The document discusses personal risk management and outlines four main fields it can be applied to: investments, business, death/disability, and health risks. It also lists factors driving increased acceptance of personal risk management, such as growing health costs and awareness of the importance of client services rather than just sales. Personal risk management may help individuals manage risks to their situation.

2. LIMITATIONS

3.  Predictive capacity

4. Personal risk

5. PERSONAL RISK
MANAGEMENT
Usually
management of risk is
made to property or
business but not for
individual. Risk
management may be
very useful for personal
situation

6. Factors promoting change
 An increase awareness of the
importance of truly professional
client service rather the pure
sales
 The growing AIDS problem
which is of such proportions
that is needs to be managed
rather than just insured against
 Increased acceptance of social
responsibilities towards
individuals and groups of
individuals on the part of
business and society as a
whole
 Ongoing pressures on business
to produce bottom line profits
and hence to manage cost and
productivity in the work place

7.  The ongoing increases
in the medical costs and
the growth of the health
insurance market
 Improved knowledge on
medicine and
preventive health
treatment and health
management
 Increase investment
uncertainty in the fast
changing and complex
environment

8. Who is responsible?

9. Personal attitude of risk
 Each individual has a different attitude
towards risk.

10. Four main fields of personal risk
management
 Investment we make
 Business environment
 Impact of death and
disability
 Health risk