Digital payments will continue to grow rapidly through mobile apps like Apple Pay and Google Wallet. By 2016, the number of global mobile payment users is projected to increase to over 447 million. The Starbucks app has been very successful with mobile payments in the US, processing 6 million transactions per week on average. Wearable technology is also expected to explode, with over 500 million wearable devices in use daily by 2019. New connection platforms like Tinder are inspiring applications in other industries, such as fashion shopping apps that work like Tinder. Advancing robotics will change product delivery and service models across many industries as robots take over more manual tasks. The "Internet of Things" will connect more and more everyday objects, with an