The document provides an overview of the Indian financial system. It discusses that the financial system includes financial intermediaries like banks, mutual funds, and insurance companies; financial markets like money markets, capital markets, and derivatives markets; and financial assets/instruments like equity, debt, and indirect securities. The financial system mobilizes savings from households and channels them to corporations and governments through these various institutions and markets, in order to facilitate capital formation and meet short and long-term financing needs.
Capital Market is divided into two division; Primary Market and Secondary Market. Primary Market and its components are briefly described in this presentation.
Players of Money Market and Capital Market Pawel Gautam
financial market , functions of financial market , Characteristics Of Financial Markets, What Is Money Market ,Structure of Indian Money ₹ Market ,Functions of Money Markets,Players Of Money Market, Capital Market , Types of Capital Market , Structure of Indian Capital Market , Functions of Capital Market , Constituents/Components of Capital Markets, PLAYERS OF CAPITAL MARKET
Capital Market is divided into two division; Primary Market and Secondary Market. Primary Market and its components are briefly described in this presentation.
Players of Money Market and Capital Market Pawel Gautam
financial market , functions of financial market , Characteristics Of Financial Markets, What Is Money Market ,Structure of Indian Money ₹ Market ,Functions of Money Markets,Players Of Money Market, Capital Market , Types of Capital Market , Structure of Indian Capital Market , Functions of Capital Market , Constituents/Components of Capital Markets, PLAYERS OF CAPITAL MARKET
Meaning, need and benefits of depository system in India, difference between demat and physical share, depository process, functioning of NSDL and SHCIL Importance of Debt market in capital market, participant in the debt market, types of instrument treated in the Debt market, primary and secondary segments of debt market.
Meaning, need and benefits of depository system in India, difference between demat and physical share, depository process, functioning of NSDL and SHCIL Importance of Debt market in capital market, participant in the debt market, types of instrument treated in the Debt market, primary and secondary segments of debt market.
Fiduciary or paper money is issued by the Central Bank on the basis of
computation of estimated demand for cash. Monetary policy guides the Central
Bank’s supply of money in order to achieve the objectives of price stability (or low
inflation rate), full employment, and growth in aggregate income.
Revisiting A Panicked Securitization MarketIOSR Journals
With the passage of Finance Bill 2013 on April 30 in Lok Sabha proposing to Levy a 30% distribution tax on the investors in securitization deals through special purpose vehicles, there is a stir in the securitization market. The principal investors (banks) were paying the tax on their net income from the securitization transaction through SPVs. Now, they will be taxed on the gross income as per the new Finance Bill. The new securitization guidelines issued in May 2012 dipped the volume of fresh issue to Rs. 28,400 crore from Rs. 44,500 crore in the preceding fiscal.
Similar to FINANCIAL SYSTEM AND ITS COMPONENTS (20)
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
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how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
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what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
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USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
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USDA Loans in California: A Comprehensive Overview.pptx
FINANCIAL SYSTEM AND ITS COMPONENTS
1. INDIAN FINANCIAL SYSTEM
By: Dr. Silony Gupta
Assistant Professor, Department of MBA,
Quantum School of Management,
Roorkee, Uttarakhand
2. “Financial system", implies a set of complex and
closely connected or interlined institutions,
agents, practices, markets, transactions, claims,
and liabilities in the economy”.
is the system that allows the transfer of money
between savers (and investors) and borrowers.
is the set of Financial Intermediaries, Financial
Markets and Financial Assets.
helps in the formation of capital.
meets the short term and long term capital needs
of households, corporate houses, Govt. and
foreigners.
its responsibility is to mobilize the savings in the
form of money and invest them in the productive
manner.
3.
4. To link the savers & investors.
To inspire the operators to monitor the
performance of the investment.
To achieve optimum allocation of risk
bearing.
It makes available price - related
information.
It helps in promoting the process of financial
deepening and broadening
7. Come in between the ultimate borrowers
and ultimate lenders
provide key financial services such as
merchant banking, leasing, credit rating,
factoring etc.
Services provided by them are:
Convenience( maturity and divisibility),
Lower Risk(diversification), Expert
Management and Economies of Scale.
9. Collect savings primarily in the form of
deposits and traditionally finance working
capital requirement of corporates
With the emerging needs of economic and
financial system banks have entered in to:
Term lending business particularly in the
infrastructure sector,
Capital market directly and indirectly,
Retail finance such as housing finance,
consumer finance……
Enlarged geographical and functional
coverage
10. A Non-Banking Financial Company (NBFC) is a
company registered under the Companies Act,
1956 engaged in the business of loans and
advances, acquisition of shares/stocks/
bonds/debentures/securities issued by
Government or local authority or other
marketable securities of a like nature, leasing,
hire-purchase, insurance business, etc.
Provide variety of fund/asset-based and non-
fund based/advisory services.
Their funds are raised in the form of public
deposits ranging between 1 to 7 years maturity.
11. Depending upon the nature and type of
service provided, they are categorised into:
Asset finance companies
Housing finance companies
Venture capital funds
Merchant banking organisations
Credit rating agencies
Factoring and forfaiting organisations
Housing finance companies
Stock brokering firms
Depositories
12. A mutual fund is a company that pools money
from many investors and invests in well
diversified portfolio of sound investment.
issues securities (units) to the investors (unit
holders) in accordance with the quantum of
money invested by them.
profit shared by the investors in proportion to
their investments.
set up in the form of trust and has a sponsor,
trustee, asset management company and
custodian
advantages in terms of convenience, lower risk,
expert management and reduced transaction
cost.
13.
14. They invest the savings of their policy
holders in exchange promise them a
specified sum at a later stage or upon the
happening of a certain event.
Provide the combination of savings and
protection
Through the contractual payment of
premium creates the desire in people to
save.
15. It is a place where funds from surplus units
are transferred to deficit units.
It is a market for creation and exchange of
financial assets
They are not the source of finance but link
between savers and investors.
Corporations, financial institutions,
individuals and governments trade in
financial products on this market either
directly or indirectly.
17. A market for dealing in monetary assets of short
term nature, less than one year.
enables raising up of short term funds for
meeting temporary shortage of fund and
obligations and temporary deployment of excess
fund.
Major participant are: RBI and Commercial Banks
Major objectives:
equilibrium mechanism for evening out short
term surpluses and deficits
focal point for influencing liquidity in economy
access to users of short term funds at reasonable
cost
19. A market for long term funds
focus on financing of fixed investments
main participants are mutual funds, insurance
organizations, foreign institutional investors,
corporate and individuals.
two segments: Primary market and secondary
market
20. A market for new issues i.e. a market for
fresh capital.
provides the channel for sale of new
securities, not previously available.
provides opportunity to issuers of securities;
government as well as corporates.
to raise resources to meet their requirements
of investment and/or discharge some
obligation.
does not have any organizational setup
performs triple-service function: origination,
underwriting and distribution.
21. A market for old/existing securities.
a place where buyers and sellers of securities
can enter into transactions to purchase and sell
shares, bonds, debentures etc.
enables corporates, entrepreneurs to raise
resources for their companies and business
ventures through public issues.
has physical existence
vital functions are:
nexus between savings and investments
liquidity to investors
continuous price formation
23. Securities issued by the non-financial economic units
Equity Shares: An equity share are the ownership
securities. They bear the risk and enjoy the rewards of
ownership.
Preference Shares: Holders enjoy preferential right as
to: (a) payment of dividend at a fixed rate during the life
time of the Company; and (b) the return of capital on
winding up of the Company
Debentures: An creditorship security. Holders are
entitled to predetermined interest and claim on the
assets of the company.
24. Innovative Debt instruments: A variety of debt
innovative instruments emerges with the growth of
financial system to make them more attractive.
Participative Debentures: participate in the excess
profits of the company after the payment of dividend.
Convertible debentures with options:
Third party convertible debentures: entitle the holder to
subscribe to the equity of another firm at a preferential
price.
Convertible debenture redeemable at premium: issued
at face value with option to sell at premium.
Debt equity swap: offers to swap debentures for equity.
Zero coupon convertible notes : convertible in to shares
and all the accrued /unpaid interest is forgone.
25. Warrants: entitles the holder to purchase specified
number of shares at a stated price before a stated date.
Issued with shares or debentures.
Secured premium notes with detachable warrants:
redeemable after lock-in period
warrants entitle the holder to receive shares after the
SPN is fully paid
no interest during lock-in period
option to sell back SPN to company at par after lock-in.
no interest/ premium on redemption if option exercised
right to receive principal+interest in instalments, in case
of redemption after expiry of the term
detachables required to be converted in to shares within
specified period.
26. Non -Convertible debenture with detachable equity
warrants: option to buy a specified no. of share at a
specified price and time.
Zero interest Fully Convertible debentures: carries no
interest and convertible in to shares after lock-in period.
Secured zero interest partly convertible debentures with
detachable and separately tradable warrants:
Having two parts
Part A convertible at a fixed amount on the date of
allotment
Part B redeemable at par after specified period from
date of allotment.
Carries warrants of equity shares at a price to be
determined by company
27. Fully convertible debentures with interest(optional):
No interest for short period
After that option to apply for equities at premium
without paying for premium.
Interest is made from first conversion date to the
second/final conversion date
28. Issued by financial intermediaries.
such as units of mutual funds, policies of insurance
companies, deposits of banks, etc.
Better suited to small investors
Benefits of pooling of funds by intermediaries
Convenience, lower risk and expert management.
29. Derivative is a product whose value is derived
from the value of one or more basic variables
called base, in a contractual manner
The underlying asset can be equity/forex or any
other assets.
The Securities Contracts (Regulation) Act, 1956
(SCIA) defined derivative to include-
1. A security derived from a debt instrument,
share, loan whether secured or unsecured, risk
instrument or contract for differences or any
other form of security.
2. A contract which derives its value from the
prices, or index of prices, of underlying
securities.
31. is a customized contract between two
entities, where settlement takes place on a
specific date in the future at today's pre-
agreed price.
At the end offsetting is done by paying the
difference in the price.
32. is an agreement between two parties to buy
or sell an asset at a certain time in the
future at a certain price.
They are special types of forward contracts
which are standardized exchange-traded
contracts.
33. Contracts that give the buyer the right to
buy or sell securities at a predetermined
price within/at the end of a specified period.
Two types - calls and puts.
Calls give the buyer the right but not the
obligation to buy a given quantity of the
underlying asset, at a given price on or
before a given future date.
Puts give the buyer the right, but not the
obligation to sell a given quantity of the
underlying asset at a given price on or before
a given date.