- The document presents details on LIC Jeevan Arogya, a health insurance plan that provides coverage for hospitalization expenses and surgeries for the policyholder, spouse, children, parents, and parents-in-law.
- Key features include coverage for one family on a single policy, coverage for hospitalization costs and surgeries up to certain limits, no-claim bonus, and quick cash payout for certain pre-approved surgeries.
- Eligible individuals are ages 18-65 for self/spouse, 18-75 for parents/parents-in-law, and 91 days to 17 years for children. The plan covers hospitalization and daycare procedures in India.
The Arogya Sanjeevani Policy by Bajaj Allianz Health Insurance will help you get that financial support and protect you from the financial burden at the time of hospitalization. With Arogya Sanjeevani health insurance, you can stop worrying about emptying your savings and deal with any medical emergency head-on.
Bajaj Allianz's Health Infinity Plan can take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury, as this policy gives you the benefit of unlimited Sum Insured.
The Arogya Sanjeevani Policy by Bajaj Allianz Health Insurance will help you get that financial support and protect you from the financial burden at the time of hospitalization. With Arogya Sanjeevani health insurance, you can stop worrying about emptying your savings and deal with any medical emergency head-on.
Bajaj Allianz's Health Infinity Plan can take care of medical expenses for you and your family in case of unfortunate event of hospitalization for illness/ injury, as this policy gives you the benefit of unlimited Sum Insured.
Bajaj Allianz’s Extra Care Plus is a health insurance policy that can be added to your existing health insurance policy or can be taken as a stand alone health insurance policy. It comes with extremely pocket-friendly premium rates and a wide range of coverages.
Bajaj Allianz’s Extra Care Plus is a top-up policy that can be added to your existing health insurance policy or can be taken even without any base health insurance. It comes with extremely pocket-friendly premium and a wide range of coverages.
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Take a look at this presentation, which will help you understand the features and benefits of Bajaj Allianz's Critical Illness Health Insurance Policy.
Bajaj Allianz’s Extra Care Plus is a health insurance policy that can be added to your existing health insurance policy or can be taken as a stand alone health insurance policy. It comes with extremely pocket-friendly premium rates and a wide range of coverages.
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Theories of Health Communication and their conceptual models.
These can be used to design health communication program to ensure some behavioral changes. Tells about stages of behavior change, types of audience and their perceptions.
Navigating Challenges: Mental Health, Legislation, and the Prison System in B...Guillermo Rivera
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CHAPTER 1 SEMESTER V PREVENTIVE-PEDIATRICS.pdfSachin Sharma
This content provides an overview of preventive pediatrics. It defines preventive pediatrics as preventing disease and promoting children's physical, mental, and social well-being to achieve positive health. It discusses antenatal, postnatal, and social preventive pediatrics. It also covers various child health programs like immunization, breastfeeding, ICDS, and the roles of organizations like WHO, UNICEF, and nurses in preventive pediatrics.
Explore our infographic on 'Essential Metrics for Palliative Care Management' which highlights key performance indicators crucial for enhancing the quality and efficiency of palliative care services.
This visual guide breaks down important metrics across four categories: Patient-Centered Metrics, Care Efficiency Metrics, Quality of Life Metrics, and Staff Metrics. Each section is designed to help healthcare professionals monitor and improve care delivery for patients facing serious illnesses. Understand how to implement these metrics in your palliative care practices for better outcomes and higher satisfaction levels.
Leading the Way in Nephrology: Dr. David Greene's Work with Stem Cells for Ki...Dr. David Greene Arizona
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Antibiotic Stewardship by Anushri Srivastava.pptxAnushriSrivastav
Stewardship is the act of taking good care of something.
Antimicrobial stewardship is a coordinated program that promotes the appropriate use of antimicrobials (including antibiotics), improves patient outcomes, reduces microbial resistance, and decreases the spread of infections caused by multidrug-resistant organisms.
WHO launched the Global Antimicrobial Resistance and Use Surveillance System (GLASS) in 2015 to fill knowledge gaps and inform strategies at all levels.
ACCORDING TO apic.org,
Antimicrobial stewardship is a coordinated program that promotes the appropriate use of antimicrobials (including antibiotics), improves patient outcomes, reduces microbial resistance, and decreases the spread of infections caused by multidrug-resistant organisms.
ACCORDING TO pewtrusts.org,
Antibiotic stewardship refers to efforts in doctors’ offices, hospitals, long term care facilities, and other health care settings to ensure that antibiotics are used only when necessary and appropriate
According to WHO,
Antimicrobial stewardship is a systematic approach to educate and support health care professionals to follow evidence-based guidelines for prescribing and administering antimicrobials
In 1996, John McGowan and Dale Gerding first applied the term antimicrobial stewardship, where they suggested a causal association between antimicrobial agent use and resistance. They also focused on the urgency of large-scale controlled trials of antimicrobial-use regulation employing sophisticated epidemiologic methods, molecular typing, and precise resistance mechanism analysis.
Antimicrobial Stewardship(AMS) refers to the optimal selection, dosing, and duration of antimicrobial treatment resulting in the best clinical outcome with minimal side effects to the patients and minimal impact on subsequent resistance.
According to the 2019 report, in the US, more than 2.8 million antibiotic-resistant infections occur each year, and more than 35000 people die. In addition to this, it also mentioned that 223,900 cases of Clostridoides difficile occurred in 2017, of which 12800 people died. The report did not include viruses or parasites
VISION
Being proactive
Supporting optimal animal and human health
Exploring ways to reduce overall use of antimicrobials
Using the drugs that prevent and treat disease by killing microscopic organisms in a responsible way
GOAL
to prevent the generation and spread of antimicrobial resistance (AMR). Doing so will preserve the effectiveness of these drugs in animals and humans for years to come.
being to preserve human and animal health and the effectiveness of antimicrobial medications.
to implement a multidisciplinary approach in assembling a stewardship team to include an infectious disease physician, a clinical pharmacist with infectious diseases training, infection preventionist, and a close collaboration with the staff in the clinical microbiology laboratory
to prevent antimicrobial overuse, misuse and abuse.
to minimize the developme
R3 Stem Cells and Kidney Repair A New Horizon in Nephrology.pptxR3 Stem Cell
R3 Stem Cells and Kidney Repair: A New Horizon in Nephrology" explores groundbreaking advancements in the use of R3 stem cells for kidney disease treatment. This insightful piece delves into the potential of these cells to regenerate damaged kidney tissue, offering new hope for patients and reshaping the future of nephrology.
Health Education on prevention of hypertensionRadhika kulvi
Hypertension is a chronic condition of concern due to its role in the causation of coronary heart diseases. Hypertension is a worldwide epidemic and important risk factor for coronary artery disease, stroke and renal diseases. Blood pressure is the force exerted by the blood against the walls of the blood vessels and is sufficient to maintain tissue perfusion during activity and rest. Hypertension is sustained elevation of BP. In adults, HTN exists when systolic blood pressure is equal to or greater than 140mmHg or diastolic BP is equal to or greater than 90mmHg. The
Deep Leg Vein Thrombosis (DVT): Meaning, Causes, Symptoms, Treatment, and Mor...The Lifesciences Magazine
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The Importance of Community Nursing Care.pdfAD Healthcare
NDIS and Community 24/7 Nursing Care is a specific type of support that may be provided under the NDIS for individuals with complex medical needs who require ongoing nursing care in a community setting, such as their home or a supported accommodation facility.
3. INTRODUCTION
• LIC health insurance
• Non- linked health insurance plan
• Financial cover against death or sickness
• Financial support to policy holder if he/she is disabled after an accident
• Minor injuries are also covered
4. KEY FEATURES
• One health insurance policy that covers self, spouse, children, parents and
parents-in-law
• Covers hospitalisation, surgery costs and more
• Provides benefit payout irrespective of actual medical cost incurred
• Can be availed along with existing mediclaim policy for the same
hospitalisation / surgery
• Cover can be extended to new members of the family in case of marriage
and childbirth
• Quick Cash Facility is available on hospitalisation instead of waiting to
make a claim for the benefit after discharge. Under Quick Cash, 50%
advance payment is given by LIC (for 57 surgeries performed in network
hospitals)
• Payout made on the basis of photocopy of bills
• No Claim Benefit is 5% of initial Hospitalisation Cash Benefit (HCB)
5. BENEFITS
• Hospital cash benefit (HCB)
• Major Surgical Benefit (MSB)
• Day Care Procedure Benefit
• Other Surgical Benefit
• Ambulance Benefit
• Premium waiver Benefit (PWB)
6. ELIGIBILITY CRITERIA
COVERAGE FOR MINIMUM AGE MAXIMUM AGE
YOU/SPOUSE 18 YEARS 65 YEARS
PARENTS/PARENTS-
IN-LAW
18 YEARS 75 YEARS
CHILDREN 91 DAYS 17 YEARS
7. COVERAGE AREA
COVERAGE TYPE COVERAGE
OFFERED
MAXIMUM
COVERAGE
DILY HOSPITAL CASH 1000,2000,3000,4000
Minimum 24 hrs.
hospitalization required
COVERS HOSPITALIZATION
UPTO 30 DAYS IN 1 YEAR
WHICH BECOME THRICE
SECOND YEAR ONWARDS
MAJOR SURGICAL
BENEFITS
1,00,000-4,00,000 COVERS UPTO 140 MAJOR
SURGERIES
DAYCARE PROCEDURE
BENEFITS
5 Times in case of Daycare
procedure
MAXIMUM 3 TIMES IN A
YEAR & 24 TIMES DURING
THE POLICY TENURE IN
INDIA
OTER SURGICAL BENEFITS TWICE THE DHC IN CASE
OF HOSPITALIZATION
MORE THAN 24 HRS
MAX DAYS OF COVERAGE
IN 1 YEAR ARE 15 AND 45
THEREAFTER
8. EXCLUSIONS
• Pre-existing conditions (unless disclosed and accepted by LIC)
• Routine check-ups and Non-allopathic treatments
• Epidemic diseases or conditions (classified by Central or State
Government)
• Cosmetic or beauty treatments, circumcision, dental treatments
• Plastic surgery (unless necessary for treatment of illness or due to an
accident and performed within 6 months of the event occurrence)
• Any treatment arising from insured person’s failure to act on proper
medical advice
• Self-inflicted injuries or attempted suicide
• Abuse of drugs, alcohol or intoxicants
• Conditions existing at birth (congenital conditions)
9. • Rest cure, general weakness, nervous breakdown or
related conditions, infertility or sterilisation
• Sexually transmitted diseases like HIV / AIDS
• Pregnancy or child-birth related conditions
• Any act of war, invasion of foreign enemy, naval or
military operations etc
• Radioactive contamination
• Criminal or illegal acts
• Natural catastrophe like earthquake, floods etc
• Participation in dangerous sports like racing, scuba
diving, bungee jumping