The credit risk management team consists of Sanika Dixit, Shweta Vaidya, Sneha Salian, and Snehal Datta. Their goal is to assess and mitigate credit portfolio risks to reduce financial losses from borrower default. The BI solution enables accurate risk assessment, loss reduction, and faster reporting by analyzing key performance indicators like profit, customer growth, and credit risk at the region, product, and branch level.

1. CREDIT RISK MANAGEMENT
TEAM:
SANIKA DIXIT
SHWETA VAIDYA
SNEHA SALIAN
SNEHAL DATTA

2. • Credit Risk is the risk of default on a debt that may
arise from a borrower failing to make the required
payments
• Credit risk management is the process of mitigating
these losses by understanding the banks loan loss
reserves and its capital
• BI solution enables you to assess credit portfolio
risks accurately, reduce financial losses, and speed
up the processing of reporting data.
Motivation

3. KPIs
• Profit per region
• Profit per product
• Profit Growth per region
• Profit Growth per product
• Customer growth per region
• No of customers per region
• No of customers per product
• Average credit risk of customers
• Allocation reserve per region
• Allocation reserve per area
• Allocation reserve per branch

4. ETL

5. PRODUCT BASED ANALYSIS

6. Customer Concentration by Region

7. Customer Count By Product

8. Future Growth

9. Allocation Reserve

10. Allocation Reserve