Downloaded 111 times
Uploaded byQuantUniversity
Fintech 101
The document is a presentation by Sri Krishnamurthy, founder of Quantuniversity LLC, discussing innovations in fintech and the importance of financial analytics education. It highlights upcoming analytics certification programs and workshops, along with the increasing investment and regulatory attention towards fintech technologies, such as distributed ledger and artificial intelligence. Furthermore, it outlines various innovative business models in the fintech space, including crowdfunding platforms and robo-advisors, underscoring the transformative potential of these technologies in the financial services industry.
More Related Content
Fintech 101
- 1. Location: QuantUniversity Meetup 5/22/2017 Fintech 101 2016Copyright QuantUniversity LLC. Presented By: Sri Krishnamurthy, CFA, CAP sri@quantuniversity.com www.analyticscertificate.com
- 2. 2 Slides will beavailable at: http://www.analyticscertificate.com/fintech
- 3. • Founder ofQuantUniversity LLC. and www.analyticscertificate.com • Advisory and Consultancy for Financial Analytics • Prior Experience at MathWorks, Citigroup and Endeca and 25+ financial services and energy customers. • Regular Columnist for the Wilmott Magazine • Author of forthcoming book “Financial Modeling: A case study approach” published by Wiley • Charted Financial Analyst and Certified Analytics Professional • Teaches Analytics in the Babson College MBA program and at Northeastern University, Boston Sri Krishnamurthy Founder and CEO 3
- 4. 4 Quantitative Analytics andBig Data Analytics Onboarding • Trained more than 1000 students in Quantitative methods, Data Science and Big Data Technologies using MATLAB, Python and R • Launching ▫ Analytics Certificate Program (Summer) ▫ Fintech Certification program (Fall)
- 6. 6 • May 2017 ▫Deep Learning Workshop – May 30,31st Chicago & Online : http://www.analyticscertificate.com/DeepLearning • June 2017 ▫ Machine Learning Workshop – June 8th, 9th New York & Online : http://www.analyticscertificate.com/MachineLearning ▫ Anomaly Detection Workshop – June 18th, 19th Boston & Online : http://www.analyticscertificate.com/Anomaly Events of Interest
- 7.
- 8.
- 9. 9 • Boston • NewYork • Chicago • Washington DC (Coming soon) QuantUniversity meetups
- 10.
- 11. 11 • According toWorld Economic Forum, over the past three years more than $1.4 billion has been invested to explore and implement uses of Distributed Ledger Technology in the financial services industry Fintech in the news
- 12. 12 • CFA Survey2016 Fintech in the news https://www.cfainstitute.org/Survey/fintech_survey.PDF
- 13. 13 • CFA Survey2016 Fintech in the news https://www.cfainstitute.org/Survey/fintech_survey.PDF
- 14. 14 • CFA Survey2016 Fintech in the news https://www.cfainstitute.org/Survey/fintech_survey.PDF
- 15.
- 16. 16 Fintech education becomesserious
- 17. 17 Fintech being noticedby Regulators
- 18. 18 • According tothe IOSCO Research Report on Financial Technologies(Fintech): “The term Financial Technologies or “Fintech” is used to describe a variety of innovative business models and emerging technologies that have the potential to transform the financial services industry ” What is Fintech? https://www.iosco.org/library/pubdocs/pdf/IOSCOPD554.pdf
- 19. 19 Offer one ormore specific financial products or services in an automated fashion through the use of the internet. Unbundle the different financial services traditionally offered by service providers -- incumbent banks, brokers or investment managers. For example: • Equity crowdfunding platforms intermediate share placements • Peer-to-peer lending platforms intermediate or sell loans • Robo-advisers provide automated investment advice • Social trading platforms offer brokerage and investing services Innovative Fintech business models Ref: https://www.iosco.org/library/pubdocs/pdf/IOSCOPD554.pdf
- 20. 20 • Technologies like: ▫Cognitive computing ▫ Machine learning ▫ Artificial intelligence ▫ Distributed ledger technologies (DLT) can be used to supplement both Fintech new entrants and traditional incumbents, and carry the potential to materially change the financial services industry. Emerging technologies https://www.iosco.org/library/pubdocs/pdf/IOSCOPD554.pdf
- 21. Drivers • Generational shift ▫Millennials more open to newer mediums and technologies • Technology growth ▫ Mobile ▫ Internet • Computing power • Broader accessibility and decreasing cost of products and services • Increasing disintermediation and re-intermediation
- 22.
- 23.
- 24.
- 25.
- 26.
- 27.
- 28.
- 29.
- 30.
- 31.
- 32.
- 33. 33 Social media andSentiment analysis https://www.iosco.org/library/pubdocs/pdf/IOSCOPD554.pdf
- 34.
- 35. 35 Source: Finra DigitalAdvice report 2016 https://www.finra.org/sites/default/files/digital-investment- advice-report.pdf
- 36. 36 Which one tochoose? https://www.finra.org/sites/default/files/digital-investment- advice-report.pdf
- 37.
- 38.
- 39.
- 40.
- 41. Thank you! Checkout ourprograms at: www.analyticscertificate.com/fintech Sri Krishnamurthy, CFA, CAP Founder and CEO QuantUniversity LLC. srikrishnamurthy www.QuantUniversity.com Information, data and drawings embodied in this presentation are strictly a property of QuantUniversity LLC. and shall not be distributed or used in any other publication without the prior written consent of QuantUniversity LLC. 41