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International Journal of Trend in Scientific Research and Development (IJTSRD)
Volume 5 Issue 6, September-October 2021 Available Online: www.ijtsrd.com e-ISSN: 2456 – 6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1118
Influence of Education and Family Size on the Effectiveness of
NULM (National Urban Livelihood Mission Project) in Mysore City
Ms. Umme Hani1
, Dr. Jyothi H. P2
1
Research Scholar, 2
Associate Professor,
1,2
DoS in Social Work, University of Mysore, Manasagangothri, Mysuru, Karnataka, India
ABSTRACT
The study addresses influence of Education and Family Size on the
Effectiveness of NULM (National Urban Livelihood Mission Project)
in Mysore city. The study is based on primary data collected through
interview methods by using structured questionnaire. 200 sample
respondents are selected randomly from SHGs members under
NULM Project in Mysore city. It was found from the study that
majority of the respondents have done their secondary education
level with mean value of 76.1728 (s.d. 7.46557), However, their
awareness about various things has been increased after joining
SHGs. It is suggested that creating awareness about the more
government Programmes under NULM and bank procedures is
necessary. NULM programme should encourage the SHGs Women
in participation in the entire awareness programme in Urban
Development.
KEYWORDS: Socio-Economic Development; Education; NULM;
Women Empowerment; SHGs; family
How to cite this paper: Ms. Umme Hani
| Dr. Jyothi H. P "Influence of Education
and Family Size on the Effectiveness of
NULM (National Urban Livelihood
Mission Project) in Mysore City"
Published in
International
Journal of Trend in
Scientific Research
and Development
(ijtsrd), ISSN:
2456-6470,
Volume-5 | Issue-6,
October 2021, pp.1118-1123, URL:
www.ijtsrd.com/papers/ijtsrd47540.pdf
Copyright © 2021 by author (s) and
International Journal of Trend in
Scientific Research and Development
Journal. This is an
Open Access article
distributed under the
terms of the Creative Commons
Attribution License (CC BY 4.0)
(http://creativecommons.org/licenses/by/4.0)
INTRODUCTION
Empowerment of women is one of the important
factors for eradication of Poverty, as the women’s
contribution in various levels for economic
development though both remunerative and un-
remunerative work at home and the work place in
combating poverty.
are the key contribution to the economic at all levels
women participation combating poverty though both
remunerative and un-remunerative work at home and
the work place.
Empowerment of women is one of the important
factors for eradication of Poverty, as the women’s
contribution in various levels for economic
development for eradication of Poverty, as the women
are the key contributors to the economy at all levels,
women participation combating poverty though both
remunerative and un-remunerative work at home and
the work place. The formation of self help groups has
provided a lot of confidence among members of self
help groups to save money taken loan from banks,
internal lending at lower rate of interest. Thus women
saw economic development to some extent. However
there was greater need from government to uplift
women both socially and economically. When the
researcher reviewed various literatures, she found that
NULM project has put good efforts to uplift urban
poor women. The researcher felt interesting to
research as how the NULM project has contributed
for Social and Economic Development of urban poor
women.
REVIEW of LITERATURE
Hampamma & Naidu (2017) studied the impact of
SHGs on socio-economic betterment, women
empowerment and family welfare of tribal women
inhabited in Kurnool area and the role of SHGs in the
development of Tribal families. Nalina (2016) gave a
conceptual frame work on women empowerment
through self Help Group. The concept of self-help
group has its roots in rural areas and it has been
mooted along the rural and semi-urban women to
improve their living conditions. Manohar (2015)
IJTSRD47540
International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1119
made an investigation on the point effect of self-help
group sand smaller scale fund on monetary
empowerment of women–a contextual analysis of
Haveri localein Karnataka, with the destination so
assessing the job of Self Help Groups in ladies
strengthening in the examination region and
evaluating the effect of miniaturized scale money
gave by the SHGs to the respondent woman
individuals in their pay creating exercises, reserve
funds.
OBJECTIVES
To analyze women empowerment through Self
Help Groups under NULM with respect to the
SHG members in Mysore City, Karnataka.
To identify influence of Education level and
Family size on Women Empowerment and SHG
members
To find out influence between number of
members in the family and empowerment
To study and Document the perception of self
help group members towards NULM project
METHODOLOGY
The study is based on primary and secondary data.
The primary data were collected from 200 SHGs
women entrepreneurs under NULM project. The
researcher used a structures interview schedule in the
areas of Mysore city through random sampling
methods. The secondary data were collected from
government documents prepared by Mysore City
Corporations(MCC), books, journals, newspapers and
websites to support the findings of the study.
DATA ANALYSIS AND INTERPRETATIONS
Table 1: Influence of Education level and Family size on Women Empowerment and SHG members
Type of Empowerment N Mean Std. Deviation
Economic
Illiterate 27 70.0617 14.47427
Primary 42 67.3611 18.24342
Secondary 54 69.3364 14.01966
PUC/Diploma 50 70.75 14.02162
Graduation 23 74.1304 15.19544
Post Graduation 4 73.75 10.01157
Total 200 70.0125 15.09057
Political
Illiterate 27 81.0185 7.72917
Primary 42 80.1786 5.64155
Secondary 54 78.0093 9.71747
PUC/Diploma 50 82.9 7.7486
Graduation 23 76.413 11.5755
Post Graduation 4 84.375 10.48312
Total 200 80.0375 8.7162
Educational
Illiterate 27 84.6091 9.84063
Primary 42 86.6667 10.18941
Secondary 54 78.3539 8.61404
PUC/Diploma 50 78.8 7.83053
Graduation 23 78.6473 6.98689
Post Graduation 4 81.6667 12.6198
Total 200 81.1556 9.43325
Social
Illiterate 27 80.7407 14.81606
Primary 42 83.7698 12.83658
Secondary 54 82.3457 11.47652
PUC/Diploma 50 85 10.18536
Graduation 23 82.3188 11.01811
Post Graduation 4 91.6667 10
Total 200 83.275 11.89989
Psychological
Illiterate 27 86.7725 9.54698
Primary 42 89.5238 11.05066
Secondary 54 84.127 10.71444
PUC/Diploma 50 84.9714 8.80744
Graduation 23 88.5714 9.82217
International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1120
Post Graduation 4 85 10
Total 200 86.3571 10.1731
Total
Illiterate 27 77.7901 7.3712
Primary 42 77.8333 8.78106
Secondary 54 76.1728 7.46557
PUC/Diploma 50 78.0867 7.29265
Graduation 23 78.4348 6.98659
Post Graduation 4 81.25 7.18215
Total 200 77.58 7.6207
Table 2: ANOVA results for significance Education level and Family size on Women Empowerment
and SHG members
ANOVA
Sum of Squares Df Mean Square F Sig.
Economic
Between Groups 793.093 5 158.619 .691 .631
Within Groups 44524.237 194 229.506
Total 45317.330 199
Political
Between Groups 1036.058 5 207.212 2.855 .016
Within Groups 14082.410 194 72.590
Total 15118.469 199
Educational
Between Groups 2444.689 5 488.938 6.214 .000
Within Groups 15263.558 194 78.678
Total 17708.247 199
Social
Between Groups 681.817 5 136.363 .962 .442
Within Groups 27498.058 194 141.743
Total 28179.875 199
Psychological
Between Groups 910.547 5 182.109 1.795 .116
Within Groups 19684.351 194 101.466
Total 20594.898 199
Total empowerment
Between Groups 194.329 5 38.866 .664 .652
Within Groups 11362.613 194 58.570
Total 11556.942 199
Economic empowerment: The mean percent economic empowerment of the respondents based on educational
qualification is 70.06, 67.36, 69.33, 70.75, 74.13 and 73.75of Illiterate, Primary, Secondary, PUC/Diploma,
Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference
between these scores (F=0.691; p=.631), indicating that all the means are statistically similar. In other words,
educational qualification of the respondents did not significantly influence over economic empowerment.
Political empowerment: The mean percent Political empowerments of the respondents based on educational
qualification are 81.01, 80.17, 78.00, 82.90, 76.41and 84.37 of Illiterate, Primary, Secondary, PUC/Diploma,
Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference
between these scores (F=2.855; p=0.016), indicating that all the means are statistically similar. In other words,
educational qualification of the respondents did not significantly influence over economic empowerment.
Educational empowerment: The mean percent economic empowerments of the respondents based on
educational qualification are 84.61, 86.67, 78.35, 78.80, 78.65 and 81.67of Illiterate, Primary, Secondary,
PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a significant mean
difference between these scores (F=6.214; p=.000).Further, Scheffe’s post hoc test revealed that those who were
married had lesser educational empowerment compared to respondents of Widow and Spinster.
Social empowerment: The mean percent Social empowerment of the respondents based on educational
qualification is 80.74, 83.76, 82.34, 85.00, 82.31, and 91.66 of Illiterate, Primary, Secondary, PUC/Diploma,
Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference
between these scores (F=0.962; p=0.442), indicating that all the means are statistically similar. In other words,
educational qualification of the respondents did not significantly influence over economic empowerment.
International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1121
Psychological empowerment: The mean percent Psychological empowerments of the respondents based on
educational qualification are 86.77, 89.52, 84.12, 84.97, 88.57 and 85.00of Illiterate, Primary, Secondary,
PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant
mean difference between these scores (F=1.795; p=0.116), indicating that all the means are statistically similar.
In other words, educational qualification of the respondents did not significantly influence over economic
empowerment.
Table 3Influence between Number of members in the family and empowerment
Type of empowerment Number of family member N Mean Std. Deviation
Economic
1-2 33 74.6717 10.56753
3-5 131 69.1858 15.28625
5+ 36 68.7500 17.32337
Total 200 70.0125 15.09057
Political
1-2 33 80.6061 8.45554
3-5 131 80.0382 9.00846
5+ 36 79.5139 8.03607
Total 200 80.0375 8.71620
Educational
1-2 33 80.2694 8.65593
3-5 131 81.5267 9.63960
5+ 36 80.6173 9.52651
Total 200 81.1556 9.43325
Social
1-2 33 86.5657 11.20314
3-5 131 82.5191 12.59386
5+ 36 83.0093 9.42657
Total 200 83.2750 11.89989
Psychological
1-2 33 88.4848 10.03781
3-5 131 86.1723 10.53553
5+ 36 85.0794 8.82908
Total 200 86.3571 10.17310
Total empowerment
1-2 33 80.2929 6.05516
3-5 131 77.1323 7.78193
5+ 36 76.7222 7.95603
Total 200 77.5800 7.62070
Table 4: ANOVA result for
ANOVA
Sum of Squares Df Mean Square F Sig.
Economic
Between Groups 863.295 2 431.648 1.913 .150
Within Groups 44454.035 197 225.655
Total 45317.330 199
Political
Between Groups 20.538 2 10.269 .134 .875
Within Groups 15097.931 197 76.639
Total 15118.469 199
Educational
Between Groups 54.394 2 27.197 .303 .739
Within Groups 17653.853 197 89.613
Total 17708.247 199
Social
Between Groups 434.735 2 217.367 1.543 .216
Within Groups 27745.140 197 140.838
Total 28179.875 199
Psychological
Between Groups 212.649 2 106.324 1.028 .360
Within Groups 20382.249 197 103.463
Total 20594.898 199
Total empowerment
Between Groups 295.623 2 147.811 2.586 .078
Within Groups 11261.319 197 57.164
Total 11556.942 199
International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1122
Economic empowerment: The mean percent
economic empowerment of the respondents belonging
to 1-2, 3-5 and >5 member in the family is74.67,
69.18 and 68.75 respectively. One-way ANOVA
revealed a non - significant mean difference between
these scores (F=1.913; p=.150), indicating that all the
means are statistically similar. In other words,
number of members in the family of respondents did
not significantly influence over economic
empowerment.
Political empowerment: The mean percent Political
empowerment of the respondents belonging to 1-2, 3-
5 and >5 member in the family is 80.60, 80.03and
79.51 respectively. One-way ANOVA revealed a non
- significant mean difference between these scores
(F=0.134; p=0.875), indicating that all the means are
statistically similar. In other words, number of
members in the family of respondents did not
significantly influence over economic empowerment.
Educational empowerment: The mean percent
Educational empowerment of the respondents
belonging to 1-2, 3-5 and >5 member in the family is
80.26, 81.52 and 80.61 respectively. One-way
ANOVA revealed a non - significant mean difference
between these scores (F=0.303; p=0.739), indicating
that all the means are statistically similar. In other
words, number of members in the family of
respondents did not significantly influence over
economic empowerment.
Social empowerment: The mean percent Social
empowerment of the respondents belonging to 1-2, 3-
5 and >5 member in the family is 86.56, 82.51 and
83.00 respectively. One-way ANOVA revealed a non
- significant mean difference between these scores
(F=1.543; p=0.216), indicating that all the means are
statistically similar. In other words, number of
members in the family of respondents did not
significantly influence over economic empowerment.
Psychological empowerment: The mean percent
Psychological empowerment of the respondents
belonging to 1-2, 3-5 and >5 member in the family is
88.48, 86.17, 85.07 respectively. One-way ANOVA
revealed a non - significant mean difference between
these scores (F=1.028; p=0.360), indicating that all
the means are statistically similar. In other words,
number of members in the family of respondents did
not significantly influence over economic
empowerment.
SUMMERY
Government of India, launched NULM with the aim
of reduce poverty and vulnerability of the urban poor
households and resting on the foundation that the
mobilization of urban poor households into SHGs and
their federations at the area and city levels, is an
important investment for an effective and sustainable
poverty reduction programme. Under NULM, to
catalyse the formation of SHGs and their federations
and promote the financial inclusion of SHG members.
It is found from the study that majority of the
respondents have completed secondary education
level. However, their awareness about various
programmes was increased after joining SHGs. It is
suggested that creating awareness about the more
government Programmes under NULM and bank
procedures is necessary. NULM programme should
Encourage the SHGs Women in participation in the
all the awareness programme in Urban Development.
Reference
[1] Bandyopadhyay, C. (2014). Empowerment of
Women in Participating Self-Help Group in
Bardhaman District of West Bengal.
PRAGATI : Journal of Indian Economy, 1(2).
https://doi.org/10.17492/pragati.v1i2.2512
[2] Bhushan, B., Sudan, R. S., & Sethi, S. (2015).
Analysis of Socio-economic Characteristic of
SHG (Self-Help Group) of WomenAssociated
With Dairy Farming. Journal of Animal
Research, 5(4), 839.
https://doi.org/10.5958/2277-
940X.2015.00139.4
[3] Choudhary, A. S. (2015). Economic
Empowerment of Rural Women Entrepreneurs
in Rajasthan through Self- help Group: A Case
of SAKHI. Krishi Sanskriti Publications, 2(3),
287–292.
[4] Datta, P., Debnath, U., & Panda, C. K. (2018).
Attitudes of rural women towards self help
group. AGRICULTURAL SCIENCE DIGEST -
A Research Journal, 38(3), 217–220.
[5] Gandhi, S. (n.d.). Progress, Performance and
Problems of Self Help Group Movement in
India: A case study of District Solan in
Himachal Pradesh. 6.
[6] Hampamma, A., & Naidu, R. V. K. (2017).
Development of Tribal women through Self
Help Group (A Study on Socio economic status
of Chenchu Tribe of Kurnool District,
Andhrapradesh.). IRJMST, 8(8), 234–240.
[7] Jamal, M. A., Raihana, A. K. A., & Sultana, H.
Y. (2016). Empowerment of Muslim Women
through Microfinance and Self Help Groups: A
Case Study of Chennai City. Asian Business
Consortium, 6, 117–124.
International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470
@ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1123
[8] Nalina. (2016). Self-Help Groups and Women
Empowerment. ADR Journals, 2(Special Issue
2015).
[9] Manohar, C. P. (2015). Impact of self help
groups and micro-finance on economic
empowerment of women-A case study of
Haveri district in Karnataka. International
Journal of Social and Economic Research,
5(4), 59-64.
[10] Rao, C. S., & Rao, N. V(2017). A Research on
Decisive Factors for the Progress of Self Help
Groups in Prakasam District, Andhra Pradesh.
IJTSRD, 1(6), 1145–1150.

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Influence of Education and Family Size on the Effectiveness of NULM National Urban Livelihood Mission Project in Mysore City

  • 1. International Journal of Trend in Scientific Research and Development (IJTSRD) Volume 5 Issue 6, September-October 2021 Available Online: www.ijtsrd.com e-ISSN: 2456 – 6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1118 Influence of Education and Family Size on the Effectiveness of NULM (National Urban Livelihood Mission Project) in Mysore City Ms. Umme Hani1 , Dr. Jyothi H. P2 1 Research Scholar, 2 Associate Professor, 1,2 DoS in Social Work, University of Mysore, Manasagangothri, Mysuru, Karnataka, India ABSTRACT The study addresses influence of Education and Family Size on the Effectiveness of NULM (National Urban Livelihood Mission Project) in Mysore city. The study is based on primary data collected through interview methods by using structured questionnaire. 200 sample respondents are selected randomly from SHGs members under NULM Project in Mysore city. It was found from the study that majority of the respondents have done their secondary education level with mean value of 76.1728 (s.d. 7.46557), However, their awareness about various things has been increased after joining SHGs. It is suggested that creating awareness about the more government Programmes under NULM and bank procedures is necessary. NULM programme should encourage the SHGs Women in participation in the entire awareness programme in Urban Development. KEYWORDS: Socio-Economic Development; Education; NULM; Women Empowerment; SHGs; family How to cite this paper: Ms. Umme Hani | Dr. Jyothi H. P "Influence of Education and Family Size on the Effectiveness of NULM (National Urban Livelihood Mission Project) in Mysore City" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-6, October 2021, pp.1118-1123, URL: www.ijtsrd.com/papers/ijtsrd47540.pdf Copyright © 2021 by author (s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0) INTRODUCTION Empowerment of women is one of the important factors for eradication of Poverty, as the women’s contribution in various levels for economic development though both remunerative and un- remunerative work at home and the work place in combating poverty. are the key contribution to the economic at all levels women participation combating poverty though both remunerative and un-remunerative work at home and the work place. Empowerment of women is one of the important factors for eradication of Poverty, as the women’s contribution in various levels for economic development for eradication of Poverty, as the women are the key contributors to the economy at all levels, women participation combating poverty though both remunerative and un-remunerative work at home and the work place. The formation of self help groups has provided a lot of confidence among members of self help groups to save money taken loan from banks, internal lending at lower rate of interest. Thus women saw economic development to some extent. However there was greater need from government to uplift women both socially and economically. When the researcher reviewed various literatures, she found that NULM project has put good efforts to uplift urban poor women. The researcher felt interesting to research as how the NULM project has contributed for Social and Economic Development of urban poor women. REVIEW of LITERATURE Hampamma & Naidu (2017) studied the impact of SHGs on socio-economic betterment, women empowerment and family welfare of tribal women inhabited in Kurnool area and the role of SHGs in the development of Tribal families. Nalina (2016) gave a conceptual frame work on women empowerment through self Help Group. The concept of self-help group has its roots in rural areas and it has been mooted along the rural and semi-urban women to improve their living conditions. Manohar (2015) IJTSRD47540
  • 2. International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1119 made an investigation on the point effect of self-help group sand smaller scale fund on monetary empowerment of women–a contextual analysis of Haveri localein Karnataka, with the destination so assessing the job of Self Help Groups in ladies strengthening in the examination region and evaluating the effect of miniaturized scale money gave by the SHGs to the respondent woman individuals in their pay creating exercises, reserve funds. OBJECTIVES To analyze women empowerment through Self Help Groups under NULM with respect to the SHG members in Mysore City, Karnataka. To identify influence of Education level and Family size on Women Empowerment and SHG members To find out influence between number of members in the family and empowerment To study and Document the perception of self help group members towards NULM project METHODOLOGY The study is based on primary and secondary data. The primary data were collected from 200 SHGs women entrepreneurs under NULM project. The researcher used a structures interview schedule in the areas of Mysore city through random sampling methods. The secondary data were collected from government documents prepared by Mysore City Corporations(MCC), books, journals, newspapers and websites to support the findings of the study. DATA ANALYSIS AND INTERPRETATIONS Table 1: Influence of Education level and Family size on Women Empowerment and SHG members Type of Empowerment N Mean Std. Deviation Economic Illiterate 27 70.0617 14.47427 Primary 42 67.3611 18.24342 Secondary 54 69.3364 14.01966 PUC/Diploma 50 70.75 14.02162 Graduation 23 74.1304 15.19544 Post Graduation 4 73.75 10.01157 Total 200 70.0125 15.09057 Political Illiterate 27 81.0185 7.72917 Primary 42 80.1786 5.64155 Secondary 54 78.0093 9.71747 PUC/Diploma 50 82.9 7.7486 Graduation 23 76.413 11.5755 Post Graduation 4 84.375 10.48312 Total 200 80.0375 8.7162 Educational Illiterate 27 84.6091 9.84063 Primary 42 86.6667 10.18941 Secondary 54 78.3539 8.61404 PUC/Diploma 50 78.8 7.83053 Graduation 23 78.6473 6.98689 Post Graduation 4 81.6667 12.6198 Total 200 81.1556 9.43325 Social Illiterate 27 80.7407 14.81606 Primary 42 83.7698 12.83658 Secondary 54 82.3457 11.47652 PUC/Diploma 50 85 10.18536 Graduation 23 82.3188 11.01811 Post Graduation 4 91.6667 10 Total 200 83.275 11.89989 Psychological Illiterate 27 86.7725 9.54698 Primary 42 89.5238 11.05066 Secondary 54 84.127 10.71444 PUC/Diploma 50 84.9714 8.80744 Graduation 23 88.5714 9.82217
  • 3. International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1120 Post Graduation 4 85 10 Total 200 86.3571 10.1731 Total Illiterate 27 77.7901 7.3712 Primary 42 77.8333 8.78106 Secondary 54 76.1728 7.46557 PUC/Diploma 50 78.0867 7.29265 Graduation 23 78.4348 6.98659 Post Graduation 4 81.25 7.18215 Total 200 77.58 7.6207 Table 2: ANOVA results for significance Education level and Family size on Women Empowerment and SHG members ANOVA Sum of Squares Df Mean Square F Sig. Economic Between Groups 793.093 5 158.619 .691 .631 Within Groups 44524.237 194 229.506 Total 45317.330 199 Political Between Groups 1036.058 5 207.212 2.855 .016 Within Groups 14082.410 194 72.590 Total 15118.469 199 Educational Between Groups 2444.689 5 488.938 6.214 .000 Within Groups 15263.558 194 78.678 Total 17708.247 199 Social Between Groups 681.817 5 136.363 .962 .442 Within Groups 27498.058 194 141.743 Total 28179.875 199 Psychological Between Groups 910.547 5 182.109 1.795 .116 Within Groups 19684.351 194 101.466 Total 20594.898 199 Total empowerment Between Groups 194.329 5 38.866 .664 .652 Within Groups 11362.613 194 58.570 Total 11556.942 199 Economic empowerment: The mean percent economic empowerment of the respondents based on educational qualification is 70.06, 67.36, 69.33, 70.75, 74.13 and 73.75of Illiterate, Primary, Secondary, PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=0.691; p=.631), indicating that all the means are statistically similar. In other words, educational qualification of the respondents did not significantly influence over economic empowerment. Political empowerment: The mean percent Political empowerments of the respondents based on educational qualification are 81.01, 80.17, 78.00, 82.90, 76.41and 84.37 of Illiterate, Primary, Secondary, PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=2.855; p=0.016), indicating that all the means are statistically similar. In other words, educational qualification of the respondents did not significantly influence over economic empowerment. Educational empowerment: The mean percent economic empowerments of the respondents based on educational qualification are 84.61, 86.67, 78.35, 78.80, 78.65 and 81.67of Illiterate, Primary, Secondary, PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a significant mean difference between these scores (F=6.214; p=.000).Further, Scheffe’s post hoc test revealed that those who were married had lesser educational empowerment compared to respondents of Widow and Spinster. Social empowerment: The mean percent Social empowerment of the respondents based on educational qualification is 80.74, 83.76, 82.34, 85.00, 82.31, and 91.66 of Illiterate, Primary, Secondary, PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=0.962; p=0.442), indicating that all the means are statistically similar. In other words, educational qualification of the respondents did not significantly influence over economic empowerment.
  • 4. International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1121 Psychological empowerment: The mean percent Psychological empowerments of the respondents based on educational qualification are 86.77, 89.52, 84.12, 84.97, 88.57 and 85.00of Illiterate, Primary, Secondary, PUC/Diploma, Graduation and Post Graduation respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=1.795; p=0.116), indicating that all the means are statistically similar. In other words, educational qualification of the respondents did not significantly influence over economic empowerment. Table 3Influence between Number of members in the family and empowerment Type of empowerment Number of family member N Mean Std. Deviation Economic 1-2 33 74.6717 10.56753 3-5 131 69.1858 15.28625 5+ 36 68.7500 17.32337 Total 200 70.0125 15.09057 Political 1-2 33 80.6061 8.45554 3-5 131 80.0382 9.00846 5+ 36 79.5139 8.03607 Total 200 80.0375 8.71620 Educational 1-2 33 80.2694 8.65593 3-5 131 81.5267 9.63960 5+ 36 80.6173 9.52651 Total 200 81.1556 9.43325 Social 1-2 33 86.5657 11.20314 3-5 131 82.5191 12.59386 5+ 36 83.0093 9.42657 Total 200 83.2750 11.89989 Psychological 1-2 33 88.4848 10.03781 3-5 131 86.1723 10.53553 5+ 36 85.0794 8.82908 Total 200 86.3571 10.17310 Total empowerment 1-2 33 80.2929 6.05516 3-5 131 77.1323 7.78193 5+ 36 76.7222 7.95603 Total 200 77.5800 7.62070 Table 4: ANOVA result for ANOVA Sum of Squares Df Mean Square F Sig. Economic Between Groups 863.295 2 431.648 1.913 .150 Within Groups 44454.035 197 225.655 Total 45317.330 199 Political Between Groups 20.538 2 10.269 .134 .875 Within Groups 15097.931 197 76.639 Total 15118.469 199 Educational Between Groups 54.394 2 27.197 .303 .739 Within Groups 17653.853 197 89.613 Total 17708.247 199 Social Between Groups 434.735 2 217.367 1.543 .216 Within Groups 27745.140 197 140.838 Total 28179.875 199 Psychological Between Groups 212.649 2 106.324 1.028 .360 Within Groups 20382.249 197 103.463 Total 20594.898 199 Total empowerment Between Groups 295.623 2 147.811 2.586 .078 Within Groups 11261.319 197 57.164 Total 11556.942 199
  • 5. International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1122 Economic empowerment: The mean percent economic empowerment of the respondents belonging to 1-2, 3-5 and >5 member in the family is74.67, 69.18 and 68.75 respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=1.913; p=.150), indicating that all the means are statistically similar. In other words, number of members in the family of respondents did not significantly influence over economic empowerment. Political empowerment: The mean percent Political empowerment of the respondents belonging to 1-2, 3- 5 and >5 member in the family is 80.60, 80.03and 79.51 respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=0.134; p=0.875), indicating that all the means are statistically similar. In other words, number of members in the family of respondents did not significantly influence over economic empowerment. Educational empowerment: The mean percent Educational empowerment of the respondents belonging to 1-2, 3-5 and >5 member in the family is 80.26, 81.52 and 80.61 respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=0.303; p=0.739), indicating that all the means are statistically similar. In other words, number of members in the family of respondents did not significantly influence over economic empowerment. Social empowerment: The mean percent Social empowerment of the respondents belonging to 1-2, 3- 5 and >5 member in the family is 86.56, 82.51 and 83.00 respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=1.543; p=0.216), indicating that all the means are statistically similar. In other words, number of members in the family of respondents did not significantly influence over economic empowerment. Psychological empowerment: The mean percent Psychological empowerment of the respondents belonging to 1-2, 3-5 and >5 member in the family is 88.48, 86.17, 85.07 respectively. One-way ANOVA revealed a non - significant mean difference between these scores (F=1.028; p=0.360), indicating that all the means are statistically similar. In other words, number of members in the family of respondents did not significantly influence over economic empowerment. SUMMERY Government of India, launched NULM with the aim of reduce poverty and vulnerability of the urban poor households and resting on the foundation that the mobilization of urban poor households into SHGs and their federations at the area and city levels, is an important investment for an effective and sustainable poverty reduction programme. Under NULM, to catalyse the formation of SHGs and their federations and promote the financial inclusion of SHG members. It is found from the study that majority of the respondents have completed secondary education level. However, their awareness about various programmes was increased after joining SHGs. It is suggested that creating awareness about the more government Programmes under NULM and bank procedures is necessary. NULM programme should Encourage the SHGs Women in participation in the all the awareness programme in Urban Development. Reference [1] Bandyopadhyay, C. (2014). Empowerment of Women in Participating Self-Help Group in Bardhaman District of West Bengal. PRAGATI : Journal of Indian Economy, 1(2). https://doi.org/10.17492/pragati.v1i2.2512 [2] Bhushan, B., Sudan, R. S., & Sethi, S. (2015). Analysis of Socio-economic Characteristic of SHG (Self-Help Group) of WomenAssociated With Dairy Farming. Journal of Animal Research, 5(4), 839. https://doi.org/10.5958/2277- 940X.2015.00139.4 [3] Choudhary, A. S. (2015). Economic Empowerment of Rural Women Entrepreneurs in Rajasthan through Self- help Group: A Case of SAKHI. Krishi Sanskriti Publications, 2(3), 287–292. [4] Datta, P., Debnath, U., & Panda, C. K. (2018). Attitudes of rural women towards self help group. AGRICULTURAL SCIENCE DIGEST - A Research Journal, 38(3), 217–220. [5] Gandhi, S. (n.d.). Progress, Performance and Problems of Self Help Group Movement in India: A case study of District Solan in Himachal Pradesh. 6. [6] Hampamma, A., & Naidu, R. V. K. (2017). Development of Tribal women through Self Help Group (A Study on Socio economic status of Chenchu Tribe of Kurnool District, Andhrapradesh.). IRJMST, 8(8), 234–240. [7] Jamal, M. A., Raihana, A. K. A., & Sultana, H. Y. (2016). Empowerment of Muslim Women through Microfinance and Self Help Groups: A Case Study of Chennai City. Asian Business Consortium, 6, 117–124.
  • 6. International Journal of Trend in Scientific Research and Development @ www.ijtsrd.com eISSN: 2456-6470 @ IJTSRD | Unique Paper ID – IJTSRD47540 | Volume – 5 | Issue – 6 | Sep-Oct 2021 Page 1123 [8] Nalina. (2016). Self-Help Groups and Women Empowerment. ADR Journals, 2(Special Issue 2015). [9] Manohar, C. P. (2015). Impact of self help groups and micro-finance on economic empowerment of women-A case study of Haveri district in Karnataka. International Journal of Social and Economic Research, 5(4), 59-64. [10] Rao, C. S., & Rao, N. V(2017). A Research on Decisive Factors for the Progress of Self Help Groups in Prakasam District, Andhra Pradesh. IJTSRD, 1(6), 1145–1150.