This document discusses young adults achieving their dreams and financial goals through proper planning. It encourages participants to write down their dreams and short-term goals, create a first budget using their salary, and convert dreams into specific, measurable, achievable, realistic and time-bound goals. Myths about investing, retirement and insurance are addressed. Worksheets are provided to help plan goals, calculate pension requirements, and determine insurance needs.

1. Myths and Realities of Personal Finance The Finerva approach for Young Adults

3. WRITE YOUR DREAMS IN THE WORKSHEET

6. What do you plan to do with your first salary? Fill the Worksheet titled “My First Budget”

8. Convert the Dreams to Goals S - SPECIFIC M - MEASURABLE A - ACHIEVABLE R – REALISTIC T- TIME BOUND SMART

9. Clarifications on Goals ???

11. Meditate

19. Calculate your Pension requirement using the “Retirement Planner Worksheet ”