While every Insurer needs to provide remarkable Claims, Policy and Billing services, not every Insurer particularly small and mid-sized insurersneeds to build the systems,
maintain the infrastructure, or develop and run the processes.
Cloud Enabled Transformation In InsuranceCapgemini
Immature capabilities and growing market disruptors are compelling insurers to act swiftly and become fully customer centric. According to the World Insurance Report 2015 less than 30% of customers are having positive customer experiences globally forcing Insurers to reinvent their ability to deliver positive customer experience across the entire customer journey.
Capgemini's ACEs (All Channel Experience) for Insurance is built on Salesforce the leading CRM platform to help insurers improve their core capabilities and enrich customer experiences regardless of customer channel or device preferences.
Find out how Cloud-Enabled Transformation in Insurance from Capgemini and Salesforce is a faster and less disruptive way for insurers to rapidly evolve digital capabilities to achieve customer experiences that leave your customers wanting more!
The (R)evolution of Predictive Operations & MaintenanceCapgemini
This document discusses the evolution of predictive operations and maintenance in the aerospace and defense industries. It argues that while disruptive digital technologies are becoming capable of enabling the industry's vision, there are still fundamental hurdles to overcome across the ecosystem, including legacy systems, siloed data and processes, and outdated skills. The document outlines a path to revolutionizing operations and maintenance through establishing a fully functioning digital thread and twin, reliable predictive analytics, optimized physical and cyber supply chains, and new decision-making organizations and skills.
Banking trends for 2016 include increasing disruption of banks from new technologies, especially in payment services. To drive innovation and counter threats, banks are investing in new technologies, partnering with fintech companies, and improving security systems. They are also leveraging digital technologies, cloud services, analytics, and distributed ledger technology to enhance customer experience and reduce costs. Additionally, banks are transforming legacy systems, fully integrating risk management and compliance practices, and embracing financial inclusion to ensure business growth.
Security: Enabling the Journey to the CloudCapgemini
Andy Powell VP UK Cybersecurity - Capgemini
Doug Davidson UK CTO for Cybersecurity - Capgemini
Organisations are moving to the Cloud in order to rationalise their legacy application estates and improve the quality of their application services, business performance, and business agility, whilst at the same time reducing their IT cost base. However, the road to Cloud services adoption is fraught with many risks and issues that can trip up the unwary. In this presentation Andy and Doug will outline some of the areas of security risk and threats that customers adopting Cloud services routinely come across. They will also talk through some of the security controls and approaches that you can use to avoid or mitigate business impacts to your cloud services, and will describe how organisations can follow a methodology to securely transition to the Cloud.
Capgemini & EMC Transform Brazilian Businesses with Next-Generation Cloud Sol...Capgemini
Brazil is going through a digital transformation. Learn about how Capgemini and EMC are partnering to deliver best-in-class, cloud-based solutions to help clients succeed.
These transformational offers such as SAP HANA aaS or ECM aaS are based on the suite of EMC’s Federation of technology including VNX, VMAX, VMware.
Presented by Gustavo Trevisan, CTO, Capgemini Brazil, at EMC World 2014.
http://www.capgemini.com/emc
This document discusses digital transformation and ISG's digital framework. It provides an overview of key aspects of digital transformation including developing a vision, building a digital backbone, adopting flexible infrastructure and agile processes, understanding how applications drive delivery models, and taking a multi-speed approach to application development. The document also discusses how ISG typically helps clients develop digital strategies and roadmaps.
Capgemini Leap Data Transformation Framework with ClouderaCapgemini
https://www.capgemini.com/insights-data/data/leap-data-transformation-framework
The complexity of moving existing analytical services onto modern platforms like Cloudera can seem overwhelming. Capgemini’s Leap Data Transformation Framework helps clients by industrializing the entire process of bringing existing BI assets and capabilities to next-generation big data management platforms.
During this webinar, you will learn:
• The key drivers for industrializing your transformation to big data at all stages of the lifecycle – estimation, design, implementation, and testing
• How one of our largest clients reduced the transition to modern data architecture by over 30%
• How an end-to-end, fact-based transformation framework can deliver IT rationalization on top of big data architectures
Cloud Enabled Transformation In InsuranceCapgemini
Immature capabilities and growing market disruptors are compelling insurers to act swiftly and become fully customer centric. According to the World Insurance Report 2015 less than 30% of customers are having positive customer experiences globally forcing Insurers to reinvent their ability to deliver positive customer experience across the entire customer journey.
Capgemini's ACEs (All Channel Experience) for Insurance is built on Salesforce the leading CRM platform to help insurers improve their core capabilities and enrich customer experiences regardless of customer channel or device preferences.
Find out how Cloud-Enabled Transformation in Insurance from Capgemini and Salesforce is a faster and less disruptive way for insurers to rapidly evolve digital capabilities to achieve customer experiences that leave your customers wanting more!
The (R)evolution of Predictive Operations & MaintenanceCapgemini
This document discusses the evolution of predictive operations and maintenance in the aerospace and defense industries. It argues that while disruptive digital technologies are becoming capable of enabling the industry's vision, there are still fundamental hurdles to overcome across the ecosystem, including legacy systems, siloed data and processes, and outdated skills. The document outlines a path to revolutionizing operations and maintenance through establishing a fully functioning digital thread and twin, reliable predictive analytics, optimized physical and cyber supply chains, and new decision-making organizations and skills.
Banking trends for 2016 include increasing disruption of banks from new technologies, especially in payment services. To drive innovation and counter threats, banks are investing in new technologies, partnering with fintech companies, and improving security systems. They are also leveraging digital technologies, cloud services, analytics, and distributed ledger technology to enhance customer experience and reduce costs. Additionally, banks are transforming legacy systems, fully integrating risk management and compliance practices, and embracing financial inclusion to ensure business growth.
Security: Enabling the Journey to the CloudCapgemini
Andy Powell VP UK Cybersecurity - Capgemini
Doug Davidson UK CTO for Cybersecurity - Capgemini
Organisations are moving to the Cloud in order to rationalise their legacy application estates and improve the quality of their application services, business performance, and business agility, whilst at the same time reducing their IT cost base. However, the road to Cloud services adoption is fraught with many risks and issues that can trip up the unwary. In this presentation Andy and Doug will outline some of the areas of security risk and threats that customers adopting Cloud services routinely come across. They will also talk through some of the security controls and approaches that you can use to avoid or mitigate business impacts to your cloud services, and will describe how organisations can follow a methodology to securely transition to the Cloud.
Capgemini & EMC Transform Brazilian Businesses with Next-Generation Cloud Sol...Capgemini
Brazil is going through a digital transformation. Learn about how Capgemini and EMC are partnering to deliver best-in-class, cloud-based solutions to help clients succeed.
These transformational offers such as SAP HANA aaS or ECM aaS are based on the suite of EMC’s Federation of technology including VNX, VMAX, VMware.
Presented by Gustavo Trevisan, CTO, Capgemini Brazil, at EMC World 2014.
http://www.capgemini.com/emc
This document discusses digital transformation and ISG's digital framework. It provides an overview of key aspects of digital transformation including developing a vision, building a digital backbone, adopting flexible infrastructure and agile processes, understanding how applications drive delivery models, and taking a multi-speed approach to application development. The document also discusses how ISG typically helps clients develop digital strategies and roadmaps.
Capgemini Leap Data Transformation Framework with ClouderaCapgemini
https://www.capgemini.com/insights-data/data/leap-data-transformation-framework
The complexity of moving existing analytical services onto modern platforms like Cloudera can seem overwhelming. Capgemini’s Leap Data Transformation Framework helps clients by industrializing the entire process of bringing existing BI assets and capabilities to next-generation big data management platforms.
During this webinar, you will learn:
• The key drivers for industrializing your transformation to big data at all stages of the lifecycle – estimation, design, implementation, and testing
• How one of our largest clients reduced the transition to modern data architecture by over 30%
• How an end-to-end, fact-based transformation framework can deliver IT rationalization on top of big data architectures
Group No. 7 presented on Capgemini, an IT services and consulting company. They discussed Capgemini's history since 1967, management team, mission to enable client transformation through technology, vision of enabling client freedom, global presence, services, business strategy focusing on key industries, financial performance in 2008-2009, SWOT analysis, future plans including cloud computing and green IT, and reasons for Capgemini's success in India.
The uncertainty of 2020 is setting the global tone for the immediate future in the financial services industry. So it is no surprise banks are laser-focused on business resilience, emphasizing both financial and operational risks. The need to adapt quickly to new normal conditions through virtual customer engagement is clear.
Customer centricity continues to drive commercial banks’ solution designs. And, the pandemic compelled products that deliver immediate client value ‒ quick digital onboarding, seamless lending, and support for small and medium-sized enterprises (SMEs). The onus is now on banks to go to market more quickly, which requires the implementation of intelligent processes and integrating corporates’ enterprise resource planning (ERP) systems with banking workflows.
To achieve go-to-market agility, banks across the globe are investing in and collaborating with FinTechs. Many of these partnerships are focused on boosting digital lending and providing seamless support to anxious small-business clients in need of assurance.
With newfound impetus for FinTech collaboration, commercial banks have picked up their step on the path toward OpenX. COVID-19 made it evident that survival during turbulence is manageable through collaboration with ecosystem players.
Read our Top Trends in Commercial Banking 2021 report to explore the strategies banks are adapting to transform their businesses from a product-led, siloed model to an experiential and agile plan.
Making the life of patients easier in the healthcare sector thanks to digital...Jahia Solutions Group
Customer Case study: Making the life of patients easier in the healthcare sector thanks to digital, presented by Metin Ergener, DXM Solutions Lead at CapGemini for Alliance RX/Walgreens Prime (Capgemini Invent).
Digital transformation is disrupting the insurance industry in three main ways: 1) Through hyper-personalized insurance products enabled by new data sources and customer data; 2) New competitors like insurtech companies and other industries entering insurance; 3) Emergence of new data sources and technologies that allow for new types of products and more customer-centered experiences. Insurers must leverage semantic graph technologies and data fabrics to integrate diverse new data sources, gain insights from data to develop new products and services, and remain competitive against new entrants.
Transforming Insurance Risk Assessment with Big Data: Choosing the Best PathCapgemini
Insurers are realizing that big data has the potential to create competitive advantage. There is a gold mine of information residing across the large volumes of data available in multiple sources and disparate formats, if only it can be efficiently mined to support key operational decisions and improve the customer experience. Commercial risk assessment is data intensive and ripe for the incorporation of real-time external data. In this paper, we explore the ways commercial insurers can gain accurate and comprehensive risk assessments when underwriting policies by using big data.
ICGEB adopts UNiversePath on Microsoft AzureCapgemini
The intergovernmental organization ICGEB (International Centre for Genetic Engineering and Biotechnology) conducts innovative research in life sciences for the benefit of developing countries. In six months’ time, ICGEB moved to SAP S/4HANA 16.10 with SAP Fiori on Microsoft Azure, enabled by Capgemini's UNiversePath.
Boosting Innovation and Value for Your Subsidiaries with SAP S/4HANA CloudCapgemini
Boosting Innovation and Value for Your Subsidiaries with SAP S/4HANA Cloud: More agility, More innovation, More time-to-Value and Quicker Payback with Capgemini and SAP 2tier Strategy
When we published the Top Trends in Wealth Management 2020, little did we foresee the pandemic that would sweep through the world and disrupt life as we knew it. Yet, when we reviewed last year’s trends, we found that many still hold and some have taken on even greater relevance. One such trend is sustainable investing, which had begun to gain prominence as investors became more aware of ESG considerations, and firms rolled out more sustainable investing offerings. Another trend that has accelerated in the post-COVID world is the importance of investing in omnichannel capabilities and technologies such as artificial intelligence (AI) to enhance personalization and advisor effectiveness. The pandemic has driven wealth management firms to accelerate their digital transformation journey, with some immediate focus areas being interactive client communications and digital advisor tools.
There is no denying that time is of the essence. Yes, budgets are tight, but the Open X ecosystem offers wealth management firms opportunities to reimagine their operating models and deliver excellent customer experience cost-effectively.
The transformation to a Digital Insurer is complex as it changes the foundation of the organization. Complicating factor is the fast speed of digital innovation in the market and the current digital structure of the organization not able to deal with these changes. The digital transformation is however inevitable and mistakes will create a bigger gap, resulting in business deterioration. In this presentation a vision on Digital Insurance transformation is explained and more information is available to support a digital transformation process in a specific organization.
Connected Autonomous Planning: a continuous touchless model enabling an agile...Capgemini
Phil Davies, Head of Consumer Products, Retail and Distribution, Capgemini Invent and Michael McCullough, Supply Chain Lead, Capgemini US discussed “How using Intelligent Automation drives a step change in planning effectiveness and efficiency” at Kinexions 2019, the annual destination for users and supply chain innovators to showcase how to accelerate innovation, shorten time-to-value and maximize competitive advantage.
Capgemini’s Connected Autonomous Planning is a holistic approach to develop touchless planning solutions that creates a more easily automated, agile and responsive supply chain to support the needs of the future consumer and channels.
The document discusses artificial intelligence (AI) and Capgemini's approach to AI. It provides examples of how AI can be applied in different industries and business functions. It also outlines Capgemini's AI platform, principles, and offerings. Capgemini aims to help clients implement impactful and scalable AI solutions through a combination of technology, services, and ecosystem partnerships.
This document provides an overview of FintechOS, a company that provides financial technology solutions to help companies personalize, automate, and transform their digital offerings. Some key points:
- FintechOS works with over 40 global clients and has helped onboard over $85 billion in assets. They are expanding their offices globally.
- Their technology allows companies to build powerful, personalized digital products and customer experiences quickly using a no-code platform.
- They have pre-built apps and solutions available through an Innovation Studio and App Store.
- Case studies show how their technology helped clients like banks and insurers digitize processes, reduce time-to-market, and improve the customer experience.
Data has always played a central role in the insurance industry, and today, insurance carriers have access to more of it than ever before. We have created more data in the past two years than the human race has ever created. Insurers—like organisations in most industries—are overwhelmed by the explosion in data from a host of sources, including telematics, online and social media activity, voice analytics, connected sensors and wearable devices. They need machines to process this information and unearth analytical insights. But most insurers are struggling to maximize the benefits of machine learning.
Thousands of Employees, Millions of Devices, Billions of Things – Welcome to ...Capgemini
The Internet of Things is a network of connected devices fast becoming pervasive. These devices are bringing fundamental changes in the way business is done today; along with organization's internal processes and its digital strategy. These changes have already spurred a new wave of innovation and efficiency.
As the technology evolves, businesses should develop the ability to separate the true game changers from the hype and be prepared for a world where the number of things to be managed increases by an order of magnitude.
This presentation introduces the capabilities and imperatives that organizations need to advance.
Presented at Mobile World Congress 2015 by Simon Short.
A data monetization framework from Accenture Interactive. Three questions your company should answer to start realizing revenue opportunities from your data.
Infographic - Turning AI into Concrete Value: The Successful Implementers' To...Capgemini
What concrete benefits are organizations really seeing from AI today? Our comprehensive research provides insights direct from the market on the real-life benefits, the best use cases, and where to invest - a successful AI implementers’ toolkit.
Achieving GxP compliance with SAP S/4HANA in the AWS CloudCapgemini
Learn how you can achieve full GxP compliance when moving to SAP S/4HANA in the AWS Cloud. In the session, you’ll hear learnings and best practices for securing FDA approval in order to fully reap the benefits of cloud transformation.
The Pulse of Pensions: What Members Really Think of Their Pension Plans and R...accenture
We asked nearly 2,800 public and private employees with defined benefit, defined contribution and hybrid plans their views on top-of-mind pensions and retirement topics.
Blockchain for Post and Parcel: Incremental Change or Exponential Differenceaccenture
Imagine a world with seamless end-to-end global trade, instant identification validation and digitized package verification. Blockchain has the potential to drive profound positive change for the post and parcel industry.
Insurance Cloud: From Tactical to Strategic Investment for European InsurersAccenture Insurance
Insurance companies have been relatively cautious about cloud adoption. However, the conversation among insurers has changed in the last few years, moving to “when and how” rather than “why.” Several factors are driving today’s insurance companies to move their applications and data into the cloud as they reassess their business opportunities. Learn more:
This document describes a no-code, end-to-end insurance platform called Seamless.Insure that automates and simplifies the insurance business. It consists of independently deployable microservices that can digitize the entire customer journey. The platform helps insurers and distributors develop and distribute products faster while connecting customers with a frictionless experience. It provides pre-built templates and tools to configure products, campaigns and workflows without coding. Several clients have experienced benefits like reduced time to market and costs from using the platform.
Group No. 7 presented on Capgemini, an IT services and consulting company. They discussed Capgemini's history since 1967, management team, mission to enable client transformation through technology, vision of enabling client freedom, global presence, services, business strategy focusing on key industries, financial performance in 2008-2009, SWOT analysis, future plans including cloud computing and green IT, and reasons for Capgemini's success in India.
The uncertainty of 2020 is setting the global tone for the immediate future in the financial services industry. So it is no surprise banks are laser-focused on business resilience, emphasizing both financial and operational risks. The need to adapt quickly to new normal conditions through virtual customer engagement is clear.
Customer centricity continues to drive commercial banks’ solution designs. And, the pandemic compelled products that deliver immediate client value ‒ quick digital onboarding, seamless lending, and support for small and medium-sized enterprises (SMEs). The onus is now on banks to go to market more quickly, which requires the implementation of intelligent processes and integrating corporates’ enterprise resource planning (ERP) systems with banking workflows.
To achieve go-to-market agility, banks across the globe are investing in and collaborating with FinTechs. Many of these partnerships are focused on boosting digital lending and providing seamless support to anxious small-business clients in need of assurance.
With newfound impetus for FinTech collaboration, commercial banks have picked up their step on the path toward OpenX. COVID-19 made it evident that survival during turbulence is manageable through collaboration with ecosystem players.
Read our Top Trends in Commercial Banking 2021 report to explore the strategies banks are adapting to transform their businesses from a product-led, siloed model to an experiential and agile plan.
Making the life of patients easier in the healthcare sector thanks to digital...Jahia Solutions Group
Customer Case study: Making the life of patients easier in the healthcare sector thanks to digital, presented by Metin Ergener, DXM Solutions Lead at CapGemini for Alliance RX/Walgreens Prime (Capgemini Invent).
Digital transformation is disrupting the insurance industry in three main ways: 1) Through hyper-personalized insurance products enabled by new data sources and customer data; 2) New competitors like insurtech companies and other industries entering insurance; 3) Emergence of new data sources and technologies that allow for new types of products and more customer-centered experiences. Insurers must leverage semantic graph technologies and data fabrics to integrate diverse new data sources, gain insights from data to develop new products and services, and remain competitive against new entrants.
Transforming Insurance Risk Assessment with Big Data: Choosing the Best PathCapgemini
Insurers are realizing that big data has the potential to create competitive advantage. There is a gold mine of information residing across the large volumes of data available in multiple sources and disparate formats, if only it can be efficiently mined to support key operational decisions and improve the customer experience. Commercial risk assessment is data intensive and ripe for the incorporation of real-time external data. In this paper, we explore the ways commercial insurers can gain accurate and comprehensive risk assessments when underwriting policies by using big data.
ICGEB adopts UNiversePath on Microsoft AzureCapgemini
The intergovernmental organization ICGEB (International Centre for Genetic Engineering and Biotechnology) conducts innovative research in life sciences for the benefit of developing countries. In six months’ time, ICGEB moved to SAP S/4HANA 16.10 with SAP Fiori on Microsoft Azure, enabled by Capgemini's UNiversePath.
Boosting Innovation and Value for Your Subsidiaries with SAP S/4HANA CloudCapgemini
Boosting Innovation and Value for Your Subsidiaries with SAP S/4HANA Cloud: More agility, More innovation, More time-to-Value and Quicker Payback with Capgemini and SAP 2tier Strategy
When we published the Top Trends in Wealth Management 2020, little did we foresee the pandemic that would sweep through the world and disrupt life as we knew it. Yet, when we reviewed last year’s trends, we found that many still hold and some have taken on even greater relevance. One such trend is sustainable investing, which had begun to gain prominence as investors became more aware of ESG considerations, and firms rolled out more sustainable investing offerings. Another trend that has accelerated in the post-COVID world is the importance of investing in omnichannel capabilities and technologies such as artificial intelligence (AI) to enhance personalization and advisor effectiveness. The pandemic has driven wealth management firms to accelerate their digital transformation journey, with some immediate focus areas being interactive client communications and digital advisor tools.
There is no denying that time is of the essence. Yes, budgets are tight, but the Open X ecosystem offers wealth management firms opportunities to reimagine their operating models and deliver excellent customer experience cost-effectively.
The transformation to a Digital Insurer is complex as it changes the foundation of the organization. Complicating factor is the fast speed of digital innovation in the market and the current digital structure of the organization not able to deal with these changes. The digital transformation is however inevitable and mistakes will create a bigger gap, resulting in business deterioration. In this presentation a vision on Digital Insurance transformation is explained and more information is available to support a digital transformation process in a specific organization.
Connected Autonomous Planning: a continuous touchless model enabling an agile...Capgemini
Phil Davies, Head of Consumer Products, Retail and Distribution, Capgemini Invent and Michael McCullough, Supply Chain Lead, Capgemini US discussed “How using Intelligent Automation drives a step change in planning effectiveness and efficiency” at Kinexions 2019, the annual destination for users and supply chain innovators to showcase how to accelerate innovation, shorten time-to-value and maximize competitive advantage.
Capgemini’s Connected Autonomous Planning is a holistic approach to develop touchless planning solutions that creates a more easily automated, agile and responsive supply chain to support the needs of the future consumer and channels.
The document discusses artificial intelligence (AI) and Capgemini's approach to AI. It provides examples of how AI can be applied in different industries and business functions. It also outlines Capgemini's AI platform, principles, and offerings. Capgemini aims to help clients implement impactful and scalable AI solutions through a combination of technology, services, and ecosystem partnerships.
This document provides an overview of FintechOS, a company that provides financial technology solutions to help companies personalize, automate, and transform their digital offerings. Some key points:
- FintechOS works with over 40 global clients and has helped onboard over $85 billion in assets. They are expanding their offices globally.
- Their technology allows companies to build powerful, personalized digital products and customer experiences quickly using a no-code platform.
- They have pre-built apps and solutions available through an Innovation Studio and App Store.
- Case studies show how their technology helped clients like banks and insurers digitize processes, reduce time-to-market, and improve the customer experience.
Data has always played a central role in the insurance industry, and today, insurance carriers have access to more of it than ever before. We have created more data in the past two years than the human race has ever created. Insurers—like organisations in most industries—are overwhelmed by the explosion in data from a host of sources, including telematics, online and social media activity, voice analytics, connected sensors and wearable devices. They need machines to process this information and unearth analytical insights. But most insurers are struggling to maximize the benefits of machine learning.
Thousands of Employees, Millions of Devices, Billions of Things – Welcome to ...Capgemini
The Internet of Things is a network of connected devices fast becoming pervasive. These devices are bringing fundamental changes in the way business is done today; along with organization's internal processes and its digital strategy. These changes have already spurred a new wave of innovation and efficiency.
As the technology evolves, businesses should develop the ability to separate the true game changers from the hype and be prepared for a world where the number of things to be managed increases by an order of magnitude.
This presentation introduces the capabilities and imperatives that organizations need to advance.
Presented at Mobile World Congress 2015 by Simon Short.
A data monetization framework from Accenture Interactive. Three questions your company should answer to start realizing revenue opportunities from your data.
Infographic - Turning AI into Concrete Value: The Successful Implementers' To...Capgemini
What concrete benefits are organizations really seeing from AI today? Our comprehensive research provides insights direct from the market on the real-life benefits, the best use cases, and where to invest - a successful AI implementers’ toolkit.
Achieving GxP compliance with SAP S/4HANA in the AWS CloudCapgemini
Learn how you can achieve full GxP compliance when moving to SAP S/4HANA in the AWS Cloud. In the session, you’ll hear learnings and best practices for securing FDA approval in order to fully reap the benefits of cloud transformation.
The Pulse of Pensions: What Members Really Think of Their Pension Plans and R...accenture
We asked nearly 2,800 public and private employees with defined benefit, defined contribution and hybrid plans their views on top-of-mind pensions and retirement topics.
Blockchain for Post and Parcel: Incremental Change or Exponential Differenceaccenture
Imagine a world with seamless end-to-end global trade, instant identification validation and digitized package verification. Blockchain has the potential to drive profound positive change for the post and parcel industry.
Insurance Cloud: From Tactical to Strategic Investment for European InsurersAccenture Insurance
Insurance companies have been relatively cautious about cloud adoption. However, the conversation among insurers has changed in the last few years, moving to “when and how” rather than “why.” Several factors are driving today’s insurance companies to move their applications and data into the cloud as they reassess their business opportunities. Learn more:
This document describes a no-code, end-to-end insurance platform called Seamless.Insure that automates and simplifies the insurance business. It consists of independently deployable microservices that can digitize the entire customer journey. The platform helps insurers and distributors develop and distribute products faster while connecting customers with a frictionless experience. It provides pre-built templates and tools to configure products, campaigns and workflows without coding. Several clients have experienced benefits like reduced time to market and costs from using the platform.
Transforming The Insurance Industry How Liferay DXP Is Revolutionizing Digita...arenakelly
Learn how the Liferay Digital Experience Platform help insurers deliver personalized experiences, streamline operations, and optimize workflows to transform businesses
Modernizing the Insurance Value Chain: Top Three Digital ImperativesCognizant
As nontraditional companies enter the insurance scene and insurtechs launch novel products, incumbents need to accelerate innovation and differentiate the customer journey to remain in the game. Here are three strategies to achieve these goals, with a brief look at a few companies well on their way.
Insurance companies are required to develop intelligent platforms that cover various stages of contract capabilities. This can enable them with comprehensive setup of the process as well as avoiding biases in authoring, approvals, negotiations, and other insurance contracts.
Intermedia's cloud communications and collaboration solution, Intermedia Unite, provides SMBs with a comprehensive set of features along with easy management and strong reliability. It offers cloud PBX, conferencing, file sharing and backup in one package. The solution is designed to be intuitive for SMBs without dedicated IT. Intermedia backs its service with a financially backed SLA of 99.999% uptime, exceeding competitors. By prioritizing features, ease of use, and reliability, Intermedia delivers superior value to SMB customers.
Qnect provides an innovative digital insurance platform for brokers, agents, and customers. They recently launched their Qnect IRP product in 2021, which allows for instant issuance of certificates of insurance online for interior renovation projects. This provides efficiency and convenience over traditional paper-based processes. The Qnect IRP product has seen high digital adoption rates and increased policy volumes since its launch. It provides a user-friendly, end-to-end digital solution for obtaining quotes and managing renovation insurance.
INSUREDHQ delivers collaborative insurance administration software to provide modern insurers with complete policy, claims, accounts, and document management experiences through its cloud-native platform. The platform offers comprehensive and accessible end-to-end systems that can be implemented at a fraction of the cost and time of comparable enterprise solutions. It is designed for mid-market insurers, MGAs, and brokers globally to help them address challenges around cost, outdated technology, scaling products and distribution channels, and unprofitability in certain markets.
Senior Strategist Tom Whitbrook, explores the future of insurance propositions, customer experience and operations as well as how #insurers can build the organisational and technological capabilities required to become the insurer of the future.
The document summarizes CoverGo, a no-code insurance platform that allows insurance companies to build and launch insurance products faster, enable digital distribution channels, and automate end-to-end processes. CoverGo addresses common pain points for insurers like slow product development, high customer acquisition costs, and reliance on rigid legacy systems. It provides a modular platform with tools for no-code product configuration, digital portals for distribution and servicing, and microservices powered by open APIs that enable integration and automation. CoverGo has over 30 clients across various countries and supports multiple insurance product lines.
Steve Wanklin, Corporate VP for Capgemini’s Infrastructure Services presents the Service Management approach Capgemini and BMC have taken together as partners and enabled their clients to operate in the cloud.
Extending the Partnership to the CloudBMC Software
Steve Wanklin, Corporate VP for Capgemini’s Infrastructure Services presents the Service Management approach Capgemini and BMC have taken together as partners and enabled their clients to operate in the cloud.
While COVID-19 has sparked the demand for life insurance, it has also exposed the operating model vulnerabilities in distribution, servicing, and customer retention. In a post-COVID, new-normal environment, insurers need to enhance their capabilities around advanced data management and focus on seamless and secure data sharing to provide superior CX and hyper-personalized offerings. Accelerated digitalization and faster go-to-market are vital to remaining competitive, and win-win partnerships with ecosystems are critical in the journey.
Read our Top Life Insurance Trends 2022 to explore the tactical and strategic initiatives carriers undertake to acquire competencies around customer centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future readiness.
Value Journal, a monthly news journal from Redington Value Distribution, intends to update the channel on the latest vendor news and Redington Value’s Channel Initiatives.
Key stories from the January Edition:
•HPE To Acquire BlueData
•Symantec, Fortinet Partner To Deliver Comprehensive Cloud Security Service
•Embracing Consumptionbased IT - By Kunal Singh, Server, Storage and Networking Head, MEA, Redington Value
•Fujitsu To Provide End-To-End Enterprise Transformation Offering With AWS
•Pivot3 Delivers Policy-Based Security For Hybrid Cloud Solutions
•SonicWall Boosts EMEA Presence
•Ivanti Simplifies Endpoint Software Distribution With Ivanti Package Studio
•Avaya Introduces New Device As A Service Offering
•Nokia Warns On The Evolving Threat Of Malicious Software Targeting Iot Devices
•Cryptocurrency Mining Affected Millions Of Users In 2018: Kaspersky Lab
•Veritas Predictive Insights Uses Ai And Ml To Predict And Prevent Unplanned Service
1. Cloudsourcing involves outsourcing IT operations and infrastructure management to cloud service providers in order to reduce costs, improve efficiency, and focus on core business operations.
2. The key benefits of cloudsourcing include cost reduction, scalability, access to expertise, improved security, and the ability to keep pace with new technologies without large capital investments.
3. Choosing a cloudsourcing partner allows organizations to benefit from round-the-clock support, expertise, scalability, and security while reducing labor costs, hardware costs, and the burden of compliance requirements.
To prosper in this new environment insurance companies can look to the cloud, in conjunction with other technologies, to help drive reinvention of their business model to offer new services and create direct, multi-channel relationships with customers
Tool for individual and industry insurance Effcient solution to combine individualization and standardization for the quotation and policy process. Universal is a web-based solution for insurance companies to create standardized processes, business rules and modular products. It supports the insurance underwriter in managing the whole contract lifecycle in only one application, and ensures the traceability of all individually created products and product generations. It is compatible with other quotation and policy systems, and decreases the complexity of the IT infrastructure.
The document summarizes a no-code platform called CoverGo for Health that transforms the insurance industry. The platform includes modular components that can be assembled like Lego blocks to provide a fully configurable health insurance administration system. It allows insurance companies to build and launch products faster, enable digital distribution channels, and automate processes to reduce costs. The platform has been adopted by major insurance companies globally and is powered by over 500 open insurance APIs for integration.
This document outlines 10 top trends in the healthcare industry for 2022 according to research by Capgemini. The trends include: 1) COVID-19 fast-tracking digital health and remote care delivery; 2) A focus on patient-centric, personalized care and shoppable healthcare experiences; 3) Adopting a whole-patient approach and understanding social determinants of health; 4) Using real-time healthcare data and IoMT to improve medical management; 5) Increased involvement of non-traditional players like BigTech firms; 6) Modernization efforts and cloud adoption in the industry; 7) Prioritizing pricing transparency and shoppable healthcare; 8) Increased focus on data privacy and security; 9) Margin pressures triggering
A combination of factors − the pandemic, catastrophic weather events, evolving policyholder expectations, and insurers’ drive for operational efficiency and future relevance − are sparking P&C industry changes.
In a post-COVID, new-normal environment, the most strategic insurers are building resilient, crisis-proof enterprises poised to take advantage of emerging and future business opportunities. They are leveraging advanced data analytics and novel technologies to assure agility and achieve positive revenue and customer satisfaction outcomes. Competitive advantage will hinge on accelerated digitalization and faster go-to-market. Therefore, win-win partnerships and embedded services with InsurTechs and other ecosystem players are critical.
Read Capgemini’s Top P&C Insurance Trends 2022 for a glimpse at the tactical and strategic initiatives carriers are undertaking to boost customer-centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future-readiness.
This analysis provides an overview of the top trends in the commercial banking sector as they shift to technology high gear to boost client efficiency and battle a volatile, uncertain, competitive, and evolving landscape.
First, it was retail banking. Now, advanced technology is shifting to – and disrupting − the commercial banking space. Many commercial banks, known for paperwork, red tape, and branch dependency, were unprepared to support clients during their post-COVID-19 ramp-up. But now, the digital pivot to new mindsets, partnerships, and processes is in overdrive.
As commercial banks grapple with competition from FinTechs, BigTechs, and alternative lenders, their inability
to fulfill SME demands and pandemic after-shocks necessitates transformative process changes and a move
to experiential, sustainable, and inclusive banking models. We expect banks to strive to meet the demands
of corporate clients and SMEs by digitally transforming critical workflows and improving client experience.
Additionally, incremental process improvements in the middle and back-office that leverage intelligent
automation will keep the competition at bay because engaged clients are loyal.
Adopting newer methods to mine data and moving to as-a-Service models will prepare commercial banks
to flexibly respond to newcomers and find ways to co-exist through effective collaboration. The time has come for commercial banks to put transformation on the fast track as lending losses in wallet and market share could spill over to other functions!
How incumbents react and respond to 2022 trends could determine their relevancy and resiliency in the years ahead.
The Covid-19 pandemic necessitated the payments industry undergo a facelift, sparked by novel approaches from new-age players, fostered by industry consolidation, and customers’ demand for end-to-end experience. Crossing the threshold, the industry is entering a new era – Payments 4.X, where payments are embedded and invisible, and an enabling function to provide frictionless customer experience. As customers make a permanent shift to next-gen payment methods, Digital IDs are critical for a seamless payment experience. The B2B payments segment is witnessing rapid digitization. BigTechs, PayTechs, and industry newcomers are ready to jump in with newfangled solutions to help underserved small to medium-sized businesses (SMBs).
As incumbents struggle with profits, new-age firms are forging ahead to take the lead in the Payments 4.X era by riding the success of non-card products and services. The new era demands collaboration, platformification, and firms can unleash full market potential only by embracing API-based business models and open ecosystems. Data prowess and enhanced payment processing capabilities are inevitable to thrive ahead. The clock is ticking for banks and traditional payments firms because the competitive advantage is not guaranteed forever. As industry players seek economies of scale, consolidations loom, and non-banks explore new territories to threaten incumbents’ market share. While all these 2022 trends are at play, central bank digital currency (CBDC) is emerging globally and might open a new chapter in the current payments landscape.
As we slowly move out of the pandemic, financial services firms have learned the criticality of virtual engagement to business resilience. Wealth management firms will need capabilities to cater to new-age clients and deliver new-age services. This report aims to understand and analyze the top trends in the Wealth Management industry this year and beyond.
A year ago, our Top Trends in Wealth Management report emphasized how the pandemic sparked disruption and digital transformation and changing investor attitudes around Environmental, Social, and Corporate Governance (ESG) products. As we begin 2022, many of those trends continue to hold as COVID-19’s wide-reaching effects continue to influence the wealth management industry.
As wealth management (WM) firms supercharge their digital transformation journeys, investments in cybersecurity and human-centered design are becoming critical to building superior digital client experience (CX). Another holdover trend − sustainable investing – is gaining mainstream attention and generating increasingly sophisticated client demands. Data and analytics capabilities will become ever more essential for ESG scoring and personalized customer engagement. As large financial services firms refocus on their wealth management business while new digital players make industry strides, competition is becoming historically intense. Not surprisingly, client experience is the new battleground.
This analysis provides an overview of the top trends in the retail banking sector driven by the competition, digital transformation, and innovation led by retail banks exploring novel ways to create and retain value in evolving landscape.
COVID-19 caught banks off guard and shook legacy mindsets to the core. With 20/20 (2020) hindsight, firms are more aware, digitally resilient, and financially stable as they head into 2022. The trials of the past 18 months forced firms to shore up existing business and consider new models and revenue streams.
Customer-centricity remains at the top of most FS agendas and is a 2022 focal point. Banks will focus on achieving operational excellence as diligently as delivering superior CX. In 2022 and beyond, it will be paramount for FIs to explore and invest in new technologies to remain relevant and resilient.
Banking 4.X will arrive in full force in 2022 with platform-supported firms monetizing diverse ecosystem capabilities and aggressively harvesting data to create experiential customer journeys through intelligent and personalized engagements. The new era will compel future-focused banks to finally abandon legacy infrastructure and collaborate with third-party specialists to solidify their best-fit, long-term roles. Increasingly, open platforms will make banks invisible as banking becomes embedded into customer lifestyles. At the same time, banks will shed asset-heavy models and shift to the cloud for greater agility, speed to market, and faster innovation. The shift will act as a precursor to adopting new technologies on the horizon – 5G and Decentralized Finance.
The recent past was filled will extraordinary lessons for financial institutions. Now is the time to act on those learnings and move forward profitably.
Property & Casualty Insurance Top Trends 2021Capgemini
The Property & Casualty insurance landscape is evolving quickly with the changing risk landscape, entry of new players, and changing customer expectations. The ripple effects of COVID-19 on the P&C insurance industry and natural disasters such as forest fires have adversely impacted insurance firm books.
In this scenario, to ensure growth and future-readiness, the most strategic insurers strive to be ‘Inventive Insurers’ – assuming a customer-centric approach, deploying intelligent processes, practicing business resilience and go-to-market agility, and embracing an open ecosystem.
Read our Property & Casualty Insurance Top Trends 2021 report to explore the strategies insurers are adapting to remain competitive amidst the evolving business landscape and how they can explore new ways to enhance their profitability.
A combination of factors such as demographic changes, evolving consumer preferences, and desire to become operationally efficient were already spurring changes in the life insurance industry. Enter 2020 – the COVID-19 pandemic is having a significant impact on the industry.
At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry is adapting to the new normal.
Furthermore, COVID-19 has acted as a catalyst, pushing life insurers to prioritize their efforts on improving customer centricity, developing go-to-market agility, making processes intelligent, building business resilience, and embracing the open ecosystem.
Read our Life Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the changing market dynamics.
Top trends in Payments: 2020 highlighted the payments industry’s flux driven by new trends in technology adoption, innovative solutions, and changing consumer behavior. The pandemic has tested the digital mastery of players, who are already grappling with transition. Non-cash transactions are on a robust growth path, accelerated by increased adoption during COVID-19. Regulators are working to instill trust and address non-cash payments risk amid unparalleled growth as players collaborate to quell uncertainty. Regional initiatives, such as the P27 (Nordics real-time payments system) and the EPI (European Payments Initiative), are gaining traction in response to country-level fragmentation and competition.
Investment in emerging technologies is looked upon as an elixir to mitigate fraud, data-driven offerings are being considered for providing value-added propositions, and distributed ledger technology is in focus for digital currency solutions, efficiency enhancement, and cost gains. New players, such as retailers/merchants, are integrating payments into their value chains while technology giants are upscaling their financial services game by weaving offerings around payments as a center stage. Constrained by budgets, firms consider business models such as Platform-as-a-Service (PaaS) to provide cost-effective and superior customer experience.
A combination of factors, including demographic changes, evolving consumer preferences, and regulatory and compliance mandates, were already spurring change in the health insurance industry. Enter 2020 and the COVID-19 pandemic, which is having sweeping implications for the industry.
At the peak of disruption, the focus was on ensuring business continuity, but new initiatives are cropping up to tackle the challenges as the industry adapts to the new normal.
Furthermore, some changes are here to stay, and it will be prudent for the industry players to be resilient to the market shifts by being agile, improving member centricity, making processes intelligent, and embracing the open ecosystem.
Read our Health Insurance Top Trends 2021 report to explore the strategies insurers are adopting to manage the external pressures.
The banking industry’s resilience is being tested as banks navigate through a remarkable 2020 filled with uncertainties. The impact of COVID-19 has been about setting the tone for future operational models. Retail banks have shifted focus towards integrated risk management with a more holistic view of operational risks. Adapting to the new normal, banks have prioritized cost transformation while engaging customers virtually. Incumbents sought to be more responsible within fast-changing environmental conditions and ESG remained a critical focus.
To provide more experiential services, banks are leveraging techniques such as segment-of-one to hyper-personalize offerings while aiming to humanize digital channels for increased engagement. Banks are also revamping middle and back offices, going beyond the front end leveraging intelligent processes. Open X is enabling banks to play on their strengths and use the expertise of ecosystem players. Going forward, banks are poised to become an enhanced one-stop shop by providing consumers value-adding FS and non-FS experiences.
To acquire customers in cost-effective manner, retail banks are tapping value-based propositions ‒ such as POS financing and mortgage refinancing. Further, Banking-as-Service provides incumbents a way to provide their high-value offerings to other players. In preparation for the future, banks will be looking to improve their go-to-market agility by leveraging the benefits of cloud. This analysis outlines the top 10 trends in retail banking for 2021.
Explore how Capgemini’s Connected autonomous planning fine-tunes Consumer Products Company’s operations for manufacturing, transport, procurement, and virtually every other aspect of the supply-value network in a touchless, autonomous way.
Financial services is undergoing a paradigm shift that is forcing incumbent retail banks to rethink growth strategies as they struggle to remain relevant. Growing competition from BigTechs, FinTech firms, and challenger banks has added to the complexity created by increasingly stringent regulatory and compliance requirements. Customers now expect a seamless customer journey and personalized offerings because they have become accustomed to top-notch individualized service from GAFA giants Google, Apple, Facebook, and Amazon. The changing ecosystem offers established banks new, unexplored opportunities and encourages a transition beyond traditional products to meet the exacting requirements of today’s customers. Bank collaboration with FinTech and RegTech partners is becoming commonplace. Incumbents are exploring point-of-sale financing and unsecured consumer lending, while they also boost their digital channel competencies to reach a broader customer base. Banks are beginning to accept open APIs and are working with third-party specialists to create an open shared marketplace. Technological advancements such as AI are fueling efforts to evolve customer onboarding and touchpoint processes. Increasingly, banks are turning to design thinking methodology to understand the customer journey, extract deep insights, and develop a more refined user experience across the customer lifecycle.
Our analysis of the top retail banking trends for 2020 offers a glimpse into the fast-changing banking ecosystem and explores the tools and solutions being used to face new-age challenges.
Aspects of the life insurance industry have remained constant for years – and so have premiums. Traditional savings products have taken a huge hit in terms of attractiveness because low interest-rates prevail. Meanwhile, the risk landscape is shifting, and insurers need to align better with the emerging business environment, manage changing customer preferences, and improve operational efficiencies. Within today’s scenario, industry players are undertaking tactical and strategic shifts in attempts to manage unpredictable market dynamics. Insurers must develop alternative products to breathe new life into policies and leverage emerging technologies (artificial intelligence (AI), analytics, and blockchain) to improve efficiency, agility, flexibility, and customer-centricity.
Read Top Trends in Life Insurance: 2020 for a look at the innovative steps future-focused insurers are considering to meet industry challenges and opportunities.
The health insurance industry is evolving and undergoing significant changes. As the risk landscape shifts, insurers are working to improve operational efficiencies, meet evolving customer preferences, and align better with the changing business environment. Accordingly, payers must adapt and align business models and offerings. An incisive tactical approach is required to accommodate members’ needs and related emerging risks — medical, health, and environmental. Advanced technologies such as artificial intelligence, analytics, automation, and connected devices are enabling insurers to manage these changes proactively, partner with members, and help to prevent risks, all the while continuing to fulfill payer responsibilities.
Read Top Trends in Health Insurance: 2020 to learn which strategies insurers are adopting to navigate and align with today’s challenges.
Similar to other financial services domains, payments is evolving into an open ecosystem. The EU’s Payment Services Directive (PSD2) pioneered open banking by encouraging banks and established payments players to securely open the systems to foster competition, innovation, and more customer choices. In tandem with non-cash transaction growth, regulations are driving banks and payments firms to expand their array of payment methods and channels. Governments are encouraging financial inclusion by also promoting the adoption of non-cash payments. Increasingly, merchants and corporates seek to offer alternative payment systems because of widespread popularity among consumers. Alternative payments also enable merchants to provide real-time and cross-border payments to boost business efficiency.
Banks, payment firms, card firms, BigTechs, FinTechs, and other players are continuously developing new technology to cash in on market changes. However, data breaches and fraud continue to hinder innovation as firms devote countless resources each year to address security issues. Many governments are also designing new regulations to reduce ecosystem threats. All these measures are expected to make the current ecosystem much more secure and simple for players as well as customers.
Top Trends in Payments: 2020 explores and analyzes payments ecosystem initiatives and solutions for this year and beyond
The commercial banking industry faces daunting challenges. Operational costs continue to rise. Corporate clients seek convenience and personalized products and services. Cybersecurity is a major concern as more and more bank processes become digitalized. Compliance with wide-ranging open banking regulations is mandatory. The entry of BigTechs and other players is heating up competitive pressure. Therefore, it is essential for banks to transform and adapt to the changing business environment.
Read our Top Trends in Commercial Banking: 2020 report for analyses of the initiatives, new solutions, and trends expected to shape the commercial banking ecosystem in 2020 and beyond.
Wealth management is facing significant disruption on two fronts – customer experience and digital transformation. To effectively succeed within these turbulent times, understanding client demographics and expectations is essential. Firms can leverage deep customer insights to grasp their clients’ changing ethos and develop solutions accordingly. Improved customer satisfaction often drives competitive advantage. As firms prioritize superior customer experience, they are adopting intelligent solutions such as analysis of consumer sentiments to deliver hyper-personalized services. Firms are also leveraging artificial intelligence (AI) and machine learning (ML) techniques to improve client-advisor relationships. To innovate, especially within legacy infrastructures, organizations must embrace open APIs to scale technology capability with support from WealthTech newcomers and third-party vendors that offer generic and customizable API-based platforms. Regulations such as the EU’s General Data Protection Regulation (GDPR) and know your customer (KYC) mandates are pushing firms to ramp up cybersecurity and automate cumbersome client onboarding processes, in a data-driven compliance scenario.
How to get off the white elephant of physical and leverage the true benefits ...Capgemini
In the modern world of immediacy, how do we kill latency whilst reducing business costs and delivering rapid value? Stuart Fleming (Vice President, Cloud Services,
Capgemini UK) provides insights into the successful implementation of a scalable hybrid cloud platform which allows quick access to AWS with a simple migration approach leveraging VMware’s tools.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
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Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
Capgemini Insurance Connect : Subscription based services for claims , policy and billing
1. While every insurer needs to provide remarkable claims, policy and billing services,
not every insurer—particularly small carriers—needs to build the systems, maintain
the infrastructure or develop and run the processes. Smaller property and casualty
(P&C) carriers in Non-standard Auto and Specialty Commercial lines of business now
have access to on-demand, best-in-class applications across the policy lifecycle,
through a monthly subscription model.
Best-in-class insurance
processing capabilities,
on-demand and without
the costly infrastructure
Capgemini Insurance Connect:
Subscription based services for
claims, policy and billing
2. Capgemini Insurance Connect is a unique subscription based solution designed
for smaller P&C carriers hosted by Capgemini in a private cloud environment and
pre-configured for Non-standard Auto and Specialty Commercial lines of business.
It combines the power of the tailored, optimized Guidewire InsuranceSuite™ with
market leading, end-to-end services from Capgemini including implementation,
integration, deployment, maintenance, and hosting. In addition, Insurance Connect
contains a library of key interface capabilities to support financials, document
generation and management, statistics and reporting, user authentication,
and rating.
Small insurers experience limited upfront costs for access to a pre-configured, best-
in-class technology platform—limiting the solution configuration decisions that need
to be made, reducing the resource investment and accelerating the pace to go-live.
Technology cost is incorporated into the cost of service provisioning over the term
of the contract, enabling carriers to effectively and efficiently run policy, billing and
claims with predictability in outcomes and total cost of operations.
Introducing Capgemini
Insurance Connect
Validate Tailor Run
Platform
Access
Product
Validation
Infra Size
Required
Integrations
Foundational
PolicyCenter Insurance Connect
ClaimCenter
BillingCenter
Testing
UAT & Training Infrastructure
Application Maintenance
PolicyCenter
BillingCenter ClaimCenter
Capgemini Insurance Connect: A Unique “Insurance as a Service” Solution
Private Cloud-based Infrastructure and Connectivity
Leading analyst Forrester
cites Capgemini as an
“early pioneer in
the area of cloud
orchestration,”1
and
names Capgemini as
a sample vendor with
prebuilt SaaS capability
to integrate multiple
SaaS solutions.
1 Forrester Research Inc.: “Navigate the SaaS Implementation Partner Landscape,” Liz Herbert, 24 August 2012
3. Why Cloud Now?
The ability to capture operational flexibility and costs savings, as well as
the opportunity to pay-as-you-use are driving cloud computing adoption–
so much so that cloud computing is among the top technology priorities
for the management of global life and P&C insurance firms. Cloud
computing promises many benefits to P&C insurers, including:
• Lower total cost of ownership
• Standardization of systems and processes
• Higher productivity and collaboration
• Economies of scale
• Scalable storage and processing
• Shortened time to implementation
Gain rapid access to best-in-class capabilities, lower
overall operating costs and improve the focus on core
business functions.
The Capgemini Insurance Connect subscription-based offering provides an
opportunity for business differentiation and growth to small insurers by giving
them more time and resources to focus on the brand-based expert services that
drive value and differentiation. By reducing operating costs, insurers can recognize
greater operational efficiencies across their organization and improve throughput
through standardization and automation. Market-leading technical capabilities and
services offer a all in one solution to migrate from legacy systems to a complete full
implementation, integration, maintenance and hosting on one platform.
Replace legacy systems that traditionally have been too
cost prohibitive to upgrade.
New technology-enabled solutions are in demand by insurers to introduce or modify
products faster, to service customers and distribution partners in a differentiated
way and to provide needed information across the enterprise. While a challenging
mandate, insurers are converging on core platform transformation to drive dramatic
improvements in time to market, cost per policy, and operating agility. Insurance
Connect offers small insurers an opportunity to achieve on-demand core platform
transformation through pre-configured, optimized capabilities as part of a flexible
subscription-based model.
Capitalize on an increasing trend in adoption of cloud-
based offerings across the P&C enterprise.
Key business and technology issues such as operational flexibility, cost-savings and
flexible subscription-based models are driving cloud adoption within P&C insurance.
Analysts believe that small insurers are likely to be leading adopters of cloud
technologies so they no longer have to maintain IT assets themselves.
Reap the Benefits of Capgemini’s Cloud-based
Solution for Small Insurers
the way we do itInsurance