine from American College of Health Sciences.
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WATCH WEBINAR: https://www.caseware.com/alessa/webinars/strategies-to-enhance-your-screening-and-transaction-monitoring-processes/
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Alessa is a financial crime detection, prevention and management solution offered by CaseWare RCM Inc. With deployments in more than 20 countries in banking, insurance, FinTech, gaming, manufacturing, retail and more, Alessa is the only platform organizations need to identify high-risk activities and stay ahead of compliance. To learn more about how Alessa can help your organization ensure compliance, detect complex fraud schemes, and prevent waste, abuse and misuse, visit us at caseware.com/alessa.
Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
Follow Alessa on LINKEDIN: https://www.linkedin.com/caseware-alessa
Follow Alessa on TWITTER: https://twitter.com/casewarealessa
SUBSCRIBE to Alessa on YouTube: http://tiny.cc/Alessa
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Mitchell Davidson is a CPA, CMA, CIA, and CFE with extensive experience in consulting, investigations, forensic accounting, and auditing. He has helped clients in industries such as software, life sciences, asset management, and hotels to restate earnings, document information for new drug markets, substantiate losses, and quantify business interruption losses. Davidson leads Boy Scouts and previously interned at Disney investigating fraud, Ernst & Young performing fraud investigations, and an audit firm in Paraguay. He obtained degrees from BYU and UConn and certifications in IFRS, Bloomberg, and as a Portuguese/Spanish courtroom interpreter.
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Francis Odum has over 10 years of experience in financial analysis, fraud prevention, and international trade consulting. He has a proven track record of saving companies millions of dollars through identifying fraudulent activities and improving operational efficiencies. Currently working as a senior analyst at JP Morgan Chase, Francis handles complex transaction processing, creates documentation to standardize processes, and provides excellent customer service. He has received recognition from managers for his expertise, work ethic, and contributions.
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Sheila updated Resume with Discover and BOA5
Sheila Jones has over 15 years of experience in mortgage processing, underwriting, fraud investigation, anti-money laundering, and accounting. She has held roles at Discover Financial Services, Recovco Mortgage, Standard Chartered Bank, Bank of America, National Bankruptcy Services, Sprint Nextel Inc., Triad Financial, K&G Men's Company Inc., and Citi Bank investigating suspicious activity, reviewing loans for compliance, and managing teams of up to 20 people. She has expertise in mortgage guidelines, sales, reconciliation, project management, and collections.
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Ihde Resume
An experienced compliance professional with over 20 years of experience in anti-money laundering and Bank Secrecy Act compliance. Currently serves as the BSA Officer for a $1.8 billion financial institution, where he manages a staff of five and ensures regulatory expectations are met. Previously held similar positions at other financial institutions, developing and enforcing policy, conducting investigations, and providing training.
Glba examples
The Gramm-Leach-Bliley Act (GLBA) requires the University of Minnesota to protect customers' private financial information when offering financial services or products. While most university departments do not directly provide these services, the GLBA covers activities like lending money, insuring against losses, providing investment advice using personal financial data, and extending credit to students or staff. The GLBA regulates the use and sharing of customers' financial information, such as account balances, credit card numbers, income history, and social security numbers. Departments must be aware of GLBA compliance if engaging in any of these covered financial activities.
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WATCH WEBINAR: https://www.caseware.com/alessa/webinars/elements-customer-risk-products-services-activity-patterns-behaviors/
In this presentation we explore how a customer's anticipated transaction activity, products and services can impact their risk score. We delve into various patterns of higher risk and red flag customer transactions and behaviors, and how these and other factors impact an evolving risk score over the life of the customer relationship.
About Alessa, a CaseWare RCM product:
Alessa is a financial crime detection, prevention and management solution offered by CaseWare RCM Inc. With deployments in more than 20 countries in banking, insurance, FinTech, gaming, manufacturing, retail and more, Alessa is the only platform organizations need to identify high-risk activities and stay ahead of compliance. To learn more about how Alessa can help your organization ensure compliance, detect complex fraud schemes, and prevent waste, abuse and misuse, visit us at caseware.com/alessa.
Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
Follow Alessa on LINKEDIN: https://www.linkedin.com/caseware-alessa
Follow Alessa on TWITTER: https://twitter.com/casewarealessa
SUBSCRIBE to Alessa on YouTube: http://tiny.cc/Alessa
Nancy v burns_resume
Nancy Burns is seeking a position in financial services using her experience in anti-money laundering, risk analysis, and compliance. She has over 25 years of experience at firms including State Street Bank, JPMorgan Chase, and Fidelity Investments, where she conducted investigations, analyzed suspicious transactions, prepared documentation for regulatory compliance, and trained new hires. Her skills include knowledge of money laundering and terrorist financing laws, strong research abilities, and experience with financial applications and databases.
Nancy v burns_resume
Nancy Burns is seeking a position using her experience in financial services, anti-money laundering, risk and fraud analysis. She has over 25 years of experience in these areas, most recently as an AML investigator and KYC professional at State Street Bank and various roles at Fidelity Investments focusing on risk management, AML analysis, and customer service. Her skills include knowledge of money laundering procedures, research abilities, and experience with financial applications and databases.
Understanding Its Suspicious Activity Reporting (SAR) Requirement
What is Suspicious Activity Report (SAR)?
BSA requires every US national bank to file a Suspicious Activity Report (SAR) when they detect certain known or suspected violations of federal law or suspicious transactions related to a money laundering activity or a violation of the BSA.
Purpose of SAR:
Identify new methodologies of money-laundering
Offer data for law enforcement investigation
Deter and Constraint money-laundering
BSA requires every US national bank to file a Suspicious Activity Report (SAR) when they detect certain known or suspected violations of federal law or suspicious transactions related to a money laundering activity or a violation of the BSA.
Purpose of SAR:
Identify new methodologies of money-laundering
Offer data for law enforcement investigation
Deter and Constraint money-laundering
Distinction between CTR and SAR
CTR is required whenever the transaction or series of transactions exceeds the minimum threshold requirement in a 24 hour period.
SAR is required to be filed when there are elements of uselessness, suspicion or indicators of potential illegal activity. Minimum threshold requirement is not applicable to SAR situation.
How to Identify Suspicious Activity?
Banks can use a number of methods to track and identify unusual activity – this may include:
Employee identification
Law enforcement enquiries and requests
Transaction and surveillance monitoring system output
Any combination of the above
When is SAR Filling Required?
A SAR filing is required for any potential crimes:
involving insider abuse regardless of the dollar amount;
where there is an identifiable suspect and the transaction involves $5,000 or more; and
where there is no identifiable suspect and the transaction involves $25,000 or more
When to File SARs:
A SAR should be filed no later than 30 calendar days from the date of the initial detection of facts that may constitute a basis for filing a SAR.
In cases where no suspect can be identified, the time period for filing a SAR is extended to 60 days.
SAR Narratives
SAR Narratives Should:
Be concise and clear
Be chronological and complete
Provide a detailed description of the known or suspected criminal violation or suspicious activity
Identify the essential elements of the information
Outline of Effective SAR Narrative:
Introduction
Body
Conclusion
Want to learn more about anti-money laundering process, BSA requirements and best practices? ComplianceOnline webinars and seminars are a great training resource. Check out the following links:
How to Write an Effective SAR Narratives
Best Practices for Writing Effective SAR.
Managing an Effective AML Compliance Program
Are You Doing Your BSA/AML Risk Assessment Properly?
How to Report under AML/BSA?
BSA/AML Compliance Checklist
How to Create Effective AML/BSA Compliance Program?
How to Develop Risk Models for AML Monitoring Program?
resume2
David Medina-Duran has over 10 years of experience in banking and finance, including his current role as a risk fraud analyst at J.P. Morgan Chase. He has a background in compliance, account review, and customer service. Medina-Duran is fluent in both English and Spanish and has experience working with both domestic and international accounts. He also has experience in retail, delivery driving, and as a barista. Medina-Duran is currently pursuing a degree in Holistic and Homeopathic Medicine from American College of Health Sciences.
Tashika Foote Resume
Tashika Foote has over 15 years of experience in anti-money laundering compliance, including conducting enhanced due diligence, reviewing transactions for suspicious activity, and filing currency transaction and suspicious activity reports. She currently works as a Senior Operations Risk Analyst at Bank of America, where she acts as a subject matter expert on AML requirements and reviews high-risk accounts. Previously she held various roles with responsibilities for AML compliance and transaction monitoring at several large banks.
Carol A MoserResume.docx12115
Carol Moser has over 18 years of experience in banking operations and customer service. She currently works as a BSA Fraud Specialist at BB&T, where she monitors accounts for suspicious or fraudulent activity and ensures compliance with banking regulations. Previously she held various roles at BB&T including CIF, Support Services, and CIP Specialist. She also has experience working as a teller, head teller, and call center representative at other banks. Moser is detail-oriented, self-motivated, and a strong team player.
Suspicious Activities Reports, Perceptions and Reality in AML Investigations
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AML Penalties Intro Deck
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Paul Reuben and Martin Chipperfield, managers at two different banks, discussed their need to find an independent testing house to thoroughly test their banks' anti-money laundering systems and ensure compliance. They both ended up selecting the same vendor, Thinksoft Global Services, who was able to identify defects, help improve data quality, and validate that the systems met regulatory requirements like know-your-customer procedures. The vendor overcame challenges like limited access and timeframe to deliver thorough testing that satisfied both banks.
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WATCH WEBINAR: https://www.caseware.com/alessa/webinars/strategies-to-enhance-your-screening-and-transaction-monitoring-processes/
Transaction monitoring and sanctions screening are crucial processes for both traditional and non-traditional financial institutions. With changing regulations coupled with increased regulatory scrutiny being the new normal, having a streamlined and flexible approach has become more important for AML Compliance teams looking to improve cost savings and resource allocation.
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Connect with us online:
Visit the Alessa WEBSITE: https://www.caseware.com/alessa/
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MDavidson_Resume
Mitchell Davidson is a CPA, CMA, CIA, and CFE with extensive experience in consulting, investigations, forensic accounting, and auditing. He has helped clients in industries such as software, life sciences, asset management, and hotels to restate earnings, document information for new drug markets, substantiate losses, and quantify business interruption losses. Davidson leads Boy Scouts and previously interned at Disney investigating fraud, Ernst & Young performing fraud investigations, and an audit firm in Paraguay. He obtained degrees from BYU and UConn and certifications in IFRS, Bloomberg, and as a Portuguese/Spanish courtroom interpreter.
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Eugenia Little has 10 years of experience conducting research and risk analysis. She currently works as an Operational Risk Analyst for Citibank performing know your customer and anti-money laundering research. Previously she has held roles at Bank of America, US Bank, and Jackson Hewitt conducting loan reviews, customer service, and tax preparation. She has strong research, problem solving, and communication skills.
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This document contains the resume of Alfredo Velez, who has experience in AML compliance, KYC reviews, customer risk assessments, and other related roles. He has worked as a consultant for several large banks, including UBS, BNY Mellon, JPMorgan Chase, and Commerzbank, where he performed tasks like client on-boarding, account renewals, due diligence reviews, and suspicious activity reporting. The resume lists his areas of expertise, core competencies, professional experience over the past 20 years, and education in electro-mechanical engineering.
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Robert Bax has over 30 years of experience in finance and anti-money laundering roles. He is currently seeking a new role as a Finance Crime Analyst or AML Payments Analyst. He has a strong track record of successfully investigating transactions, identifying suspicious activity, and ensuring compliance. Key skills include in-depth industry knowledge, proficiency with various banking and screening systems, and the ability to work well independently or as part of a team.
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Robert Bax has over 30 years of experience in finance and anti-money laundering roles. He is currently seeking a new role as a Finance Crime Analyst or AML Payments Analyst. He has a strong track record of successfully investigating suspicious transactions and identifying money laundering risks. He is proficient in relevant banking software and has qualifications in anti-money laundering. Bax enjoys working in team environments and has consistently received positive feedback for his work.
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What's a worker’s market? Job quality and labour market tightnessLabour Market Information Council | Conseil de l’information sur le marché du travail
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.Financial Assets: Debit vs Equity Securities.pptx
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Role of Information Technology in Revenue - Prof Oyedokun.pptx
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My resume 10 2018
- 1. Valbona Toci 3617 Calla Drive Jacksonville, FL 32207 904-805-5903 vtoci17@gmail.com SUMMARY Experienced Financial/Risk Crimes Professional Data mining for fraud detection Subject Matter Expert (SME) in Anti Money Laundering (AML) Remediation, KYC Skilled in Transaction Monitoring,AlertAnalysis,Customer Due Diligence(CDD), Financial CrimeInvestigations Regulations:USA PatriotAct, Bank Secrecy Act (BSA) AML systems: Actimize, Enterprise CaseManagement (ECM), Tableau, ListScreening Trainer: AML compliance,BSA, Customer Due Diligence(CDD) Enhanced Due Diligence Language fluency in Spanish,Albanian EXPERIENCE: EY (Ernst & Young) 04/2016 – present Financial Crimes Compliance Analyst Performs KYC account verification in accordancewith USA PatriotAct, Bank Secrecy Act (BSA) standards and AML regulatory rules. Completes extensive due diligencerisk investigations usinginternal/external databases for mitigation of financial,and reputational risks of customer. Executes clients screeningfor politically exposed person (PEP), negative news, and OFAC for clientKYC remediation. Subject Matter Analyst(SMA) specializingin trainingnewhires on ECM system knowledge and Cash Vaultanalysis. Examines bankingtransaction data,and fraud alerts tools for pinpointing possiblesuspiciousmoney launderingactivity. Researches, and evaluates financial investigativeinformation, and evidence-based data to formulate AML case recommendations. Manages complex cases,producing high-quality work in top 10%, with minimal errors performed under strictdeadlines. Creates procedural guidancedocumentation for knowledge baseused in cross trainingof teams. Prepares “high risk activity”customer narratives for determination of SuspiciousActivity Reports (SAR), EDD, and the AML risk impactto client. Citi Bank 01/2015 – 03/2016 Senior AML Analyst Analyzed alerts and investigated transactional activities for detection of money laundering activity,and terroristfinancing. Employed Data Mining databaseanalysis for capturingoutliers,fraud alerts and transaction monitoring. Prepared escalation findings for probablefiling of SAR’s on anomalous activity. Performed EDD on high risk customers to reduce reputational,transaction,and compliancerisks. Identified and escalated cases exhibiting “red” flags and suspicious patterns associated with bank money laundering. Handled multiplecaseinvestigations simultaneously whilemeeting timely deadlines. Used ACTIMIZE software, customer records, external data, public sourceinformation for AML caseanalysis. Served as “transaction monitoring”specialist demonstratingexpertisein CDD and EDD investigations,and escalations. ING/Voya Financial 09/2008 – 01/2014 Bilingual Team Lead Retirement Specialist/ Fraud Investigator Team lead for problem resolution and fraud investigations of retirement plan accounts. Provided Spanish to English translation of corporate documents & correspondence. Conducted quality audits on team member as recommended areas for improvement to management as quality team lead. Led fraud investigations for customer accounts, utilizing internal/external systems for research factfinding. Trained new hire bilingual customer service associates on retirement plans, and system procedures. Resolved 3rd level support escalation calls. EDUCATION: Everest University,Jacksonville,FL - Magna Cum Laude