Surprising facts you didn't realize about critical illness insuranceLTCI Partners
Critical Illness Insurance coverage is fast growing - and includes long-term care benefits as well. But many people don't realize that with health underwriting you can get up to $500,000 of coverage
Critical Illness Sales Presentation created by Catherine Chaney BowmanCatherine Chaney Bowman
Here's a compelling sales presentation for the less well known but essential insurance product that provides protection in the event of a critical illness
"Do No Harm" is still the doctor's oath. Conflicts of interest, millions in royalties, ignoring patient safety, jeopardizing patient care. Macular vitamins are helpful for many patients with intermediate dry AMD. However, for 13-19% of patients, the zinc in these formulas might actually accelerate the progression of the disease. A simple genetic swab test can help doctors determine the risk. Don't miss this brief, but informative presentation from the Macular Degeneration Association.
Surprising facts you didn't realize about critical illness insuranceLTCI Partners
Critical Illness Insurance coverage is fast growing - and includes long-term care benefits as well. But many people don't realize that with health underwriting you can get up to $500,000 of coverage
Critical Illness Sales Presentation created by Catherine Chaney BowmanCatherine Chaney Bowman
Here's a compelling sales presentation for the less well known but essential insurance product that provides protection in the event of a critical illness
"Do No Harm" is still the doctor's oath. Conflicts of interest, millions in royalties, ignoring patient safety, jeopardizing patient care. Macular vitamins are helpful for many patients with intermediate dry AMD. However, for 13-19% of patients, the zinc in these formulas might actually accelerate the progression of the disease. A simple genetic swab test can help doctors determine the risk. Don't miss this brief, but informative presentation from the Macular Degeneration Association.
When It Comes To Illness The Choice Of Benefit Is Critical June 2011Francois Tranter
Most of us will need some type of chronic illness care during our lifetime. With our retirement savings under pressure and with medical aid benefits falling woefully short, it is time to make critical illness benefits a part of everyone\’s financial planning.
Read the latest benefits information from Independent Medicare broker Erin Hart from American HealthCare Group. Learn about Medicare income limits, care plans, and topics to consider when planning for health benefits in retirement.
Is Your Business Under Financial Stress?Sonia Gabriel
Unhappy employees can cost you a great deal of money. Standard major medical benefits is not enough when a major event leaves them paying in the thousands.
Investments in Behavioral Health: Drivers and Outlook - Behavioral Health Cra...Epstein Becker Green
Webinar by attorney Purvi Maniar of Epstein Becker Green - April 5, 2016. Part of the Behavioral Health Crash Course Webinar Series.
This webinar will provide:
* A discussion of the main drivers of growth in investment in behavioral health, including the focus on population health management and mental health parity laws
* The outlook for providers of behavioral health services, including an overview of areas of legal focus and potential competition
http://www.ebglaw.com/events/investme...
These materials have been provided for informational purposes only and are not intended and should not be construed to constitute legal advice. The content of these materials is copyrighted to Epstein Becker & Green, P.C. ATTORNEY ADVERTISING.
Youtube Video Link - https://youtu.be/qLH5H5hHvQ4
Please Subscribe DevTech Finance on Youtube.
All major aspects you need to know about Health Insurance is covered in the video.
Planning in a time of uncertainty and change
This presentation was originally conducted at the Office of HIV Planning's Community Empowerment Workshop held at St. Luke's Church on October 16, 2012.
Long term care expenses are one of the largest threats to retirment security. 70% of people over age 65 will need some form of LTC. This workshop outlines the potential costs, what expenses are covered by health insurance, medicare and medicaid.
When It Comes To Illness The Choice Of Benefit Is Critical June 2011Francois Tranter
Most of us will need some type of chronic illness care during our lifetime. With our retirement savings under pressure and with medical aid benefits falling woefully short, it is time to make critical illness benefits a part of everyone\’s financial planning.
Read the latest benefits information from Independent Medicare broker Erin Hart from American HealthCare Group. Learn about Medicare income limits, care plans, and topics to consider when planning for health benefits in retirement.
Is Your Business Under Financial Stress?Sonia Gabriel
Unhappy employees can cost you a great deal of money. Standard major medical benefits is not enough when a major event leaves them paying in the thousands.
Investments in Behavioral Health: Drivers and Outlook - Behavioral Health Cra...Epstein Becker Green
Webinar by attorney Purvi Maniar of Epstein Becker Green - April 5, 2016. Part of the Behavioral Health Crash Course Webinar Series.
This webinar will provide:
* A discussion of the main drivers of growth in investment in behavioral health, including the focus on population health management and mental health parity laws
* The outlook for providers of behavioral health services, including an overview of areas of legal focus and potential competition
http://www.ebglaw.com/events/investme...
These materials have been provided for informational purposes only and are not intended and should not be construed to constitute legal advice. The content of these materials is copyrighted to Epstein Becker & Green, P.C. ATTORNEY ADVERTISING.
Youtube Video Link - https://youtu.be/qLH5H5hHvQ4
Please Subscribe DevTech Finance on Youtube.
All major aspects you need to know about Health Insurance is covered in the video.
Planning in a time of uncertainty and change
This presentation was originally conducted at the Office of HIV Planning's Community Empowerment Workshop held at St. Luke's Church on October 16, 2012.
Long term care expenses are one of the largest threats to retirment security. 70% of people over age 65 will need some form of LTC. This workshop outlines the potential costs, what expenses are covered by health insurance, medicare and medicaid.
The Arogya Sanjeevani Policy by Bajaj Allianz Health Insurance will help you get that financial support and protect you from the financial burden at the time of hospitalization. With Arogya Sanjeevani health insurance, you can stop worrying about emptying your savings and deal with any medical emergency head-on.
Long-term care is a growing concern among seniors and Baby Boomers alike. Yet few take the first step to planning for their care. Many don't know where to begin. Use our presentation to understand what LTC insurance covers and learn about alternate strategies to protect your assets, your family and your finances as you age.
How to buy health-insurance in India - freefincal.comfreefincal.com
An introduction to the basics of health insurance and how to buy a health insurance policy in India. This is a slide deck prepared as part of the ₹e-Assemble money management series by freefincal.com
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
Bajaj Allianz's Health Infinity Plan can take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury, as this policy gives you the benefit of unlimited Sum Insured.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
3. Risks associated with humans
• Death
• Disablement
• Illness
• Living longer than planned for
4. The bad news
• You have a 1 in 3 chance to get Cancer in your lifetime
• Most common triggers* :
Raised BMI
Air pollution
Bad diet
• The most common* cancers are:
Cervical and Prostate followed by Breasts and Lungs
• The main causes* are:
Environmental
Physical
Chemical
*WHO
5. The bad news
• You have a 1 in 3 chance to get a Heart attack in your
lifetime
• Most common triggers* :
Raised BMI
Genetic
Cholesterol
*WHO
6. The bad news
• You have a 1 in 50 chance to be involved in a car
accident
• Most common causes* :
Speed
Alcohol
*WHO
7. Claim statistics
• 62% of Critical Illness claims are between the ages of
31-50
• 50% as result of cancer
• 25% as result of heart attacks
• 42% of Unnatural Deaths are caused by car accidents
8. So what are we to do?
• Get a Medical Aid
• Get Short Term Insurance
9. A closer look at medical aids
• Average increase per year in excess of 12%
• Benefits reduce annually
• Will I still be able to afford it post retirement?
11. Critical Illness Benefits
• Least sold benefits in the market
• Swiss Re survey only 10% of clients have it
12. Critical Illness Benefits
• Pays upon diagnosis of defined critical illnesses
• Whole Life protection
• Lump sum benefit amount
13. Spoilt for choice
• Comprehensive Critical Illness Benefit
• Comprehensive Critical Illness Plus Benefit
• Elevated Comprehensive Critical Illness Benefit
• Elevated Comprehensive Critical Illness Plus Benefit
14. Longevity Protection, a world first!
• Pays additional 10% every 5 years AFTER diagnosis
• Moderate to severe conditions
• Permanent impact on lifestyle
15. Stand alone benefit
• Reinstates after a claim
• Does not reduce your life cover
• Protect you against future insurability
16. Free child cover
• Pays 10% to max of R125k
• Does not accelerate parents cover
• Exclude pre existing conditions
• Only children from 12 months are covered
17. Extra Benefits you can attach
• Premium waivers
• Premium payback option
• Longevity Protection-Critical Illness
18. What happens if I never claim?
• Longevity Enhancer payout at 80
• 20% of Critical Illness benefit amount
22. Functional Protector
• Does a FNA provide for frail care costs?
• Do I only need this after retirement?
23. Functional Protector
• Whole Life Frail care benefit
• Up to R27.5k/m
• Pays for 100% Functional Impairment claims
• Increase with medical inflation
• Does not aggregate with other IP Benefits
25. Boost your retirement savings
• Add a Retirement Provider
• Retirement booster
• 1.5% of annual risk premium X Term to retirement
• Equate to between 15-45% of premiums paid in
