The document discusses fintech enterprise architecture. It begins with definitions of financial technology and examples of fintech elements and products in banking, finance and insurance. It then presents architectural frameworks and landscapes for fintech including technology platforms, integration approaches, and architectures for security, business, applications, data, operations and more. Specific architectures are outlined for areas like distribution channels, business intelligence, identity management and networks. The document also discusses new fintech areas like peer-to-peer lending and regulatory considerations.

1. 21April 2016
Presents by Nuwat Silapat

2.  Definition & Meaning
 Fintech Elements
 Architecture / Functional User Point of View
 Banking, Finance, Insurance, other business
 Fintech Products
 New Comer (Case Study)
 Regulatory & Compliance
 Opportunities
 Awareness
 Research, Analysis Report

3.  Financial technology, also known as FinTech,
is a line of business based on using software
to provide financial services. Financial
technology companies are generally startups
founded with the purpose of disrupting
incumbent financial systems and corporations
that rely less on software. FinTech is usually
applied to the segment of the technology
startup scene that is disrupting sectors such
as mobile payments, money transfers, loans,
fundraising and even asset management.

4.  Technology Platforms
 Business Applications
 Integration
 People, Communities, Corporation =
Collaboration
 Approaches

5. Fintech - Enterprise Architecture
Security Architecture
(Principles, Standards & Roadmaps)
Level-1 ENTERPRISE
ARCHITECTURE
Security Architecture
StrategicallydrivesTechnologyArchitecture,but
HostedwithinTechnologyArchitecture
Business Integration Architecture
Process
Architecture
Business
Architecture
Application
Architecture
Network Architecture
Collaboration Architecture
Computing Platform Architecture *
Information Storage Architecture *
Distribution (Channel) Architecture
Business Intelligence Architecture
Identity, Authentication, Authorization Arch
Solution Delivery Architecture
Data
Architecture
OperationsArchitecture
IT Architecture

6. Technology area’s architecture vision, standards and
high-level roadmaps
1. Distribution (Channel) Architecture
2. Business Integration Architecture
3. Business Intelligence Architecture
4. Identity & Access Management Architecture
5. Network Architecture
6. Security Architecture
7. Collaboration Architecture
8. Computing Platform Architecture
9. Information Storage Architecture
10. Solution Delivery Architecture
11. Operations Architecture

7. Fintech Enterprise Banking Architecture Landscape

8. Fintech Products - Banking
 Deposit
 Withdrawal
 Loan, OD, Guarantee, L/C
 Installment
 Payment
 Settlement, Continuous Settlement
 Reconciliation
 Foreign Exchange, Forward, SWAP
Derivatives, Fixed Income, Bond
 Securities, Custodian

9. Fintech Products - Finance
 Leasing
 Hire Purchase
 Sales Finance
 Credit Card

10. Fintech Products - Insurance
 Life ; Ordinary Term, Saving,
Investment Linked (Unit Linked),
Variable, Universal
 Non-Life; Motor, Non-Motor, Misc.
 Health; Plan, Accident

11. Treasury – Financial Instruments
 FX, Spot, Forward, SWAP
 Derivatives, Option, Call, Paper, Note
 Fixed Income, Bond, Securities

12. Insurtech Architecture Landscape: The end-state View
Insurance Product Services
(Non-Life)
Motor Voluntary Non-Motor
Fire
Motor
Compulsory
Key Account
Management
Flood
Health Riot
Industrial All Risk Liability
Misc. Property
Customer
Offerings
PresentationPortal
BPM Integration
Customer Sales &
Services
Sales and Service
Infrastructure
Services
IAM
Collaboration
Security
Network
Operations
Management
Distribution
Channels
Web Self Service
Branch, POS
Mobile Sales
Force
Call Centre
Mobile
B2B, B2C
Enterprise Bus
Customer
Aggregation
Customer Insight
Exposure & Limit
Management
Aggregation and
Product Bundling
Business Integration Services
Common Rules
Engines
Common Data
Services
Common Business
Services
Infrastructure
Applications
Enterprise Support Services (Core ERP)
HR Staff
Management
Financial/
Accounting
Management
Operation Support
Collection
Actuarial/Risk Claim
Operational Data
Management
Analytical Data
Management
Operating
Model
IT Architecture
Strategy
Key:
Partners
Offerings &
Interface
Employee
Interface
Delivery
Software Life
Cycle
Project
Management
Development
Environments
Testing
Environments

13. Foodtech Architecture Landscape: The end-state View
Food Product Services
(Both Internal and External)
Marketing
Channel
Management
DeliverySales Support
Key Account
Management
Customer
Support
Payments
Cash
Management
Food Chain
Support
General
Operation
Support
Shop
Management
Quality
Assurance
Customer
Offerings
PresentationPortal
BPM Integration
Customer Sales &
Services
Sales and Service
Infrastructure
Services
IAM
Collaboration
Security
Network
Operations
Management
Distribution
Channels
Web Self Service
Branch, POS
Mobile Sales
Force
Call Centre
Mobile
B2B, B2C
Enterprise Bus
Customer
Aggregation
Customer Insight
Exposure & Limit
Management
Aggregation and
Product Bundling
Business Integration Services
Common Rules
Engines
Common Data
Services
Common Business
Services
Infrastructure
Applications
Enterprise Support Services (Core ERP)
HR Staff
Management
Financial/
Accounting
Management
Inventory,
Warehouse, Logistics
Purchasing,
Import Budgeting
Business
Intelligence
Risk Management
Operational Data
Management
Analytical Data
Management
Operating
Model
IT Architecture
Strategy
Key:
Partners
Offerings &
Interface
Employee
Interface
Delivery
Software Life
Cycle
Project
Management
Development
Environments
Testing
Environments

14. Fintech – New Innovation – Peer to Peer Lending

15.  IFRS 9
 PCI-DSS
 S.W.I.F.T
 AMLO
 Consumer Protection Board
 Cyber Law
 National Credit Bureau

16.  Acquire More Financial Instruments
 Highly integrations approach
 Seamless with straight through processing
 Reduce Time, Cost and Resources
 Increase Efficiency and productivity
 Hybrid Cloud Base Technology Available

17.  More Financial Choice
 Understanding of new Fintech Product and
Approach
 Cloud Platforms <-> Corp./Individual
 Consider Secure Platform
 More Values; Interest, Dividend
 Choose only Reasonable Expecting Profit with
Low Risk, unless you know well.

18. PCI-DSS
P2P-PWC
EY-Alternative Finance
MS-BluePaper MktPlace

19.  What is FinTech and why does it matter to all
entrepreneurs and business world?
 Why Organization should do?
 What is the right framework?
 Which certain maturity will call “achieved”?
 How much effort?
 Does it require investment?