This document discusses the importance of wealth building and investing for Filipinos. It outlines two types of income - the traditional poverty formula of income minus expenses equals savings or debt, and the wealth formula of income minus savings equals expenses. It encourages allocating 10% for tithing, 20% for retirement investing, and 70% for expenses. It also references reasons why Filipinos often do not save or invest, and poses hypothetical choices to emphasize the power of compound interest over time.

1. Ang Simula ng Iyong Pagyaman

2. Ang Simula ng Iyong Pagyaman

16. Alam niyo ba?
Mayroong 2 klase ng
Income?

19. Traditional (Poverty Formula):
Income – Expenses = Savings
0r worse…
Income – Expenses = Utang
(saving what is left after spending)

23. WEALTH Formula:
Income – Savings = Expenses

24. 10%- Tithe
20%- Retirement Fund (Invest)
70%- Expenses (Spend)

25. 12 Reasons bakit hindi nag-iipon
at nag-iinvest ang Pilipino.

26. 12 Reasons bakit hindi nag-iipon
at nag-iinvest ang Pilipino.

27. 12 Reasons bakit hindi nag-iipon
at nag-iinvest ang Pilipino.

30. Level up na Pangangailangan

34. Mamili ka… Bibigyan kita ng 1 Million
Piso ngayon o Piso na dumodoble
kada araw sa loob ng isang buwan?

35. Pag-aralan mabuti….

38. Ilang Taon dodoble ang Pera natin
sa Banko?
Interest rate: 0.25
72/.025= 288 years

40. Chinese Proverb:
"The best time to plant a tree was 20 years ago.
The next best time is now.”
Now
Future

41. Financial Coaching Part 2