A report about Fintech Indonesia and all Fintech Statups in Indonesia powered by www.Fintechnews.sg/Indonesia. Also Check Out the Facebook Page: https://www.facebook.com/Fintech-Indonesia-177477972669098/
Industry of Financial Technologies
This report on the Study of the Financial Technologies was submitted on May 3,
2016 as part of the Requirements in TM 206 Technology Marketing and
Commercialization
This Industry Study was conducted by
Alexis Dogwe
Camille Eusebio
Maurice Gonzales
Leslee May Tandoc
Al Marie Tating
under the supervision of Prof. Edison D. Cruz
Masters in Technology Management
Technology Management Center
University of the Philippines, Diliman,
Quezon City
Fintech is gaining popularity recently, a great number of Fintech startups are emerging nowadays. Fintech has huge potential in Indonesia as it provides solutions which are not offered by conventional banking institutions. New model of payment and investment option become more familiar through online financial service. Fintech in Indonesia does not spared from government regulation, to make sure financial products that startup's offered are not harmful toward society, OJK as the policy holder will soon pass a law to regulate the growing fintech startup in Indonesia. All information about fintech startup, available sectors, and forecast growth will be available in this report.
Slides to introduce the concept of fintech(financial technology) in Indonesia. In 2016, fintech is in the spotlight worldwide. In Indonesia alone, there are suddenly a lot of fintechs launching and is impacting traditional businesses. Unfortunately, these traditional businesses don't know what is fintech, what kind of opportunity it presents, and what kind of threat it presents for them.
Audience : Cooperative Experts of Indonesia
Goal : Convey what is fintech, and why does it matter for Indonesia
Banking on Fintech: Financial inclusion for micro enterprises in IndonesiaUN Global Pulse
The Banking on Fintech: Financial Inclusion for Micro Enterprises
in Indonesia research was conducted by Pulse Lab Jakarta,
with the support of the Department of Foreign Affairs and Trade
(DFAT) Australia and the Indonesia Fintech Association (AFTECH). It presents successful practices from early adopters and attempts to translate them into opportunities for other unbanked populations.
Industry of Financial Technologies
This report on the Study of the Financial Technologies was submitted on May 3,
2016 as part of the Requirements in TM 206 Technology Marketing and
Commercialization
This Industry Study was conducted by
Alexis Dogwe
Camille Eusebio
Maurice Gonzales
Leslee May Tandoc
Al Marie Tating
under the supervision of Prof. Edison D. Cruz
Masters in Technology Management
Technology Management Center
University of the Philippines, Diliman,
Quezon City
Fintech is gaining popularity recently, a great number of Fintech startups are emerging nowadays. Fintech has huge potential in Indonesia as it provides solutions which are not offered by conventional banking institutions. New model of payment and investment option become more familiar through online financial service. Fintech in Indonesia does not spared from government regulation, to make sure financial products that startup's offered are not harmful toward society, OJK as the policy holder will soon pass a law to regulate the growing fintech startup in Indonesia. All information about fintech startup, available sectors, and forecast growth will be available in this report.
Slides to introduce the concept of fintech(financial technology) in Indonesia. In 2016, fintech is in the spotlight worldwide. In Indonesia alone, there are suddenly a lot of fintechs launching and is impacting traditional businesses. Unfortunately, these traditional businesses don't know what is fintech, what kind of opportunity it presents, and what kind of threat it presents for them.
Audience : Cooperative Experts of Indonesia
Goal : Convey what is fintech, and why does it matter for Indonesia
Banking on Fintech: Financial inclusion for micro enterprises in IndonesiaUN Global Pulse
The Banking on Fintech: Financial Inclusion for Micro Enterprises
in Indonesia research was conducted by Pulse Lab Jakarta,
with the support of the Department of Foreign Affairs and Trade
(DFAT) Australia and the Indonesia Fintech Association (AFTECH). It presents successful practices from early adopters and attempts to translate them into opportunities for other unbanked populations.
We are pleased to share our thoughts for Fintech in 2018 trying to cover AI to Insurance to ICOs. We hope you find them useful and feel free to share you're thoughts with us as well.
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337Ventures
As Fintech starts becoming the hot topic in the startup and technology industry, the insights team in 1337 Ventures decided to launch a thorough investigation in the Fintech scene in Malaysia, and publish a short report of the scene locally, listing current market players and concentrated verticals.
The insights team took data available from our latest Alpha Startups to understand the current shift in the market and predict future trends and opportunities. To keep up with the fast moving industry, sign up for our demo day, or follow our facebook page.
Original Report: https://1337ventures.typeform.com/to/JrFORK
Facebook: https://www.facebook.com/1337Ventures/
The Singapore FinTech Consortium - Introduction to Financial Inclusion in Sou...FinTech Consortium
In recent years FinTech, has grown tremendously and is making its presence felt across the globe. The Singapore FinTech Consortium presents our slide deck: Introduction to Financial Inclusion in Southeast Asia to give you a preview of our research in the Southeast Asian landscape.
If you are keen to learn about P2P Lending, please view our slide deck at:
http://www.slideshare.net/SGFinTech/singapore-fin-tech-consortium-intro-to-p2p-lending
If you would like to receive a pdf copy of any of our slide decks, please drop us an email at info@singaporefintech.com and we'll be happy to oblige. For more information about us and our service offerings, please visit our company website at www.singaporefintech.com.
It’s exciting times for Hong Kong. DLA Piper, KPMG and Thomson Reuters are pleased to be working with the Hong Kong Internet Finance Council (HKIFC) to help establish Hong Kong as a FinTech hub.
Hong Kong has right ingredients to become a global centre for FinTech innovation and growth.
FinTech is a disruptive, innovative and potentially massive game changer for the financial services industry. With government guidance and incentives, and strong commitment by major corporations and the community, Hong Kong has an opportunity to become a key player in this space.
The new report also discusses Hong Kong’s route to FinTech success and potential broader economic benefits.
A number of high-profile FinTech entrepreneurs in Hong Kong have participated and shared their insights in the report, including reasons for choosing Hong Kong as their headquarters.
State of tech venture investments in Southeast Asia - Q1 2017Tech in Asia
Using insights from Tech in Asia's database, this report delves into how tech venture investment is doing in Southeast Asia, and where it might go to next.
MDEC Fintech Conference - The Soft Space JourneyiTrain
Check out the video of this presentation and the rest at www.itrain.com.my/fintech-bootcamp
Interested to get a fintech idea started but don't know how to start? Then join the FREE MDEC Fintech Masterclass on October 3-4. To enter just tell us about your Fintech idea!
Apply here: bit.ly/fintech-master
More information about the complete Fintech Bootcamp: www.itrain.com.my/fintech-bootcamp/
A primer on the Fintech market in India, with infographics on the market landscape, size and evolution paths. Includes estimates on penetration levels of digital banking and category specific growth expectations.
India FinTech report 2019 - Executive summaryMEDICI
India FinTech Report 2019 offers an in-depth look at what makes the Indian FinTech ecosystem vibrant by taking a deeper dive into Government, Regulatory, and Private sector initiatives.
Download the Executive Summary here: https://bit.ly/2ugRke5
Download the main report here: https://bit.ly/2EjGclm
Diving deep into literally millions of interactions and conversations with different networks such as Facebook, Twitter and Instagram, blogs, forums and news sites in order to bring you analytical info about how social media affects different sectors like:Sharing Economy, Banking and Finance, Ecommerce, Telecom and Fintech.
India’s financial technology (fintech) sector may be young but is growing rapidly, fueled by a large market base, an innovation-driven startup landscape, and friendly government policies and regulations. Several startups populate this emerging and dynamic sector, while both traditional banking institutions and non-banking financial companies (NBFCs) are playing catch up.
Earlier this year, the National Association of Software and Services Companies (NASSCOM) reported that around 400 fintech firms operated in India, boosted in large part by foreign investments in fintech-focused startup accelerators and incubators. NASSCOM predicts that India’s fintech software market alone could touch US$ 2.4 billion by 2020, doubling on the current rate of growth
The Fintech Vietnam Startup Overview. Now counting 39 original Vietnamese Fintech Startups. Any feedback more than welcome.
Check also the article here http://fintechnews.sg/2838/studies/vietnam-fintech-startup-report-update-explores-vietnams-massive-fintech-opportunities/
We are pleased to share our thoughts for Fintech in 2018 trying to cover AI to Insurance to ICOs. We hope you find them useful and feel free to share you're thoughts with us as well.
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337Ventures
As Fintech starts becoming the hot topic in the startup and technology industry, the insights team in 1337 Ventures decided to launch a thorough investigation in the Fintech scene in Malaysia, and publish a short report of the scene locally, listing current market players and concentrated verticals.
The insights team took data available from our latest Alpha Startups to understand the current shift in the market and predict future trends and opportunities. To keep up with the fast moving industry, sign up for our demo day, or follow our facebook page.
Original Report: https://1337ventures.typeform.com/to/JrFORK
Facebook: https://www.facebook.com/1337Ventures/
The Singapore FinTech Consortium - Introduction to Financial Inclusion in Sou...FinTech Consortium
In recent years FinTech, has grown tremendously and is making its presence felt across the globe. The Singapore FinTech Consortium presents our slide deck: Introduction to Financial Inclusion in Southeast Asia to give you a preview of our research in the Southeast Asian landscape.
If you are keen to learn about P2P Lending, please view our slide deck at:
http://www.slideshare.net/SGFinTech/singapore-fin-tech-consortium-intro-to-p2p-lending
If you would like to receive a pdf copy of any of our slide decks, please drop us an email at info@singaporefintech.com and we'll be happy to oblige. For more information about us and our service offerings, please visit our company website at www.singaporefintech.com.
It’s exciting times for Hong Kong. DLA Piper, KPMG and Thomson Reuters are pleased to be working with the Hong Kong Internet Finance Council (HKIFC) to help establish Hong Kong as a FinTech hub.
Hong Kong has right ingredients to become a global centre for FinTech innovation and growth.
FinTech is a disruptive, innovative and potentially massive game changer for the financial services industry. With government guidance and incentives, and strong commitment by major corporations and the community, Hong Kong has an opportunity to become a key player in this space.
The new report also discusses Hong Kong’s route to FinTech success and potential broader economic benefits.
A number of high-profile FinTech entrepreneurs in Hong Kong have participated and shared their insights in the report, including reasons for choosing Hong Kong as their headquarters.
State of tech venture investments in Southeast Asia - Q1 2017Tech in Asia
Using insights from Tech in Asia's database, this report delves into how tech venture investment is doing in Southeast Asia, and where it might go to next.
MDEC Fintech Conference - The Soft Space JourneyiTrain
Check out the video of this presentation and the rest at www.itrain.com.my/fintech-bootcamp
Interested to get a fintech idea started but don't know how to start? Then join the FREE MDEC Fintech Masterclass on October 3-4. To enter just tell us about your Fintech idea!
Apply here: bit.ly/fintech-master
More information about the complete Fintech Bootcamp: www.itrain.com.my/fintech-bootcamp/
A primer on the Fintech market in India, with infographics on the market landscape, size and evolution paths. Includes estimates on penetration levels of digital banking and category specific growth expectations.
India FinTech report 2019 - Executive summaryMEDICI
India FinTech Report 2019 offers an in-depth look at what makes the Indian FinTech ecosystem vibrant by taking a deeper dive into Government, Regulatory, and Private sector initiatives.
Download the Executive Summary here: https://bit.ly/2ugRke5
Download the main report here: https://bit.ly/2EjGclm
Diving deep into literally millions of interactions and conversations with different networks such as Facebook, Twitter and Instagram, blogs, forums and news sites in order to bring you analytical info about how social media affects different sectors like:Sharing Economy, Banking and Finance, Ecommerce, Telecom and Fintech.
India’s financial technology (fintech) sector may be young but is growing rapidly, fueled by a large market base, an innovation-driven startup landscape, and friendly government policies and regulations. Several startups populate this emerging and dynamic sector, while both traditional banking institutions and non-banking financial companies (NBFCs) are playing catch up.
Earlier this year, the National Association of Software and Services Companies (NASSCOM) reported that around 400 fintech firms operated in India, boosted in large part by foreign investments in fintech-focused startup accelerators and incubators. NASSCOM predicts that India’s fintech software market alone could touch US$ 2.4 billion by 2020, doubling on the current rate of growth
The Fintech Vietnam Startup Overview. Now counting 39 original Vietnamese Fintech Startups. Any feedback more than welcome.
Check also the article here http://fintechnews.sg/2838/studies/vietnam-fintech-startup-report-update-explores-vietnams-massive-fintech-opportunities/
Tracxn FinTech SEA Startup Landscape, July 2016Tracxn
Our FinTech SouthEast Asia Report covers FinTech trends and investments in Singapore, Indonesia, Malaysia, Thailand, Philippines, and Vietnam, with exhaustive Q&A’s with the leadership team at East Ventures and Lenddo.
Jeffrey Bahar, SPIRE: e-commerce industry in Indonesia, GATES ICT Reseller Ch...Jeffrey BAHAR
Jeffrey Bahar, Group Deputy CEO of Spire Research and Consulting, addresses the e-commerce industry in Indonesia, as the Day-1 1st Keynote Speaker and Day-2 Workshop Session, at GATES ICT Reseller Channel Summit 2017, in Bali, Indonesia. Participants includes IT channels, resellers, principals actively in the market or have strong interests on Indonesia IT and e-commerce industry.
Thailand Fintech landscape 2016 special report by techsauce Techsauce Media
Thailand Fintech landscape 2016 by techsauce.co including:
- What is Fintech?
- Fintech in Asia
- Fintech in Thailand
- Collaboration between big enterprises and startups
The Fintech Indonesia Report 2016 aims on the formative structural change and the digitization of the financial services industry of Indonesia. We will give the first Fintech Market Overview of new supply forms and settlement processes in areas of banking such as Lending, Crowdfunding, Personal Finance Management and Cryptocurrencies in Indonesia.
Ar report from www.Fintechnews.sg about all Philippine Fintech Startups. Check out also the List here, http://fintechnews.sg/fintech-startups-philippines/
Personal Finance in Indonesia - Market Research and ProductKiki Ahmadi
Early this year, i was working on personal consultancy project to explore opportunity, landscape and way to play in Personal Finance space in Indonesia. Its one of the niche market in Indonesian fintech which havent been dominated by unicorns or established financial institutions.
I believe in this hard economic times, more people will be conscious about their expense hence opportunity for personal finances startup to tap into this needs.
Heres the report outcome from that exercise. Feel free to comment or reach me out if you have feedbacks on this.
Mobile Money in Indonesia: Landscape and Developments, 2015Jeffrey BAHAR
History, development of mobile money in Indonesia with detail analysis on its functionalities, segments served, service providers. Presented in Mobile Wallet 2015 Workshop, August 2015
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
This report aims on the formative structural change and the digitization of the financial services industry of Vietnam. We will give an Fintech Market Overview of new supply forms and settlement processes in areas of banking such as Lending, Crowdfunding, Personal Finance Management and Cryptocurrencies.
Southeast Asia's Top 75 FinTech Startups ReportTechsauce Media
FinTech sector has globally seen substantial growth over recent years. What's about the FinTechs in Southeast Asia? Who are they? and how are they doing?
Our research shows an engrossing extension of fintech startups which are a combination of technology and financial services resulting in the rise of a disruption taking place in the services industry.
The companies mentioned in the report are just one dimension of the changes in technology and financial services, where creativity is the key to build traction, to attract capital gain and to put consumer demands as the center of business.
The 75 Fintech Startups are entrepreneurial ventures which are typically newly emerged, fast-growing businesses, aiming to meet a marketplace need by developing or offering innovative products, processes or services. These companies are typically involved in the design and implementation of the innovative processes of development, validation and research for target markets.
Ghana's Fintech Landscape: Trends & Opportunities Paul Damalie
Presentation on Ghana's Financial Technology Landscape. Trends and Opportunities. Connecting London,worlds fintech capital to Ghana's fintech scene.Next Bank Accra and UK Investment & Trade Department collaborated on this event.
The Future of Finance: Examining FinTech Application Examples.pdfBoTree Technologies
The article explores the future of finance through the lens of FinTech application examples. It discusses how FinTech is transforming the financial industry by using innovative technologies such as artificial intelligence, blockchain, and big data analytics. The article provides several real-world examples of FinTech applications, including digital wallets, robo-advisors, peer-to-peer lending platforms, and mobile payment solutions. It also examines the impact of FinTech on various financial sectors, such as banking, insurance, and wealth management, and highlights the benefits and challenges associated with its adoption.
https://www.botreetechnologies.com/blog/fintech-application-examples/
Technology and the Changing face of Banking SectorHirni Mewada
Presentation on Subject Management Information Systems MMS Semester 1 with Team Members-Neha Rewale,Neha Aranha,Hirni Mewada,Pooja Lotanakar,Pooja Kadam.
MDI Ventures Introduction - December 2015Joshua Agusta
Introduction to MDI Ventures: Indonesia & Southeast Asia venture investment trends, Portfolios, investment focus, partnerships with Telkom Group's business units
Singapore Fintech Startups Best of Social Media and BlogsChristian König
The Power of Content Marketing in Fintech in Singapore: Here are the top fintech companies in Singapore that are leveraging the power of social media the most efficiently.
Best Fintech Startup Blog. Best Linkedin Page, Best Facebook Activity and Follower, Best Twitter Activity and Follower.
(Study by End of December 2015)
Tagcash Description for article on Fintechnews.sg , see http://fintechnews.sg/1440/mobile-payment/tagcash-social-media-payments-loyalty-programs-combined-one-platform/
Fintech Vietnam Market Overview Infographic 2016Christian König
Fintech vietnam market overview infographic 2016 with over 30 Startups and interesting informaation about Fintech in Vietnam.
check also http://fintechnews.sg/1341/fintech/infographic-state-fintech-vietnam-january-2016/
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Digital Transformation and IT Strategy Toolkit and TemplatesAurelien Domont, MBA
This Digital Transformation and IT Strategy Toolkit was created by ex-McKinsey, Deloitte and BCG Management Consultants, after more than 5,000 hours of work. It is considered the world's best & most comprehensive Digital Transformation and IT Strategy Toolkit. It includes all the Frameworks, Best Practices & Templates required to successfully undertake the Digital Transformation of your organization and define a robust IT Strategy.
Editable Toolkit to help you reuse our content: 700 Powerpoint slides | 35 Excel sheets | 84 minutes of Video training
This PowerPoint presentation is only a small preview of our Toolkits. For more details, visit www.domontconsulting.com
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
2. FINTECH
INDONESIA
@FINTECHINA
PREFACE
This REPORT aims on the formative structural change and the
digitization of the financial services industry of INDONESIA.
We will give an FINTECH MARKET OVERVIEW of new supply
forms and settlement processes in areas of banking such as
Lending, Crowdfunding, Personal Finance Management and
Cryptocurrencies.
4. FINTECH
INDONESIA
@FINTECHINA
FINTECH INDONESIA START-UPS
GLOBAL INDEX
IN THE WORLD
Population: 250 Million
GDP Growth Rate: 5.18 %
Internet Penetration: 28%
Internet Users: 72.2 Million
Mobile Penetration: 21%
Mobile Users; 54 Million
Remittance:
• 2014 8.55 Billion
$
• 201510.5 Billion $
Smartphone Users: 44.7
Million
Smartphone Penetration:
19%
Bank Account Penetration:
36%
Credit Card Penetration: 3%
• Trading Economics
• Jakarta Post
• Statista
• TechinAsia
• Globalenvision
• World Bank
SOURCES
6. FINTECH
INDONESIA
@FINTECHINA
FINTECH INDONESIA START-UPS
INDONESIA POPULATION STRUCTURE BY AGE
3.10%
6.00%
9.10%
10.10%
10.90%
11.80%
14.20%
11.60%
10.90%
9.90%
55-59
50-54
45-49
40-44
35-39
30-34
25-29
20-24
15-19
10-14
DIGITAL IMMIGRANTS 40%
This older generation knew
internet
when they were an adult. They
often feel the need to always
learn to adapt with new
technology.
DIGITAL NATIVE 60%
This younger generation born
and
live in the internet era. They
tend
to be trend leaders
INDONESIA POPULATION STRUCTURE
• World Bank
• CIA World Factbook
SOURCES
7. FINTECH
INDONESIA
@FINTECHINA
FINTECH INDONESIA START-UPS
INDONESIA INTERNET USER
89
96.5
104.2
112.1
120.1
128.1
136.2
144.2
0
20
40
60
80
100
120
140
160
2014 2015 2016 2017* 2018* 2019* 2020* 2021*
Number of User in Million
LATEST NUMBERS OF INTERNET USER IN INDONESIA
• Comscore
• Livestats
• Statista
SOURCES
8. FINTECH
INDONESIA
@FINTECHINA
FINTECH INDONESIA START-UPS
ONLINE ACTIVITIES
• StatistaSOURCES
ONLINE ACTIVITIES OF INTERNET USERS IN INDONESIA
21%
22%
22%
25%
30%
37%
42%
45%
76%
0% 10% 20% 30% 40% 50% 60% 70% 80%
Play or stream music
Download ringtones
Download or view personal photos
Send photos taken with phone camera to…
Download free applications
Access e-mail
Look up content or search for information
Instand messaging
Access social networking sites
Usage
Instant messaging
9. FINTECH
INDONESIA
@FINTECHINA
FINTECH INDONESIA START-UPS
MEDIA
Description
FintechNews gives daily informations about financial technology in South-East Asia - i.e. Mobile
Payment, Personal Finance, Bitcoin, Blockchain, Robo Advisor and Lending.
Category
fintechnews.sg/
indonesia
Founded
2014
Media
Fintech Singapore
Website
fintechnews.sg
Facebook
facebook.com/
Fintech-Indonesia-
177477972669098/
Facebook Group
facebook.com/groups/
FintechIndonesia/
15. FINTECH
INDONESIA
@FINTECHINA
PERSONAL FINANCE
NGATUR DUIT
Description
Founded in 2010, NgaturDuit is an Indonesia-based online service provider for users to plan
and track their budget and expenses. NgaturDuit ran the extra mile by offering users with
financial consultancy services, which is powered by IARFC, the largest personal financial
planner group in Indonesia. NgaturDuit is a joint operation between two small IT consultancy
companies.
Country/City
Indonesia/Jarkata
Founded
2010
Topic
Personal Finance
Company
Ngatur Duit
Website
ngaturduit.com
16. FINTECH
INDONESIA
@FINTECHINA
INVESTMENT
STOCKBIT
Description
Stockbit is an online investment community for traders of the Indonesia Stock Exchange. It
acts as a space for investors and traders to share ideas, insights, and other financial
information in real-time on a social network. Users can locate ideas, stock market data,
media links and other financial information. The underlying value of Stockbit is that it allows
traders to make better-informed investment decisions.
Country/City
Indonesia/Jarkata
Founded
2012
Topic
Investment
Company
Stockbit
Website
stockbit.com
17. FINTECH
INDONESIA
@FINTECHINA
INVESTMENT
BAREKSA
Description
Bareksa is an integrated investment portal. Launched in 2013 by PT Bareksa Portal
Investasi, it is the country’s first of its kind, offering customers with data services and
investment tools, news and information, learning center, and an investors community.
Bareksa allows users to buy and sell mutual funds online and aims at facilitating people to
invest.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Investment
Company
Bareksa
Website
bareksa.com
19. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
KARTUKU
Description
Kartuku is one of Indonesia’s oldest electronic payments companies. Kartuku is a Third Party
Processor (TPP) and Payment Service Provider (PSP) offering hardware products such as
payment terminals, network access equipment, and card printers and encoders, and
software solutions such as transaction processing switch, Internet payment gateway, smart
card applications, and terminal line encryption.
Country/City
Indonesia/Jarkata
Founded
2001
Topic
Payment
Company
Kartuku
Website
kartuku.com
20. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
DOKU
Description
Founded in 2007, DOKU provides electronic payment processing, online and in-mobile
applications enabling e-commerce merchants of any size to accept a wide range of online
payment options from credit cards to emerging payment types. The firm also launched its
own wallet DOKU Wallet to allow easier online transactions.
Country/City
Indonesia/Jarkata
Founded
2007
Topic
Payment
Company
DOKU
Website
doku.com
21. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
VERITRANS
Description
Veritrans is an online payment gateway, supporting Indonesian e-commerce. Veritrans
processes payments through credit card, direct debit, bank transfer, Indomaret and digital
wallet.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Payment
Company
Veritrans
Website
veritrans.co.id
22. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
XENDIT
Description
XENDIT is a mobile wallet that allows consumers to pay each-other simply and without fees.
Xendit provides mobile payments for South-East-Asia.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Payment
Company
Xendit
Website
xendit.co
24. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
DOMPETKU
Description
Dompetku is an electronic money service provided for Indosat Customer to do financial
transactions. Indosat recognized the opportunity to provide mobile money services to its
customers in Indonesia and launched its Dompetku mobile wallet in 2008, on the back of the
Electronic Money and Remittance license it acquired from Bank Indonesia.
Country/City
Indonesia/Jarkata
Founded
2008
Topic
Payment
Company
Dompetku
Website
dompetku.id
25. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
XL TUNAI
Description
XL Tunai is an electronic money service from XL that allows XL customers to make financial
transactions by only using their phones. Types of transaction that can be used are XL credit
purchase, billing payment, shop at merchants, online shopping, also national and
international remittance, which all can be done any time and any where.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Payment
Company
XL Tunai
Website
xl.co.id
26. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
PADIPAY
Description
PadiPay is a Payment Aggregator in Indonesia. Currently managing partnership with All
Banks in Indonesia, including Transfer, Commerce, and Wallet Payment, PadiPay offers you
a wide variety of payment channel as well as flexible arrangement specially designed for
your needs.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Payment
Company
Padipay
Website
padipay.com
27. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
IPAYMU
Description
Ipaymu, an online payment provider that will enable users to make transactions over the
Internet from 137 banks operating in the country, as well as through state postal service POS
Indonesia, which has more than 4,000 outlets throughout the country.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Payment
Company
IPaymu
Website
ipaymu.com
28. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
KESLES
Description
KESLES Indonesia is a server-based mobile application that offers convenience for
members in transaction processes. With each transaction, not only will KESLES members
receive attractive offers from participating merchants, they will also earn reward points that
can be redeemed for attractive prizes.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Payment
Company
KESLES
Website
kesles.com
29. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
MIMOPAY
Description
Mimopay is a revolutionary mobile internet payment enabler that enables the delivery of
secure online games solution across a wide range of Internet-enabled & mobile devices.
Country/City
Indonesia/Jarkata
Founded
2012
Topic
Payment
Company
Mimopay
Website
mimopay.com
30. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
TAPP.
Description
Tapp provides an innovative peer-2-peer commerce exchange network, which allows people
without bank accounts or credit cards to locate mobile point of sales, in order to pay for
goods & services via mobile in a super cool way.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Payment
Company
Tapp.
Website
tappcommerce.com
31. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
TCASH
Description
Instead of paying with cash or debit card, customers can now use T-Cash with a cellular
phone to pay for various services and goods and to transfer money with T-Cash.
Country/City
Indonesia/Jarkata
Founded
2011
Topic
Payment
Company
TCash
Website
digitalpayment.
telkomsel.com
32. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
DIMO
Description
Dimo Pay Indonesia is a digital payment service company, one of the services is Pay By QR,
enabling mobile banking and e-wallet applications to pay via QR Code everywhere.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Payment
Company
Dimo
Website
dimo.co.id
33. FINTECH
INDONESIA
@FINTECHINA
PAYMENT
MANDIRI E-CASH
Description
Mandiri e-cash, a joint venture company providing revolutionary digital payment. Mandiri e-
cash is a debit system linked to mobile phone numbers rather than bank accounts. Users
deposit funds at e-cash agents, usually shops or kiosks or transferring from existing bank
accounts. The funds can then be drawn upon for transfers and payments. Without an bank
account, you are able to withdraw the cash at Mandiri ATM.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Payment
Company
Mandiri e-cash
Website
mandiriecash.co.id
35. FINTECH
INDONESIA
@FINTECHINA
POINT OF SALE SYSTEMS (POS)
PAWOON
Description
Pawoon is cloud-based Point of Sales (POS) application for Small to Medium Enterprises
(SMEs). Pawoon help SMEs becoming more efficient and productive in running their
business, by providing a platform that gives them the tools to thrive in the current era of
connected commerce.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
POS
Company
Pawoon
Website
pawoon.com
36. FINTECH
INDONESIA
@FINTECHINA
POINT OF SALE SYSTEMS (POS)
OLSERA
Description
Olsera is an unified online store, POS & M-Commerce solution for Indonesia SME's. With
Olsera, the store owner can manage product, do sales, manage inventory, arrange delivery,
generate report, all in one source.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
POS
Company
Olsera
Website
olsera.com
37. FINTECH
INDONESIA
@FINTECHINA
POINT OF SALE SYSTEMS (POS)
OMEGA POS CLOUD
Description
Omega POS is the point of sale that takes care of digital receipts, inventory, and sales
reports and provides valuable analytics and feedback. Omega POS serves businesses big
and small, from restaurant/cafe, retailers, distribution & services.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
POS
Company
Omega POS
Website
omegaposcloud
.com
38. FINTECH
INDONESIA
@FINTECHINA
POINT OF SALE SYSTEMS (POS)
DEALPOS
Description
DealPOS is a cloud based point-of-sale ( POS ), inventory and accounting software for your
business.
DealPOS was founded to provide small businesses with an easy to use software to help
manage their inventory and billing activities. They saw how many retailers struggle with their
point of sale system and wanted to build an intuitive and user friendly register system.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
POS
Company
DealPOS
Website
dealpos.com
39. FINTECH
INDONESIA
@FINTECHINA
POINT OF SALE SYSTEMS (POS)
MOKA
Description
Moka is a mobile Point of Sale (POS) technology start-up in Jakarta, Indonesia. Backed by
East Ventures and Wavemaker, Moka provides an end-to-end POS and payment solution
that empowers small and medium businesses in Indonesia.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
POS
Company
Moka
Website
mokapos.com
41. FINTECH
INDONESIA
@FINTECHINA
LENDING
MODALKU
Description
Founded in 2016, Modalku is a new marketplace for peer-to-peer (P2P) lending to give
Indonesia’s small and medium enterprises (SMEs) greater access to funding by means of
loans pooled from crowdfunding.
Country/City
Indonesia/Jarkata
Founded
2016
Topic
Lending
Company
Modalku
Website
modalku.co.id
42. FINTECH
INDONESIA
@FINTECHINA
LENDING
TARALITE
Description
Taralite is an online lending service site which offers loans to Indonesians for various
occasions such as weddings, education, and house renovations. Taralite is ready to serve
Indonesians across the archipelago including Java, Sumatera, Kalimantan, Sulawesi, Nusa
Tenggara, and Papua.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Lending
Company
Taralite
Website
taralite.com
43. FINTECH
INDONESIA
@FINTECHINA
LENDING
PINJAM
Description
Pinjam Indonesia is an Indonesian financial technology company that provides an online
platform for immediate cash solution,without a face-to-face process by offering pick-up and
delivery services. Our first product is an online pawnbroking service.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Lending
Company
Pinjam
Website
pinjam.co.id
44. FINTECH
INDONESIA
@FINTECHINA
LENDING
UANGTEMAN
Description
UangTeman.com is an online lending service that provides instant short-term microcredit to
Indonesian consumers. At present, they offer unsecured loans of a maximum of 3.5 million
Rupiah for a maximum of 30 days. The big data driven credit risk algorithms determine, in
real time, the creditworthiness of loan applicants within Indonesia.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Lending
Company
Uangteman
Website
uangteman.com
45. FINTECH
INDONESIA
@FINTECHINA
LENDING
KREDIVO
Description
Kredivo gives ecommerce shoppers instant credit financing based on real-time decisioning.
Buy now and pay later without any interest or fees. For ecommerce merchants, Kredivo
enables instant Point of Sale (PoS) financing with a unique 2-click purchase option that
makes buying a joy.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Lending
Company
Kredivo
Website
kredivo.com
46. FINTECH
INDONESIA
@FINTECHINA
LENDING
INVESTREE
Description
Investree created a Peer-to-Peer (P2P) Lending platform that connects people who want to
invest money with people who want to borrow money. Investree will administer the lending
process by verifying borrower’s creditworthiness, facilitating the fund between borrower and
investors, and documenting legal loan agreement.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Lending
Company
Investree
Website
investree.id
47. FINTECH
INDONESIA
@FINTECHINA
LENDING
MEKAR
Description
MEKAR Exchange is Indonesia’s first Online Peer to Peer micro lending platform developed
to meet the needs of Indonesian micro and small entrepreneurs and lenders.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Lending
Company
Mekar
Website
mekar.id
49. FINTECH
INDONESIA
@FINTECHINA
ACCOUNTING
JOJONOMIC
Description
Jojonomic is the leading mobile expense reimbursement solution in South East Asia. They
are an SaaS (Software as a Service) B2B (Business to Business) Fintech (Financial
Technology) company, serving prominent enterprises throughout Indonesia.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Accounting
Company
Jojonomic
Website
jojonomic.com
50. FINTECH
INDONESIA
@FINTECHINA
ACCOUNTING
JURNAL
Description
Jurnal is a tech company delivering web-based accounting solutions for small to medium
businesses. We simplify administrative processes to only the essentials.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Accounting
Company
Jurnal
Website
jurnal.id
51. FINTECH
INDONESIA
@FINTECHINA
ACCOUNTING
AKUNTING MUDAH
Description
Akunting Mudah (which translates to “Easy Accounting”) is another cloud-based accounting
software. Akunting Mudah helps users prepare and analyze their financial statements. The
firm claims users don’t even need to understand the basic theory of accounting to use the
product.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Accounting
Company
Akunting Mudah
Website
akuntingmudah
.com
53. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
HALOMONEY
Description
HaloMoney is a comparison website for financial products such as insurance, broadband,
banking and loans, aims at empowering customers to take more control over their finances.
HaloMoney is part of Compare Asia Group, the region’s leading financial comparison engine
which also operates in Hong Kong, the Philippines, Taiwan, Thailand, Malaysia and
Singapore.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Comparison
Company
HaloMoney
Website
halomoney.co.id
54. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
CEKAJA
Description
CekAja is a comparison website for financial products focusing on accuracy, security, and
simplicity. The portal compares personal loans, credit cards, deposits, and syariah, a deposit
that follows Islamic principles. CekAja also offers comparison for mortgages, vehicle
financing, vehicle insurance, property insurance, life insurance, and electronics insurance
products, and helps customers apply for related services.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Comparison
Company
CekAja
Website
cekaja.com
55. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
CERMATI
Description
Cermati, an online portal for finding and comparing financial products in Indonesia. Cermati’s
goal is to help Indonesians research, compare, and choose financial products online in an
effort to save them time and money.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Comparison
Company
Cermati
Website
cermati.com
57. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
RAJAPREMI
Description
RajaPremi is an online portal that provides information and comparison of various insurance
products. RajaPremi is focused on financial services that provide various auto and personal
accident insurances for Indonesian market.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Comparison
Company
Rajapremi
Website
rajapremi.com
58. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
ATUR DUIT
Description
Atur Duit compares credit cards, loans, broadband and insurance by providing consumers
with the convenience of online comparison and the benefit of telephone-based advice.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Comparison
Company
Atur Duit
Website
aturduit.com
59. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
DUIT PINTAR
Description
Duit Pintar was founded with the simple aim to help Indonesians make better financial
decisions. A portal helping consumers compare loans, insurance and credit cards.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Comparison
Company
Duit Pintar
Website
duitpintar.com
60. FINTECH
INDONESIA
@FINTECHINA
COMPARISON
PASARPOLIS
Description
PasarPolis Indonesia is an Indonesian Insurance Portal and Aggregator established in 2014.
Pasarpolis vision is to become the number 1, most trusted and independent insurance price
comparison in Indonesia.
Country/City
Indonesia/Jarkata
Founded
2014
Topic
Comparison
Company
Pasarpolis
Website
pasarpolis.com
62. FINTECH
INDONESIA
@FINTECHINA
CROWDFUNDING
MAPAN
Description
Mapan is a service provided by Indonesian startup Ruma, is essentially a digital
Crowdfunding platform that allows users to purchase big-ticket items and manage groups
payments.
Country/City
Indonesia/Jarkata
Founded
2009
Topic
Crowdfunding
Company
Mapan
Website
mapan.id
63. FINTECH
INDONESIA
@FINTECHINA
CROWDFUNDING
KITABISA
Description
Kitabisa is a crowdfunding platform which favours social projects, as well as projects in the
areas of technology, creativity, and business categories.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Crowdfunding
Company
Kitabisa
Website
kitabisa.com
64. FINTECH
INDONESIA
@FINTECHINA
CROWDFUNDING
WUJUDKAN
Description
Wujudkan is a crowdfunding platform for Indonesian creative projects that was launched in
2012. Wujudkan.com accepts projects that fall in the 15 categories of creative economy.
Projects are ranging from feature films, short animations, book publishing, architecture,
research, documentaries, cultural events, etc.
Country/City
Indonesia/Jarkata
Founded
2012
Topic
Crowdfunding
Company
Wujudkan
Website
wujudkan.com
65. FINTECH
INDONESIA
@FINTECHINA
CROWDFUNDING
GANDENG TANGAN
Description
Gandeng Tangan is a crowdfunding platform to access 0% interest loan, connecting high-
impact entrepreneurs in Indonesia, as the borrower, with the crowd, as the lenders. They
believe that changes will happen when we empower others to create a sustainable future.
Country/City
Indonesia/Jarkata
Founded
2015
Topic
Crowdfunding
Company
Gandeng Tangan
Website
gandengtangan.org
68. FINTECH
INDONESIA
@FINTECHINA
CRYPTOCURRENCY
BITCOIN.CO.ID
Description
Bitcoin.co.id is the Biggest Indonesia Bitcoin Exchange that act as backbone for the entire
finance ecosystem in Indonesia that implementing cryptocurrency's technology in payment
system and remittance business.
Country/City
Indonesia/Jarkata
Founded
2013
Topic
Cryptocurrency
Company
Bitcoin.co.id
Website
bitcoin.co.id