Many self-employed people will receive a grant through the new Self-Employed Income Support Scheme (SEISS) this month. These payments can be up to £7,500 and will be counted as earnings under Universal Credit. As a result, lots of self-employed households will be affected by the complex 'surplus earnings' rules for the first time. In short, these rules mean that for many households, the SEISS money will be taken into account as earnings not just for the month it was received, but for future months as well. Welfare advisors need to understand the rules, and need a tool that can calculate eligibility all in one place, in order to advise people what their Universal Credit payments will be, and when they need to reclaim. Hear from Sue McCarron from Citizens Advice Wirral who shared how frontline staff have supported customers facing with fluctuating income using the Benefit and Budgeting Calculator. Review the slide to learn: - A simple guide to the SEISS, Universal Credit and surplus earnings rules - Worked examples to illustrate the challenge, and what to look out for - How our Benefit and Budgeting Calculator helps