The document summarizes BDO's Easy Investment Plan (EIP) which allows individuals to invest regularly and automatically in mutual funds. Some key points: 1) EIP allows individuals to invest small amounts regularly starting from as low as PHP 1,000 per month through automatic deductions into mutual funds. 2) Investors can choose from different mutual funds depending on their risk tolerance and investment goals, including money market, bond and equity funds. 3) The regular investments benefit from peso cost averaging and diversification. Returns have averaged above regular deposit rates and inflation. 4) EIP makes investing easy and habitual by setting up automatic deductions and investments into one's chosen mutual fund on a regular basis.

1. BDO Easy Investment Plan MONEY SUMMIT AND WEALTH EXPO 2011 Carlos P. Romulo Auditorium, RCBC Plaza, Makati City July 22-23, 2011

4. The bottom line is that investment is a NEED and not a choice . I. FINANCIAL FACTS THAT WE KNOW

7. BDO UITF Performance 2010 available through EIP BDO UITF Performance Peso Money Market Fund 3.55% Peso Bond Fund 9.10% GS Fund 10.71% Peso Fixed Income Fund 11.10% Peso Balanced Fund 39.81% Equity Fund 50.59% Dollar Money Market Fund 1.86% Dollar Bond Fund 4.30% Medium Term Dollar Bond Fund 7.02%

8. BDO UITF Performance 2006-2010 available through EIP BDO UITF Returns Peso Money Market Fund 23.33% Peso Bond Fund 35.04% GS Fund 38.88% Peso Fixed Income Fund 39.78% Peso Balanced Fund 79.33% Equity Fund 124.22% Dollar Money Market Fund 19.28% Dollar Bond Fund 29.82% Medium Term Dollar Bond Fund 38.82%

9. III. EASY INVESTMENT PLAN AS A PRACTICAL INVESTMENT SOLUTION

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