The document discusses how to develop a positive safety culture in the workplace, outlining that safety culture is defined as the values, attitudes and behaviors that determine an organization's commitment to safety programs. It provides a 7 step process to implement a strong safety culture, including leadership commitment, employee involvement, training, and analysis of safety incidents. The document also discusses how a good safety culture and programs can help lower workers compensation insurance rates through improved experience ratings and other discounts.
Establishing and fostering a safety culture has, quite rightly, become a more prominent topic to consider for safety directors. No matter the industry or organization, it is now commonly accepted that safety culture can have a huge influence on the success or failure of a safety management system.
Safety culture is not a program, policy or procedure, it is a reflection of how safety is managed in a workplace. However, it is often difficult to pin down, as it is a somewhat ethereal concept, based on soft components that cannot be easily measured – factors such as accountability, leadership and organizational learning.
This difficulty is at the heart of many safety directors’ struggle – how do you pinpoint your organization’s current safety culture? Which activities are having a positive or negative effect?
In this presentation, Shannon Crinklaw defines safety culture and provide suggestions and ideas around how to recognize and foster a strong safety culture within your organization.
Watch this webinar and learn:
How safety culture can be broken down into components
The different ways that it can be (indirectly) measured
Steps that managers should take to improve it
How using Medgate to automate some safety activities assist in building a safety culture
Learn what is critical to creating a culture of safety in your organization. These 7 keys based on the science of behavior analysis and positive reinforcement will provide the foundation for a sustainable, effective safety system.
PREVENT WORK-RELATED INJURIES
Behavior-based safety is based on the theory that most accidents at workplaces can be prevented with the right behavioral analysis and training. Minor errors and oversights are often left unreported and thus can lead to major accidents if the causes for the incidents are not addressed.
Improve employee safety with our presentation on Behavior-Based Safety:
http://www.presentationload.com/behavior-based-safety-powerpoint-template.html
The BBS approach examines which behaviors and organizational circumstances led to accidents. By knowing this, you can inform employees about safe behavior at the workplace and implement Behavior-Based Safety in your company.
This template not only contains images with background information on occupational safety, but also a series of graphs with statistics and figures on the subject as well as a useful icons toolbox.
Establishing and fostering a safety culture has, quite rightly, become a more prominent topic to consider for safety directors. No matter the industry or organization, it is now commonly accepted that safety culture can have a huge influence on the success or failure of a safety management system.
Safety culture is not a program, policy or procedure, it is a reflection of how safety is managed in a workplace. However, it is often difficult to pin down, as it is a somewhat ethereal concept, based on soft components that cannot be easily measured – factors such as accountability, leadership and organizational learning.
This difficulty is at the heart of many safety directors’ struggle – how do you pinpoint your organization’s current safety culture? Which activities are having a positive or negative effect?
In this presentation, Shannon Crinklaw defines safety culture and provide suggestions and ideas around how to recognize and foster a strong safety culture within your organization.
Watch this webinar and learn:
How safety culture can be broken down into components
The different ways that it can be (indirectly) measured
Steps that managers should take to improve it
How using Medgate to automate some safety activities assist in building a safety culture
Learn what is critical to creating a culture of safety in your organization. These 7 keys based on the science of behavior analysis and positive reinforcement will provide the foundation for a sustainable, effective safety system.
PREVENT WORK-RELATED INJURIES
Behavior-based safety is based on the theory that most accidents at workplaces can be prevented with the right behavioral analysis and training. Minor errors and oversights are often left unreported and thus can lead to major accidents if the causes for the incidents are not addressed.
Improve employee safety with our presentation on Behavior-Based Safety:
http://www.presentationload.com/behavior-based-safety-powerpoint-template.html
The BBS approach examines which behaviors and organizational circumstances led to accidents. By knowing this, you can inform employees about safe behavior at the workplace and implement Behavior-Based Safety in your company.
This template not only contains images with background information on occupational safety, but also a series of graphs with statistics and figures on the subject as well as a useful icons toolbox.
• Define the concept of culture and its impact on individuals, groups and organizations.
• Describe the various cultures that impact individuals, such as national, professional and organizational culture and explain the difference between them.
• Understand and explain the importance of a positive organizational culture for the success of the safety management system.
• indicate the importance and measures of management commitment.
Toyota Material Handling Europe (TMHE) and EU-OSHA recently explored the meaning of an organisational health and safety culture together during a benchmark event on 5th and 6th June 2013.
Peter Carlsson, Vice President Production Powered Trucks at TMHE, and Dave Mason, Head of Global Health and Safety at Electrocomponents, define the main points that make a company’s culture and the roles that the Toyota Production System (TPS) and employee engagement play in it.
Visit our website to find out more about our efforts to improve health and safety: http://www.toyota-forklifts.eu/en/company/osha/Pages/default.aspx
Building an effective safety culture editsG&A Partners
Join us as we offer proven solutions and techniques that encourage company-wide buy in for your safety initiatives. We will discuss the benefits of empowering your employees to take personal responsibility for their own safety, as well as the safety of those around them. Topics will include incentive programs, visual safety, and behavioral-based safety programs.
Occupational safety and health (OSH) also commonly referred to as occupational health and safety (OHS) or workplace health and safety (WHS) is an area concerned with the safety, health and welfare of people engaged in work or employment. The goals of occupational safety and health programs include to foster a safe and healthy work environment
Basic Supervisory Skills Training Presentation. Includes placeholders for customized company info and training games. Topics covered include:
Interviewing, Performance Evaluations,
Coaching & Communication, and Progressive Discipline. NOTE: handwritten fonts don't convert in SlideShare and were replaced with ComicSans.
• Define the concept of culture and its impact on individuals, groups and organizations.
• Describe the various cultures that impact individuals, such as national, professional and organizational culture and explain the difference between them.
• Understand and explain the importance of a positive organizational culture for the success of the safety management system.
• indicate the importance and measures of management commitment.
Toyota Material Handling Europe (TMHE) and EU-OSHA recently explored the meaning of an organisational health and safety culture together during a benchmark event on 5th and 6th June 2013.
Peter Carlsson, Vice President Production Powered Trucks at TMHE, and Dave Mason, Head of Global Health and Safety at Electrocomponents, define the main points that make a company’s culture and the roles that the Toyota Production System (TPS) and employee engagement play in it.
Visit our website to find out more about our efforts to improve health and safety: http://www.toyota-forklifts.eu/en/company/osha/Pages/default.aspx
Building an effective safety culture editsG&A Partners
Join us as we offer proven solutions and techniques that encourage company-wide buy in for your safety initiatives. We will discuss the benefits of empowering your employees to take personal responsibility for their own safety, as well as the safety of those around them. Topics will include incentive programs, visual safety, and behavioral-based safety programs.
Occupational safety and health (OSH) also commonly referred to as occupational health and safety (OHS) or workplace health and safety (WHS) is an area concerned with the safety, health and welfare of people engaged in work or employment. The goals of occupational safety and health programs include to foster a safe and healthy work environment
Basic Supervisory Skills Training Presentation. Includes placeholders for customized company info and training games. Topics covered include:
Interviewing, Performance Evaluations,
Coaching & Communication, and Progressive Discipline. NOTE: handwritten fonts don't convert in SlideShare and were replaced with ComicSans.
A good guide to the science of coaching and developing your employees as well as the basic skills needed as a supervisor. New supervisors will find this training helpful in making the transition from a position where they were technically proficient to one where they rely on their subordinates for that proficiancy.
PECB Webinar: Achieve business excellence through the power of Six SigmaPECB
We will cover:
• Why every company needs Six Sigma implementation
• How processes are improved by using Six Sigma
• Real benefits in profits, and reductions in defects
Presenter:
This webinar will be presented by M.Youssef.K, Executive Consultant & Trainer at Six Sigma Associates - SSA.
We are organising two events on above mentioned title, one in Muscat (Intercontinental Hotel) and the other in Dubai (The Address Dubai Mall) .
Both events are directed to executives, senior leaders, HSE and HR professionals. All details can be found on the enclosed flyer.
Increase Your Profits through an Effective Safety CultureKPADealerWebinars
Description: In order to be profitable, an auto dealership needs to implement effective safety procedures. But what does this mean exactly? You may think you have an effective safety culture, but chances are, you don’t. Join KPA’s Regina Metzker as she dissects dealership safety culture, highlighting what steps your dealership needs to take to maintain a positive safety culture. She will discuss:
How to keep safety top-of-mind.
Making safety a responsibility for all employees.
Creating a line of communication about safety issues.
Implementing an effective safety program.
How to maintain organize and consistent safety practices.
The Need for Analytics and the Value of Understanding Profit RiskBaker Hill
The session will outline the reasons for implementing a data analytics program to identify strengths, weaknesses, opportunities and threats. We will investigate the method used in Baker Hill Analytics to calculate profitability at each level of the institution.
We want to make BC workplaces the safest in Canada. Starting with yours. Here's why -- and how we can help. Meet the health and safety association for BC manufacturers and food processors.
We want to make BC workplaces the safest in Canada. Starting with yours. Here's why -- and how we can help. Meet the health and safety association for BC manufacturers and food processors.
The art of organizing is a framework for business analysis and strategic planning. It provides structure to any activity involving the development of an organization towards excellence. This specific slidedeck provides a practical example on how the framework can be used for strategic planning and continues improvement exercises for any type of organization and industry.
KCS in the real world. You are already using your knowledge—why not capture and reuse it while you work? Knowledge Centered Support (KCS) is gathering momentum, but it is evident that many people are still unsure of its concepts and are also a little skeptical of the benefits of knowledge management in the arena of service management. If you are willing to shift the focus of your support organization from “Call Centric” to ”Knowledge Centric,” then you will reap the benefits that have been realized by many support organizations that have implemented KCS. Paul Jay has been implementing KCS in many large organizations since 2005 and will share many tips and traps that come with rolling out integrated knowledge management solutions leveraging the KCS (Framework).
Inspira Health Network CIO, Tom Pacek, shares lessons learned from his IT group in merging health systems which included three hospitals, 100+ locations and 1000+ physicians. Lessons included considering technologies, practice and policies, budgets and positions, standardization and people.
Similar to How to Develop a Positive Safety Culture (20)
With all of the regulations and forms, FMLA can be very confusing to understand and comply with. The overlapping State and Federal laws, eligibility qualifications, and process requirements make FMLA into a complicated regulation, but with the right information it doesn’t have to be a headache. Join KPA’s Human Resource Advocate, Kim Kavanagh, as she helps to take the mystery out of FMLA. Kim will delve into:
• Employer responsibilities
• Employee eligibility
• What documents are required and when
• Overlapping State and Federal Laws
• The intricacies of FMLA
We all take risks daily, whether it’s by exceeding the speed limit or gambling at a casino. Some of those risks may trickle into your facility, through personal decision or through employee choices. Have you recently taken a look at your facility and your technicians? Are they gambling with their personal safety? Are they wearing their safety glasses? Are they lifting too much? What are the risks and whose money are they risking? Join Certified Safety Professional Zach Pucillo and tip the scales in favor of your facility by learning how to decrease the risks an employee takes on a daily basis and how to protect your facility. Zach will discuss loss control and how it can affect your bottom line as well as how you can decrease risks protect your facility, employees, and yourself in the future.
Even with the best training, accidents sometimes still occur. Do you know how to handle an investigation when the unthinkable happens? With complex systems, mistakes are made, but your process can be simplified. Join Amanda Rawls, KPA District Manager, as she dissects accidents from beginning to end, highlighting the investigation, analysis, and the final decision making process, to learn how you can manage accident investigation and prevent accidents in the future.
Are you Really Compliant? Learn the Top Dealership Compliance MythsKPADealerWebinars
How often are you told something that seems too good to be true? Whether in your personal or professional life, there are always those things that you hear that don’t seem right. One person says it, another person tells someone else and then everybody starts to believe the “myth.” In today’s overly sensitive regulatory landscape it happens quite often. Whether or not the myth started innocently or with malicious intent doesn’t really matter. One thing is for certain, it makes your life much harder as you try to do the right thing and comply with OSHA, EPA or DOT standards. In this webinar we will take a look at the most commonly heard myths that find their way into dealerships. With topics ranging from OSHA compliance through waste disposal and to loss control, we will make sure that you leave this webinar with the truth.
$300,000, $600,000, $1.2 million – These are recent actual settlements. Are you prepared to defend your dealership from an employment lawsuit?
With increased enforcement and record settlements, most dealerships are not prepared and under budgeted in the event of an employment lawsuit. Join Jim Hendricks as he discusses the importance of HR compliance, litigation budgeting and EPL Insurance for dealerships. Learn about recent lawsuits involving dealerships and how those lawsuits could have been prevented with an HR compliance and management program and the critical steps you must take if you are involved in a lawsuit.
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
Company Valuation webinar series - Tuesday, 4 June 2024FelixPerez547899
This session provided an update as to the latest valuation data in the UK and then delved into a discussion on the upcoming election and the impacts on valuation. We finished, as always with a Q&A
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
4. Questions
• If you have questions
during the presentation,
please submit them using
the “Questions” feature
• Questions will be
answered at the end of the
webinar
5. 5
Agenda
• Can you define “Safety Culture”?
• Changes in Workers Compensation
• Safety Program in 7 Steps
• Safety Incentive Programs
7. Safety Culture
Wikipedia
Safety culture is a term used to describe the
way in which safety is managed in the
workplace, and often reflects "the attitudes,
beliefs, perceptions and values that
employees share in relation to safety" (Cox
and Cox, 1991).
8. Safety Culture
Safety Culture is…”the product of the individual
and group values, attitudes, competencies
and patterns of behavior that determine the
commitment to, and the style and proficiency
of, an organization's health and safety
programs.”
Safety Culture: A Review of the Literature (UK)
9. Safety Culture
• EHS Today-America’s Safest Companies“Our culture is to expect
100% engagement from all
associates in our safety
programs, which includes not
only participation but also
leadership.”
“Our culture of safety
innovation and continual
improvement has fostered
countless, positive safety
changes with profound impact
on our safety performance.”
“How many companies
can say that their CEO
has reviewed every
single recordable injury
AND serious near miss?
We can!”
“Our 76% improvement in
recordable injuries and external
recognitions are a result of our
strong safety culture, and they
demonstrate how ingrained safety
is in why and how we do
business.”
“Safety, or EHS, is
who we are…It’s a
core value that is
integrated into all
business processes
and functions.”
13. • Rates are pre-determined
• Common set of class codes
• Ensure accuracy with job descriptions• 6 Point Dealer Group
• 100 Employees at each location
• Annual Payroll of $5 million per dealership
600 Total Employees with $30 million in payroll
• 8330 (Tech) $9,000,000 = $90,000 x $5.00 = $450,000
$100
• 8748 (Sales) $9,000,000 = $90,000 x $2.00 = $180,000
$100
• 8810 (Admin) $12,000,000 = $120,000 x $1.00 = $120,000
$100
Total manual premium: $750,000
8380
8748
8810 9410
7380
Safety Culture
Class
code
Employee Type % of
Payroll $ Payroll
Premium
$100 payroll
8380 Technicians/
Detailers/ Drivers 30% $9 mil $5
8748 Sales 30% $9 mil $2
8810 Administrative 40% $12 mil $1
Payroll For Aacme Motors
14. Safety Culture
2004 2005 2006 2008
2005 2006 2007 2009
2006 2007 2008 2010
2007 2008 2009 2011
2008 2009 2010 2012
“E-mod”
“X-mod”
“Mod Factor”
“Experience Rating”
“Merit Rating”
• Calculated by the National Council on Compensation Insurance
(NCCI) or a state agency
• 3 consecutive years are used to calculate a rating
• Excludes current and prior year
• Frequency of claims is weighted higher than severity
• Used to compare businesses in the same industry
• Industry Average is set to “1”
$750,000 Manual Premium
Aacme Motors ABC Motors
Experience Mod .80 (-20%) 1.2 (+20%)
$600,0000 $900,000
A difference of $300,000!
15. Ratings are based on business characteristics the insurance company
thinks can make a difference in reducing future losses.
• Regular safety committee meetings
• Positive incentive programs
• Written safety programs
• Hazard inspections
• Ongoing safety training
• Timely reporting
• Claims Management
Safety Culture
Aacme Motors ABC Motors
Tier Rating 1.17 (preferred plus) 1.67 (residual)
Experience Mod -20% (.80 mod) +20% (1.2 mod)
Deductible -3.9% ($500 ded.) 0%
Provider Discount -2.5% 0%
Association Disc. -4% 0%
Cost Containment Cert. -5% 0%
Schedule Rating -10% +10%
Premium Disc. -8.6% -8.6%
$390,795 $1,189,804
$750,000 Manual Premium
A Difference of: $799,008!!!
16. Safety Culture
1. Senior Management Leadership
2. Safety Coordinator
3. Employee Involvement
– Recognition
– Communication
4. Timely Notification of Claims
5. Return to Work Practices (Medical Treatment)
6. Written Programs & Processes
– New Hire Orientation
– Safe Work Practices
– Safety and Health Policy
7. Recordkeeping & Analysis
21. Safety Culture
Injury
Report
Injury
• Employee reaches
maximum improvement
and returns to work in
original position
• Employee has not reached
maximum improvement
and returns to work in
transitional work
assignment
• Employee reaches
maximum medical
improvement but has
received disability rating
and is assigned to
modified job or different
position
Send for
Medical
Treatment
24. Safety Culture
Incentive Programs
• Open lines of communication
• Give ability to make suggestions
• Allow for group discussions
• Praise
– Positive GossipThank the employee by nameState what the employee did to earn praiseExplain how you felt about the behaviorState how the behavior added value to the companyThank the person again by name
25. 1.Targeted behaviors
• Positive and tangible
2.Program Rules
• Must be clear to all employees
3.The Reward
• Appropriate for the effort
• Meaningful and memorable
Safety Culture
Before an incentive program is considered
Basic needs must be met
The targeted behaviors of an incentive program
should be positive and tangible
• Focus on “what to do”
• Give measurable actions
26. Safety Culture
Safety Bingo
Best Safety Suggestion
Good Housekeeping
Accident Free Days
Safety Bucks
There is no single definition of “a safety culture”. The term first arose after the investigation of the Chernobyl nuclear disaster in 1986 which led to safety culture being defined as “an organizational atmosphere where safety and health is understood to be, and is accepted as, the number one priority”.
COX, S. & COX, T. (1991) The structure of employee attitudes to safety - a European example Work and Stress, 5, 93 - 106
EHS Today is a magazine dedicated to the management of risk in the workplace and environment. Every year they award companies that provide a safe working environment for thousands of employees and serve as a point of reference for companies hoping to achieve world-class safety status.
The National Council on Compensation Insurance (NCCI) develops your experience MOD annually andinsurance carriers use it as a tool to compare your claims experience to that of your industry. The NCCI annually produces a MOD Worksheet that outlines the calculation and the data that was used to develop your MOD factor. As you can see by the map the NCCI is not designated as the licensed rating and statistical organization for every state in the US. Currently 37 states rely on the NCCI. Others utilize an independent state bureau or have a monopolistic structure.
In layman’s terms, your MOD is simply the amount of your actual work comp losses divided by yourexpected losses based on your industry. For the past twenty years, the first $5,000 of a claim has beenconsidered the “primary” portion and any amount above $5,000 has been considered the “excess”portion of the claim. This magic $5,000 line is known as the “split point” of claim. In the formula theNCCI uses to calculate your MOD factor, there is a big difference between the “primary” and “excess”parts of a claim. The formula counts the entire $5,000 “primary” portion of a claim against your MODbut only counts a small portion (typically 5% - 15%) of the “excess” portion of the claim against yourMOD. Using a $10,000 lost time claim for a company whose MOD formula only uses 10% of the “excess”portion of the claim, just $5,500 of the $10,000 claim would count against your MOD calculation i.e. thefirst $5,000 “primary” portion is fully counted but only 10% of the rest of the claim ($5,000 x 10% =$500) is used in the MOD calculation.The major change that the NCCI is proposing is they will be raising the “split point” of claims from$5,000 to $15,000 over the course of three years. Starting 1/1/2013 the “split point” will be increasedfrom $5,000 to $10,000, and then will be increased to $13,500 in the second year and finally to $15,000(plus two years of inflation adjustment) in the third year. Looking back at the above example, starting in2013, that $10,000 lost time claim will have the full $10,000 “primary” portion of the claim fully countagainst your MOD factor calculation.employers “with bad experience are going to see a higher apportionment of debits” added to their pricing, while those with a good loss history will see more creditsSo it really underscores the need for employers to invest in loss control, invest in safety, invest in their people and have a very strong return-to-work program
There are many positive incentive games out there, unfortunately many of these games focus on the wrong objectives. Take the traditional rules of safety bingo; a number is drawn daily, and a prize is given for the employee that gets “Bingo”. The prize is increased with each subsequent game, so there is more incentive to not have an accident. The game is cancelled and the prize returned to the lowest level whenever an accident occurs. I hope you’re seeing the pitfall here, if you do a web search on “safety bingo” you’ll find hundreds of pages describing the multitude of problems that can take place as a result of this game. Unfortunately the game forces a lot of peer pressure among the employees to not report accidents and hide injuries. Some game rules talk about punishing employees for trying to hide injuries to prevent this sort of thing from happening. None of this sounds very “positive” to me and gives mixed message to the employees. Why not change the rules a little and take the emphasis off of failure and accident reporting? For instance, why not only draw a number if one or more of the positive behaviors from the last slide occurs? So if a safety suggestion is made, or a hazard gets fixed a number is drawn, otherwise, no number for the day. A little change in the rules, changes the focus of the game.
Well that’s all folks. Now time for some Q & A. Eliana, do we have any questions I can answer?