Credit rating services, benefits to investors , issuers , regulators and mergers & acquisition in banking sector, narasimhan committee report and raghuram rajan report on mergers & acquisition
This is a whitepaper prepared for Members of Congress concerning creating more transparency and accountability in the credit ratings process. It details events related to the Credit Crisis of 2007-2008.
Credit rating services, benefits to investors , issuers , regulators and mergers & acquisition in banking sector, narasimhan committee report and raghuram rajan report on mergers & acquisition
This is a whitepaper prepared for Members of Congress concerning creating more transparency and accountability in the credit ratings process. It details events related to the Credit Crisis of 2007-2008.
credit rating.
factors for successful credit rating.
examples of credit rating agencies ... etc.
exclusively for students pursuing company secretary course.
Empowering MSMEs - Benefits of Credit Rating in MSME - Part - 8Resurgent India
Approaching a credit rating agency is a good option for small and medium enterprises (SMEs) given the problems they face in seeking finance. Rating agencies assess a firm's financial viability and capability to honour business obligations, provide an insight into its sales, operational and financial composition, thereby assessing the risk element and highlights the overall health of the enterprise.
Credit Rating has become an important aspect when we talk of Finance these days; what are the major Credit rating agencies in India and other International companies in same business are mentioned here. The process followed by these companies are also touched upon this presentation
What is the role of credit rating agencies in our global financial system? Learn how credit ratings on securities are created and used. Part of a continuing series of introductory seminars for the financial services industry. We develop custom training, contact us for a quote or discussion of your needs.
credit rating.
factors for successful credit rating.
examples of credit rating agencies ... etc.
exclusively for students pursuing company secretary course.
Empowering MSMEs - Benefits of Credit Rating in MSME - Part - 8Resurgent India
Approaching a credit rating agency is a good option for small and medium enterprises (SMEs) given the problems they face in seeking finance. Rating agencies assess a firm's financial viability and capability to honour business obligations, provide an insight into its sales, operational and financial composition, thereby assessing the risk element and highlights the overall health of the enterprise.
Credit Rating has become an important aspect when we talk of Finance these days; what are the major Credit rating agencies in India and other International companies in same business are mentioned here. The process followed by these companies are also touched upon this presentation
What is the role of credit rating agencies in our global financial system? Learn how credit ratings on securities are created and used. Part of a continuing series of introductory seminars for the financial services industry. We develop custom training, contact us for a quote or discussion of your needs.
Last year, I took a course in media planning and I was put into a group of four individuals. We were tasked with developing a media campaign for JetBlue Airlines.
This presentation is on Credit rating agencies in India. here I presents it's origin, importants, benefits, objectives, need and about different rating agencies.
Risk and Credit Rating Agencies - Fundamentals of InvestmentMehulNamdev1
What is the Default risk? What is Credit Rating? What is the role of Credit rating Agencies? These questions should be taken into consideration at the time of the investment process.
Credit rating is an analysis of the credit risks associated with a financial instrument or a financial entity. It is a rating given to a particular entity based on the credentials and the extent to which the financial statements of the entity are sound, in terms of borrowing and lending that has been done in the past.
credit rating meaning
origin of credit rating agency
importance, benefits,objectives, needs
credit rating agency in India . Items rated
CRISIL rating symbols for long term and short term instruments
Credit rating, it's historical perspective, Indian perspective, process of credit rating, communicating of credit rating, Top credit rating agencies, rating symbols have described.
Market research on India Chocolate Industry 2018Abhinav Kp
History
Ever since 1947 the Cadbury is in India, Cadbury chocolates have ruled the hearts of Indians with their fabulous taste. Indian Chocolate Industry's
The company is one of the oldest and strongest players in the Indian confectionary industry with an estimated 68% value share and 62% volume share of the total chocolate market.
The brand of Cadbury is known for its exceptional capabilities in product innovation, distribution and marketing.
Mission
Delivering superior service to clients
Actively contributing to the community through responsible banking
Leading with innovation
Treating colleagues with dignity and fairness
Pursuing opportunities that grow shareholders’ value
The Walt Disney Company was founded on October 16th 1923 by brothers Walt and Roy Disney.
It is one of the largest media and entertainment corporations in the world.
It’s the owner of 11 theme parks and several television networks, including the American Broadcasting Company (ABC).
Pixar Animation Studios was started by John Lasseter & George Lucas
Pixar was initially a computer graphics division owned by film maker George Lucas known as Lucas film limited.
In 1986, Steve Jobs purchased the computer graphics division of Lucas Film Ltd. for $10 million and established it as an independent company named Pixar , co-founded with Dr. Edwin E. Catmull.
Tata Tea
Tata Tea is the most popular tea brand in India and presently holds the maximum share of tea segment in India. Tata Tea is a tea brand of Tata Global Beverages Limited, a subsidiary of Tata Group, involved in production and distribution of non-alcoholic beverages.which was set up in 1962 as a joint venture of James Finlay and Company and Tata Sons. The company currently operates in all the continents of the world. Its other brands are mentioned below:
Tetley
Vitax
Good Earth
Jemca
Brooke Bond Taaza
Brooke Bond Taaza is a famous and popular tea brand from the British-Dutch consumer care conglomerate called Unilever. Taaza is the name given to a new type of tea introduced by the Brooke Bond tea company. The tea leaves of Taaza provide a unique taste and the much-needed refreshment to the minds of people.
Packed tea industry
One of the fastest growing sectors in India, with a total size of about INR1160 billion (INR 1,16,000 crore) OR US$ 26.5 billion.
In Dairying, 75 million women are engaged as against 15 million men.
Sustained rise in per capita income and urbanization are fuelling rapid growth in demand for milk.
The per capita availability of milk is 226 grams per day.
The world average of 285 grams per day
The minimum nutritional requirement is 280 grams per day as per Indian Council of Medical Research.
Pasteurized packed milk
Definition of Stock Exchange : The securities regulation act of 1956 defined stock exchange as “an association , organization , or a individual which is established for for the purpose of assisting , regulating , and controlling business in buying ,selling and dealing in securities.”
It is a term referring collectively to such activities as reengineering, redesigning and redefining business systems.
Organization Transformation can occur in response to or in anticipation major changes in the organization’s environment or technology.
Physical or psychological disorder associated with an occupational environment and manifested in symptoms such as extreme anxiety, or tension, or cramps, headaches, or digestion problems.
Stress related to responsibilities associated with work, corporate culture or personality conflicts
Can lead to physical as well as emotional disorders
May cause depression if left unattended
Its aim is for businesses in developing countries to become more competitive in global markets, speeding economic development and contributing to the achievement of the UN’s (MDGs)
Contributing to poverty reduction by boosting trade is a key objective of ITC’s trade related technical assistance (TRTA). This is also the focus of the Aid for Trade agenda.
Demography:- Is the study of human populations in terms of size, density, location, age, gender, race occupation, and other statistics.
Demography is very important because it involves people, and people make up markets.
The word population is growing at an explosive rate. This population explosion has been of major concern to governments and various groups.
Case study on infosys technologies – the bestAbhinav Kp
Humble Beginning & Spectacular Growth
Found in 1981,
By N.R. Narayana Murthy & his six colleagues
Global Presence with 32 sales offices in 17 countries & 33 global development centre
Export-Import Bank of India is the premier export finance institution of the country.
It commenced operations in 1982 under the Export-Import Bank of India Act 1981.
Government of India launched the institution with a mandate to not just enhance exports from India, but also to integrate the country’s foreign trade and investment with the overall economic growth.
PERCEPTION
The process by which an individual selects, organizes, and interprets stimuli into a meaningful and coherent picture of the world.
Dynamics of Perception
Elements of Perception
Motivation is the driving force within individuals that implies them to action…….
TYPES OF MOTIVATION
Positive Motivation
Negative Motivation
Extrinsic Motivation
Intrinsic Motivation
Represents the drive to satisfy both physiological and psychological needs through product purchase and consumption
Gives insights into why people buy certain products
Stems from consumer needs: industries have been built around basic human needs
New Explore Careers and College Majors 2024.pdfDr. Mary Askew
Explore Careers and College Majors is a new online, interactive, self-guided career, major and college planning system.
The career system works on all devices!
For more Information, go to https://bit.ly/3SW5w8W
The Impact of Artificial Intelligence on Modern Society.pdfssuser3e63fc
Just a game Assignment 3
1. What has made Louis Vuitton's business model successful in the Japanese luxury market?
2. What are the opportunities and challenges for Louis Vuitton in Japan?
3. What are the specifics of the Japanese fashion luxury market?
4. How did Louis Vuitton enter into the Japanese market originally? What were the other entry strategies it adopted later to strengthen its presence?
5. Will Louis Vuitton have any new challenges arise due to the global financial crisis? How does it overcome the new challenges?Assignment 3
1. What has made Louis Vuitton's business model successful in the Japanese luxury market?
2. What are the opportunities and challenges for Louis Vuitton in Japan?
3. What are the specifics of the Japanese fashion luxury market?
4. How did Louis Vuitton enter into the Japanese market originally? What were the other entry strategies it adopted later to strengthen its presence?
5. Will Louis Vuitton have any new challenges arise due to the global financial crisis? How does it overcome the new challenges?Assignment 3
1. What has made Louis Vuitton's business model successful in the Japanese luxury market?
2. What are the opportunities and challenges for Louis Vuitton in Japan?
3. What are the specifics of the Japanese fashion luxury market?
4. How did Louis Vuitton enter into the Japanese market originally? What were the other entry strategies it adopted later to strengthen its presence?
5. Will Louis Vuitton have any new challenges arise due to the global financial crisis? How does it overcome the new challenges?
2. DEFINITION
According to CRISIL :
“Credit rating is an unbiased, objective
and independent opinion as to an issuer’s
capacity to meet financial obligation.”
3. ORGIN OF CREDIT RATING IN INDIA
• India’s first credit rating agency CRISIL was set up in 29 January 1987.
• It is incorporated, promoted by the erstwhile ICICI Ltd along with UTI
and other financial institutions.
• Mr. NVaghul and Mr. Pradip Shah are CRISIL’S first Chairman and
Managing Director respectively.
• The first private sector credit rating institution in India was DUFFS &
PHELPS CREDIT RATING INDIA PVT.LTD formed in 1995.
4. OBJECTIVES OF CREDIT RATING
• Improves a healthy discipline on borrowers.
• Lends greater credence to financial and other representations.
• Facilitates formulation of public guidelines on institutional
investments.
• Helps merchant bankers, brokers, regulatory authorities, etc.,
in discharging their functions related to debt issues.
• Encourages greater information disclosure, better accounting
standards and improved financial information
• Act as a marketing tool.
5. Credit Rating agencies in India
• CRISIL Limited.
• ICRA Limited.
• Credit Analysis & Research Ltd. (CARE).
• Fitch Rating India Ltd.
• Brickwork India Rating
6. CRISIL
• Global analytical company providing ratings, research, and risk
and policy advisory services.
• India’s leading ratings agency.
• Provides high-end research to the world’s largest banks and
leading corporations.
• Majority shareholder - Standard and Poor’s (S&P).
• Caters to over 1,200 domestic and global clients, through a range
of research reports, analytical tools, subscription products and
customized solutions.
7. A. Long-term Instruments
(i) High investment grades
(a) AAA (Triple A): Highest safety
(b) AA (Double A): High safety
(ii) Investment grades
(a) A: Adequate safety
(b) BBB (Triple B): Moderate safety
CRISIL Credit Rating scale
for Long-Term Instruments
10. ICRA
• ICRA Limited (formerly Investment Information and Credit Rating
Agency of India Limited) was set up in 1991 by leading
financial/investment institutions, commercial banks and financial
services companies as an independent and professional Investment
Information and Credit Rating Agency.
• Today, ICRA and its subsidiaries together form the ICRA Group of
Companies (Group ICRA). ICRA is a Public LimitedCompany, with its
shares listed on the Bombay Stock Exchange and the National Stock
Exchange.
• ICRA’s major shareholders IFCI (26%), and the balance by UTI, LIC,
GIC, PNB, Central Bank of India, Bank of Baroda,UCO Bank and
banks (SBI) .
• Alliance with Moody’s Investors Service.
13. CARE
• CARE is promoted by IDBI jointly with Financial Institutions, Public/Private
Sector Banks and Private Finance Companies
• It commenced its credit rating operations in October, 1993 and offers a wide
range of products and Services in the field of Credit Information and Equity
Research.
• It offers services like :
Credit rating of debt instruments
Advisory services like securitization of transactions,.
Information services like providing information to companies, industry and
businesses.
Equity research
16. Fitch Rating India Ltd.
• It is the latest entrant in the credit rating business in the
country as a joint venture between the international
credit Rating agency Duff and Phelps and JM Financial
and Alliance Group.
• In addition to debt instruments, it also rates companies
and countries on request.
24. Moody’s Investor Services
Moody's Investors Service, often referred to as Moody's, is the bond
credit rating business of Moody's Corporation, representing the
company's traditional line of business and its historical name.
Moody's Investors Service provides international financial research
on bonds issued by commercial and government entities and,
with Standard & Poor's and Fitch Group, is considered one of the Big
Three credit rating agencies.
The company ranks the creditworthiness of borrowers using a
standardized ratings scale which measures expected investor loss in
the event of default. Moody's Investors Service rates debt securities in
several market segments related to public and commercial securities
in the bond market.
25. Standard and Poor’s
Standard & Poor's Financial Services LLC (S&P) is an American financial
services company.
It is a division of S&P Global that publishes financial research and analysis
on stocks, bonds and commodities. S&P is known for its stock market
indices such as the U.S.-based S&P 500, the Canadian S&P/TSX, and the
Australian S&P/ASX 200.
Its head office is located on 55Water Street in Lower Manhattan, New
York City.