The document discusses the technology and financial technology landscape in Indonesia. It notes that Indonesia has a large young population and growing middle class that is increasingly using the internet and engaging in online activities. However, connectivity, logistics, payments and other infrastructure issues still constrain internet business growth in Indonesia. The document advocates that financial technology can help enable innovation, banking the unbanked, lending, payments, and other services to tap into Indonesia's economic opportunities. It announces the soft launch of a FinTech advocacy group in Indonesia to help drive such innovation.