This document summarizes a presentation given by Finerva, a financial planning company, to the staff of INS Agrani. The presentation addressed common myths and misconceptions around personal financial management. It showed that investments with risk can provide good returns over time, and retirement planning is important since pension may not cover expenses. Small regular investments can make one a crorepati, not just a large lump sum. The company aims to educate people on achieving financial freedom through long-term wealth creation and risk management strategies.