Financial inclusion has become a global priority since the financial crisis. Developing nations must continue economic growth to stabilize the world. ICT can help increase financial inclusion affordably and efficiently, as seen in experiments like M-Pesa in Kenya which contributed to 10% of GDP through remittances. Strategic planning is needed to ensure ICT benefits human development and helps achieve goals like those in the Millennium Development Declaration. India is working to increase financial inclusion through initiatives like Aadhaar identification and expanding access to banks, ATMs, and mobile money.