Here are the key sections typically included in a Horizon Europe proposal and what they entail:
- Excellence: Why is the proposed work innovative? What are the ambition, objectives and relevance to the call? How will it push technological or societal boundaries?
- Impact: How will the expected outcomes and results contribute to the impacts defined in the work programme, such as on the European Green Deal? What is the exploitation and dissemination plan to maximize the project results?
- Quality and efficiency of the implementation: How coherent and effective are the work plan, management structures and resource allocation? Are the proposed resources appropriate to achieve the objectives?
- Members of the consortium and their roles: Details of the participants, their relevant
Gaia-X Finland – Learning and Sharing Experiences 8.12.2021Sitra / Hyvinvointi
Gaia-X Finland – Learning and Sharing Experiences event on 8 December 2021. As the coordinator of the Finnish national Gaia-X Hub, Sitra is hosting an event to bring together some of the most interesting voices in Finland and in Central Europe who are working hard to bring the most value out of the European data economy. During the virtual event, you will find out about hands-on experiences and initiatives in data sharing in the framework of Gaia-X. You will learn from peer experiences, use cases and real business environment insights from different national hubs in Europe, such as Germany, Belgium, and Luxembourg. Event page: https://www.sitra.fi/en/events/gaia-x-finland-learning-and-sharing-experiences/
Big data roadmap and cross-disciplinary community for addressing societal externalities
BYTE Community Overview
Edward Curry
Insight @ NUI Galway
BYTE Work Package 8 Leader
Gaia-X Finland – Learning and Sharing Experiences 8.12.2021Sitra / Hyvinvointi
Gaia-X Finland – Learning and Sharing Experiences event on 8 December 2021. As the coordinator of the Finnish national Gaia-X Hub, Sitra is hosting an event to bring together some of the most interesting voices in Finland and in Central Europe who are working hard to bring the most value out of the European data economy. During the virtual event, you will find out about hands-on experiences and initiatives in data sharing in the framework of Gaia-X. You will learn from peer experiences, use cases and real business environment insights from different national hubs in Europe, such as Germany, Belgium, and Luxembourg. Event page: https://www.sitra.fi/en/events/gaia-x-finland-learning-and-sharing-experiences/
Big data roadmap and cross-disciplinary community for addressing societal externalities
BYTE Community Overview
Edward Curry
Insight @ NUI Galway
BYTE Work Package 8 Leader
EU- Digital Innovation and Scale Up Program Soren Gigler
Overview presentation about the Digital Innovation and Scale-up Initiative for Central, Eastern and South Eastern Europe (DISC). This EU initiative has developed a partnership with the World Bank/IFC, European Investment Bank/ European Investment Fund and the EBRD to address this existing investment gap in innovative deep tech companies in the CESEE region. The programs main objectives are to (i) enhance investments; (ii) strengthen technical assistance and (iii) promote an enabling environment focused on digital innovations and digital startups in the CESEE region.
EU Investment Programs in AI and Blockchain Soren Gigler
This presentation provides an overview of EU investment programs in Artificial Intelligence and Blockchain technologies. It specifically covers the new AI and Blockchain Investment Fund of the European Commission, that support early stage and growth stage of highly innovative deep tech SMEs and startups.
Digital innovations -Empowering digital ecosystems and startups Soren Gigler
Presentation about the main programs of the Digital Innovation and Blockchain program at the European Commission to foster digital innovations, innovation ecosystems and enhance the access to finance for digital startups and scale-ups.
Closing the Investment Gap for Deep Tech in Europe Soren Gigler
This presentation during the INTABA organised workshop, It describes the market failure in terms of investments in deep tech startups and SMEs in Europe. It provides an overview of the EU's investment program for AI and blockchain to support the early stage and scale-up of highly innovative startups and SMEs.
EU Digital Innovation Programs- Fostering Ecosystems and Empowering Startups Soren Gigler
This presentation provides an overview of the Digital Innovation Programs of the European Commission focused on blockchain, Artificial Intelligence, deep technology, startups. It also highlights several finance programs to support innovative, digital startups and SMEs.
Virtualisation taking place – Martin BrynskovMartin Brynskov
How understanding virtualisation, the computing continuum and communities of practice is essential for making the right investments in research, innovation and deployment. A global perspective from Europe. By Martin Brynskov https://www.linkedin.com/in/brynskov/
Digital Innovations for Sustainable and Inclusive Development Soren Gigler
This presentation lays out a human-centered approach to the digital transformation. It analyses the conditions under which digital technologies can lead to enhancing the economic and human well-being of local and rural communities. The second section of the presentation provide 7 concrete case studies on how blockchain innovations can directly benefit citizens and poor communities in developing countries.
ATLAS & DEMETER Webinar "H2020 Agri-Tech Research in Europe"
18 June 2020
Marianna Faraldi (Project Manager & Senior Researcher - Tecnoalimenti, OPEN DEI Agri-food Ambassador
EU Investment Program for Artificial Intelligence and Blockchain Soren Gigler
The European Investment fund for Artificial intelligence and blockchain is the first dedicated investment program that supports the early state and growth phases of digital startups and SMEs that are focused on the further development of AI and blockchain technology and support the adoption of these future-oriented strategic technologies across all sectors of the economy.
Digital Innovations for Climate Action- Act NowSoren Gigler
Presentation at the AI Champions BW event on how digital innovations and disruptive technologies can act as key enablers for climate action. Learn more about the interlinkages between the digital and green transformation and the EU programs (i.e. European Green Digital Coalition) that work with industry, SMEs, startups, academia, cities and citizens to move towards becoming carbon neutral.
EU actions on Bockchain- Moving beyond the Hype Soren Gigler
This presentation provides and overview of the main EU programs on blockchain and DLT. It shows the concrete actions the European Commission is taking to support the further development and adoption of blockchain technologies across all sectors. The programs are closely working with multiple stakeholders from governments, regulatory agencies, academics, startups, tech companies, international financial institutions and civil society.
Sustainable Blockchain and Blockchain for Climate Action Soren Gigler
The presentation focused on the role blockchain can play in supporting the green transition. There is an urgent need to enhance the sustainability of blockchain. At the same time, blockchain offers important and unique opportunities as an enabler to enhance the sustainability across all sectors of the economy and contribute to climate action
EDF2014: Rüdiger Eichin, Research Manager at SAP AG, Germany: Deriving Value ...European Data Forum
Selected Talk by Rüdiger Eichin, Research Manager at SAP AG, Germany at the European Data Forum 2014, 20 March 2014 in Athens, Greece: Deriving Value from Big Data for Enterprise Performance Management.
Enabling the Digital and Green transformationSoren Gigler
This presentation provides an overview about EU programs on the digital and green transformation. It is structured in two parts: (i) enhancing the sustainability of the ICT sector (green ICTs) and (ii) digital innovations as an enabler for climate action. It includes a description of the European Green Digital Coalition and the Digital Clean Tech Investment Initiative to support early stage and scale up of innovative clean tech startups and SMEs
EUREKA is a leading open platform for international cooperation in innovation. It remains to this day the only initiative of its kind committed to the ‘bottom-up’principle - ensuring that any R&D project with a good business plan receives the support it deserves, independent of its technological nature, or the type of organisations involved.
EUREKA exists to help businesses bring their innovation to the market by helping them access public fundings.
Open innovation for Digital and green transformationSoren Gigler
This presentation provide an overview about EU program to support the digital and green transformation, including the European Green Digital Coalition, the Digital and Green Transformation Declaration by EU Member States and the European Parliament-supported pilot program.
EU- Digital Innovation and Scale Up Program Soren Gigler
Overview presentation about the Digital Innovation and Scale-up Initiative for Central, Eastern and South Eastern Europe (DISC). This EU initiative has developed a partnership with the World Bank/IFC, European Investment Bank/ European Investment Fund and the EBRD to address this existing investment gap in innovative deep tech companies in the CESEE region. The programs main objectives are to (i) enhance investments; (ii) strengthen technical assistance and (iii) promote an enabling environment focused on digital innovations and digital startups in the CESEE region.
EU Investment Programs in AI and Blockchain Soren Gigler
This presentation provides an overview of EU investment programs in Artificial Intelligence and Blockchain technologies. It specifically covers the new AI and Blockchain Investment Fund of the European Commission, that support early stage and growth stage of highly innovative deep tech SMEs and startups.
Digital innovations -Empowering digital ecosystems and startups Soren Gigler
Presentation about the main programs of the Digital Innovation and Blockchain program at the European Commission to foster digital innovations, innovation ecosystems and enhance the access to finance for digital startups and scale-ups.
Closing the Investment Gap for Deep Tech in Europe Soren Gigler
This presentation during the INTABA organised workshop, It describes the market failure in terms of investments in deep tech startups and SMEs in Europe. It provides an overview of the EU's investment program for AI and blockchain to support the early stage and scale-up of highly innovative startups and SMEs.
EU Digital Innovation Programs- Fostering Ecosystems and Empowering Startups Soren Gigler
This presentation provides an overview of the Digital Innovation Programs of the European Commission focused on blockchain, Artificial Intelligence, deep technology, startups. It also highlights several finance programs to support innovative, digital startups and SMEs.
Virtualisation taking place – Martin BrynskovMartin Brynskov
How understanding virtualisation, the computing continuum and communities of practice is essential for making the right investments in research, innovation and deployment. A global perspective from Europe. By Martin Brynskov https://www.linkedin.com/in/brynskov/
Digital Innovations for Sustainable and Inclusive Development Soren Gigler
This presentation lays out a human-centered approach to the digital transformation. It analyses the conditions under which digital technologies can lead to enhancing the economic and human well-being of local and rural communities. The second section of the presentation provide 7 concrete case studies on how blockchain innovations can directly benefit citizens and poor communities in developing countries.
ATLAS & DEMETER Webinar "H2020 Agri-Tech Research in Europe"
18 June 2020
Marianna Faraldi (Project Manager & Senior Researcher - Tecnoalimenti, OPEN DEI Agri-food Ambassador
EU Investment Program for Artificial Intelligence and Blockchain Soren Gigler
The European Investment fund for Artificial intelligence and blockchain is the first dedicated investment program that supports the early state and growth phases of digital startups and SMEs that are focused on the further development of AI and blockchain technology and support the adoption of these future-oriented strategic technologies across all sectors of the economy.
Digital Innovations for Climate Action- Act NowSoren Gigler
Presentation at the AI Champions BW event on how digital innovations and disruptive technologies can act as key enablers for climate action. Learn more about the interlinkages between the digital and green transformation and the EU programs (i.e. European Green Digital Coalition) that work with industry, SMEs, startups, academia, cities and citizens to move towards becoming carbon neutral.
EU actions on Bockchain- Moving beyond the Hype Soren Gigler
This presentation provides and overview of the main EU programs on blockchain and DLT. It shows the concrete actions the European Commission is taking to support the further development and adoption of blockchain technologies across all sectors. The programs are closely working with multiple stakeholders from governments, regulatory agencies, academics, startups, tech companies, international financial institutions and civil society.
Sustainable Blockchain and Blockchain for Climate Action Soren Gigler
The presentation focused on the role blockchain can play in supporting the green transition. There is an urgent need to enhance the sustainability of blockchain. At the same time, blockchain offers important and unique opportunities as an enabler to enhance the sustainability across all sectors of the economy and contribute to climate action
EDF2014: Rüdiger Eichin, Research Manager at SAP AG, Germany: Deriving Value ...European Data Forum
Selected Talk by Rüdiger Eichin, Research Manager at SAP AG, Germany at the European Data Forum 2014, 20 March 2014 in Athens, Greece: Deriving Value from Big Data for Enterprise Performance Management.
Enabling the Digital and Green transformationSoren Gigler
This presentation provides an overview about EU programs on the digital and green transformation. It is structured in two parts: (i) enhancing the sustainability of the ICT sector (green ICTs) and (ii) digital innovations as an enabler for climate action. It includes a description of the European Green Digital Coalition and the Digital Clean Tech Investment Initiative to support early stage and scale up of innovative clean tech startups and SMEs
EUREKA is a leading open platform for international cooperation in innovation. It remains to this day the only initiative of its kind committed to the ‘bottom-up’principle - ensuring that any R&D project with a good business plan receives the support it deserves, independent of its technological nature, or the type of organisations involved.
EUREKA exists to help businesses bring their innovation to the market by helping them access public fundings.
Open innovation for Digital and green transformationSoren Gigler
This presentation provide an overview about EU program to support the digital and green transformation, including the European Green Digital Coalition, the Digital and Green Transformation Declaration by EU Member States and the European Parliament-supported pilot program.
Digital as an enabler for climate actionSoren Gigler
Digital innovations are key enablers for climate action and sustainability. the presentation provides an overview of the EU's program on the digital and green transformation and provides recommendations on how to leverage the power of digital innovations to address the challenges of climate change.
"Responsibly Open: how can open source help us tackle the climate crisis?" by...Mindtrek
Track | the Future of Open Source Business
Hanna Niemi-Hugaerts, Executive Director, TIEKE Finnish Information Society Development Centre
Mindtrek Conference
15th of November 2022.
Tampere, Finland
www.mindtrek.org
The SME Innovation Instrument, Horizon2020 and Talent Europe. A discussion by...Alberto Minin
I provide a quick introduction to the Meridian Fellowship on Social Innovation and to my project, Talent Europe,
I will then present some of the latest numbers regarding the implementation of the SME Innovation instrument, one of the most innovative parts of the 8th presentation Framework program called Horizon 2020
I will briefly share with you three concepts that I think might be interesting to explore as a basis of a useful comparison between Europe and US science and technology Policy.
What I am seeking to do as a Meridian Fellow is to expand my expertise on science and technology policy and to contribute to the debate around this topic that is developing in Europe. I think that there are better ways to engage and to empower EU talent, and to make it become key player of EU Economic Recovery and competitiveness
The US had been a continuous source of inspiration for the EU debate on science and technology, and more in general on innovation policy.
Later on I will discuss about the SME innovation instrument that had been inspired in part by the SBIR program here in the US.
Not only policy makers and scholars have been guiding this exchange of ideas and experiences, but also US Embassies in Europe have been very important in sharing with Europe some news. I am very familiar with the case of the US Embassies in Italy. The past three Ambassadors have been evangelists of messages and priorities. Ronald Spogli emphasized the role of high tech entrepreneurs in society, David Thorne has focused on the role the digital economy can have a driver of growth, more recently the sitting ambassador, John Phillips is very vocal about the benefits that Italy could derive by a more efficient judiciary system
My experience as scholar, and teacher is telling me that the debate on innovation in Europe is desperately in need of some fresh air and new ideas.
I believe that there are four areas where we can look.
The first one has to do with new original ways to communicate the relevance of sicence and technology for society.
The second has to do with the way we mentor and assist scientists and engineers that seek to become entrepreneurs. What is the role of universities, government and private sector to achieve this task.
Third area is corporate entrepreneurship, industrial venturing and the attitude EU large corporations have towards change.
Finally demands side innovation policy: public procurement and the setting of challenges and ambitious goals, where sometimes the role of the government should not be to provide the means to achieve these goals, but to promise to act as first buyer for the best solutions for a specific challenge.
"Towards Value-Centric Big Data" e-SIDES Workshop - "Safe and secure data mar...e-SIDES.eu
The following presentation was given by Alessandro Bruni, Legal Researcher at KU Leuven, during the e-SIDES workshop "Towards Value-Centric Big Data" held on April 2, 2019 in Brussels.
This session will cover various aspects of FIWARE, a platform designed to facilitate the development of smart solutions for a range of industries.
The session will begin with an introduction to the FIWARE Training program, which offers courses designed to help developers, entrepreneurs, and other interested parties get up to speed with FIWARE technologies.Next, attendees will learn about the FIWARE Marketplace,an online platform that provides access to FIWARE-based products and services and how to become part of it.
The session will delve into the intersection of thermodynamics and FIWARE, and how this collaboration can address climate change. Attendees will learn about the use of FIWARE in creating smart solutions for energy management, emissions reduction, and more.
Furthermore,The session will showcase the FIWARE integrated data platform for healthcare, which offers a range of tools and applications designed to improve healthcare outcomes.
Finally, the session will also explore the Smart Data Models program, which will show 6 use cases of their successful use in different industries (Health, Energy, Water, open data, etc). Attendees will learn about the benefits of using these models and how they can be integrated into various applications.
Overall, this session offers a comprehensive overview of the various aspects of FIWARE, including its marketplace, training programs, smart data models, and integrated data platforms for healthcare. The session will be beneficial for developers, entrepreneurs, and other interested parties looking to leverage FIWARE technologies to create innovative solutions for a range of industries.
Horizon Europe Clean Transport Webinar - Cluster 5 Destination 5 | SlidesKTN
This webinar co-organised by KTN Global Alliance in partnership with the Foreign, Commonwealth and Development Office (FCDO) in Germany, UK Science and Innovation Network and UK National Contact Points (NCPs) from Innovate UK as well as European NCPs focussed on pitching of project ideas and brokering partnerships for European Research and Innovation collaborations and networking.
Value impact researchdataservices_esip_2017Neil Beagrie
Presentation to the Earth Science Information Partners (ESIP) in Bloomington Indiana 27 July 2017. Presentation covers value and economic impact studies by Charles Beagrie Ltd and our CESSDA SaW cost -benefit advocacy toolkit. A particular focus given to Earth Sciences.
Presentation on ICT trends in developments and what this means for the agri-food business, focussing on the FIspace platform. The presentation was part of the mastercourse Hortibusiness in which about 20 entrepreneurs from the horticultural business are participating.
For a country like Finland, which is full of innovations and startups, Gaia-X is a gateway for reaching the next step of the data economy ladder. The potential of this groundbreaking initiative is enormous and far-reaching.
Gaia-X is the answer to a massive demand for safe, secure and sovereign data across Europe. By merging hundreds of different organisations in different domain and from across the globe in a single endeavour, Gaia-X combines challenging use cases with innovative solutions to bring the most value out of the European data economy.
Gaia-X project is accelerating rapidly with the launch of Gaia-X regional hubs. We are pleased to invite you to our Gaia-X for Finland – Hub launch event.
During the event, you will learn about the role of a Gaia-X as a game-changer for data-driven businesses, hear about the strategy and operational model of the Finnish Gaia-X Hub and get insights from companies already involved in Gaia-X.
The event page: https://www.sitra.fi/en/events/gaia-x_for_finland_hub_launch/
Presentations:
Jaana Sinipuro, Project Director, Sitra
Hubert Tardieu, Independent Board Member in charge of relationship with governments
Lars Albäck, CEO, Vastuu Group
Kehitämme Sitrassa reilun datatalouden itsearviointityökalua, joka auttaa yrityksiä arvioimaan kestävän ja reilun datan käytön valmiuksiaan. Ensimmäinen versio kansainvälisestikin ainutlaatuisesta ”Fair Data Economy Score -työkalusta” valmistui loppuvuodesta 2020. Kehitystyö jatkuu läpi kevään keräämällä erilaisten toimijoiden näkemyksiä siitä, mihin suuntaan työkalua kannattaa viedä, jotta se auttaisi yrityksiä toimimaan ihmislähtöisesti datataloudessa.
Reilu datatalouden kypsyysmalli yrityksille -kehittämistyöpaja 23.3.2021
Esitykset:
- Tiina Härkönen, Sitra
- Katri Korhonen, Sitra
In the third part of the workshop series Smart Policies for Data, we will focus on two central building blocks – interoperability and balanced data sharing.
The presentations of the event:
- Szymon Lewandowski, DG CONNECT, European Commission
- Marko Turpeinen, CEO, 1001 Lakes
- Lars Nagel, CEO, International Data Spaces Association
The event presents real-life examples from European organisations that have used the Rulebook for Fair Data Economy to develop data-driven business. The online event was organised on 3 March 2021 by Sitra.
Presentations:
- Jaana Sinipuro, Sitra
- Olli Pitkänen, 1001 Lakes
- Marko Turpeinen, 1001 Lakes
- Lars Nagel, International Data Spaces Association
- Cátia Pinto, Serviços Partilhados do Ministério da Saúde
- Matthias De Bièvre, aNewGovernance
04022021 Miapetra Kumpula-Natri: A Human-centric Data strategy and sustainabl...Sitra / Hyvinvointi
Sitra webinar 4.2.2021
The sustainable use of data – the European competitive advantage
Key note: Miapetra Kumpula-Natri: A Human-centric Data strategy and sustainable use of data
Yksilön oikeudet, yrityksen toiminta ja reilu datatalous -kehittämistyöpaja 1...Sitra / Hyvinvointi
Kehitämme Sitrassa reilun datatalouden itsearviointityökalua, joka auttaa yrityksiä arvioimaan kestävän ja reilun datan käytön valmiuksiaan. Ensimmäinen versio kansainvälisestikin ainutlaatuisesta ”Fair Data Economy Score -työkalusta” valmistui loppuvuodesta 2020. Kehitystyö jatkuu läpi kevään keräämällä erilaisten toimijoiden näkemyksiä siitä, mihin suuntaan työkalua kannattaa viedä, jotta se auttaisi yrityksiä toimimaan ihmislähtöisesti datataloudessa.
Työkalun sisältöjä muokataan työpajoista ja eri sidosryhmiltä saadun palautteen pohjalta ja se kehittyy vaiheittain kevään 2021 aikana. Kypsyysmallin avulla yritykset voivat pyrkiä kohti eurooppalaista tavoitetta luoda yksilöitä palveleva ja yksilön oikeuksia paremmin kunnioittava datatalous.
Trusted! Quest for data-driven and fair health solutions Sitra / Hyvinvointi
An inspiring online event on 3 February 2021. We are discussing the future of data-driven health solutions that focus on fairness for all stakeholders: people, business and the public sector. We are asking questions such as: What is fairness in health? What role does trust play in data-driven health services? What needs to change and who needs to act? Most of all, we are launching “The Fair Health Data Challenge“.
Event speakers:
- Jaana Sinipuro, Project Director, IHAN – Human-driven data economy, Sitra
- Dipak Kalra, President, The European Institute for Innovation through Health Data (i~HD)
- Pekka Kahri, Technology Officer, HUS Helsinki University Hospital
- Markus Kalliola, Project Director, Health data 2030, Sitra
- Tiina Härkönen, Leading Specialist, Sitra
Perjantaina 5.2.2021 järjestetyn GAIA-X-tapahtuman esitykset:
- Tuomo Tuikka, VTT
- Ilkka Lakaniemi, Aalto-yliopisto
- Anita Juho, Työ- ja elinkeinoministeriö
- Elina Holmberg, Business Finland
GAIA-X on tulevaisuuden eurooppalaisia datamarkkinoita rakentava yhteiseurooppalainen projekti. Hankkeen tavoitteena on luoda avoin ekosysteemi, joka määrittelee eurooppalaiseen arvopohjaan perustuvat datan jakamisen standardit ja infrastruktuurin. Koordinaatio eri maissa toteutetaan maakohtaisten GAIA-X Hubien kautta.
Sitra webinar 4 February 2021: The sustainable use of data – the European competitive advantage
Katri Korhonen, specialist, The Finnish Innovation Fund Sitra
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Gaia-X and how to accelerate growth – pathway to EU funding webinar 10 March 2022
1. Anssi Komulainen, Maria Papina, Janne Kaukojärvi & Leena Vedenpää -
10.3.2022
Gaia-X and how to
accelerate growth:
pathway to EU
funding
2. Agenda
Opening words by Sitra
Horizon Europe & funding opportunities
Principles for fundable projects
How to prepare a winning application?
Q&A session
1
2
3
4
5
3. Gaia-X - an open and transparent digital ecosystem
More than 324 companies and
organisations
3 out of 4 organisations are private
companies, about half of which are SMEs
AISBL Association and 22 National Hubs
4. Gaia-X Finland Working Groups
Agriculture Marko Turpeinen, CEO, 1001 Lakes / Adj Professor, Aalto University
Circular Economy Päivi Kivikytö-Reponen, Research Team Leader, VTT
Geoinformation Juha Saarentaus, Managing Director, GeoForum Finland
Health Tbc
Industry Data Kari Muranen, Senior Ecosystem Lead, DIMECC
Ilkka Lakaniemi, Director, CKIR, Aalto University School of Business
Mobility Janne Lautanala, Chief Ecosystem and Technology Officer, Fintraffic
Smart Cities Ilkka Lakaniemi, Director, CKIR, Aalto University School of Business
5. Ensuring its member participation and competitiveness in
European data space development is a key task for the Hub
European Data Strategy 2020 introduced the vision for creating a European single
market for data, based on data spaces.
Data Act 2022 further strengthens the requirement for interoperability and data
portability in services.
Upon request by a user, the data holder shall make available to the user the data generated by the use of a
product or related service or by a virtual assistant without undue delay, free of charge and, where applicable,
continuously and in real-time. (Article 4)
Providers of a data processing service shall… ensure that customers of the service can switch to a data
processing service, covering the same service type, which is provided by another service provider. (Article 23)
The Commission Staff working document 2022 on Common European Data Spaces
outlines a roadmap for related calls and actions.
6. • National coordination of EU funding services in Finland with a team of
specialised EU Advisors:
• We organise info events, trainings and seminars
• provide advice to applicants from finding the relevant programme
/call to carrying out the project
• influence future programs and funding rounds
• EU funding services are part of our service offering to companies and
ecosystems; the EU networks are an integral part of our programs
• www.eurahoitusneuvonta.fi; www.horisonttieurooppa.fi
Business Finland’s EU Funding services
7. Experts presenting today
7
Janne Kaukojärvi
Consultant,
M.Sc. Eng.
Leena Vedenpää
Senior Project Manager,
M.Sc. Econ.; Eng.
Maria Papina
Director,
M.Sc. Econ.; Eng.
9. 100 B€+ of funding relevant to you in 2021-2027
9
1
EU Multiannual Financial
Framework
Single Market,
innovation and digital
Cohesion and
Values
Natural resources
and environment
Security and
defence
Other
750 B€
2
Next
Generation EU
3 Innovation
Fund
10 B€
80 B€
10+ B€
10+ B€
7+ B€
Figure 1: Overview on how EU funding is distributed
10. Horizon Europe objectives and scope
10
Focus on supporting companies, pilot lines & manufacturing facilities
Horizon Europe – less administration
• Bureaucracy has become more lean
• Typical project cost level ~10 % of the grant value
• Best results achieved with active coordination partners
More industry-oriented support in
Horizon Europe
• Access to new markets
• Access to high-quality capabilities and knowledge in Europe
• Shared (investment) risks for game-changing innovations
• Possibility to get high visibility and brand credibility
The EU funding
scheme has changed
addressing your
innovation needs
11. Overall Structure of the Horizon Europe:
11
Pillar 1
European Research Council
Marie Skłodowska-Curie
Actions
Research Infrastructures
23.4 B€
Pillar 2
E.g. Civil Security for
Society, and Digital,
Industry and Space
Joint Research Centre
47.4 B€
Pillar 3
European Innovation
Council
European Innovation
Ecosystems
European Institute of
Innovation
and Technology
11.9 B€
Figure 2: Horizon Europe pillars
12. Part 2: Most relevant for Industry is Pillar 2
clusters and its related partnerships
12
…or the partnerships related to the cluster
Pillar 2 (budget 47.4 B€)
• Health
• Culture, Creativity and Inclusive
society
• Civil Security for Society
• Digital, Industry and Space
• Climate, Energy and Mobility
• Food, Bioeconomy, Natural
Resources, Agriculture and
Environment
Figure 3: Horizon
Europe Pillar 2 topics
Funding is given either through its clusters…
Figure 4: Public- Private
Partnership topics
Health
Digital, Industry, and
Space
Climate, Energy, and
Mobility
Food, Bioeconomy,
Natural Resources,
Agriculture and
Environment
13. Cluster 4 – Digital, Industry and Space
13
Budget 15.4 B€
2021 – 2027
Advanced computing
and Big Data
Space including earth
observation
Next generation
internet
Artificial intelligence and
robotics
Key digital technologies
including quantum
technologies
Circular, low carbon
and clean industries
Figure 5: Horizon Europe Cluster 4 topics
14. Key Digital Technologies Joint Undertaking
Public Private Partnerships
14
Focus
Requirements
How to apply?
• Estimated 1B€ for 2021-2028
• Funding is a combination of EU
and national grants
• Funding rates; typically 40-70%
• High hit rates; even 20-60%
• Electronics and ICT
• Bottom-up approach
• Industrial projects
• The consortium needs to include
a full value chain
• Typical projects realise a number
of demonstrators tailored to
industrial needs.
• Very large consortiums; typically
30-40 (even 100+) partners
• Call opened, deadline at the end of April 2022
• Eligibility: legal entity from Member State or associated country, EU may limit the
eligibility of third country participation in some actions under security topics.
• Further requirements defined in Work Programme.
Opportunity Support
€
15. Digital Europe Programme (DIGITAL)
15
Focus
Requirements
How to apply?
• Budget 7.6 B€ for 2021-2027
• Grants, “cascade funding”,
procurements
• Funding rates; typically 50-75%
European capacity building in:
• High Performance Computing
• Cloud, Data, and AI
• Cybersecurity
• Advanced Digital Skills
• Deployment of products
developed under other
programmes (Horizon Europe)
• Digital Innovation Hubs
• Widening the use of digital tech
• First calls opened in November 2021 and deadlines in January-March 2022,
consecutive openings in Q1 and Q3 of 2022
• Eligibility: legal entity from Member State or associated country, EU may limit the
eligibility of third country participation in some actions under security topics.
• Further requirements defined in Work Programme.
Opportunity Support
€
More information can be found at the official Digital Europe Programme webpage.
16. Digital Europe open calls (examples)
- Data space for security and law enforcement
- Testing and Experimentation Facility for Agri-Food
- Support to cybersecurity in the health sector
- Public Sector Open Data for AI and Open Data Platform
- Testing and Experimentation Facility for Manufacturing
- Testing and experimentation Facility for smart cities and communities
- Data space for cultural heritage (deployment)
16
17. Types of funding available
17
Focus: Work with
Universities and RTOs
Instrument: Horizon
Europe
Number of partners: 5-10
Project size: 3-10 M€
Funding rate: 70-100%
Project duration: 3-5 years
R&D Collaboration
Focus: Co-creation with
customers and subcontractors
Instrument: Horizon, CEF,
Life
Number of partners: 5-10
Project size: 5-15 M€
Funding rate: 50-70%
Project duration: 3-5 years
Product Development
Focus: Commercial
product/industrial investment
Instrument: Innovation Fund,
Horizon Partnerships, Digital
Europe
Number of partners: 1-10
Project size: 7.5-100 M€
Funding rate: 20-50%
Project duration: 3-5 years
Industrial Scale-up
18. If you are an SME – there are even more
opportunities
18
Focus: R&D, Demonstration
Instrument: Eurostars
Number of partners: 2-4
Project size: 0.5-6 M€
Funding rate: 50-100%
Project duration: 1-3 years
Innovation to Market
Focus: Demonstration &
scaling-up
Instrument: EIC Accelerator
Number of partners: 1
Project size: 2.5 M€ +
optional equity up to 15 M€
Funding rate: 70% (on grant)
Project duration: 1-2 years
Scale-up
Focus: Non-dilutive funding
Instrument: EIB Venture Debt
Number of partners: 1
Ticket size: 7.5-50 M€
Funding rate: 50% total
investment costs
Project duration: 4-6 years
Growth Acceleration
19. Case example 1
19
2015 2017 2019 2020
Picture 1: Electronics companies building their R&D portfolio from
one project to the next
20. Case example 2
20
2014
1.5 M€
2015
3 M€
2016
21 M€ 6 M€
2018
5 M€
25 M€ 2.5 M€
2019
13.3 M€
2016 2017 2018
Picture 2: Two SMEs building a large portfolio of EU-projects to
generate new business
22. What kind of funding is available?
22
Everything from ‘Basic principle observed’ “ to “actual system demonstrated in
operational environment”.
What kind of activities are funded?
How big is the funding?
Typical projects receive 2-8 M€ of funding.
Only open innovation or also closed?
Mostly the funding is for collaborative projects. However, a few instruments are for one
partner only. The partner can be e.g. a city, a demonstration site, SME, university, big
corporation. It can be your client.
Funding is not only for R&D but also available for e.g. processes,
business development, manufacturing innovations
23. How do we know if we are eligible to apply?
23
Do we need European partners to
take my project to the next level?
Is our technology at the
TRL level required?
Is the project of
strategic interest for us?
Are we among the best in
Europe to solve this problem?
Where is the innovation,
compared to existing solutions?
Can we truly go beyond the
state of the art?
Technology Readiness Level
1
Basic
research
2
Technology
formulation
3
Applied
research
4
Small scale
prototype
5
Large scale
prototype
6
System
prototype
7
Demonstra-
tion
8
First
commercial
prototype
9
Full
commercial
product
24. EU funding is for
long-term innovative projects.
Do not apply if…
You are not ready for
international
collaboration
Your project idea is not
new or unique
Your investment project is
not innovative: get a loan
instead
You or your partners do
not own the innovation
and its IPR
Your project is only
of national interest
Your idea or
project is too
small or
immature
There are also reasons why not to apply…
24
25. How do I find funding?
- You need to find what call best suits for
your company. The Horizon Europe and
Innovation Fund calls are presented
in Funding and Tenders portal where
you can also start the application process.
- Spinbase, an AI-based search tool can
help you to search through and identify the
right opportunities for your company.
- Most of the calls have a pre-set scope that
you have to meet in order to apply, but
there are also open calls where you can
more freely design your project.
25
EC policy priorities
Funding programme
Strategic Plan 2021-2024
Work Programme 2021-
2024
Funding Calls
Your
project
26. The project scope and objectives
26
Call text –
Expected
outcomes
Objective 1
Objective 2
Objective 3
Results
Technologies / Models / Concepts
Technologies / Models / Concepts
Technologies / Models / Concepts
Wider
Impacts
Figure 6: Thematic illustration of how awarded EU projects
should link to expected outcomes and wider impacts
27. How to find EU funding?
27
Picture 3:
eufundingplaybook.fi gives
simplified information about
funding calls and application
process
28. Maximum funding rates
• Click to edit Master text styles
• Second level
• Third level
• Fourth level
• Fifth level
28
Type of Action Funding rate
Research and innovation action 100%
Innovation action 70% (except for non-profit legal entities, where a rate of
up to 100% applies)
Coordination and support action 100%
Programme co-fund action Between 30% and 70%
Innovation and market deployment 70% (except for non-profit legal entities, where a rate of
up to 100% applies)
Training and mobility action 100%
Pre-commercial procurement action 100%
Public procurement of innovative solutions action 50%
Table 1: Overview of different types of funding calls and funding rates
29. You get paid based on the costs that occur
29
Figure 7: The main financial
principles
Picture 4: The payments of EU grants,
simplified
Time
Funding
Alt-text:
• Pre-payment is up to 100% of the average budget for the first
reporting period. EC decides the number of reporting
periods.
• 5% of total budget into a caution fund and paid with the final
payment. The rest of the funding is paid based on costs per
reporting period.
• Plan regular deliverables, not just one in the end of the
project
No profit
allowed
No
commercial
activities
Normal
company
practices
Track of
work and
costs in
detail
Grant is
paid
against
actual
costs
30. What can the funding be used for?
30
COMPANY
COMPANY STRATEGY
PRIVATE
INVESTORS
EU FUNDING
Alt-text:
EU funding is primarily meant
for activities which are within
the company strategy, but
which are too risky for the
private investors to fund.
Figure 8: Thematic illustration of the idea of EU funding
31. EU projects should not be day-to-day
business
31
Day-to-day business
RISKINESS
MARKET
OPPORTUNITY
Bad business
EU FUNDING
Alt-text:
EU funding is primarily
meant for activities which
are within the company
strategy, but which are
too risky for the private
investors to fund.
Figure 9: Thematic illustration of the idea of EU funding
33. Process from R&D to product utilising EU
funding – example timeline
33
Growth and new
product related
strategies, R&D for
future products
Identifying fitting
EU funding
opportunities
Initial project idea
development – kick-
off 5 months before
DL
Proposal building
decision – 4 months
before the DL
Proposal building process before the deadline
Evaluation of
the results by
EC 4-5 months
Grant
negotiations 1-
2months
Project kick-
off: 5-7
months after
DL,
Executing the
project 2-4
years
Go to market
activities
Figure 10: EU funding proposal building process
34. Proposal preparation process
34
• One-pager to present the idea
• Contact and engage the partners
• Finalise project concept, distribute the work with partners
• Consortium meeting
• First draft & Budget proposal
• Partners inputs to the draft & budget
• Full draft prepared
• Comments on draft
• Consortium meeting on final division of budget and work
• Polish, Refine, Review, Proof read and edit full proposal
• Submit the proposal
35. How to build a consortium?
35
Read the call text and identify the contributions and partner types needed
List the things you and your core partners could/want to do
Check the max grant and consider how many partners does it allow.
Consider the number of countries - similar budget shares for each!
Estimate max grant shares per country/partner and communicate it
Consider a value chain: Invite current and potential clients and suppliers!
Check your networks and your partner’s networks
36. What is in the application? (Example HEU)
36
Excellence: Why am I the best in Europe to do
this
Impact: If I get funding for part of the work, what
is the ROI for the owners of the company and the
EU (business, stronger Europe, grand challenges)
Implementation: How am I going to do this
The application is a detailed plan of a
multi-annual large-scale, usually
collaborative innovation project
You need to take your time to plan it
Your application will be evaluated by ~3-
5 independent evaluators
Application includes
37. Quantify, quantify, and quantify
Define a clear, focused concept
Make a good first impression
How to make a winning application?
37
Devil is in the details
Prove innovativeness
Iterate
38. Define a clear, focused concept
38
Align with your
company strategy and
(business) case
Compliance to all the
demands / requirements
of the call
Enough focus, not
“doing everything for
everyone”
39. Quantify, quantify, quantify
39
Show where the
money is in your
innovation
Align your financial
needs
Quantify the
problem, your project
impacts, benefits,
market etc.
40. Make a good first impression
40
Why you need
taxpayers’ money
Clear, logical, easy to
read, credible, not dull
Impress the evaluator
on the first 5 pages!
41. Devil is in the details
41
Clarify your impact –
economic, societal,
environmental
Be clear in your
statements
Cross-check your
facts and figures
42. Prove innovativeness
42
Show your IPR and
Freedom to Operate
Be explicit on your
innovativeness – don’t
expect the evaluator to
see what you see
Explain how your
solution goes beyond
the state of the art
43. Iterate
43
Reserve time for quality
checks with persons that
have not been part of the
proposal preparation
Plan at least 2-3 months
to prepare the application
44. How to sell your idea to the evaluators?
- Evaluators work under pressure – don’t make their job more difficult!
44
Make it easy to find answers
to evaluator’s questions
Write good text (but not too
good)
Don’t be boring!
Not a scientific article, but
a sales brochure
45. Horizon Europe: Now is the time to act –
beat your competitors
45
More time to
discuss and
engage with
partners
More time to
prepare and
scope the
projects
Funding calls are
typically
published for the
next 2 years
Prepare more
interesting
projects and
improve your
success rates