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CREDIT RISK MANAGEMENT
TEAM:
SANIKA DIXIT
SHWETA VAIDYA
SNEHA SALIAN
SNEHAL DATTA
• Credit Risk is the risk of default on a debt that may
arise from a borrower failing to make the required
payments
• Credit risk management is the process of mitigating
these losses by understanding the banks loan loss
reserves and its capital
• BI solution enables you to assess credit portfolio
risks accurately, reduce financial losses, and speed
up the processing of reporting data.
Motivation
KPIs
• Profit per region
• Profit per product
• Profit Growth per region
• Profit Growth per product
• Customer growth per region
• No of customers per region
• No of customers per product
• Average credit risk of customers
• Allocation reserve per region
• Allocation reserve per area
• Allocation reserve per branch
ETL
PRODUCT BASED ANALYSIS
Customer Concentration by Region
Customer Count By Product
Future Growth
Allocation Reserve
Allocation Reserve

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Credit Risk Management ppt

  • 1. CREDIT RISK MANAGEMENT TEAM: SANIKA DIXIT SHWETA VAIDYA SNEHA SALIAN SNEHAL DATTA
  • 2. • Credit Risk is the risk of default on a debt that may arise from a borrower failing to make the required payments • Credit risk management is the process of mitigating these losses by understanding the banks loan loss reserves and its capital • BI solution enables you to assess credit portfolio risks accurately, reduce financial losses, and speed up the processing of reporting data. Motivation
  • 3. KPIs • Profit per region • Profit per product • Profit Growth per region • Profit Growth per product • Customer growth per region • No of customers per region • No of customers per product • Average credit risk of customers • Allocation reserve per region • Allocation reserve per area • Allocation reserve per branch
  • 4. ETL

Editor's Notes

  1. Banks capital = difference between banks assets and liabilities ; net worth of the bank Loan loss reserves = accounting entries banks make to cover estimated losses on loan