1. RICHARD YAO TOBANI
8680 Twin Lake Towers (#1329) Denver, CO,80247 (571-398-8517) rtobani@yahoo.com
Talented Audit, Compliance and Anti-Money Laundering Professional with exceptional understanding of
Know Your Customer (KYC)Compliance related laws. Knowledgeable of Bank Secrecy Act, Office of
Foreign Assets Control Sanctions, USA PATRIOT Act.Extensive experience with monitoring systems
such as Actimise. Use of Lexis Nexis, KYC, AML Log, HRCL Log, WC, HOGAN, Teller Log, IBM, and IRS
for research.
EDUCATION
Masters of Business Administration (Finance concentration) - STRAYER UNIVERSITY, VA September
2012.
Bachelor of Art, (Psychology) –UNIVERSITYOF GHANA, ACCRA- June 2003.
CERTIFICATION
Certified Treasury Professional (CTP), Certified Anti-Money Laundering Specialist (CAMS)-
Candidate
PROFESSIONAL EXPERIENCE
AML RISK REVIEW ANALYST PROMONTORY FINANCIAL GROUP, DENVER, CO 06/2015
– PRESENT
o Evaluated transactions and customer relationships, based on established protocol, identified
issues and escalated for further investigation.
o Documented steps taken through the investigation process completely and accurately.
o Communicated discoveries and issues with internal AML constituents and external customers to
support successful discovery of money laundering activities.
o Provided additional support with the AML compliance team on more complex capabilities as well
as other solutions as appropriate.
o Maintained awareness of AML/BSA trends and other related industry practices, helping ensure
external knowledge.
o Provided assistance to other team members when necessary or requested.
o Ensured compliance, operational risk controls in accordance with organizational and regulatory
standard and policies.
o Acted as a key contributor with demonstrated knowledge of AML issues as well as broader
functional knowledge.
o Shared information from local law enforcement agencies, peer banks and other external groups
on AML issues and cases.
o Participated in development of goals and execution of strategies within the department.
o Operated under direct supervision of the Compliance Manager and occasionally received
guidance from Senior Compliance Officer.
o
2. ALERT REVIEW ANALYST STANDARD CHARTERED BANK (GHANA) LTD,ACCRA, GHANA,
11/2012 - 03/2015
o Conducted periodic internal account/ customer reviews to identify potentially suspicious activity.
o Documented steps taken through the investigation process completely and accurately.
o Linked up with team members to obtain information related to client’s transaction activity.
o Worked with internal groups to ensure consistent understanding of requirements.
o Acted as a key contributor with demonstrated knowledge of AML issues, as well as broader
functional knowledge.
o Prepared suspicious activity reports in compliance with established regulatory guidelines and time
frames.
o Escalated cases to local law enforcement and obtained information and assistance from law
enforcement.
o Participated in development of goals and execution of strategies within the department.
o
ACCOUNT OFFICER, GLOBAL FOODS AND FINANCIAL SERVICES,WOODBRIDGE,VA, 07/2010 -
10/2012
o Processed Account Payable and Account Receivable transactions into automated system.
o Reconciled purchases, sales and accounting system reports.
o Analysed daily, weekly and monthly budgeting and accounting reports to ensure controls.
o Responded to enquiries concerning payments received and outward payments made.
o Prepared and delivered invoices for sales and purchases for revenue and expenditure activities.
o Reconciled accounts with General Ledger, using GAAP.
INTERNAL CONTROL AND COMPLIANCE OFFICER, STANDARD CHARTERED BANK (GH)
LTD, ACCRA-GHANA, 02/2003 – 06/2010
o Assisted with coordinating and administration of assignment, monitoring and reporting team
progress and managing schedules.
o Identified issues and developed solutions as necessary, using knowledge of speciality areas and
full knowledge of related disciplines.
o Led the Bank’s Anti-Money Laundering and Anti-Corruption program, which was successfully
implemented.
o Was a leading member of the Bank’s Know-Your-Customer (KYC) Project that was successfully
implemented.
o Monitored and identified suspicious activities regarding the bank’s line of business.
o Examined documents and vouchers to ensure transactions were properly supported in
accordance with laid down rules.
o Demonstrated compliance knowledge in working with international AML-related issues regarding
foreign corresponding banking clients.
o Investigative experience with exposure to Multinational Corporations, exceptional research and
analytical skills to understand BSA, OFAC and USA PATRIOTS Act.
