Fintech Market :MBA PPT Presentation

1. P.C.E.T’s
S. B. Patil Institute of Management
106-GC-01-DIGITAL BUSINESS
CCE-1
Group 2
2022006 Amruta Chavan
2022007 Prathamesh Dhawaleshwar
2022008 Gunjan Firake
2022009 Aniket Gaikwad
2022010 Yadnesh Garud

3. FINANCE APPLICATION
INTRODUCTION
01
INSURANCE
02
STOCK TRADING
03
04
TABLE OF
CONTENTS
05 CONCLUSION

4. Introduction
Fintech is the term that describes the group of new financial
technologies designed to enhance and automate the use and delivery
of financial services. It is changing how we save, borrow, and invest
money by making digital financial transactions easier and simpler,
without the need for a traditional bank.
What is the purpose of fintech?
Fintech uses technological tools to help consumers and companies to
more efficiently manage their financial transactions. Initially confined
to only desktops and laptops, fintech services are now increasingly
done using smartphones.These fintech-empowered tools are changing
the way many consumers track, manage and facilitate their finances.

5. Fintech Segments
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6. Digital payments
Electronic payment solutions covering both remittances
and merchant payments; these also include enterprise payments
Alternative lending
Technology-enabled solutions for alternative credit scoring
To provide loans to underserved MSME* and retail consumers
InsurTech
Solutions using a new technology to expand the distribution of
Insurance products and re-imagine them according to the unique
requirements of different types of customers
3

7. InvestmentTech
Technology solutions for significantly greater ease of investing and
personal wealth management. These include Robo-advisory
solutions that use artificial intelligence technologies
for the automation of investment advice
RegTech
Technology solutions for the improved automation of regulatory compliance.
BankTech
Any other technology solutions not covered above but help banks and
financial institutions meet the ever-increasing and changing
requirements of customers
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8. 5

9. Online Insurance
In online insurance, customers directly deal with the
health insurance company and buy a plan. Hence, the
distributors commission is saved. The entire process
requires less paperwork and is done via internet, so it is
cost effective. These saving are further shared with the
policyholder in the form of lesser premiums.
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10. Benefits of Online Insurance
1.Convenient
2. Informative
3. Affordable
4. Automated
5. Quick assistance
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11. 5 new trends that will shape
insurance industry
1.Digitalisation
2.New Insurance Products
3.Rise in Demand for Standardised Products
4.On-demand Insurance
5.Wellness Products and IoT
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12. Online trading involves the trading of securities through an online platform.
Online trading portals facilitate the trading of various financial instruments
such as equities, mutual funds, and commodities.Stockmarket is a place
where shares of pubic listed companies are traded. The primary market is
where companies float shares to the general public in an initial public
offering (IPO) to raise capital.
Online Stock Trading
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13. Types of Trading in Indian Stock
Market:
1. IntraDay Trading
2. Swing Trading
3. Positional Trading
4. Technical Trading
5. Fundamental Trading
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14. Advantages and Disadvantages
1. Eliminates the Middleman
2. Easy Accessibility
3. Real-Time Monitoring
4. Focused Investments
5. Faster Transactions
6. Informed Decisions
7. Seamless Process
1. Risk of Excessive Trading
2. No Scope of Guidance from Broker
3. Error and Connectivity problems
Advantages Disadvantages
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15. How you can Trade Online?
Firstly, you need to open a Demat account.
Secondly, you need to learn the basics of the market.
Thirdly, you need to put your learning in action.
There are different stock simulator which can help
you practice trading.
Finally, you need to plan your trading strategies.
You need to decide the investment goal, investment
budget and the result you want.
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16. Finance Application
Digital Payments
PhonePe was founded in 2015 and launched in 2016.
PhonePe was acquired by Flipkart in 2016.
Users can make UPI transactions, pay bills,
link other digital wallets to PhonePe very easily.
PhonePe users can also automate payment of bills
PhonePe allows linking of multiple bank accounts to
make UPI transactions.
Phonepe
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17. Google pay
Google launched the payments mobile application app named Tez in
2017.
Later on in 2018, the Tez app was rebranded as Google Pay in India.
Google Pay enables you to do UPI based transactions,
You can send and request money any time on any day.
You can make a maximum transaction of up to 1 lakh across
all UPI apps in one day.
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18. Online Insurance
Acko
Acko is India’s first fully-digital general insurance company. Founded in
2017, it provides personalized pricing to customers through deep-data
analytics. It studies customers’ interaction patterns and behaviours and
accordingly suggests insurance products.
Currently, Acko has insured over 40 million Indians, acquiring 8% of the
car insurance policies bought online in India. It also introduced Ola Ride
Insurance for lost baggage, laptops, missed flights, accidental medical
expenses, and ambulance transportation cover.
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19. PolicyBazaar
PolicyBazaar is India’s largest insurance marketplace. It
allows users to view and compare different insurance
policies online based on their preferences. Users can also
buy, sell, and store policies online. The platform provides
an end-to-end solution to track policies and claims
assistance. The company hosts over 100 million visitors
annually and records nearly 1,000,000 sales
transactions/month. Currently, PolicyBazaar accounts for
nearly 32% of India’s life cover & retail health business
collectively.
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20. Groww
A simplified approach to investing is what is attracting a new generation
of first time investors into the market. An online investing platform is a
great place to get the feet wet for someone new to investing.
Bangalore based Groww is one of India’s fastest growing investment
platforms that simplify the process of investing in Mutual Funds.
Groww is easy to use and the in-app communication is very simple and
straightforward.
Wealthtech
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21. Wealth Farmers
Delhi-based Wealth Farmers is best defined as an online
mutual fund investment platform that provides smooth and
hassle-free paper less investment experience to individual
investors. A marketing arm of Mind Farmers Private Limited,
Wealth Farmers is managed by dynamic, dedicated and
experienced professional team and acts as a holistic platform
for all mutual fund investment needs such as Debt, Equity
and Hybrid Funds invested either through lump sum or thru
SIPs and STPs.
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22. Stock Trading
Zerodha
An Indian Financial services company (a member
of NSE, BSE, MCX), that offers retail and institutional
broking, currencies and commodities trading, Mutual
funds, and bonds. Founded in 2010,the company is
headquartered in Bangalore and has physical
presence in several major Indian cities.
As of December 2020, Zerodha was the largest retail
stockbroker in India by active client base, and
contributes upwards of 15% of daily retail volumes
across Indian stock exchanges.
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23. Upstox
Brand name Upstox, is one of India’s fastest-growing retail
broking firms. The company allows retail investors in India
to invest in stocks, futures, options, currencies and
commodities at lower rates compared to traditional full-
service brokers, it is headquartered in Mumbai, India and
holds memberships with the NSE, BSE,Upstox’s suite of
products includes a mobile trading app, mutual funds
investment platform, desktop trading platforms, strategy
builders and brokerage and margin calculators. Upstox
offers a paperless demat account opening and trading
platform. Traders can trade in intraday /F&O/currencies on
the Upstox platforms.
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24. Conclusion
Fintech helps both consumers and businesses to
run seamlessly. It saves time and efforts by
offering innovative ideas for financial players to
stay competitive in this highly contentious
sector. Fintech companies have revolutionised
the procedure of KYC documentation, making
the lives of investors easy.
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25. CREDITS: This presentation template was created
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infographics & images by Freepik
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