SlideShare a Scribd company logo
1 of 77
Download to read offline
FINTECH:
overview and
applications
Dr. ABDULLAH MOH’D AHMED AYEDH
Associate Professor at Faculty of Economic and Muamalat,
Universiti Sains Islam Malaysia (USIM)
Dr. KINAN SALIM
Assistant Professor at the School of Graduate
and Professional Studies, INCEIF
New technology to
improve the delivery &
use of
financial services
Technology
companies offering
alternative solutions
to the conventional
banking system
What happened? Why Fintech?
Technology
inclusion
How does Fintech disrupt banks?
Source: Landscaping UK Fintech Commissioned by UK Trade & Investment
Fintech in
Financial
Services
Banks vs Fintech
Future of Banking: Disruptive FinTech
25% of financial
services are at risk of
being lost to standalone
FinTech companies
within five years
Disrupters attack
some of the most
profitable elements
of the financial
services value
chain
Source: PwC Financial Services Technology 2020 and Beyond
Source: https://www.cnbc.com/2020/09/16/market-value-of-big-fintech-companies-rises-to-1-trillion-more-than-the-largest-banks.html
Klarna
“buy now pay
later”
At $31 billion, the company’s
value is comparable to major
financial houses such as
Barclays, Credit Suisse and
Swiss Re and is larger than
Germany’s biggest lender
Deutsche Bank
Source: https://www.reuters.com/article/us-klarna-fundraising-idUSKCN2AT22U
Fintech vs Banks
Fintech vs Banks
Big tech credit
Large IT companies whose primary activity is digital
services, rather than financial services even though their
primary offering is digital services.
Future of Banking: Disruptive Fintech
Source: https://www.cbinsights.com/research/report/amazon-across-financial-services-fintech/
Big Techs and Challenger Banks Strengths
Source: https://voxeu.org/article/fintech-and-big-tech-credit-markets-around-world
Big tech is Overtaking Fintech
2020 $16.7 B
Update of the world
landscape of
FinTech
Source: Pulse of FintechH1'20, Global Analysis of Investment in Fintech, KPMG International (data provided by PitchBook), *as of 31 December 2020.
$105.3
Total global investment activity (VC, PE and M&A) in FinTech 2017-2020*
2,861 deals
Global FinTech investments in 2020
$105.3B with 2,861 deals
Source: Pulse of FintechH1'20, Global Analysis of Investment in Fintech, KPMG International (data provided by PitchBook), *as of February 2021.
In 2020, fintech investment in the
Americas reached
$79.25B with 1,364 deals
7
5
Payments/Transactions
55%
Lending
15%
Digital Banking
17%
Regtech
8%
Wealth/Investment
5%
Fintech Investment Segments 2020
Payments/Transactions Lending Digital Banking Regtech Wealth/Investment
Source: Pulse of FintechH1'20, Global Analysis of Investment in Fintech, KPMG International (data provided by PitchBook), *as of 30th June 2020.
$95B
FinTech
Adoption
Consumer FinTech
adoption across 27
markets
Average Global
FinTech adoption
64%
Source: Global FinTech Adoption Index 2019, EY.
Source: Global FinTech Adoption Index 2019, EY.
SME FinTech
adoption across
5 markets
61% China
23% USA
18% UK
16% South Africa
11% Mexico
25% of SMEs have
adopted FinTech
globally
Source: Global FinTech Adoption Index 2019, EY.
Islamic
FinTech
Is IF different
from CF?
WHY ISLAMIC FINANCE/FINTECH?
Broad Objectives of Shari’ah
Promote and develop what is good
Prevent and prohibit what is harmful
WHY ISLAMIC FINANCE/FINTECH?
Prevent the act of
creating money
through lending
Promote justice
and equitable
distribution of
wealth
Promote high
moral standard
and ethical
values
Ensure wealth does
not circulate among
the few rich
Create a society of
investors rather
than debtors
WHY ISLAMIC FINANCE/FINTECH?
No “unequal transactions” or “unethical” investments
Real Economic transactions
Risk & Profit Sharing
No engaging in businesses
involved in forbidden activities
No gambling
No Gharar
No
Riba
Fintech Product
• Innovation
• Financial Inclusion
• Solving problems in light of
the Islamic worldview
Contract Elements
(Micro)
• Riba
• Gharar
• Maysir
Content & Process Elements
(Micro)
• Prohibited Item (for Muslims)
• Financial Model
Islamic Fintech Product
• Shariah compliant product
Consequential Elements
(Macro)
• Promote justice in society
• Preserve wealth distribution
• Humanity
ISLAMIC FINTECH PRODUCT DEVELOPMENT
Muslims have been under-served by both traditional banks and
modern Fintech
Muslim
population
50%
20%
Average Age
below 30
Muslim youth are digital natives
Source: “The Future of the Global Muslim Population” Pew Research, January 2011
Alternative
Financing Blockchain &
Cryptocurrencies
Takatech
(Islamic
Insutech)
Personal Finance
Management
Islamic
Enablers P2P Financing
Robo Advisers
Trading &
Investment
Payment,
Remittance & FX
Crowdfunding
Digital Banking
Data &
Analytics
Source: IFN FINANCIAL INNOVATION REPORT, 2020
IFN Fintech Survey-Report, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
12211
5779
3583
2849
144 14 83 47
0
2000
4000
6000
8000
10000
12000
14000
Total North America Europe, the Middle East and Africa Asia Pacific
Fintech Start-up Islamic Fintech start-up
Number of Global Conventional Fintech Startups vs Islamic Fintech Startups
Financeonline 2020, & IFN Fintech Survey-Report, 2020
IFN Fintech Survey-Report, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
(Digital Banking)
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Source: IFN FINANCIAL INNOVATION REPORT, 2020
Fast Growing
Source: Global Islamic Fintech Report 2021
Source: Global Islamic Fintech Report 2021
Country Index of Islamic Fintech
Source: Global Islamic Fintech Report 2021
64 key Islamic Fintech markets
OIC vs. non OIC countries
90%
Top 10
30%
Next Top 10
Digitalisation in Islamic banks
Driving Innovation
in Banking Services:
Product Innovation
Through Fintech
(Fintech Verticals)
Fintech tree
A taxonomy of the
fintech environment
Source: https://www.bis.org/fsi/publ/insights23.pdf
Fintech
activities
Enabling
technologies
Policy
enablers
Cyber security
Innovation facilitators
Data protection
Digital ID
Open banking
How Banks Responding to the Fintech
First-Year Engineering/Management Graduate Salaries
Source: Bloomberg
Building Agile Fintech Platforms & an Ecosystem
Challenger-driven
a broader range of
services to satisfy the
clients’ needs
Incumbent-driven
Multiple cooperation
vehicles, optimise internal
processes, customer journey
launch joint products,
create an ecosystem of
financial services around the
bank.
Source: https://medium.com/@untone/rebundling-the-new-mantra-for-financial-services-6e066fbe2d4e
Fintech
Fintech
Risk
•IPOs
•Mergers & Accquisitions
•No substantial operational
history for investors to evaluate
•Evolving regulation issues
•Over-regulation and regulatory
uncertainty
•Reputational risk
•Behavioural risk
•Anti Money Laundering
specifications
•Attraction and retention of talent
•Wellbeing & Performance of staff
•Staff Competency
•Fraud
•Clients, Products & Business
Practice
•Governance Processes
•Service Provision
•Data provision & privacy
•Complexity of IT and reliance
on IT
•Cyber
•Volatility Risk
•Interest Rate Risk
•Asset value
•Cash flow & Liquidity
•Valuation
•Competition to generate
investment from venture capital
firm
•Credit Risk
Strategic
Regulatory
Conduct
People
Operational
Financial
Cybersecurity
Risk
Cyber
Risk
Index
Cyber Risk
Infrastructure
Risk
Operational
Risk
Human Capital
Risk
Data Risk
Top Cyber-Threats:
- Social engineering
- Clikjacking
- Ransomware
- Botnets
- SQL & code codeinjection
Top Infrastructure Risks:
- Negligent insiders
- Malicious insiders
- IoT devices & apps
- Mobile devices
- DNS server environment
Top Human Capital Risks:
- Lack of educating employees
about cyber-security
- Lack of investing on recruiting
and retaining security IT
personnel
Top operational risks:
- Lack of interoperability
- Lack of scalability
- Lack of agility within the IT
security architecture
Top data types at risk:
- R&D information
- Customer accounts
- Trade secrets
- Confidential company data
Online Hacking Risk
Application Security Risk
New Encryption Technology
Digital Identity Risks
Cloud-based Security Risks
Data Integrity Risks
…..
Yearly Increment % of Cyber-hacking to FIs
Credit card compromised
Credential leaks experienced
Malicious apps
Transfer fraud
Home equity loan fraud
0
50
100
150
200
250
Credit card
compromised
Credential leaks
experienced
Malicious apps Transfer fraud Home equity loan
fraud
212%
129%
102%
47%
31%
Knowledge Sharing Session
Q & A
Reference
• https://www.islamicfinancenews.com/supplements/ifn-financial-innovation-report-2020
• https://legal.thomsonreuters.com/en/insights/articles/understanding-the-risks-of-fintech
• https://www.startus-insights.com/innovators-guide/5-top-risk-management-startups-impacting-financial-services/
• https://www.paymentsjournal.com/cybersecurity-7-hidden-risks-of-fintech-industry/
• https://home.kpmg/xx/en/home/insights/2018/12/fintech-credit.html
• https://insights.samsung.com/2015/06/10/securing-the-internet-of-things-risks-to-benefits/
• https://in.pinterest.com/pin/301952349998958477/
• https://www.pcmag.com/news/iot-security-is-still-a-gigantic-mess
• https://purplesec.us/resources/cyber-security-statistics/
• https://disruptive.asia/nec-neoface-facial-recognition-ai/
• https://twitter.com/FGraillot/status/1318804225179213826
• https://www.heidrick.com/What-We-Do/Executive-Search/Industry/Financial-Services/Financial-Technology
• https://www.e-zigurat.com/innovation-school/blog/evolution-of-fintech/
• https://sifted.eu/articles/islamic-fintechs-europe-survive/
• https://www.statista.com/statistics/893954/number-fintech-startups-by-region/
• https://financesonline.com/fintech-statistics/
• https://www.aon.com/unitedkingdom/insights/how-psd2-will-revolutionise-fintech.jsp

More Related Content

What's hot

What is FinTech- Technology in Finance
What is FinTech- Technology in Finance  What is FinTech- Technology in Finance
What is FinTech- Technology in Finance Mobcoder
 
Bank: Trends, Tech and Future
Bank: Trends, Tech and FutureBank: Trends, Tech and Future
Bank: Trends, Tech and FutureIvano Digital
 
Fintech Overview and Growth Drivers
Fintech Overview and Growth DriversFintech Overview and Growth Drivers
Fintech Overview and Growth DriversRatnakar Pandey
 
Mis fintech PRESENTATION for mba (revolution of online payment )
Mis fintech PRESENTATION for mba (revolution of online payment )Mis fintech PRESENTATION for mba (revolution of online payment )
Mis fintech PRESENTATION for mba (revolution of online payment )Pratiksha Tiwari
 
Topic 6 fintech
Topic 6 fintechTopic 6 fintech
Topic 6 fintechallen1215
 
FinTech Research Global & Future of FinTech
FinTech Research Global & Future of FinTechFinTech Research Global & Future of FinTech
FinTech Research Global & Future of FinTechSaba Fatima
 
Fintech Simplified
Fintech SimplifiedFintech Simplified
Fintech SimplifiediHashmi ...
 
Financial Technology (Fintech)
Financial Technology (Fintech)Financial Technology (Fintech)
Financial Technology (Fintech)Chintu@life
 
Role of fintech in banking
Role of fintech in bankingRole of fintech in banking
Role of fintech in bankingRishabh Seth
 
Digital Transformation in Retail Banking
Digital Transformation in Retail BankingDigital Transformation in Retail Banking
Digital Transformation in Retail BankingFerran Garcia Pagans
 
Disruption in Digital Banking
Disruption in Digital BankingDisruption in Digital Banking
Disruption in Digital BankingBackbase
 
FinTech for Financial Inclusion
FinTech for Financial InclusionFinTech for Financial Inclusion
FinTech for Financial InclusionPaperjam_redaction
 
FinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceFinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceGrow VC Group
 
Fintech in India – Opportunities and Challenges
Fintech in India – Opportunities and ChallengesFintech in India – Opportunities and Challenges
Fintech in India – Opportunities and ChallengesDr. C.VIJAI
 
Impact of fin-tech or financial technology
Impact of fin-tech or financial technology Impact of fin-tech or financial technology
Impact of fin-tech or financial technology Pankaj Bhaydiya
 

What's hot (20)

What is FinTech- Technology in Finance
What is FinTech- Technology in Finance  What is FinTech- Technology in Finance
What is FinTech- Technology in Finance
 
Bank: Trends, Tech and Future
Bank: Trends, Tech and FutureBank: Trends, Tech and Future
Bank: Trends, Tech and Future
 
Fintech Overview and Growth Drivers
Fintech Overview and Growth DriversFintech Overview and Growth Drivers
Fintech Overview and Growth Drivers
 
Mis fintech PRESENTATION for mba (revolution of online payment )
Mis fintech PRESENTATION for mba (revolution of online payment )Mis fintech PRESENTATION for mba (revolution of online payment )
Mis fintech PRESENTATION for mba (revolution of online payment )
 
Fintech in india
Fintech in indiaFintech in india
Fintech in india
 
Fintech
FintechFintech
Fintech
 
Fintech.
Fintech.Fintech.
Fintech.
 
Digital Banking
Digital BankingDigital Banking
Digital Banking
 
Topic 6 fintech
Topic 6 fintechTopic 6 fintech
Topic 6 fintech
 
FinTech Research Global & Future of FinTech
FinTech Research Global & Future of FinTechFinTech Research Global & Future of FinTech
FinTech Research Global & Future of FinTech
 
Fintech Simplified
Fintech SimplifiedFintech Simplified
Fintech Simplified
 
Financial Technology (Fintech)
Financial Technology (Fintech)Financial Technology (Fintech)
Financial Technology (Fintech)
 
Role of fintech in banking
Role of fintech in bankingRole of fintech in banking
Role of fintech in banking
 
Fintech overview slideshare
Fintech overview slideshareFintech overview slideshare
Fintech overview slideshare
 
Digital Transformation in Retail Banking
Digital Transformation in Retail BankingDigital Transformation in Retail Banking
Digital Transformation in Retail Banking
 
Disruption in Digital Banking
Disruption in Digital BankingDisruption in Digital Banking
Disruption in Digital Banking
 
FinTech for Financial Inclusion
FinTech for Financial InclusionFinTech for Financial Inclusion
FinTech for Financial Inclusion
 
FinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceFinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conference
 
Fintech in India – Opportunities and Challenges
Fintech in India – Opportunities and ChallengesFintech in India – Opportunities and Challenges
Fintech in India – Opportunities and Challenges
 
Impact of fin-tech or financial technology
Impact of fin-tech or financial technology Impact of fin-tech or financial technology
Impact of fin-tech or financial technology
 

Similar to Fintech 2021: Overview and Applications

Open U Talk from the Institute of Financial Technologists of Asia
Open U Talk from the Institute of Financial Technologists of AsiaOpen U Talk from the Institute of Financial Technologists of Asia
Open U Talk from the Institute of Financial Technologists of AsiaNicole Kuo
 
Start up nation central fintech industry report 2018
Start up nation central fintech industry report 2018Start up nation central fintech industry report 2018
Start up nation central fintech industry report 2018Paperjam_redaction
 
Fintech innovations leading to better lives
Fintech innovations leading to better livesFintech innovations leading to better lives
Fintech innovations leading to better livesBui Thuy Dung
 
ce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdfce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdfAnuradhaTulsyan1
 
The Future of Disruptive and Enabling Financial Technology post CV-19
The Future of Disruptive and Enabling Financial Technology post CV-19The Future of Disruptive and Enabling Financial Technology post CV-19
The Future of Disruptive and Enabling Financial Technology post CV-19Finch Capital
 
FinTech 2015 Edinburgh
FinTech 2015 EdinburghFinTech 2015 Edinburgh
FinTech 2015 EdinburghRay Bugg
 
OeNB Fintech in Austria and Internationally
OeNB Fintech in Austria and InternationallyOeNB Fintech in Austria and Internationally
OeNB Fintech in Austria and Internationallyi5invest
 
Fintech M&A: From threat to opportunity
Fintech M&A: From threat to opportunityFintech M&A: From threat to opportunity
Fintech M&A: From threat to opportunityWhite & Case
 
State of fintech report
State of fintech reportState of fintech report
State of fintech reportPAYFORT
 
FinTech ecosystem playbook
FinTech ecosystem playbookFinTech ecosystem playbook
FinTech ecosystem playbookEY
 
PWC - Global FinTech Report 2017
PWC - Global FinTech Report 2017PWC - Global FinTech Report 2017
PWC - Global FinTech Report 2017Ian Beckett
 
PWC - Global FinTech Report 2017 - startup
PWC - Global FinTech Report 2017 - startup PWC - Global FinTech Report 2017 - startup
PWC - Global FinTech Report 2017 - startup Ian Beckett
 
Harnessing the Fintech Revolution - IIC Oliver Wyman
Harnessing the Fintech Revolution - IIC Oliver WymanHarnessing the Fintech Revolution - IIC Oliver Wyman
Harnessing the Fintech Revolution - IIC Oliver WymanGreg Da Re
 
Finance Monthly Article 6-2015
Finance Monthly Article 6-2015Finance Monthly Article 6-2015
Finance Monthly Article 6-2015Thomas Samuelson
 
360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolutionElias Gagas
 
360 degrees fintech revolution at ArabNet Beirut 2017
360 degrees fintech revolution at ArabNet Beirut 2017360 degrees fintech revolution at ArabNet Beirut 2017
360 degrees fintech revolution at ArabNet Beirut 2017ArabNet ME
 
360 degrees of FinTech (R)evolution
360 degrees of FinTech (R)evolution360 degrees of FinTech (R)evolution
360 degrees of FinTech (R)evolutionPaymentComponents
 

Similar to Fintech 2021: Overview and Applications (20)

Open U Talk from the Institute of Financial Technologists of Asia
Open U Talk from the Institute of Financial Technologists of AsiaOpen U Talk from the Institute of Financial Technologists of Asia
Open U Talk from the Institute of Financial Technologists of Asia
 
The Fintechs
The FintechsThe Fintechs
The Fintechs
 
Start up nation central fintech industry report 2018
Start up nation central fintech industry report 2018Start up nation central fintech industry report 2018
Start up nation central fintech industry report 2018
 
Fintech
FintechFintech
Fintech
 
Fintech innovations leading to better lives
Fintech innovations leading to better livesFintech innovations leading to better lives
Fintech innovations leading to better lives
 
ce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdfce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdf
 
The Future of Disruptive and Enabling Financial Technology post CV-19
The Future of Disruptive and Enabling Financial Technology post CV-19The Future of Disruptive and Enabling Financial Technology post CV-19
The Future of Disruptive and Enabling Financial Technology post CV-19
 
FinTech 2015 Edinburgh
FinTech 2015 EdinburghFinTech 2015 Edinburgh
FinTech 2015 Edinburgh
 
OeNB Fintech in Austria and Internationally
OeNB Fintech in Austria and InternationallyOeNB Fintech in Austria and Internationally
OeNB Fintech in Austria and Internationally
 
RFCC-2019-presentations.pdf
RFCC-2019-presentations.pdfRFCC-2019-presentations.pdf
RFCC-2019-presentations.pdf
 
Fintech M&A: From threat to opportunity
Fintech M&A: From threat to opportunityFintech M&A: From threat to opportunity
Fintech M&A: From threat to opportunity
 
State of fintech report
State of fintech reportState of fintech report
State of fintech report
 
FinTech ecosystem playbook
FinTech ecosystem playbookFinTech ecosystem playbook
FinTech ecosystem playbook
 
PWC - Global FinTech Report 2017
PWC - Global FinTech Report 2017PWC - Global FinTech Report 2017
PWC - Global FinTech Report 2017
 
PWC - Global FinTech Report 2017 - startup
PWC - Global FinTech Report 2017 - startup PWC - Global FinTech Report 2017 - startup
PWC - Global FinTech Report 2017 - startup
 
Harnessing the Fintech Revolution - IIC Oliver Wyman
Harnessing the Fintech Revolution - IIC Oliver WymanHarnessing the Fintech Revolution - IIC Oliver Wyman
Harnessing the Fintech Revolution - IIC Oliver Wyman
 
Finance Monthly Article 6-2015
Finance Monthly Article 6-2015Finance Monthly Article 6-2015
Finance Monthly Article 6-2015
 
360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution360 Degrees of FinTech (R)evolution
360 Degrees of FinTech (R)evolution
 
360 degrees fintech revolution at ArabNet Beirut 2017
360 degrees fintech revolution at ArabNet Beirut 2017360 degrees fintech revolution at ArabNet Beirut 2017
360 degrees fintech revolution at ArabNet Beirut 2017
 
360 degrees of FinTech (R)evolution
360 degrees of FinTech (R)evolution360 degrees of FinTech (R)evolution
360 degrees of FinTech (R)evolution
 

Recently uploaded

(Gender) tone at the top: the effect of board diversity on gender inequality
(Gender) tone at the top: the effect of board diversity on gender inequality(Gender) tone at the top: the effect of board diversity on gender inequality
(Gender) tone at the top: the effect of board diversity on gender inequalityGRAPE
 
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...Amil baba
 
Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward
 
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...marcuskenyatta275
 
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...marcuskenyatta275
 
2024-04-09 - Pension Playpen roundtable - slides.pptx
2024-04-09 - Pension Playpen roundtable - slides.pptx2024-04-09 - Pension Playpen roundtable - slides.pptx
2024-04-09 - Pension Playpen roundtable - slides.pptxHenry Tapper
 
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτος
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτοςΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτος
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτοςNewsroom8
 
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptxOAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptxhiddenlevers
 
What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024prajwalgopocket
 
Demographic transition and the rise of wealth inequality
Demographic transition and the rise of wealth inequalityDemographic transition and the rise of wealth inequality
Demographic transition and the rise of wealth inequalityGRAPE
 
Global Macroeconomics: Introducing GDP 2.0.pdf
Global Macroeconomics: Introducing GDP 2.0.pdfGlobal Macroeconomics: Introducing GDP 2.0.pdf
Global Macroeconomics: Introducing GDP 2.0.pdfnqsh
 
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdf
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdfSeeman_Fiintouch_Newsletter_Apr-2024 (1).pdf
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdfAshis Kumar Dey
 
Hello this ppt is about seminar final project
Hello this ppt is about seminar final projectHello this ppt is about seminar final project
Hello this ppt is about seminar final projectninnasirsi
 
Introduction to Health Economics Dr. R. Kurinji Malar.pptx
Introduction to Health Economics Dr. R. Kurinji Malar.pptxIntroduction to Health Economics Dr. R. Kurinji Malar.pptx
Introduction to Health Economics Dr. R. Kurinji Malar.pptxDrRkurinjiMalarkurin
 
2B Nation-State.pptx contemporary world nation
2B  Nation-State.pptx contemporary world nation2B  Nation-State.pptx contemporary world nation
2B Nation-State.pptx contemporary world nationko9240888
 
Building pressure? Rising rents, and what to expect in the future
Building pressure? Rising rents, and what to expect in the futureBuilding pressure? Rising rents, and what to expect in the future
Building pressure? Rising rents, and what to expect in the futureResolutionFoundation
 
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdf
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdfZimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdf
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdfFREELANCER
 
ekthesi-trapeza-tis-ellados-gia-2023.pdf
ekthesi-trapeza-tis-ellados-gia-2023.pdfekthesi-trapeza-tis-ellados-gia-2023.pdf
ekthesi-trapeza-tis-ellados-gia-2023.pdfSteliosTheodorou4
 
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshare
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshareAon-UK-DC-Pension-Tracker-Q1-2024. slideshare
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshareHenry Tapper
 

Recently uploaded (19)

(Gender) tone at the top: the effect of board diversity on gender inequality
(Gender) tone at the top: the effect of board diversity on gender inequality(Gender) tone at the top: the effect of board diversity on gender inequality
(Gender) tone at the top: the effect of board diversity on gender inequality
 
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...
Uk-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Raw...
 
Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024
 
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...
TEST BANK For Auditing & Assurance Services A Systematic Approach, 11th Editi...
 
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...
Test bank for corporate finance 13th stephen ross randolph westerfield jeffre...
 
2024-04-09 - Pension Playpen roundtable - slides.pptx
2024-04-09 - Pension Playpen roundtable - slides.pptx2024-04-09 - Pension Playpen roundtable - slides.pptx
2024-04-09 - Pension Playpen roundtable - slides.pptx
 
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτος
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτοςΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτος
ΤτΕ: Ανάπτυξη 2,3% και πληθωρισμός 2,8% φέτος
 
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptxOAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
OAT_RI_Ep18 WeighingTheRisks_Mar24_GlobalCredit.pptx
 
What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024
 
Demographic transition and the rise of wealth inequality
Demographic transition and the rise of wealth inequalityDemographic transition and the rise of wealth inequality
Demographic transition and the rise of wealth inequality
 
Global Macroeconomics: Introducing GDP 2.0.pdf
Global Macroeconomics: Introducing GDP 2.0.pdfGlobal Macroeconomics: Introducing GDP 2.0.pdf
Global Macroeconomics: Introducing GDP 2.0.pdf
 
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdf
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdfSeeman_Fiintouch_Newsletter_Apr-2024 (1).pdf
Seeman_Fiintouch_Newsletter_Apr-2024 (1).pdf
 
Hello this ppt is about seminar final project
Hello this ppt is about seminar final projectHello this ppt is about seminar final project
Hello this ppt is about seminar final project
 
Introduction to Health Economics Dr. R. Kurinji Malar.pptx
Introduction to Health Economics Dr. R. Kurinji Malar.pptxIntroduction to Health Economics Dr. R. Kurinji Malar.pptx
Introduction to Health Economics Dr. R. Kurinji Malar.pptx
 
2B Nation-State.pptx contemporary world nation
2B  Nation-State.pptx contemporary world nation2B  Nation-State.pptx contemporary world nation
2B Nation-State.pptx contemporary world nation
 
Building pressure? Rising rents, and what to expect in the future
Building pressure? Rising rents, and what to expect in the futureBuilding pressure? Rising rents, and what to expect in the future
Building pressure? Rising rents, and what to expect in the future
 
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdf
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdfZimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdf
Zimbabwe's New Gold-Backed Currency- A Path to Stability or Another Monetary.pdf
 
ekthesi-trapeza-tis-ellados-gia-2023.pdf
ekthesi-trapeza-tis-ellados-gia-2023.pdfekthesi-trapeza-tis-ellados-gia-2023.pdf
ekthesi-trapeza-tis-ellados-gia-2023.pdf
 
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshare
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshareAon-UK-DC-Pension-Tracker-Q1-2024. slideshare
Aon-UK-DC-Pension-Tracker-Q1-2024. slideshare
 

Fintech 2021: Overview and Applications