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Absa Linked Investments
- 1. The future ofLISPS Absa Linked Investments Absa Linked Investments
- 2. INTERNAL AND EXTERNALUSE2 | Absa Linked Investment Services - Presentation 1
- 3. INTERNAL AND EXTERNALUSE3 | Absa Linked Investment Services - Presentation 1 The Senate Group is an alliance of financial advisors with the express purpose of sharing experience, learning and comeraderie. Members enhance their advisory skills by group interaction through conferences held three times a year, at which external and internal speakers spark lively debate on scores of relevant and topical subjects. The hallmark of each member is that he or she is independent, FAIS compliant, and undertakes to share experiences and information which so enriches the practice of the individual members and their clientele. Membership emanates from most of the major South African centres, averages fifteen years of individual financial expertise in most of the recognised financial advisory sectors. Membership is by invitation to ensure group cohesion and the maintenance of appropriate standards. • Independence, support & learning The Senate Group Constitution
- 4. INTERNAL AND EXTERNALUSE4 | Absa Linked Investment Services - Presentation 1 • All your needs are unique • Tailoring an offering to support your individual practice needs • Integrating into your practice(s). • Forming a partnership • Supporting the development of your practices • Ongoing assessment Understanding your needs (B – B - C)
- 5. INTERNAL AND EXTERNALUSE5 | Absa Linked Investment Services - Presentation 1 • Broad Portfolio Structuring Capabilities • Performance Enhancing Attributes • Affordability • Client Centricity • Innovation The future of LISPS – Does your platform of choice offer the following?
- 6. INTERNAL AND EXTERNALUSE6 | Absa Linked Investment Services - Presentation 1 Platforms of the future understand that you need access to Products • Tax Free Savings Accounts • Investment Accounts • Endowments • Pre-retirement products • Post-retirement products Unit Trusts & ETF’s Discretionary Fund Management Share portfolios Consulting services and support Alternative Investments Guaranteed products Structured products Investment Solutions
- 7. INTERNAL AND EXTERNALUSE7 | Absa Linked Investment Services - Presentation 1 DFM Offering Core •R0 to R50m •Fee 0.35% ex vat (All In on ALI) •Absa Branded FFS •Quarterly Feedback to Advisers using the wraps •On all the main LISP platforms Core Plus •R50 to R150m •Fee 0.35% ex vat (All In on AIMS) •Client Branded FFS •AMM & Client Investment Committee •Electives list Bespoke •>R150m •Fee 0.35% to 0.15% ex vat •Client Branded FFS •AMM & Client Investment Committee •Larger Fund universe (Including smaller managers and boutiques) CIS •>R250m •Fee 0.35% to 0.15% ex vat •Client Branded FFS •AMM & Client Investment Committee •External CIS administrator •Larger Fund universe (Including smaller managers and boutiques)
- 8. INTERNAL AND EXTERNALUSE8 | Absa Linked Investment Services - Presentation 1 Aggressive Moderate Conservative Cash plus Investment Objective Growth Core Wrap Solution Moderate Core Wrap Solution Stable Core Wrap Solution Enhance Cash Core Wrap Solution Required Returns Inflation +5% (High Equity Balance funds – no Reg 28) Inflation +4% (Medium Equity Balance funds – Reg28) Inflation +2% (Low equity Balance fund’s – Reg 28) STeFI Call (Money Market) Risk Tolerance High to Medium Medium Low to Medium Low Time Horizon 7 years plus 4 to 7 years 2-4 years 3 month plus Risk of capital loss Low risk of capital loss over rolling 7 years Low risk of capital loss over rolling 4 years Low risk of capital loss over rolling 2 years Low risk of capital loss over rolling 6 months ASISA category High Equity Medium Equity Low Equity Money Market Core Solution Summary
- 9. INTERNAL AND EXTERNALUSE9 | Absa Linked Investment Services - Presentation 1 AMM Core Range Performance • AMM Core Conservative Wrap • AMM Core Moderate Wrap
- 10. INTERNAL AND EXTERNALUSE10 | Absa Linked Investment Services - Presentation 1 AMM Core Range Performance • AMM Core Aggressive Wrap • AMM Core Cash Plus Wrap
- 11. INTERNAL AND EXTERNALUSE11 | Absa Linked Investment Services - Presentation 1 Linked Investment Platforms - Affordability
- 12. INTERNAL AND EXTERNALUSE12 | Absa Linked Investment Services - Presentation 1 Client Centricity brings more business Client Reporting Investment Analytics Access to professionals
- 13. INTERNAL AND EXTERNALUSE13 | Absa Linked Investment Services - Presentation 1 Continual Innovation is a necessity • Information Technology • Access to information • Online capabilities • Process efficiencies • Electronic Forms • Electronic Signatures • Electronic FICA • Value add • Consulting and Support • Investment Solutions