Ghazala Abbas has over 25 years of experience in banking, primarily with Standard Chartered Bank. She has held several senior roles such as Executive Director of Business Development in Private Banking and Head of Emirati Employees and Development in Wholesale Banking. In her current role, she works to acquire and develop long-term relationships with high net worth clients, and provides solutions to meet their needs by engaging specialists across the bank. Earlier in her career, she held roles managing assets and liquidity as a senior dealer. She has a background in programming and has completed several banking and finance courses.

1. CV Ghazala Abdulla Abbas
P.O. Box 413223, Dubai, UAE Tel: (971-50-6445251), (971-4-3448646)
ghazala.sc@hotmail.com
Nationality : UAE
Date of Birth : April 22nd
1967
Marital Status: Married ( 3 Children)
EXPERIENCE
2013-Till Date
2008 – 2013
2005-2008
1998- 2004
Standard Chartered Bank
Executive Director, Business Development, Private Banking, UAE
• Acquire and develop long-term relationships with High Net Worth clients
• Interact with all team leaders in Private Bank to enhance their prospect client pipeline
• Introducer to high profile families and entities in the UAE and Royal Family Members
• Effectively engage internal specialists to provide solutions to meet clients needs
• Work cross multiple segments and booking centres within the bank in order to provide solutions
adapted to clients’ requirements
Standard Chartered Bank
Head of Emirati Employees and Development, Wholesale Banking (WB), UAE
• Employment and Recruitment of all local hire for WB
• Retaining the present Local staff.
• Development of all Local staff
• Meeting the desired Emiratization numbers for WB and provide proof to central bank.
• Involved in all day to day issues with their reporting managers.
• Advising the senior management in the hiring and retention of staff.
• Head, Implement, draft and Run the National Development Programme (which would be a
training programme to get new Locals up to speed with the basic requirements within WB)
• Review the internal roles that the UAE nationals fit into and appoint the right people to the right
jobs
• Engagement of line managers- to clarify the roles and responsibilities, exceptions, alignment of
their job, objectives and employee relationship.
• Skill assessments all of UAE nationals
• Roll out of the curriculum and modules.
Standard Chartered Bank
Senior Dealer, Assets Liability and Management (ALM) Desk, Global Markets
• Bank’s day-to-day AED Liquidity and Balance sheet management
• Maintain adequate liquidity at all times to ensure commitments can be met at all times
• Ensure all local regulations are adhered to
• Develop and implement appropriate trading strategies, taking responsibility for revenue
generation within market, credit and liquidity risk parameters.
• Price maker for Regional Treasuries and various sales and derivatives desks internally
Standard Chartered Bank
Dealer , ALM Desk, Global Markets
• Manage AED liquidity and central bank clearing account
• Enhance the yield of interbank borrowing and lending
• Increase the volume of interbank deals profitable
• Monitor daily PNL and all relevant market and liquidity risk reports
• Fund the UAE branches as appropriate
• Daily cash management and squaring of money books
Lloyds Bank
Assistant Dealer, ALM Desk, Treasury

2. 1992--1998
1991-1992
• Assisting Dealers to cover daily positions in the local Dirham Market, whilst liaising with
brokers for prices and banks to cover various positions
• Participated in Treasury Marketing meetings
• Preparing daily reports of short and long term Dirham cash flows.
Llyods Bank
Clerk, Treasury
• Recording deals in various currency books
• Maintaining Nostro positions and checking statements
• Preparing and sending rates sheets to customers
EDUCATION Emirates Institute for Banking and Financial Studies Sharjah, UAE
• Completed the following courses:
• Swaps (14-15 Dec 1996)
• Future Contracts ( 23-24 Nov 1996)
• Interest rate risk and asset-liability management in banks ( 18-21 Nov 1995)
• Basic Banking Operations ( 23 May – 1 June 1995)
• Basic foreign exchange and money markets ( 23-26 Jan 1993)
• Business Letter writing ( 20-25 June 1992)
• Basic Foreign Exchange ( 20-25 July 1991)
Modern Computer School Dubai, UAE
Completed course in basic programming ( 7 Oct – 7 Dec 1986)
Skills Contacts with reputable and high net worth organizations
Willingness to learn and always aim to grow
Fluent in English and Arabi ( Spoken and Written )
Fluent in Persian & Hindi ( Spoken)