Healthcare Reform: How To Get From Here To ThereKathleen Orlik
CEO Terry McCorvie's presentation from the 2010 FL HR Conference. If you are interested in having Terry speak at your function, contact Workable Solutions.
Healthcare Reform: How To Get From Here To ThereKathleen Orlik
CEO Terry McCorvie's presentation from the 2010 FL HR Conference. If you are interested in having Terry speak at your function, contact Workable Solutions.
How to calculate income tax on salary? What are the slab rates and exemptions? If you plan in advance and avail various tax exemptions, you may get tax benefits by lowering your income tax slab for salary. An updated knowledge on income tax slab for salary is a must to get the best out of it year after year.
The Employee Provident fund is deducted from the Employee’s monthly salary. The employer also contributes to the PF fund. From 1st September 2014, the EPFO has revised the basic wage limit on which PF contribution will be done from Rs. 6500 to Rs. 15000. Employers have to revise the PF deductions from September 2014 onward for all employees whose basic salary is less than or equal to Rs. 15000.
Learn about the new guidelines for PF deductions and filing of the monthly returns with EPFO with the record of our training webinar.
Save time and manage your PF activities with minimal efforts using greytHR
A deferred compensation plan works very similarly to a 401(k) retirement plan; some important differences are
explained here.
Learn more - http://gt-us.co/15LyvkI
Strategic Retirement Plan Designs for Professional Practices 92011twosons
A discussion of how to rapidly accelerate your contributions and significantly reduce your tax liability via a retirement plan designed for your specific personal and corporate objectives.
Roger Kirtley, Lyons Companies, Health Care Reform Legislation Panel, June 2,...Delaware State Chamber
View this powerpoint delivered by Roger Kirtley, a Risk Management Advisor with Lyons Companies about the Health Care Reform Legislation. This presentation was given on June 2, 2010 at the Delaware State Chamber of Commerce's End-of-Session Legislative Brunch at Dover Downs.
The International Trade Council and TSI Present, The Evolution of SeveranceLana Mellis
Learning outcomes:
•Learn what a Supplemental Unemployment Benefits (SUB) Plan is and how it works.
•Examine the advantages of SUB benefits compared to traditional severance programs.
•Discover why employers choose SUB-Pay programs.
as a small business owner or company executive, it is hard to keep up with all the changes in Health Care Reform aka Obama Care. I mean, you have a business to run! This brief can be read and understood in 10 minutes and will tell you:
-IF your company has to do anything
-What you have to do (like which IRS forms)
-The risk (& penalty) if you do nothing
How to calculate income tax on salary? What are the slab rates and exemptions? If you plan in advance and avail various tax exemptions, you may get tax benefits by lowering your income tax slab for salary. An updated knowledge on income tax slab for salary is a must to get the best out of it year after year.
The Employee Provident fund is deducted from the Employee’s monthly salary. The employer also contributes to the PF fund. From 1st September 2014, the EPFO has revised the basic wage limit on which PF contribution will be done from Rs. 6500 to Rs. 15000. Employers have to revise the PF deductions from September 2014 onward for all employees whose basic salary is less than or equal to Rs. 15000.
Learn about the new guidelines for PF deductions and filing of the monthly returns with EPFO with the record of our training webinar.
Save time and manage your PF activities with minimal efforts using greytHR
A deferred compensation plan works very similarly to a 401(k) retirement plan; some important differences are
explained here.
Learn more - http://gt-us.co/15LyvkI
Strategic Retirement Plan Designs for Professional Practices 92011twosons
A discussion of how to rapidly accelerate your contributions and significantly reduce your tax liability via a retirement plan designed for your specific personal and corporate objectives.
Roger Kirtley, Lyons Companies, Health Care Reform Legislation Panel, June 2,...Delaware State Chamber
View this powerpoint delivered by Roger Kirtley, a Risk Management Advisor with Lyons Companies about the Health Care Reform Legislation. This presentation was given on June 2, 2010 at the Delaware State Chamber of Commerce's End-of-Session Legislative Brunch at Dover Downs.
The International Trade Council and TSI Present, The Evolution of SeveranceLana Mellis
Learning outcomes:
•Learn what a Supplemental Unemployment Benefits (SUB) Plan is and how it works.
•Examine the advantages of SUB benefits compared to traditional severance programs.
•Discover why employers choose SUB-Pay programs.
as a small business owner or company executive, it is hard to keep up with all the changes in Health Care Reform aka Obama Care. I mean, you have a business to run! This brief can be read and understood in 10 minutes and will tell you:
-IF your company has to do anything
-What you have to do (like which IRS forms)
-The risk (& penalty) if you do nothing
ProAktive's approach to Auto Enrolment (pensions).ProAktivePeople
Here's a copy of our presentation from the free breakfast briefing we held in January 2014. Auto Enrolment is mandatory legislation to all companies in the UK, starting from October 2012. If you have questions that need answering or would like us to help you with this process, please get in touch. 01302 341 344.
Workplace Health Issues: Effectively Identifying And Handling FMLA, ADA, Workers’ Comp, Health & Safety Whistleblower and OSHA Issues
presented by
PEDRO P. FORMENT, ESQ.
JACKSON LEWIS LLP
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
Digital Transformation and IT Strategy Toolkit and TemplatesAurelien Domont, MBA
This Digital Transformation and IT Strategy Toolkit was created by ex-McKinsey, Deloitte and BCG Management Consultants, after more than 5,000 hours of work. It is considered the world's best & most comprehensive Digital Transformation and IT Strategy Toolkit. It includes all the Frameworks, Best Practices & Templates required to successfully undertake the Digital Transformation of your organization and define a robust IT Strategy.
Editable Toolkit to help you reuse our content: 700 Powerpoint slides | 35 Excel sheets | 84 minutes of Video training
This PowerPoint presentation is only a small preview of our Toolkits. For more details, visit www.domontconsulting.com
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Skye Residences | Extended Stay Residences Near Toronto Airportmarketingjdass
Experience unparalleled EXTENDED STAY and comfort at Skye Residences located just minutes from Toronto Airport. Discover sophisticated accommodations tailored for discerning travelers.
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"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
7. Other Plan Design Changes
2011
• Emergency Services
– Must be covered without pre‐authorization
– Must be covered in or out‐of‐network
• OB/GYN may be designated as PCP
• Preventive Care must be fully covered
– No cost sharing
8. Consumer Driven Plan Changes
• January 2011
– OTC meds no longer qualified expenses
• FSA, HRA, HSA
– Can get doctor’s order
– OTC supplies still eligible
– Switchover will vary by merchant (IIAS)
– Penalty for non-qualified use of HSA funds
increased from 10% to 20%
• January 2013
– FSA plan year contributions capped at $2500
9. Wellness Incentives
2011
• $200 billion in grants available over 5 years for
employers who
• Have fewer than 100 employers who work more than 25 hours a
week and did not have a workplace wellness program as of
3/23/2010
• Employers may create up to 20% incentive for completion of
wellness program
– Programs must meet minimum criteria established by
HHS.
2014
• Incentives of 30% (or up to 50% with HHS approval)
11. Small Employer Tax Credits
2010 – 2013
• Up to 35% tax credit for employer contribution
– Small businesses with 25 or fewer EEs and avg. wages of
$50,000 or less (full credit for 10 EE s and less)
– Who pay at least 50% of health insurance costs
2014
• Increase to 50% for businesses who buy through
Exchange (for up to two years.)
• CBO estimates 12% of small business will qualify
17. Subsidy Payment & Reconciliation
Carrier A Carrier B Carrier C Carrier D
S P E
Individual Exchange The
Exchange Reporting
Preferred Model
(Carriers could bill and collect.)
S
E (S) Determine Subsidy
I Eligibility/Amount
P
(E) Plan Selection, Enrollment
( I) Premium Invoice
(P) Non-Subsidy Premium Payment
18. Carrier A Carrier B Carrier C Carrier D Carrier E
E E E
E
P E P P
P P
ti on
The
on cilia
Exchange r Rec
Carrie
(P) Group Premium Payment
(E) Plan Selection, Enrollment
E I P
( I) Premium Invoice
Tax Credit Mechanism
Employer
19. Precious Metal Plans
• All plans must meet HSA OOP limits
• Bronze – covers 60% of benefit costs
• Silver – 70%
• Gold – 80%
• Platinum – 90%
• Catastrophic Plan for Young Invincibles
– Up to age 30
– Or exempted from mandates
• Carriers only have to offer silver and gold
22. Employer Penalty – No Plan
• Effective January 2014
• 50 or more EEs
• If you do not offer “minimum essential
coverage” AND
• At least one full‐time employee receives
subsidy through the Exchange
– $2000 penalty per employee
– Excluding first 30 EEs
23. Real Cost of Dropping Coverage
Number of Employees 10,000
Less 30 exempted 9,970
Premium $ 8,863
EE Contribution (25%) $ 2,216
Employer Contribution (75%) $ 6,647
Penalty (non-deductible)
($2000 per EE less 30 Ees) $ 1,994
Loss of Deduction $ 798
Net Cost $ 2,792
Employee Compensation Increase
(90% of employer contribution) $ 3,324
Tax Gross Up (30%) $ 997
Total Comp Expense $ 4,321
Total Employer Cost $ 7,112
24. Free Rider Penalty
Effective 2014
• 50 or more EEs
• Even if you offer coverage, subject to penalty if:
• Coverage is unaffordable because EE must contribute
more than 9.5% of household income
• Or if plan covers less than 60% of covered health expenses
• And one or more full‐time EEs receives a subsidy.
• Lesser of:
• Penalty of $250 per month ($3,000) annually per subsidized EE
– $2.000 multiplied by all full‐time employees, less 30 EEs
25. Free Choice Voucher
• Applies to employees within 400% of the
FPL
– If their contribution cost is between 8% and 9.8
of their income
– And they want to buy coverage through the
Exchange
• Employer must provide EE with a voucher
equal to employer contribution to buy
insurance through Exchange
• No penalty to employer who offers voucher
27. Creative Design Mix
Wellness Education Leave
Incentives Management
$3050 deductible Fixed
POP Plan
HSA-qualified insurance plan Cost
$1850 HRA for Employees Variable
$3050 (Buy down deductible to $1200)
Cost
1040
Deduction HSA
FSA for Employees
for Owners (Covers 1st $1200)
Voluntary
Dependent Care - $5000