The document discusses how to create wealth using digital skills. It outlines 12 digital wealth creation models including digital products, services, subscriptions, and agencies. It also provides tips for creating wealth such as learning digital skills, taking advantage of online resources, finding a niche, and collaborating with others. The overall message is that digital skills can be used to create wealth in the current era and poverty is a choice that can be overcome with the right skills and mindset.

1. digital
How Anyone Can Make Big Money
Using Digital Skills
WEALTH CREATION
WWW.OHIMAIABRAHAM.COM.NG

2. The Modules
What is
Digital Wealth
Creation?
01 The Evolution
of Wealth
Creation
02 The Value Chain
Thinking for
Wealth Creation
03
Value
Development
for Wealth
Creation
04 Twelve Digital
Wealth
Creation
Models
05 Tools, Tips &
Tactics for
Digital Wealth
Creation
06

3. Connect With Me?
• LIFE SUCCESS COACHING
• CAREER SUCCESS COACHING
• BUSINESS STARTUP COACHING
• BOOK WRITING & PUBLISHING COACHING

4. Introduction
Can I Shock You A Little?

5. Unemployment or Unemployability
01
Frictional Unemployment
Frictional unemployment is caused by temporary transitions in workers’ lives, such as when a worker
moves to a new city and has to find a new job. It also includes people just entering the labor force,
such as freshly graduated college students.
Structural Unemployment
Structural unemployment is caused by a mismatch in the demographics of workers and the types
of jobs available, either when there are jobs available that workers don’t have the skills for, or
when there are workers available but no jobs to fill.
02
Cyclical Unemployment
Cyclical unemployment is caused by declining demand: when there is not
enough demand in an economy for goods and services, businesses cannot
offer jobs.
03
Seasonal Unemployment
Seasonal unemployment is caused by different industries or parts of
the labor market being available during different seasons.
04
Do you know that we don’t have unemployment problem in Nigeria?
What we have is Unemployability problem which is due to lack of modern skills.

6. Certificate Salary
GL04-S15 GL07-S01 GL08-S15 GL17-S9
WAEC/NECO
Certificate
Diploma
Certificate
Graduate
Degree
Director
₦363,794 ₦517,965 ₦978,663 ₦5,452,136
Monthly Salary –
₦30,316
Monthly Salary –
₦43,163
Monthly Salary –
₦81,555
Monthly Salary –
₦454,344
Annual Salary –
₦363,794
Annual Salary –
₦517,965
Annual Salary –
₦978,663
Annual Salary –
₦5,452,136
Source: Payscale.com

7. Sabificate Salary
AVERAGE
SALARY
GRAPHICS
DESIGNER
Annual Salary -
₦618,252
Monthly Salary -
₦51,521
₦618,252
AVERAGE
SALARY
SOCIAL MEDIA
MANAGER
Annual Salary -
₦737,844
Monthly Salary -
₦61,487
₦737,844
AVERAGE
SALARY
WEBSITE
DESIGNER
Annual Salary -
₦1,179,162
Monthly Salary -
₦98,263.5
₦1,179,162
AVERAGE
SALARY
COPY
WRITER
Annual Salary -
₦1,980,000
Monthly Salary -
₦165,000
₦1,980,000
AVERAGE
SALARY
DATA
ANALYST
Annual Salary -
₦1,397,468
Monthly Salary -
₦116,455
₦1,397,468
Source: Payscale.com

8. Poverty is a
Choice.
Prosperity is
a Choice.
Make Your
Choice Today!

9. Module One
What is Digital Wealth Creation?

10. What is Digital Wealth Creation?
 According to the Free Dictionary, wealth creation is the
"accumulation of assets (especially those that generate
income) over a long period of time".
 Therefore, digital wealth creation is the accumulation of
digital assets for income generation and multiplication in
the digital economy.
 Digital Wealth Creation is the process of building stable
online revenue streams so that you don’t have to struggle
to live your dreams.
 Real wealth creation is achieved by owning revenue
streams that are under your control.

11. Module Two
The Evolution Of Wealth Creation

12. The Evolution Of Wealth Creation

13. The Evolution Of Wealth Creation
 Wealth Creation has developed through these different stages over the
ages:
1. The Hunter Gatherer Era - wealth creation was based on personal
energy and hunting skills.
2. The Agrarian Era - wealth creation was based on polygamy, slave
trade, trade by barter and class system.
3. The Industrial Era - wealth creation was based on schooling, good
grade, jobs and salary.
4. The Digital Era - wealth creation is now based on ideas, information,
innovation and creative abilities.
 In every one of these era the more skilled you are the more ability you
have to create wealth.

14. Module Three
The Value Chain Thinking

15. The Value Chain Thinking
 Value chain thinking is the philosophy of digital wealth creators. This is
the kind of thinking required to survive or succeed in this digital era.
 Wealth Creation Is simply Value Creation. The easiest way to build
wealth is by creating value for others. So, instead of thinking “Wealth
Creation” you should be thinking “Value Creation”.
 Value Chain Thinking helps you succeed by giving you a mind shift:
• from money to mind,
• from what you don’t have to what you have,
• from impossibility to possibility,
• from problems to solutions,
• from job to work,
• from competition to collaboration,
• from local to glocal,
• from yourself to your customers,
• and from certificate to sabificate.

16. Module Four
KSA Model Value Development

17. Value Development - KSA Competency Model
 A value chain minded person thinks “If money or wealth is a store of
value. Then anything that is of value to humans is money or wealth.
And that includes our knowledge, skills and attitude (KSA).”
 Therefore, a value chain minded person is committed to a life of
continuous learning, self-education, growth and development of their
KSA Competencies.
1. KNOWLEDGE (What You Know): Condition of being aware of
something - facts or concepts. It is the cognitive processing of
information. It involves the use of the mind to store, recall, recognize,
understand, apply and evaluate facts, patterns and concepts.
Knowledge is measured by oral or written exams.

18. Value Development - KSA Competency Model
2. SKILLS (What You Do): Ability to physically performance an
activity or task. It includes physical movement, coordination,
dexterity and the right application of knowledge. Skills are
measured in terms of speed, precision and techniques
through observation and monitoring.
3. ATTITUDE (How You Think): It is a way of thinking or feeling
about someone or something. It is the totality of our feelings,
motivation, appreciation, emotions, beliefs or values system.
Development and adjustments of attitude takes longer time.
And it is more difficult to measure.

19. Module Five
Digital Wealth Creation Model

20. Twelve Models For Digital Wealth Creation
 In order to successfully provide value to another person, it must take on a form they're
willing to pay for. Fortunately, there is no need to reinvent the wheel - Economic Value
usually takes on one of these twelve standard forms:
1. Digital Products: Create a single tangible item or entity then sell and deliver it for
more than what it cost to make. (Ebooks, Courses, Templates, Games, Videos,
Images, Audios)
2. Digital Services: Provide digital help or assistance, then charge a fee for the benefits
rendered. (Help others to create, distribute and manage products and processes
online as a freelancer).
3. Digital Shared Resources: Create a durable digital asset that can be used by many
people, then charge a fee for it. (Canva, Fiverr, Uber, AirBnB)
4. Digital Subscription: Offer a benefit on an ongoing basis, and charge a recurring fee.
(Netflix, Spotify, Zipcar, Freepick)

21. Twelve Models For Digital Wealth Creation
 Digital Resale: Acquire an asset from a wholesaler then sell that asset to a
retail buyer at a higher price. (Dropshipping or Ecommerce)
 Digital Lease: Acquire a digital asset, then allow other persons to use that
asset for a predefined amount of time in exchange for a fee. (Web4Africa,
WhoGoHost, Amazon, Konga, JiJi)
 Digital Agency: Market and sell an asset or service you don't own on behalf
of a third party, then collect a percentage of the transaction price as a fee.
(HubSpot, KISSmetrics, Billy Gene, Dan Lok, Peng Jon)
 Digital Audience Aggregation: Get the attention of a group of people with
certain characteristics, then sell access in the form of advertising to another
business looking to reach that audience. (Facebook, Twitter, Instagram,
TikTok, SnapChat)

22. Twelve Models For Digital Wealth Creation
 Digital Banking: Lend a certain amount of money online, then collect
payments over a predefined period of time equal to the original loan plus a
predefined interest rate. (PiggyVest, Paystack, Quickteller, RAGP,
GoFundMe)
 Digital Option: Offer people the ability to take a predefined action for a fixed
period of time in exchange for a fee. (Swagbucks, MyPoints, Mistplay, Givling)
 Digital Insurance: Take on the risk of some specific bad thing happening to
the policy holder in exchange for a predefined series of payments, then pay
out claims only when the bad thing actually happen. (Cloud Storage and
Anti-virus)
 Digital Capital: Purchase an ownership stake in a business, then collect a
corresponding portion of the profit as a one-time payout or ongoing dividend
(Bamboo, Robinhood, BullBoard, Raiz)

23. Module Six
Tools, Tips & Techniques

24. Tools, Tips & Techniques For Wealth Creation
 The following are helpful tips for creating and managing digital wealth in this
digital era.
 DIGITAL SKILLS: Start by learning a viable digital skill. The first thing to do
is to identify what you are good at and learn it to master’s level. Almost every
skill from writing to speaking can be monetized in this digital era. You can
succeed with just about any skill.
 DIGITAL RESOURCES: Take advantage of the abundant free and paid
information and tools online. Use them creatively. To make money in this
digital age, you have to take advantage of the information and tools online.
 PRACTICE: The next step is to figure out how technology can be applied to
help solve every day human problems.
 PLATFORMS: Think of what digital platforms and tools you are very

25. Tools, Tips & Techniques For Wealth Creation
conversant with. And how best you can monetize it within that space.
 FIND YOUR NICHE: Find that unifying thing and capitalize on it. Your
product, skill, or service needs to find out just one unifying factor that
everyone is excited about to grow wealth digitally.
 MANAGE: Wealth creation is followed by wealth management and
multiplication. After creating wealth, you need to manage and multiply it. You
do this by investing your money so that it can works for you. Diversifying
your investment portfolio online and offline.
 COLLABORATE: Collaboration is an important tool to leverage on in this
digital era. When someone asks you if you can do something, first say yes
even if you do not know how to do it, then go look for someone who can do it.
You get your finders or middle man fee and generally maximize opportunities.

26. Conclusion
 I believe you have been able to learn the concepts of making money online
using digital skills. at What is Digital Wealth Creation? The Evolution of
Wealth Creation, The Value Chain Thinking for Wealth Creation, Value
Development for Wealth Creation, The KSA Competency Model for Wealth
Creation, The Twelve Digital Wealth Creation Models and Tools, Tips &
Tactics for Digital Wealth Creation.
 I therefore, encourage you to take these words as building blocks and start
creating your own digital wealth.
 Remember, you do not have any valid reason for being broke, jobless or
illiterate in this digital age because everything you need is just a click away.
 So start clicking, start learning and starting earning big time on the digital
space.

27. Poverty is a
Choice.
Prosperity is
a Choice.
Make Your
Choice Today!
REMEMBER!

28. THANK YOU
Nagode | Imela | Ese