This document discusses how analytics can be added to CRM to improve customer acquisition, development, retention, and lifetime value. It shows how analytics can be used across the customer lifecycle to win the right customers, create lasting bonds, and protect customers for life. Specifically, it discusses how analytics can be used to understand customers, acquire new customers through improved targeting, cross-sell and upsell the right products, design new products, and improve post-sales servicing. The key benefits highlighted are lowering direct marketing costs with predictive scorecards, increasing product revenues through better customer segmentation, focusing on high value customers, and maximizing yield through optimal pricing.