Fintech in Latin America is booming! On the second quarter of 2021, fintechs in the region raised over US$ 3 billion. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Fintech Investment Report - Latin America 1H2019 (Last updated: 01 Aug 2019)Thiago Paiva
This is a report analyzing the fintech investments in Latin America in the first half of 2019. The goal of this report is to shed light on the fintech environment in the region as well as explore the industry segments and countries most relevant.
Fintech Investment Latin America 3Q2019Thiago Paiva
This is a report analyzing the fintech investments in Latin America in 2019 until the Q3. The goal of this report is to shed light on the fintech environment in the region as well as explore the industry segments and countries most relevant
Fintech Investment Latin America 2021 Q1Thiago Paiva
Fintech in Latin America had a good first quarter in 2021 considering the pandemic with over US$ 1.4 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Fintech in Latin America had a good year in 2020 considering the pandemic with over US$ 3 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Banking and Fintech Market in Latin America 2019Thiago Paiva
This report is an overview of the banking and fintech market in Latin America to enable entrepreneurs and investors from every corner of the world to have a better understanding of the opportunities and challenges in the region.
Fintech in Latin America had an amazing year in 2019 with over US$ 2 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Fintech Investment Report - Latin America 1H2019 (Last updated: 01 Aug 2019)Thiago Paiva
This is a report analyzing the fintech investments in Latin America in the first half of 2019. The goal of this report is to shed light on the fintech environment in the region as well as explore the industry segments and countries most relevant.
Fintech Investment Latin America 3Q2019Thiago Paiva
This is a report analyzing the fintech investments in Latin America in 2019 until the Q3. The goal of this report is to shed light on the fintech environment in the region as well as explore the industry segments and countries most relevant
Fintech Investment Latin America 2021 Q1Thiago Paiva
Fintech in Latin America had a good first quarter in 2021 considering the pandemic with over US$ 1.4 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Fintech in Latin America had a good year in 2020 considering the pandemic with over US$ 3 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Banking and Fintech Market in Latin America 2019Thiago Paiva
This report is an overview of the banking and fintech market in Latin America to enable entrepreneurs and investors from every corner of the world to have a better understanding of the opportunities and challenges in the region.
Fintech in Latin America had an amazing year in 2019 with over US$ 2 billion in raised capital. This report analyzes the fintech investments in the region with the goal of shedding light on the fintech environment in the region and its huge potential.
Este guia de como abrir uma empresa no Brasil está com dizeres errôneos , pois diz que empresa LTDA e S/A são empresas estrangeiras no Brasil , dado como aberta por uma pessoa brasileira, passando á ser proprietário da empresa em questão ou seja seu representante legal com seu CPF e fazendo abertura feito pelo Banco Central Brasileiro e não fala nada da Sociedade estrangeira no brasil configurando filial brasileira da Sociedade estrangeira ..
A view on Latin America and Brazil: 'Better, but not good enough. Let’s go structural'
III Seminario LATAM Câmara de Comércio da Espanha no Brasil
Sao Paulo, March 16 2018
An IMAP magazine dedicated to creating value in the M&A mid-market. In this issue:
Rise of Multilatinas
Automotive Technologies
Fertility Treatment a global industry
Retail looks to be in fashion
Cautious optimism in Oil & Gas
Consolidation in Live Music
+ Case Studies
We help companies to be successful in Mexico & Latam via highly personalized and cost-effective consulting services. Areas of expertise include interim management, CFO/controller roles, special audits, fraud investigations, anti-corruption initiatives, internal control assessments, financial reporting, project management, risk management, strategic planning, financial transformations and turnarounds. On the commercial side, public relations, business development, contract negotiations, communications, social media, and design and execution of commercial strategy.
State Of European FinTech: Current Trends & Prediction 2017Innovate Finance
A report by Magister Advisors and Innovate Finance shows that capital invested into $20 million + rounds have increased at a compound annual growth rate of 75% since 2013.
Opening Presentation - Sthlm Fintech Week 2019- How to work together?MichalGromek
An anticipated solution to connect traditional financial players with Startups using a non-for profit solution called: InnoBridge.Tech - presented at the #SthlmFintechWeek -
#SthlmFinTech #InnoBridge
Canada depends on trade as it accounts for 25% of GDP.
Canada needs to continue to develop its agricultural and natural resources as part of getting those goods to new market
Canada needs to focus on expanding trade and investment agreements with countries around the world. The key will be for the government of Canada negotiate fair trade deals.
Sourcing in argentina – story of a struggling empire.ebookNeo Group Inc
Is sourcing to Argentina still a best option? This
Supply WisdomSM Insights Whitepaper attempts to assess the country’s risks and opportunities with respect to sourcing industry and doing business.
2016 report from the Multilateral Investment Fund (part of the Inter-American Development Bank) detailing investments by Progresa Capital (a fund managed by Promotora SA).
The Multilateral Investment Fund (now called the BID Lab) is also an LP in Ubiquo Telemedicina
Venture Capital funding report highlights 2019nfinitiv
PwC and CB Insights' Q4 2019 MoneyTree report highlights the latest trends in venture capital funding globally.
REPORT HIGHLIGHTS:
US VC FUNDING AND DEALS FALL FOR THE SECOND STRAIGHT QUARTER
US VC-backed companies raise $23B in Q4’19, down 16% compared to Q3.
GLOBAL DEAL ACTIVITY, FUNDING DECLINES IN LAST QUARTER OF 2019
Global VC funding falls 16% in Q4’19 compared to Q3’19.
ASIA AND EUROPE SEE INCREASED DEAL ACTIVITY, WHILE NORTH AMERICAN DEALS FALL
North American deal activity declines for the second consecutive quarter in Q4’19; four states more than double investments while most decline.
Este guia de como abrir uma empresa no Brasil está com dizeres errôneos , pois diz que empresa LTDA e S/A são empresas estrangeiras no Brasil , dado como aberta por uma pessoa brasileira, passando á ser proprietário da empresa em questão ou seja seu representante legal com seu CPF e fazendo abertura feito pelo Banco Central Brasileiro e não fala nada da Sociedade estrangeira no brasil configurando filial brasileira da Sociedade estrangeira ..
A view on Latin America and Brazil: 'Better, but not good enough. Let’s go structural'
III Seminario LATAM Câmara de Comércio da Espanha no Brasil
Sao Paulo, March 16 2018
An IMAP magazine dedicated to creating value in the M&A mid-market. In this issue:
Rise of Multilatinas
Automotive Technologies
Fertility Treatment a global industry
Retail looks to be in fashion
Cautious optimism in Oil & Gas
Consolidation in Live Music
+ Case Studies
We help companies to be successful in Mexico & Latam via highly personalized and cost-effective consulting services. Areas of expertise include interim management, CFO/controller roles, special audits, fraud investigations, anti-corruption initiatives, internal control assessments, financial reporting, project management, risk management, strategic planning, financial transformations and turnarounds. On the commercial side, public relations, business development, contract negotiations, communications, social media, and design and execution of commercial strategy.
State Of European FinTech: Current Trends & Prediction 2017Innovate Finance
A report by Magister Advisors and Innovate Finance shows that capital invested into $20 million + rounds have increased at a compound annual growth rate of 75% since 2013.
Opening Presentation - Sthlm Fintech Week 2019- How to work together?MichalGromek
An anticipated solution to connect traditional financial players with Startups using a non-for profit solution called: InnoBridge.Tech - presented at the #SthlmFintechWeek -
#SthlmFinTech #InnoBridge
Canada depends on trade as it accounts for 25% of GDP.
Canada needs to continue to develop its agricultural and natural resources as part of getting those goods to new market
Canada needs to focus on expanding trade and investment agreements with countries around the world. The key will be for the government of Canada negotiate fair trade deals.
Sourcing in argentina – story of a struggling empire.ebookNeo Group Inc
Is sourcing to Argentina still a best option? This
Supply WisdomSM Insights Whitepaper attempts to assess the country’s risks and opportunities with respect to sourcing industry and doing business.
2016 report from the Multilateral Investment Fund (part of the Inter-American Development Bank) detailing investments by Progresa Capital (a fund managed by Promotora SA).
The Multilateral Investment Fund (now called the BID Lab) is also an LP in Ubiquo Telemedicina
Venture Capital funding report highlights 2019nfinitiv
PwC and CB Insights' Q4 2019 MoneyTree report highlights the latest trends in venture capital funding globally.
REPORT HIGHLIGHTS:
US VC FUNDING AND DEALS FALL FOR THE SECOND STRAIGHT QUARTER
US VC-backed companies raise $23B in Q4’19, down 16% compared to Q3.
GLOBAL DEAL ACTIVITY, FUNDING DECLINES IN LAST QUARTER OF 2019
Global VC funding falls 16% in Q4’19 compared to Q3’19.
ASIA AND EUROPE SEE INCREASED DEAL ACTIVITY, WHILE NORTH AMERICAN DEALS FALL
North American deal activity declines for the second consecutive quarter in Q4’19; four states more than double investments while most decline.
CB Insights Global Fintech Report Q3 2019Jeff Martinez
Q3’19 fintech funding topped $8.9B, a quarterly record when adjusting for Ant Financial’s $14B investment in Q2’ As of Q3, fintech has raised $24.6B in 2019, already surpassing 2017’s annual total. Funding grew on the back of 19 $100M+ rounds worth approximately $4B in Q3’19.
Deals rebounded slightly in Q3’19 but are likely to fall short of 2018’s record as a result of a continued pullback in early stage investing: Fintech deals in Q3’19 grew 6% from Q2'19, but they have dropped in every quarter in 2019 when compared to the same time frame last year. Early stage (seed/angel and Series A) deals fell to an 11 quarter low and funding hit a 7 quarter low.
The US saw deals dip to an 11 quarter low while Asia saw deals spike and nearly surpass the US in Q3’19: The US saw deals dip as a result of a pull back in early stage deals, which also contributed to the overall drop in 2019 global deals through Q3’19. Asia saw deals rebound as China reclaimed the
lead from India as Asia’s top deal hub.
Southeast Asia fintech topped new annual highs: Southeast Asia set a new annual record with $701M raised across 87 deals through Q3’19 . The top 2 deals since 2015 occurred in 2019: a $100M Series B to Singapore based Deserka and a $100M Series C to Vietnam based MoMo.
India and China continued to battle over the title of Asia’s top fintech hub in Q3’19: China saw deals surge to 55 in the quarter, reclaiming the lead from India with 33 deals. India saw $674M in funding, narrowly pulling ahead of China’s $661M.
Challenger banks have raised over $3B in 2019 YTD and Q3’19 saw $1.3B invested a quarterly funding high: Q3’19 saw challenger banks funding bolstered by rounds to unicorns, including NuBank’s $400M Series F, which was the largest reported equity investment to a challenger bank and made
NuBank the highest valued challenger at $10B. Startup focused challenger banks saw competition heat up with deals to Ramp Financial, Mercury, and Stripe, which launched card issuing.
There are 58 VC backed fintech unicorns worth a combined $213.5B: Q3’19 saw 6 new fintech unicorn births (Hippo, Judo, Deposit Solutions, QuintoAndar, Dave , and C2FO), and 3 more have occurred in Q4’19 as of 11/11/19 (Next Insurance, Ebanx , and Riskified ). Other highly valued unicorns continued to raise late stage capital, including NuBank, Gusto, and Stripe, among others, but none signaled an IPO was imminent.
How is fin tech enabling financial inclusion in latin americanimbleappgenie
FinTech brings endless opportunities and enables financial inclusion to speed up time to market for businesses and provide new accessibility to individuals. To create a new innovative Fintech of your own, experienced FinTech development companies will definitely be able to assist you. Nimble AppGenie is a global leader in this space, so we would be glad to help you with your Fintech app development
White Star Capital Eastern US Venture Capital Landscape 2019White Star Capital
Following in the footsteps of the reports that we have published on Canada, UK, Germany, France, Japan, and South Korea, we are delighted to share our newest report covering the NYC and US East Coast Venture Capital ecosystem. This report focuses not only on NYC but also includes Boston, which has been a long term power in the East Coast’s VC ecosystem, as well as emerging states including Florida, Georgia, North Carolina, Virginia, and the District of Columbia, each of which have had at least two companies raise mega-rounds of $100m or more.
How Is FinTech Enabling Financial Inclusion in Latin America Nimble Appgenie LLP
FinTech brings endless opportunities and enables financial inclusion to speed up time to market for businesses and provide new accessibility to individuals. To create a new innovative Fintech of your own, experienced FinTech development companies will definitely be able to assist you. Nimble AppGenie is a global leader in this space, so we would be glad to help you with your Fintech app development.
White Star Capital Canadian Venture Capital Landscape 2019White Star Capital
In this third edition of our report, we aim to reiterate our enthusiasm for the Canadian Tech and Venture Capital ecosystem as well as touch upon a few new topics.
In addition to sharing our excitement about Canada and expressing our belief that the ecosystem is stronger than ever, we examine larger round dynamics, the continuation of the VCCI program, the rise of narwhals, and funding activity by state and region. We have also explored one of Canada's key strengths: its diversity and increased immigration influx. Finally, we end with an updated deep dive on VCs and other investors.
This document describes the Chile FinTech landscape, approaching the analysis from a FinTech, regulatory, Investment and talent standpoint.
This document serves as a snapshot of the key pillars of a FinTech ecosystem in a country and provides a good overall view of the state of FinTech at a glance.
Chile has a population of 18m people as of end-2017 and mobile internet users account for 72% as of January 2018 according to Wearesocial. Chile’s government is spurring innovation through investments in startups and loosening restrictions for larger companies looking to penetrate the Latin American market.
Key Findings:
- Chilean FinTechs are driving financial inclusion and SME finance
- Chile’s regulators have recently moved to increase regulatory clarity for FinTechs.
- As of year end 2017, according to Finnovista, there were a total of 75 FinTech startups in Chile, a 34% increase from 2016. The top FinTech segments in Chile is Payment and Remittances, Enterprise Financial Management and crowdfunding at 30%, 16% and 15% of the total number of FinTech startups respectively.
- A survey conducted by Finnovista showed that 22% of startups operate beyond the national border and the main market where Chilean startups operate in is Mexico (33%). Chile’s FinTech ecosystem is relatively young with 81% of the FinTechs surveyed by Finnovista being created during the last 4 years.
- 40% of Chilean FinTechs have a focus on the underbanked and unbanked population. Financial inclusion in Chile have been improving with 63% of the population above 15 years old having access to a bank account.
- FinTech Association of Chile, the industry association, was launched in March 2018 with the purpose of promoting and strengthening the 4 pillars for the proper development of the Fintech industry, namely Public policies and regulation; Education, development and attraction of talent; Attraction of capital and investments; and Promoting the use of Fintech business services. as of October 29, the association had 21 members.
- Chilean startups can access funding from both public and private sources. On the public side, Production Development Corporation (CORFO), founded in 1939, aims to promote economic development in Chile. For every $1 funds invested, the CORFO can match an additional US$2 or US$3 with low interest debt. CORFO also sponsors Chilean incubators up to US$310k in grants for operations each year. There are 18 incubators listed on CORFO’s site in 2016.
-Start-upChile, launched in 2010, is an accelerator with 2 mandates: to elevate Chile’s international profile and to build out a local culture of entrepreneurism. It offers up to CL$50 million (80K USD) in equity free funding across its programs & over 100K of perks as a participant and has attracted technology entrepreneurs from all over the world. As of October 2018, Start-Up Chile has worked with over 1,300 startups, 51% of which are still active.
Summary of findings
2018 VC-backed fintech deals and funding set an annual record: In 2018, - VC-backed fintech companies raised $39.57B across 1,707 deals globally. Deals were up 15% year-over-year while funding surged 120% on the back of 52 mega-rounds ($100M+) worth $24.88B combined.
Fintech is happening on global scale with deals outside of core markets (US, UK, and China) accounting for 39% of deals: Fintech deal hubs are starting to emerge globally. The count of unique fintech startups raising funding topped an annual high of 1,463 companies, and the unique number of investors reached 2,745 boosted by an influx of corporate investors.
Early-stage deals, as a percentage, fell to a 5-year low as investors concentrated bets in perceived winners: Global seed and Series A fintech deals grew 5% on an annual basis in 2018, but fell as a percentage of total deals to 57%. US early-stage deals were flat YOY as investors concentrated their bets in established fintech unicorns.
There are 39 VC-backed fintech unicorns worth a combined $147.37B: Q4'18 saw five new unicorns births (Plaid, Brex, Monzo, DevotedHealth, and Toss) and two in the first month of Q1’19 (N26 and Confluent). The cohort’s total valuation in 2018 was boosted by a record year for megarounds to existing unicorns, including Gusto and Robinhood, among others.
Startups in Brazil and Latin America - SXSW 2017Bruno Peroni
Presentation given at South by Southwest (SXSW) 2017 in the Startup Village track. Presenting the history of the Brazilian startup ecosystem and the opportunities of investing in Latin America.
F-Prime Capital prepared a market analysis for 2018's year-end discussion. We are sharing it with our broader community in the hope that someone will find in informative, interesting or at least entertaining.
New startup funding in the finance sector witnessed a decline in Q1 2019 while early-stage startups form the biggest chunk. Discover the global trends in our latest Insights Report here http://bit.ly/fi_sector
A iugu e a Blanko, em parceria com a Wayra, apresentam o Projeto Astronauta.
Este projeto tem a missão de levar para seus participantes não apenas conhecimento mas principalmente provocar e fomentar grandes ideias para a resolução de problemas de marketing e comunicação. Afinal, resolver problemas em um ambiente totalmente adverso não faz parte da formação de um astronauta?
Vamos começar com dois workshops sobre marketing e growth para você entender e criar estratégias e hacks para converter novos clientes rapidamente.
The business model canvas of a Brazilian startup that created a marketplace for solid waste to be sold to companies that might use them as raw material. You can see more details in my blog: http://startupbizmodel.com (in portugueses)
Business Model - Instagram if they start to sell picturesThiago Paiva
This is a possible Instagram business model if they start to sell pictures, to check it out more info about it, go to:
www.startupbizmodel.com (portuguese)
The business model canvas of a Brazilian startup that put together group of people that want to buy a certain car and use this group size to negotiate better discounts. You can see more details in my blog: http://startupbizmodel.com (in portugueses)
The business model canvas of a Brazilian startup that uses apps as a system to book taxi's rides. You can see more details in my blog: http://startupbizmodel.com (in portugueses)
The business model canvas of a Brazilian startup that uses apps as a system to book taxi's rides.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
The business model canvas of the Brazilian startup Bedoo, which use the client behavior and necessities to recommend the perfect product to him.
You can see more details in my blog: http://startupbizmodel.com
The business model canvas of the Brazilian startup Kekanto, the Brazilian Yelp. You can see more details in my blog: http://startupbizmodel.com (in portugueses)
The business model canvas of the personal finance management startup Lemon. You can see more details in my blog: http://startupbizmodel.com (in portugueses)
The business model canvas of the Brazilian car sharing startup Zazcar, similar model of Zipcar.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
The business model canvas of Dabee a Brazilian startup in Silicon Valley that sends the latest stuff in USA to other countries.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
Customer Development Manifesto by Steve BlankThiago Paiva
This is a presentation about Steve's Blank Customer Development Manifesto making it simple and easier to memorize the most important concepts about it.
See my blog: http://StartupBizModel.com (portuguese)
Follow me in Twitter: @ThiagoPaiva
Manitesto do Desenvolvimento de Clientes do Steve BlankThiago Paiva
Apresentação sobre o Manifesto do Desenvolvimento de Clientes criado pelo Steve Blank como uma forma fácil e clara de se lembrar os principais conceitos.
Veja também meu blog: http://StartupBizModel.com
Siga-me no Twitter: @ThiagoPaiva
The business model canvas of Airbnb a San Francisco Startups that helps people rent places.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
The business model canvas of Hotmar a Brazilian marketplace for digital content.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
The business model canvas of Fashion.me, a Brazilian social network focused in the fashion World.
You can see more details in my blog: http://startupbizmodel.com
(in portugueses)
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
In his public lecture, Christian Timmerer provides insights into the fascinating history of video streaming, starting from its humble beginnings before YouTube to the groundbreaking technologies that now dominate platforms like Netflix and ORF ON. Timmerer also presents provocative contributions of his own that have significantly influenced the industry. He concludes by looking at future challenges and invites the audience to join in a discussion.
GraphSummit Singapore | The Art of the Possible with Graph - Q2 2024Neo4j
Neha Bajwa, Vice President of Product Marketing, Neo4j
Join us as we explore breakthrough innovations enabled by interconnected data and AI. Discover firsthand how organizations use relationships in data to uncover contextual insights and solve our most pressing challenges – from optimizing supply chains, detecting fraud, and improving customer experiences to accelerating drug discoveries.
Essentials of Automations: The Art of Triggers and Actions in FMESafe Software
In this second installment of our Essentials of Automations webinar series, we’ll explore the landscape of triggers and actions, guiding you through the nuances of authoring and adapting workspaces for seamless automations. Gain an understanding of the full spectrum of triggers and actions available in FME, empowering you to enhance your workspaces for efficient automation.
We’ll kick things off by showcasing the most commonly used event-based triggers, introducing you to various automation workflows like manual triggers, schedules, directory watchers, and more. Plus, see how these elements play out in real scenarios.
Whether you’re tweaking your current setup or building from the ground up, this session will arm you with the tools and insights needed to transform your FME usage into a powerhouse of productivity. Join us to discover effective strategies that simplify complex processes, enhancing your productivity and transforming your data management practices with FME. Let’s turn complexity into clarity and make your workspaces work wonders!
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024Albert Hoitingh
In this session I delve into the encryption technology used in Microsoft 365 and Microsoft Purview. Including the concepts of Customer Key and Double Key Encryption.
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...SOFTTECHHUB
The choice of an operating system plays a pivotal role in shaping our computing experience. For decades, Microsoft's Windows has dominated the market, offering a familiar and widely adopted platform for personal and professional use. However, as technological advancements continue to push the boundaries of innovation, alternative operating systems have emerged, challenging the status quo and offering users a fresh perspective on computing.
One such alternative that has garnered significant attention and acclaim is Nitrux Linux 3.5.0, a sleek, powerful, and user-friendly Linux distribution that promises to redefine the way we interact with our devices. With its focus on performance, security, and customization, Nitrux Linux presents a compelling case for those seeking to break free from the constraints of proprietary software and embrace the freedom and flexibility of open-source computing.
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AIVladimir Iglovikov, Ph.D.
Presented by Vladimir Iglovikov:
- https://www.linkedin.com/in/iglovikov/
- https://x.com/viglovikov
- https://www.instagram.com/ternaus/
This presentation delves into the journey of Albumentations.ai, a highly successful open-source library for data augmentation.
Created out of a necessity for superior performance in Kaggle competitions, Albumentations has grown to become a widely used tool among data scientists and machine learning practitioners.
This case study covers various aspects, including:
People: The contributors and community that have supported Albumentations.
Metrics: The success indicators such as downloads, daily active users, GitHub stars, and financial contributions.
Challenges: The hurdles in monetizing open-source projects and measuring user engagement.
Development Practices: Best practices for creating, maintaining, and scaling open-source libraries, including code hygiene, CI/CD, and fast iteration.
Community Building: Strategies for making adoption easy, iterating quickly, and fostering a vibrant, engaged community.
Marketing: Both online and offline marketing tactics, focusing on real, impactful interactions and collaborations.
Mental Health: Maintaining balance and not feeling pressured by user demands.
Key insights include the importance of automation, making the adoption process seamless, and leveraging offline interactions for marketing. The presentation also emphasizes the need for continuous small improvements and building a friendly, inclusive community that contributes to the project's growth.
Vladimir Iglovikov brings his extensive experience as a Kaggle Grandmaster, ex-Staff ML Engineer at Lyft, sharing valuable lessons and practical advice for anyone looking to enhance the adoption of their open-source projects.
Explore more about Albumentations and join the community at:
GitHub: https://github.com/albumentations-team/albumentations
Website: https://albumentations.ai/
LinkedIn: https://www.linkedin.com/company/100504475
Twitter: https://x.com/albumentations
Communications Mining Series - Zero to Hero - Session 1DianaGray10
This session provides introduction to UiPath Communication Mining, importance and platform overview. You will acquire a good understand of the phases in Communication Mining as we go over the platform with you. Topics covered:
• Communication Mining Overview
• Why is it important?
• How can it help today’s business and the benefits
• Phases in Communication Mining
• Demo on Platform overview
• Q/A
Maruthi Prithivirajan, Head of ASEAN & IN Solution Architecture, Neo4j
Get an inside look at the latest Neo4j innovations that enable relationship-driven intelligence at scale. Learn more about the newest cloud integrations and product enhancements that make Neo4j an essential choice for developers building apps with interconnected data and generative AI.
Unlocking Productivity: Leveraging the Potential of Copilot in Microsoft 365, a presentation by Christoforos Vlachos, Senior Solutions Manager – Modern Workplace, Uni Systems
A tale of scale & speed: How the US Navy is enabling software delivery from l...sonjaschweigert1
Rapid and secure feature delivery is a goal across every application team and every branch of the DoD. The Navy’s DevSecOps platform, Party Barge, has achieved:
- Reduction in onboarding time from 5 weeks to 1 day
- Improved developer experience and productivity through actionable findings and reduction of false positives
- Maintenance of superior security standards and inherent policy enforcement with Authorization to Operate (ATO)
Development teams can ship efficiently and ensure applications are cyber ready for Navy Authorizing Officials (AOs). In this webinar, Sigma Defense and Anchore will give attendees a look behind the scenes and demo secure pipeline automation and security artifacts that speed up application ATO and time to production.
We will cover:
- How to remove silos in DevSecOps
- How to build efficient development pipeline roles and component templates
- How to deliver security artifacts that matter for ATO’s (SBOMs, vulnerability reports, and policy evidence)
- How to streamline operations with automated policy checks on container images
Threats to mobile devices are more prevalent and increasing in scope and complexity. Users of mobile devices desire to take full advantage of the features
available on those devices, but many of the features provide convenience and capability but sacrifice security. This best practices guide outlines steps the users can take to better protect personal devices and information.
GraphRAG is All You need? LLM & Knowledge GraphGuy Korland
Guy Korland, CEO and Co-founder of FalkorDB, will review two articles on the integration of language models with knowledge graphs.
1. Unifying Large Language Models and Knowledge Graphs: A Roadmap.
https://arxiv.org/abs/2306.08302
2. Microsoft Research's GraphRAG paper and a review paper on various uses of knowledge graphs:
https://www.microsoft.com/en-us/research/blog/graphrag-unlocking-llm-discovery-on-narrative-private-data/
2. Thiago Paiva
1. Intro
2. The Author
3. Fintech Ecosystem
4. Investments
○ Total Investments in the Region
○ Investments per Country
○ Investments per Month
○ Investments per Industry Segment
○ Main Investments Rounds
○ Debt Financing Deals
5. Merger & Acquisitions
6. Final Thoughts
7. Resources
○ Fintech Radars
Index
3. Thiago Paiva
Intro
First of all, thanks for reading this material! My name is Thiago Paiva and I'm a fintech entrepreneur, investor,
and columnist. I've been working with startups and innovation for the past 10 years in Latin America, US, and
Singapore.
I have invested and accelerated more than 60 startups from which more than 20 were fintech startups from 8
different countries while working at Wayra in Brazil and Startupbootcamp Fintech in Mexico.
Since I started to invest in fintechs, in 2013, the market radically changed. In less than 8 years, we saw the birth
of the first fintech unicorns in the region, as well as IPOs from Stone (NASDAQ) and Pagseguro (NYSE) in the US.
Now Latin America is one of the hottest places worldwide for fintech investments and Nubank is the most
valuable neobank in the world!
My goal with my reports has always be to shed light to the region as it was undervalued; now things has turned
and my goal is to support the region with relevant information to interested investors and entrepreneurs.
Finally, if you like this material, please, share it!
Thiago Oliveira de Paiva
4. Thiago Paiva
The Author I'm a fintech entrepreneur, investor, and columnist! I have been actively engaged
in the Latin American ecosystem since 2010. During this period, I have evaluated
2,600+ and invested in 60+ startups from 9 different countries while working at
Wayra Brazil and Startupbootcamp Fintech Mexico. I studied Fintech at MIT and
Business with Concentration in Finance at UCLA.
I write about fintech in Latin America in international and regional publications
and also develop reports analyzing the ecosystem.
I'm currently a Product Manager at Oyster Financial, bringing access to financial
products to SMSs in Latin America.
6. Thiago Paiva
Since Nubank showed the potential of the fintech market in the region, the Latin American ecosystem has
been growing at a breakneck speed.
We have seen world-class VCs not only investing in the region but also creating teams and funds focused on
the region (Andreessen Horowitz, Sequoia Capital, SoftBank, and more). Local VCs such as Kaszek and
Monashees are collecting unicorns and raising even larger funds.
Even so, the region still has half of its population as unbanked with the marked still controlled by large
financial institutions oligopolies; however, that scenario is changing fast as neobanks and credit fintechs are
challenging those oligopolies while onboarding population outside the financial system.
The regulators on the region are becoming more and more welcoming to fintechs to break those oligopolies
and improve access to the financial system.
In the region, Brazil is now a quite mature fintech ecosystem with many unicorns and some IPOs while
Mexico consolidating itself with its first unicorns. Colombia is also evolving fast following similar path.
Fintech Ecosystem in Latin America
7. Thiago Paiva
200 Updated Apr/20
441 Updated Mar/20
Number of Fintechs per Country
Source: Fintech Radars from Finnovista and Fintechlab Fintech Radar Brazil
Even though data from some countries are not up to
date, Brazil (771) and Mexico (441) remains the two
strongest fintech ecosystems in the region.
Colombia has secured third place in the region but
other countries are also moving to expand their
fintech ecosystem.
771 Updated Aug/20
110 Updated Mar/18
179 Updated May/21
9. Thiago Paiva
Fintech Adoption
Source: https://fintechauscensus.ey.com/2019/Documents/ey-global-fintech-adoption-index-2019.pdf
Consumer Fintech Adoption Index - EY
Average
64%
Latin America is one of the regions with fastest
fintech adoption, according to EY Consumer
Adoption Index 2019.
It had 3 countries in the Top 10 (Colombia, Peru,
and Mexico) and all of the largest economies
above the average, 64%, of the 27 researched
countries.
10. Thiago Paiva
TOP 15 Most Funded Fintechs
● BR - Nubank (US$ 2.3B): The largest neobank outside of China with more than 30M customers, worthing US$ 30 billion;
● BR - Loft (US$ 788M): Is a proptech that facilitates the purchase and sale of properties;
● BR - Creditas (US$ 569M): A secured online loan to consumers;
● BR - Quinto Andar (US$ 635.3M): An unicorn proptech that facilitates the rent of properties by offering financial services;
● BR - Ebanx (US$ 460M): A payment solution for e-commerce
● BR - Neon (US$ 420.3M): A neobank with personal and business account;
● MX - Clip (US$ 397.4M): A card payment provider similar to Square;
● MX - Bitso (US$ 378.4M): A cryptocurrency exchange;
● BR - C6 Bank (US$ 269.1M): A neobank for personal accounts
● MX - Konfio (US$ 269M): An unsecured online loans to SMEs;
● AR - Ualá (US$ 194M): Neobank for personal accounts;
● BR - CloudWalk (US$ 195.1M): A merchant acquirer solution
● BR - Conductor (US$ 150M): Is a banking-as-a-service infrastructure provider;
● MX - AlphaCredit (US$ 125M): A digital credit provider for individuals and SMEs;
● BR - Acesso Digital (US$ 117.6M): A KYC provider using facial recognition and biometrics
Source: Crunchbase, startup press releases, and proprietary data
* Only equity deals were considered
11. Thiago Paiva
Listed Fintechs
Source: public data and proprietary data
NYSE:PAGS
US$ 18.54 billion (Jul 21)
NASDAQ:STNE
US$ 21.17 billion (Jul 21)
NASDAQ:DLO
US$ 14.12 billion (Jul 21)
NASDAQ:XP
US$ 22.8 billion (Jul 21)
Fintechs Preparing to IPO
Filed in NASDAQ Planned for next few months Rumored to happen by end of 2021 or
early 2022
12. Thiago Paiva
Fintech Unicorns
Source: proprietary data
Latin America has currently 10 fintech unicorns (excluding the 4 public listed), with 6 of them achieving
the US$ 1B+ mark in the past 18 months.
US$ 2B
US$ 30B US$ 4B
US$ 2.9B
US$ 2B
US$ 2.17B US$ 1.75B
US$ 1.42B
Not Disclosed Not Disclosed
14. Thiago Paiva
Since 2011, venture capital investment
in Latin America has boomed,
achieving 52% average compound
annual growth until 2021H1. In 2020,
the region raised in total US$ 5.4B but
just in the first half of 2021 it already
reached US$ 9.3B in a total of 396 deals.
In just the first two quarters of 2021,
fintechs in the region raised a total of
US$ 4.9 B, which is close to 50% of all
venture capital raised..
Investments in Latin America
Source: Data from LAVCA (2011-2018), Crunchbase (2019), CB Insights (2020-2021), and proprietary data
15. Thiago Paiva
Total Investments in the Region
Latin American fintechs raised a total of US$ 3.21 B (US$ 3.1 B in equity and US$ 125 M in debt) in 45 deals in
the second quarter of 2021.
Source: proprietary data from deals
16. Thiago Paiva
Number of Equity Investments per Country
Source: proprietary data from deals
In the second quarter, Brazil is keeping
the lead in investments in the region with
51.2% of all the deals in the region, a small
increase from previous quarter.
Mexico (24.4%) has established itself as
the second market in the region while
Chile (9.8%) took the place of Colombia as
the third market for this quarter
17. Thiago Paiva
Volume of Equity Investments per Country
Considering the volume of investments,
the Brazilian fintechs still dominate with
a 65.4% of all the disclosed investments in
the region down from 85.8%.
The reason it isn't a decrease of
investment in the country in this quarter,
actually, Brazil doubled the volume; even
so, Mexico had an impressive 6x increase
compared to the previous quarter, closing
the gap.
Source: proprietary data
18. Thiago Paiva
Volume of Investments: Brazil and Mexico
Source: proprietary data
Quarterly fintech investment in Brazil grew 6.4x in the past 18 months while Mexico 4.9x, showing
the opportunity in the region. Definitely, this quarter was an impressive one for Mexican fintechs, the
question is whether it will be able to keep this growth pace.
19. Thiago Paiva
Volume of Equity Investments per Month
The number of deals were similar across the 3 months of the quarter; however June saw an
impressive amount of money (US$ 1.8B) invested, with 42% more than the sum of April and May.
Source: proprietary data
20. Thiago Paiva
Equity Investment by Industry Segment
In this second quarter, Payments & Remittances took the lead from Digital Banking to become the segment
with most invested volume, US$ 1.138 B, and number of investments, 8 deals. Digital Banking kept the second
place in volume with US$ 784.9 M and Mortgage and Real Estate in third with US$ 408 M. An emerging
segment is Cryptocurrency & DeFi with US$ 276 M raised.
Source: proprietary data
21. Thiago Paiva
TOP 5 Investment Rounds
Source: proprietary data
This year, even though we started with some gigantic rounds the pace didn't slow down, actually it accelerated
with even more impressive rounds. Nubank raised an astonish US$ 750M from Berkshire Hathaway. Not less
impressive are the rounds from Ebanx and QuintoAndar with US$ 430M and US$ 300M, respectively. Mexico is
also starting to have its own mega rounds, with Bitso and Clip raising US$ 250M each and rising to unicorn status.
22. Thiago Paiva
Round Sizes
Source: proprietary data
As many international investors are starting to invest in the region and local investors raise larger funds,
the average ticket size is increasing quite fast. Seed rounds this quarter had an average ticket of US$
4.4M while Series A reached US$ 21.1M. Series B and C are at US$ 70.7M and US$ 114.3M, respectively.
23. Thiago Paiva
TOP 5 Deals - Share of Equity Investments
Source: proprietary data
As we have consistent seem, the total amount raised on the top rounds outweigh all the other
investments. This quarter, the TOP 5 equity rounds raised 64.2% of the total equity raised.
24. Thiago Paiva
Debt Financing Deals
On the debt side, Colombia and Mexico led this quarter with US$ 50 M each and Brazil in behind with US$
25 M. In total, there were only 4 disclosed debt rounds raised in a total of US$ 125 M.
Source: proprietary data
26. Thiago Paiva
In the first second of 2021, we saw 7 M&A deals in the region,
compared to 5 on the first one. From those 5 deals in Brazil,
one in Argentina and another in Chile.
The highlight here is:
● The acquisition of Acceso Banco by the Meliuz
(CASH3:B3) by US$ 61.5 M.
Merger & Acquisitions
Source: proprietary data
28. Thiago Paiva
Final Thoughts
Latin America is the new black! It is impressive how much interest the region is attracting now, so much money available
from national and international investors. This is making rounds sizes to increase at fast pace as well as the valuations.
With more money, the market attracts more talent which creates a virtuous cycle. We're seeing more and more
director/C-Level of large companies taking positions on fintechs as well as expats returning to their home country to join
fintechs or found ones.
And there is no sign of slowing down, actually, investors are discovering that Latin America is more than just Brazil;
Mexican fintechs are starting to raise Series B and C rounds and the born of its first few fintech unicorns will just bring more
capital. Also, the IPO of D-Local proved that it is possible to create successful companies and exits in the region outside of
Brazil.
With so much capital and talent available, we should expect fintechs to be more aggressive to expand regionally to become
the regional player on their markets. And we should not only expect more Brazilian fintechs entering other countries, but
also fintechs from other countries, especially Mexico, entering the Brazilian market.
Exciting times are ahead of us!
Thiago Oliveira de Paiva
30. Thiago Paiva
Materials by the Author
● Report:
○ Fintech Investment Report Latin America 2019
○ Fintech Investment Report Latin America 2020
○ Banking and Fintech Market in Latin America 2019
○ Fintech Investment Report Latin America 1H2019
○ Fintech Investment Report Latin America 3Q2019
○ Fintech Market in Singapore 2018
● Articles:
○ Techcrunch - The Emergence of Super Apps in Latin America
○ Techcrunch - The Battle to Become the Mexican Nubank Just Started
○ Techcrunch - A Look at Latin America's Emerging Fintech Trends
○ LatamList - Meet the Candidate to Become the Mexican Nubank
31. Thiago Paiva
Resources
● Andreessen Horowitz - Latin America Fintech
● Latin America Digital Transformation Report 2020
● LAVCA Report - Latin America Startup Heatmap
● GSMA Intelligence Report - The Mobile Economy Latin America and the caribbean 2018
● Finnovista Fintech Radar Mexico 2020
● Fintechlab Fintech Radar Brazil 2020
● Finnovista Fintech Radar Colombia 2019
● Finnovista Fintech Radar Argentina 2018
● Finnovista Fintech Radar Chile 2019
● ALLVP - Early Stage VCs Active in Latin America
● Crunchbase
● EY Fintech Adoption Index 2019