Trauma and Health Issues Among LGBTQ Youthjayembee
This presentation describes the impacts of trauma and minority stress on LGBTQ youth and discusses resultant health outcomes. Targeted resources for providers are highlighted.
Emotional abuse involves controlling another person by using emotions to Criticize , Embarrass ,Shame ,Blame or
Manipulate .
To be abusive there must be a consistent pattern of abusive words and bullying behaviours that Wear down a person’s Self-esteem and Undermine Their mental health.
Most common in married relationships,
Mental or emotional abuse can occur in any relationship—including among
Friends
Family members and
Co-workers
Addiction in Youth Presented by Dr. Laxmi Shrikhande.
In this presentation Dr. Laxmi explains different types of addiction for example social, drugs and also different methods to identify the addiction and tips to come out of the addiction.
Trauma and Health Issues Among LGBTQ Youthjayembee
This presentation describes the impacts of trauma and minority stress on LGBTQ youth and discusses resultant health outcomes. Targeted resources for providers are highlighted.
Emotional abuse involves controlling another person by using emotions to Criticize , Embarrass ,Shame ,Blame or
Manipulate .
To be abusive there must be a consistent pattern of abusive words and bullying behaviours that Wear down a person’s Self-esteem and Undermine Their mental health.
Most common in married relationships,
Mental or emotional abuse can occur in any relationship—including among
Friends
Family members and
Co-workers
Addiction in Youth Presented by Dr. Laxmi Shrikhande.
In this presentation Dr. Laxmi explains different types of addiction for example social, drugs and also different methods to identify the addiction and tips to come out of the addiction.
The study specifically aims to review the status and determinants of poverty in Ethiopia. Ethiopia is amongst the poorest countries in the world, with a very low human-development ranking, or 174th out of 188 countries. About 23 million Ethiopians live in conditions substantially below the basic poverty line and food insecurity remains a major challenge. It is mostly a rural phenomenon, as the shares of the population below the poverty line in rural areas are higher than in urban areas. Over the past fifteen years, the headcount poverty rate declined by about 93 percent from 45.5 percent in 2000 to 23.5 percent in 2016. Between 2010/11 and 2015/16 about 5.3 million people are lifted out of poverty. Poverty gap and poverty severity indices have respectively declined from 10.1 percent and 3.9 percent in 2000 to 3.7 percent and 1.4 percent in 2016. Lack of asset/skill, backward attitude of people towards work, lack of income results in reduction of expenditure pattern, poor health leads to being unproductive, absence from work, less energetic, lack of education results in lack of skill, helplessness are the major factors of poverty. The empirical findings suggest that special attention should be given to improving crop and livestock market, veterinary services, health services, agricultural technologies and creation of awareness on family planning. Interventions like capacity building, agricultural research, agricultural marketing as well as infrastructures that enhance nonfarm activities in sustainable manner need to be designed to reduce poverty prevalence in the country.
American Research Journal of Humanities & Social Science (ARJHSS) is a double blind peer reviewed, open access journal published by (ARJHSS).
The main objective of ARJHSS is to provide an intellectual platform for the international scholars. ARJHSS aims to promote interdisciplinary studies in Humanities & Social Science and become the leading journal in Humanities & Social Science in the world.
Mbac5107 poverty-eskasoni-slides for video.v3Chen Liu
This report scrutinized the child poverty issue in the Eskasoni community, Nova Stoica, Canada. The Eskasoni community has the highest child poverty rate of 73%, cross Canada.
This report is done by a group of students at Cape Breton University.
Measurement and Identification of Poverty in Preparation for the ‘World we wa...iosrjce
IOSR Journal of Economics and Finance (IOSR-JEF) discourages theoretical articles that are limited to axiomatics or that discuss minor variations of familiar models. Similarly, IOSR-JEF has little interest in empirical papers that do not explain the model's theoretical foundations or that exhausts themselves in applying a new or established technique (such as cointegration) to another data set without providing very good reasons why this research is important.
The research paper aimed to identify the impact of micro-grants in the poverty alleviation of Palestinian families in Gaza Strip who suffer from extreme poverty through the transfer of assets to start economic activities to improve their livelihood strategies and provide them with skills and experience.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
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what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
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how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
3. Country profile: Ecuador
Located in Western South America, bordering the Pacific Ocean at the
Equator, between Colombia and Peru.
Natural resources account for more than half of the country's export
earnings and approximately 25% of public sector revenues in recent years.
Population: 15,868,396
4. Background
Ecuador experienced deteriorating economic performance from 1997 to
1998, which culminated in a severe economic and financial crisis in 1999.
So Ecuadorian government adopted U.S. dollar as national currency in
2000. Since this, with increase in oil prices, economic performance has
stabilized.
Source: World Bank
0
1
2
3
4
5
6
7
8
9
0
20
40
60
80
100
120
1990 2000 2006 2007 2008 2009 2010 2011 2012 2013 2014
GDP(currentUS$billion)
GDPgrowth(annual%)
(Year)
GDP growth
GDP
Global financial crisis
5. Human Development Index
Ecuador’s HDI value for 2013 is 0.711, 98 out of 187 countries, below the
average of 0.758 for countries in high HD group and below average of 0.741 in
Latin America and Caribbean.
Between 1980 and 2013, Ecuador’s HDI value increased from 0.605 to 0.711,
an increase of 17.5% or an average annual increase of about 0.49%.
Source: UNDP
6. Multidimensional Poverty Index
MPI
value
Headcou
nt (%)
Intensity
Of
Deprivation
Population Contribution to overall poverty
of deprivations in
Vulnerable to
poverty (%)
In
severe
poverty
(%)
Below
income
poverty
line (%)
Health Education Living
Standards
0.009 2.2 41.6 2.1 0.6 4.6 3.3 78.6 18.1
2.2% of the population lived in multidimensional poverty while an additional
2.1% were vulnerable to multiple deprivations.
The intensity of deprivation was 41.6%. MPI value was 0.009
Source: UNDP
7. Multidimensional Poverty Index
Gap between urban and rural especially Amazon area
Source: UNDP
Multidimens
ional Poverty
Index
Percentage
of Poor
People(%)
Population
share
Ecuador 0.013 3.5 100.0
Urban 0.005 1.5 67.5
Rural 0.030 7.7 32.5
Coast 0.010 2.6 49.5
Mountain 0.014 3.5 45.0
Amazon 0.046 11.2 5.3
Mapping poverty rates at the sub-national level
Coast
Mountain
Amazon
8. Why we chose Ecuador?
The distribution of income remains severely unequal, in 2011, the country’s
richest 20% received more than half of national income.
Gini coefficient shows domestic inequality.
20.0
30.0
40.0
50.0
60.0
70.0
100 1,000 10,000 100,000 1,000,000
Ecuador
(20th/129 countries)
GDP per capita (current US$)
GINIindex(WorldBankestimate)
Ecuador is upper-middle-income country, but they have social inequality
10. Ethnic Groups in Ecuador
Ecuadorian state could be characterized as mono-ethnic in its approach,
favoring the definition of its citizenry as white or mestizo. In 1998, the state
be termed “multi-ethnic”.
Both the indigenous and Afro-Ecuadorian communities have suffered
unequal treatment.
The 2001 census was the first in Ecuadorian history to include a question
designed to account for the Afro-Ecuadorian population.
11. Poverty in Ecuador
In 2014, 22.5% of population is considered to be in ‘income poverty’
(35.3% and 15.5% in rural and urban areas) and 4% in extreme poverty
(dropped from 10% by 2004).
Income poverty among indigenous and Montubian peoples is 51.1% and
44.2%, respectively, much higher than the index for whites (14.3%).
Source: Overseas Development Institute
12. Inequality in Ecuador
In 2004, 53% and 73% of indigenous and Afro-Ecuadorian characterize
Ecuadorian society as discriminatory.
60% of ethnic groups thought that the white and mestizo population is the most
discriminatory group in society.
Inequality
Education
Health
Land
Rights
Labour
Market
13. In 1993, Ministry of Education regulated Bilingual Intercultural Education
law (BIE) which provides schooling for 13 indigenous nationalities.
To promote the re-evaluation and recovery of cultures and indigenous
languages of the diverse nationalities and people.
Currently there are two separate educational systems: one Hispanic (serves
white-mestizo population) and one indigenous.
BIE continues to be perceived as second-class schools.
Education
14. Education
• Urban elite schools give privilege admission to white children. Other children
need to beg school officials for a space, bribe them, or use their networks.
• In this way, schools make sure that only those who ‘belong’ to a certain
ethnic category can get in.
• Urban and private elite schools teach predominantly white and light-skinned
mestizo students to overvalue whiteness. Almost nothing is taught about
ethnic and cultural diversity.
• The “not belonging” students suffer everyday experiences of exclusion.
• Only Spanish speakers are the only teachers available to teach in indigenous
schools. In Imbabura’s bilingual educational institutions, for example, out of
511 teachers only 20 per cent speak the indigenous language.
15. Education
In urban areas, 62% of children have access to a computer, and 24%
have access to Internet in school.
In rural areas, only 33% have access to a computer, and 6% to Internet.
In rural areas, 53% of schools have a single teacher to teach all six
grades, whereas in urban areas only 4.8% of schools face this problem.
In 2006 the state invested $18.3 million on the bilingual education, or
$154 per student versus $390 million, or $300 per student, on Hispanic
education.
This distortion also affects access and quality of service for the lowest
quintiles, where most of the indigenous and Afro-Ecuadorians are
found.
Enrollment registration costs for primary education, are only covered
for 63% of the population, most of them from urban areas.
16. Education
Only 30% of Indigenous and Afro-Ecuadorian children complete primary
school (compared to 76% of children from other groups).
Indigenous students face far longer commutes to the nearest school, the costs
of transportation much higher.
Access to educational services is adversely affected by the fact that a number
of children do not have birth certificates, which makes the process of
registration enrollment more difficult.
In 2006 Illiteracy rate Years of school for
kids younger than 14
Indigenous 30% 4
Afro-Ecuadorians 15% 6
National 9% 8
17. Health
Inequalities by economic status and ethnicity are strong determinants in the
use of health services in Ecuador.
Private Health Plan: average 60-year-old man may expect to pay between $70
and $100 for a middle-grade plan.
Public Health: one physical doctor for 730 people, huge regional disparities,
public infrastructures.
30% of Ecuadorians go without affordable health care. Western health-care
delivery exists mainly in large cities, with remote clinics rarely functioning in
anything similar to western designs.
Shamanism and home remedies are important
resources that fill in the gap.
18. Health
The Law of Free Maternity and
Infant Health Care (LMGYA)
guarantees free healthcare for
women during maternity period
and to every kid younger than 5.
Due to lack of access, 68% of the
deliveries among indigenous
women still occur outside of
health care system.
The access and continuous
provision of free maternity and
child care is heavily affected by
insufficient information.
Only 34% of the women knew
about their entitlements under
this program. Service providers
themselves also lack information
about the Law, especially in rural
areas.
LMGYA has not been translated into ten
indigenous languages and the majority of
health staff does not speak any of them.
19. Land Rights
In 1998, Constitution outlined a series of right for Afro-Ecuadorians.
Another legislative promise in 2004 called National Institute of Agrarian
Development.
Ethnic groups forced to leave their ancestral lands.
Ecuador has one of worst land distribution with a Gini coefficient of over 0.8.
On average, 5 hectare land shared by 5 to 8 families.
Wealth from petroleum production is rarely invested into development of the
Amazon region.
Indigenous habitat continues to be eroded by extractive activities in the
Amazonian region which negatively impact the environment and infringe
upon the rights of indigenous people.
20. Labour Market
The national unemployment rate in 2007 was at 7.9% whereas Afro
Ecuadorians were 11% over all and indigenous population unemployment rate
was 6%.
Ethnic minorities are largely concentrated in rural areas, and they are
concentrated in agricultural and informal employment “low-income
occupations”.
Women from white and mestizo population make up a considerable portion of
the workforce and are particularly visible in banking and finance, university
teaching and research, and NGOs.
21. Labour Market
Ethnic women have lower years of experience required in formal paid jobs.
They work in informal sector, which are difficult to be counted in national
statistics.
They are not equally distributed in all occupations and 87.92% of them are
concentrated in 5 out of 10 occupations in 2012.
Employers often would not interview persons whose job applications carried
Afro-Ecuadorian photos.
Source: Inter-American Development Bank
22. Government should take more responsibly to reduce inequality within
groups:
Paying greater attention to social sectors that have not shared fully in the
benefits of growth, especially Afro-Ecuadorian and indigenous populations.
Need to foster a culture of respect for diversity, mainly on the part of the
media and in the daily practices of citizens.
Address the lack of qualified teachers through creating a feasible incentive
program that brings teachers into remote areas.
Non-indigenous students should be exposed to the indigenous perspective as
a way to lessen stigmatization.
In order for the language to be fully accepted and integrated into Ecuadorian
society, both groups must alter their beliefs and stereotypes.
Conclusion
23. Bibliography
Chi, D. F.-C. (2009). Health Care Utilization in Ecuador: A Multilevel Analysis of
Socio-economic Determinants and Inequality Issues, Oxford Journals , 209-218.
Gallardo, L. and Ñopo, H. (2009), Ethnic and Gender Wage Gaps in Ecuador, Inter-
American Development Bank, Working Paper #679, RG-N3338.
Hernández, T. (2014), Racial Subordination in Latin America: The Role of the State,
Customary Law, and the New Civil Rights Response, ISBN: 9781107695436.
Huish , R. (2013). Where No Doctor Has Gone Before: Cuba’s Place in the Global
Health Landscape. Wilfred Laurier University Press.
Iturralde, D. (2001), Ethnic Discrimination, Economic Inequality and Political
Exclusion in Ecuador, International Council on Human Rights Policy, International
Seminar, Racism: Economic Roots of Discrimination, Geneva, 24-25 January
Novo, C. and Torre, C. (2010), Racial Discrimination and Citizenship in Ecuador's
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