This document describes a no-code, end-to-end insurance platform called Seamless.Insure that automates and simplifies the insurance business. It consists of independently deployable microservices that can digitize the entire customer journey. The platform helps insurers and distributors develop and distribute products faster while connecting customers with a frictionless experience. It provides pre-built templates and tools to configure products, campaigns and workflows without coding. Several clients have experienced benefits like reduced time to market and costs from using the platform.

1. NO-CODE END-TO-END
INSURANCE PLATFORM

2. NO-CODE, END-TO-END, MODULAR INSURANCE PLATFORM
Built on the cloud, it is delivered as a service to automate and simplify any insurance business and
technology quickly and cost-effectively while ensuring data security and scalability. Independently
deployable microservices/modules for each stage of the insurance value chain.

3. SOLVES INSURANCE BUSINESS & TECHNOLOGY CHALLENGES
FOR
Insurers, Distributors,
Brokers & Insurance
startups
Retail
Consumer
Market
General or
Personal lines
Distributing insurance products
direct to end customers (B2C)
or via affinity partnership
channels(B2B2C)
Long Time
To Market
Costly
Legacy
Systems
Poor
Customer
Experience
Lack of
Analytics &
Reporting
Multiple
Manual
Touchpoints

4. ENABLES INSURERS & DISTRIBUTORS TO
 Develop &
Distribute Products
Faster
 Connect & Build
Frictionless
Experiences
 Automate Any
Business
Function
 Digitalize Entire
Customer Journey
 Pre-Built Templates, User friendly visual
interface, drag & drop features
 Plug & Play API Connectivity
 Pay per use
 Rule-based workflow editor
Without the
need to write
long codes or
have huge IT
budgets.

5. MICROSERVICES FOR END-TO-END DIGITAL CUSTOMER JOURNEY
Customer white-labelled
front-end sales portal
Customers fill out risk details
& get an instant quote
Seamless white-labelled
servicing portal
Customers perform policy
amendments, retrieve policy
document
Awareness Consideration Purchase Service & Support Loyalty & Advocacy
White-labelled
omnichannel front end
sales portal
Customers engaged & find
out more on the product
coverage
Seamless white-labelled
front end loyalty app/portal
Customers collect reward
points via referral, cultivation
of no claim behavior etc &
constantly engaged on new
products & promotion
Seamless white-
labelled front end
claims app/portal
Front to back claims
management
Customers submit
claim case online &
receive claims pay
out
Full Fledge B2B
CRM platform
Marketing campaign
created & executed
on target segments
Campaign messages triggered
& received by customers
Phone calls, SMS, Push notification
via social messaging apps
(whatsapp, Line etc)
Seamless white-
labelled front-end
sales portal
Customers review/
accept total premium
amount, complete
purchase & receive
policy documents email
SEAMLESS GROW
Analytics & Reporting
Embedded, customisable report dashboard offers a unified view
and strong visualization of data- Reports can be downloaded in
CSV, excel format for data extraction purposes.
API Connectivity
Allows 3rd parties to access and embed your relevant insurance
product & services APIs into their ecosystem & customers’
purchase journey ensuring a frictionless experience.

6.  Employee
productivity &
customer experience
improved by 20%
 Up to 50% decrease
in Time to launch new
products
 Time to settle claims
reduced by up to
40%
 Infrastructure costs
reduced by 30%
 15% faster speed to
market (sales &
distribution)
Better Faster Cost-Effective
Sales & Servicing Speed to Market IT Infrastructure
THE IMPACT – PROVEN ROI
Built on the cloud, it is delivered as a service to automate and simplify any insurance business and
technology quickly and cost-effectively while ensuring data security and scalability.

7. Without any disruption to the business, HOGS have gone
from highly manual, paper-based processes to highly
automated, digitized ones in the market.
Competitive Edge
Increased
Operational
Efficiency
40% Reduction
in Time to
Market
Nearly 70
Man Hours
Saved Per
Month
99% Reduction
in Time to
Market (SMB)
CLIENT SUCCESS STORIES
Since launch in 2020, Seamless.insure has delivered proven business value.
By working on Seamless.insure, Varsamma- a Swedish insurance cover
holder/distributor company is getting the huge upside of being able to rapidly
develop, launch and manage insurance products and their distribution, in
addition to receiving the benefits of reduced administration costs and improved
business efficiency.
 Varsamma has experienced reduced time to market and significant business
growth; achieved a strong 75% business growth; forecast to grow by
over 40% this year
 15% of their customers have started to use the loyalty app without them
spending anything on marketing for this.
 Seeing over a 60% increase in lead generation rate through the partner
app.
 Speed of product updates and delivery time are greatly improved.

8. Klapton Insurance has their administration in the UK and is
an insurer and reinsurer registered in the Autonomous
Island of Anjouan, Union of Comoros and formed in 2005.
Their business model is to focus on core activity lines,
mainly sureties (bonds and guarantees), combined
commercial (SME, Contractors & Engineering) and inward
facultative reinsurance covers.
 Klapton has selected Seamless.insure to digitalize these
core activity lines primarily because they need an easy-
to-use interface, risk reduction, process control, and
higher efficiency to ensure scalability and growth.
CLIENT SUCCESS STORIES
Since launch in 2020, Seamless.insure has delivered proven business value.
Origo, a Norwegian MGA that represents insurers that have a minimum
A-rating with Standard&Poor.
 Their Seamless.insure based automation simplifies the workload for
their distributors and clients with integrated processes that retrieve
necessary underwriting information.
 The automated processes have made the MGA time and cost-
efficient, resulting in lower personnel costs and competitive
advantage.
 Seamless.insure Analytics and Reporting tools have helped the MGA
to get better insights into the needs of their channel partners, to
service them more effectively.
 The MGA now aims to set up new product lines and take more of the
platform into use.

9. WHAT OUR CLIENTS & PARTNERS SAY
“This is one of the best products we have seen for the insurance market”.
– CEO, Norwegian Insurance Management
“I had high expectations, but your system surpassed that. We should have had this when we started our business”.
– CSO, Alfa Forsikring.
“Contemi has been one of the key contributors in helping HOGS become the most modern and efficient company
within its industry“.
- CFO, HouseOfGuarantees
“The Contemi system, including the various customised features and functions, were developed as per our business
strategies. We are satisfied that Contemi has managed to build the functions according to our high demands and
expectations.”
- CEO, Varsamma AB

10. ABOUT CONTEMI SOLUTIONS
Since 1999
Delivering business value in financial services transformation
$50 Billion +
Client assets managed with Contemi Software
50000+
Users
50+
Clients across 3 continents– Europe, Asia, Australia
250+
Employees from 11 countries
5
Development centers spread across time zones
 Trusted & Proven Industry Expertise
 Local, Regional & Global Reach & Experience
 Comprehensive & Modular Capabilities
Our bundle of software solutions and services enable banks, insurance
companies, capital market firms, and asset and wealth managers of all
sizes to cut through complexity and optimise end-to-end processes
for greater simplicity and user experience, actionable insights,
business efficiency and profitability while ensuring compliance.

11. TRUSTED BY REGIONAL & GLOBAL FINANCIAL PLAYERS
Best Onboarding &
Client Portal 2021
Best Buy-Side CRM
Platform 2021
2021 Global AI
Fintech100
Best Regional CEO Business Leadership Award
2021
Product Specialist Award
2021
2021 Global
WealthTech100
Best Corporate Actions
System 2019 & 2020
Best Investment Management
Application 2019
Analytics- Best Innovative
Fintech Solution 2017 & 2020
INDUSTRY-RECOGNITIONS
ALLIANCES & PARTNERS

12. i n f o @ c o n t e m i . c o m
w w w. c o n t e m i . c o m
Seamless.Insure
For A Faster, Flexible, Cost-Efficient & Secure Digital Insurance Business
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