The document discusses the need for social enterprises to access growth capital from impact investors. It introduces the Social Enterprise Expansion Fund, a $30 million fund launched by Good Capital to provide expansion funding and expertise to high-potential social enterprises addressing issues like poverty, healthcare, and education. The fund aims to provide both social and financial returns for investors seeking to align their investments with their values.
Myanmar is hot market that faces many challenges and opportunities. I take the conference through the key success stories and frameworks that could guide the development of the Myanmar financial ecosystem over the coming decade
Monterey Bay Economic Partnership Regional Website Launch Atlas Integrated
The Monterey Bay Economic Partnership website was launched to promote the Monterey Bay Region as a top tier location for economic development and investment, in order to create new business opportunities and a dynamic job base. The partnership consists of public, private and civic entities located throughout the counties of Monterey, San Benito and Santa Cruz, united in the vision to increase prosperity and enhance the quality of life for all citizens.
Five Business Trends To Watch In 2016 -- No Matter How Or Where You WorkFaisal Hoque
From big data to the gig economy, 2016 may be the year that familiar buzzwords start having real, mainstream impact.
1. The Gig Economy Creates More Opportunities
2. Big Data Gets Even Bigger
3. Social Selling Goes Mainstream
4. Lean Businesses Will Win
5. Generation Z Comes Into Focus
Depending on the sort of entrepreneur, employee, freelancer, or company leader you might be, the year ahead holds varying degrees of promise and pitfalls. Some of the changes afoot are already affecting some more than others.
But optimism is itself a strategic asset—as long as it's backed up by a strong grasp of the facts. With that in mind, here's a look at some of the business trends that seem most likely to impact professionals of all stripes in the year ahead.
Myanmar is hot market that faces many challenges and opportunities. I take the conference through the key success stories and frameworks that could guide the development of the Myanmar financial ecosystem over the coming decade
Monterey Bay Economic Partnership Regional Website Launch Atlas Integrated
The Monterey Bay Economic Partnership website was launched to promote the Monterey Bay Region as a top tier location for economic development and investment, in order to create new business opportunities and a dynamic job base. The partnership consists of public, private and civic entities located throughout the counties of Monterey, San Benito and Santa Cruz, united in the vision to increase prosperity and enhance the quality of life for all citizens.
Five Business Trends To Watch In 2016 -- No Matter How Or Where You WorkFaisal Hoque
From big data to the gig economy, 2016 may be the year that familiar buzzwords start having real, mainstream impact.
1. The Gig Economy Creates More Opportunities
2. Big Data Gets Even Bigger
3. Social Selling Goes Mainstream
4. Lean Businesses Will Win
5. Generation Z Comes Into Focus
Depending on the sort of entrepreneur, employee, freelancer, or company leader you might be, the year ahead holds varying degrees of promise and pitfalls. Some of the changes afoot are already affecting some more than others.
But optimism is itself a strategic asset—as long as it's backed up by a strong grasp of the facts. With that in mind, here's a look at some of the business trends that seem most likely to impact professionals of all stripes in the year ahead.
The slide contains information about business disruptions in India. It also has details about the current business and statistics regarding start-ups and reasons for their success.
The 2016 Top 50 Tech Pioneers, Australia and New ZealandH2 Ventures
We are pleased to present the inaugural ‘Tech Pioneers Report’, which showcases the most exciting and pioneering startups from Australia and New Zealand. These are the companies at the leading edge of the ‘ideas boom’ and the drivers of the economy of the future.
The Tech Pioneers 50 are those companies using technology to the best advantage and driving disruption within a variety of industries and sectors. These companies have a commitment
to excellence, superior customer experience and a demonstrated ability to do one thing in a market better than anyone else.
The process for selecting the top 50 pioneers involved a wide search for pioneering companies to create a comprehensive list that was then ranked based on 5 factors: total capital raised, rate of capital raising, location and degree of sub industry disruption and the judging panel’s subjective rating of the degree of product, service, customer experience and business model innovation. A formula was then used to combine this data and determine the overall ranking.
The report has been prepared by H2 Ventures, one of Australia’s leading venture capital firms, with the support of Investec Australia, a distinctive specialist lender and asset manager.
How Do The Classic “7PS” Of Marketing Stack Up In The Era Of Social Media?
Back in the 1960s, marketing guru E. Jerome McCarthy introduced the “4Ps” of marketing to drive revenue growth: product, price, promotion, and place. That formula was later expanded to “7Ps,” and while they remain a sound starting point for any organization analyzing its growth strategy, the rules for implementing them have changed.
Digital communication technologies are altering consumer behavior in ways McCarthy and his adherents could never have imagined. Here’s my own take on three new pieces of the puzzle that every growth-minded company needs to bear in mind.
Additional reading @ http://shadoka.com/the-three-new-rules-of-growth-hacking.
Learn how UBM used Jive to drive business value across the board. “Jive has allowed my team to shift 35% of its time from administrative work to developing more creative and impactful programs" - Scott Vaughan, CMO UBM.
Innovate Like Apple: Disruptive Economic Development StrategiesAtlas Integrated
In today's world of economic uncertainty, changing priorities, and constant need for redefining our role in our communities, economic developers can call on the practices and principles of this great company to drive change in their communities. Learn from Apple’s journey as their initial vision evolved through the ups and downs of founding, being fired by, and ultimately returning to Apple to make it the most valuable and creative company in the world.
Today’s workers are more connected than ever—using multiple devices and applications to access and manage the constant stream of information that comes from living in an always-on world. But is hyper-connectedness helping employees be more productive or simply leaving them overwhelmed?
Research from Cornerstone OnDemand, conducted in collaboration with leading global insights firm Kelton, breaks down employees’ attitudes regarding technology in the workplace and their perspectives on whether company-provided applications are supporting how employees want to get their jobs done. The survey captures generation and industry-specific expectations across the board, with added insights on employees’ thoughts regarding collaboration and their willingness to use wearable technology in the workplace.
The survey reveals that the always-moving, always-on workplace is overwhelming employees — especially Millennials, the youngest of our workforce. Today’s workers are desperate to simplify the chaos, and employers can use these insights to facilitate the new world of work and close the gap between the types of technology organizations provide and what employees truly want in order to stay productive and perform at their very best.
1,100 Tech Execs Weigh in on Raising Capital, Hiring and their Outlook for 2015Silicon Valley Bank
SVB's annual Innovation Economy Outlook surveys more than 1,100 executives from technology and life science companies worldwide, and offers insight into what’s on the minds of leaders in the global innovation economy today.
Among the findings:
- 71% Tech execs expect business conditions to be better in 2015
- 49% of tech companies raised capital in 2014, but 81% say current fundraising environment is challenging
- 54% of companies who raised capital in 2014 received it from individual investors; 44% raised from VCs
- 98% are maintaining or growing their workforces; 95% say it's challenging to find workers with the right skills
- Cybersecurity is the single most important policy issue affecting innovation companies
- Lack of action on tax, immigration and patent reform is still a problem.
Read the full report at www.svb.com/ieo
Trajectory and Opportunity of Social FinanceAdam Spence
Keynote presentation from the Sustainable Business Conference at the Telfer School of Management at the University of Ottawa on the trajectory and opportunity of social finance, including personal motivations, the economic, social and environmental necessity of social finance, a background on the concept with real life examples, and a vision for the future.
This document brings together a set
of latest data points and publicly
available information relevant for
Financial Services Industry. We are
very excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Scaling Social Entrepreneurship MIT Sloan January 2015Robert H. Hacker
These slides present the major themes in an IAP course at MIT Sloan, Scaling Social Entrepreneurship. Social entrepreneurship is first defined, then the future direction of capitalism and social entrepreneurship is discussed. The SCALER Model is presented
The slide contains information about business disruptions in India. It also has details about the current business and statistics regarding start-ups and reasons for their success.
The 2016 Top 50 Tech Pioneers, Australia and New ZealandH2 Ventures
We are pleased to present the inaugural ‘Tech Pioneers Report’, which showcases the most exciting and pioneering startups from Australia and New Zealand. These are the companies at the leading edge of the ‘ideas boom’ and the drivers of the economy of the future.
The Tech Pioneers 50 are those companies using technology to the best advantage and driving disruption within a variety of industries and sectors. These companies have a commitment
to excellence, superior customer experience and a demonstrated ability to do one thing in a market better than anyone else.
The process for selecting the top 50 pioneers involved a wide search for pioneering companies to create a comprehensive list that was then ranked based on 5 factors: total capital raised, rate of capital raising, location and degree of sub industry disruption and the judging panel’s subjective rating of the degree of product, service, customer experience and business model innovation. A formula was then used to combine this data and determine the overall ranking.
The report has been prepared by H2 Ventures, one of Australia’s leading venture capital firms, with the support of Investec Australia, a distinctive specialist lender and asset manager.
How Do The Classic “7PS” Of Marketing Stack Up In The Era Of Social Media?
Back in the 1960s, marketing guru E. Jerome McCarthy introduced the “4Ps” of marketing to drive revenue growth: product, price, promotion, and place. That formula was later expanded to “7Ps,” and while they remain a sound starting point for any organization analyzing its growth strategy, the rules for implementing them have changed.
Digital communication technologies are altering consumer behavior in ways McCarthy and his adherents could never have imagined. Here’s my own take on three new pieces of the puzzle that every growth-minded company needs to bear in mind.
Additional reading @ http://shadoka.com/the-three-new-rules-of-growth-hacking.
Learn how UBM used Jive to drive business value across the board. “Jive has allowed my team to shift 35% of its time from administrative work to developing more creative and impactful programs" - Scott Vaughan, CMO UBM.
Innovate Like Apple: Disruptive Economic Development StrategiesAtlas Integrated
In today's world of economic uncertainty, changing priorities, and constant need for redefining our role in our communities, economic developers can call on the practices and principles of this great company to drive change in their communities. Learn from Apple’s journey as their initial vision evolved through the ups and downs of founding, being fired by, and ultimately returning to Apple to make it the most valuable and creative company in the world.
Today’s workers are more connected than ever—using multiple devices and applications to access and manage the constant stream of information that comes from living in an always-on world. But is hyper-connectedness helping employees be more productive or simply leaving them overwhelmed?
Research from Cornerstone OnDemand, conducted in collaboration with leading global insights firm Kelton, breaks down employees’ attitudes regarding technology in the workplace and their perspectives on whether company-provided applications are supporting how employees want to get their jobs done. The survey captures generation and industry-specific expectations across the board, with added insights on employees’ thoughts regarding collaboration and their willingness to use wearable technology in the workplace.
The survey reveals that the always-moving, always-on workplace is overwhelming employees — especially Millennials, the youngest of our workforce. Today’s workers are desperate to simplify the chaos, and employers can use these insights to facilitate the new world of work and close the gap between the types of technology organizations provide and what employees truly want in order to stay productive and perform at their very best.
1,100 Tech Execs Weigh in on Raising Capital, Hiring and their Outlook for 2015Silicon Valley Bank
SVB's annual Innovation Economy Outlook surveys more than 1,100 executives from technology and life science companies worldwide, and offers insight into what’s on the minds of leaders in the global innovation economy today.
Among the findings:
- 71% Tech execs expect business conditions to be better in 2015
- 49% of tech companies raised capital in 2014, but 81% say current fundraising environment is challenging
- 54% of companies who raised capital in 2014 received it from individual investors; 44% raised from VCs
- 98% are maintaining or growing their workforces; 95% say it's challenging to find workers with the right skills
- Cybersecurity is the single most important policy issue affecting innovation companies
- Lack of action on tax, immigration and patent reform is still a problem.
Read the full report at www.svb.com/ieo
Trajectory and Opportunity of Social FinanceAdam Spence
Keynote presentation from the Sustainable Business Conference at the Telfer School of Management at the University of Ottawa on the trajectory and opportunity of social finance, including personal motivations, the economic, social and environmental necessity of social finance, a background on the concept with real life examples, and a vision for the future.
This document brings together a set
of latest data points and publicly
available information relevant for
Financial Services Industry. We are
very excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Scaling Social Entrepreneurship MIT Sloan January 2015Robert H. Hacker
These slides present the major themes in an IAP course at MIT Sloan, Scaling Social Entrepreneurship. Social entrepreneurship is first defined, then the future direction of capitalism and social entrepreneurship is discussed. The SCALER Model is presented
Investing to solve the racial wealth gap. Venture philanthropy to solve the friends and family gap for entrepreneurs who don't have a rich uncle. Equity to give them runway to be able to access loan funds.
A fund investing donations from church members to solve the friends and family gap for small Black owned business owners who don't have a rich uncle, to give them the runway to grow to become eligible for loan funds
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
2. An innovative approach to doing good Social enterprise is a new way of doing business that creates deep positive impact in the world while making a profit… These companies need a new kind of capital.
3.
4.
5. Kiva: Loans that change lives Alleviating Poverty: Loans as small as $25 are helping the world's working poor make great strides towards economic independence -Kiva has administered $12M loans from over 123,000 people -Current loan volume of $1.5M per month; annual revenue of $1M+ Non-profit web-based platform that enables anyone with an Internet connection to lend to micro-entrepreneurs in the developing world Scaling Impact: Kiva needs $1M in growth capital to execute on the enormous popularity of the site and effectively administer a rapidly increasing loan volume
11. Investors can magnify their impact We give investors an unmatched blend of social and financial return. Our fund will increase your impact in the world by creating sustainable change. We invest in companies that do good and make money. When our companies succeed, so will our investors.
12.
13.
14.
15.
16.
17.
18. No interest in social impact or the cost of doing good Donors -Grants Debt (Nonprofit, ComDev, most PRIs) Expansion: Equity & Equity-like CDVCs/ SVCs Traditional Capital Market Purpose Maximize social return Balances SROI within business Balances SROI within traditional business ROI for expansion Maximize financial return within social or community development context Maximize financial return Risk/ Return High Risk No Return (tax break) Med/Low Risk Low Return Med/High Risk Med/Low Return High Risk Med/High Return Market rate risk/return Why they don’t plug the gap Limited scale Often lacks business case Demands collateral Lower risk profile doesn’t fund expansion Fills the growth gap, its what we are creating No appetite for the cost of doing good Fiduciary responsibility to get a market rate return Examples Foundations Calvert Foundation Partners for a Common Good NP Finance Fund Some Venture Philanthropy & Foundations No inst. Pac Com Ventures SJF Ventures Investors Circle Banks and Private Equity Social Return Financial Return The new space we fill…