Retirement Planning is one of most important part of everyone's life. But most of them ignore this very important thing. Early retirement planning gives you the power to choose the age when you will retire. FinAtoZ gives you the retirement calculator which is an early retirement planner and gives you the idea about the final corpus you need at the time of retirement along with the correct retirement age.

1. Retirement Planning
Delay is Costly

2. Retirement Planning…
Most Important but Most Ignored

3. text
We all need to invest regularly to create our retirement
fund.
This fund will help us to maintain a decent lifestyle post
retirement.

4. Retirement Planning is Important
As per HSBC survey, Retirement Planning is one of the most
important goal for the current generation.
To read the survey: Click Here
However, most individual delay their investment for this very
important life goal.

5. Why Delay is costly?
Two year delay
Monthly savings requirement for creating your retirement fund
increases by 40%.
Five year delay
Monthly savings requirement for creating your retirement fund
increases by 85%.

6. Let’s see how that happens…

7. Mr. Raghu at the age of 30 wanted to start saving for his retirement.
However, he was not sure how much amount he needs for a comfortable
retirement at the age of 60.
One of his friends told him about “FinAtoZ Retirement Calculator”.
The calculator gave a prediction of Rs. 10 Cr. which he will need at the time
of his retirement.
Being a responsible person he decided to start immediately.
Let’s Take a Scenario
Click here to use FinAtoZ Retirement Calculator.

8. Investment Details
30 Years
Contribution/Month
Rs. 28,612 Rs. 1.03 Cr. Rs. 10 Cr.
Total Principal
Invested
Final Corpus
InvestmentDuration
Click here to use FinAtoZ Retirement Calculator.

9. He decides to start after 2 years which gives him 28 Years of time
for savings.
Scenario #2
Scenario #3
He decides to start after 5 years which gives him 25 Years of time
for savings.

10. #2
#3
Investment Details
28 Years
25 Years
Contribution/Month
Rs. 39,358
Rs. 53,224
Rs. 1.33 Cr.
Rs. 1.60 Cr.
Rs. 10 Cr.
Rs. 10 Cr.
Final Corpus
InvestmentDuration
Click here to use FinAtoZ Retirement Calculator.
Total Principal
Invested

11. #3
#2
Analysis
By starting Two year late
Have to invest Rs. 30 Lacs more to achieve same amount of corpus i.e. 40% more
contribution.
By starting Five year late
Have to invest Rs. 57 Lacs more to achieve same amount of corpus i.e. 85% more
contribution.

12. This is how time costs you money.

13. Why there is so much difference even if we delay the saving
by just two years?
Answer lies in harnessing the “Power of Compounding”.
Click Here to read the article about “Power of Compounding”.

14. Power of Compounding
Compound interest is the eighth wonder of the world. He who
understands it, earns it ... he who doesn't ... pays it.
― Albert Einstein

15. " When you throw away time, you throw away money. Get
started for your retirement now while you can."
FinAtoZ Mantra
Click here to start your retirement planning journey.

16. Thank You
Contact Us
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08041101616
Reach Us
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HAL 2nd Stage, Indiranagar, Bengaluru,
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